Mike@12345678 - Numbers are off sometimes
I love the setup of this calculator and the features it offers overall, making it a total score for me of 5 stars. I really like that you can review the amortization schedule on your phone in real time, I love it because it’s on my phone for convenience and it really looks very professional when I pull it out to do calculations in a business meeting.
However, for some reason, all my calculations seem to always be off by several hundred or thousand dollars each time I do calculations on it. I tried to reset it and recalculate my numbers but they still keep coming back off by several hundreds or thousands depending on what I’m calculating, comparing it to my HP calculations each time and other calculators I use to make sure it’s not me, however, my hp and other calculators are calculating exactly the same numbers each time and the same answer shows up.
I guess it’s ok to be off by a few pennies sometimes but not hundreds and thousands of dollars when you need good numbers. I hope the company can fix this minor issue and make comparisons to hp and other calculators because I really love using this wonderful calculator everyday I work. I will download your latest version as soon as this gets fixed...Thank you!
Gina_Hall - I’ll never again WISH I had my financial calculator with me
This App does everything my HP10bii does AND it keeps track of certain previous calculations. I prefer the app over the calculator for running amortizations in particular, because I can see the entire schedule all at once instead of just one figure at a time. The only advantage the stand-alone calculator has, is that you can use it for proctored tests, whereas you obviously can’t just use an app on your phone for that. I recently used the app during negotiations for a new car purchase and saved myself over $4k in the process, by not just trusting the dealer to do the calculations. The dealer just wanted to provide me with the selling price and the monthly payment. Having this app in my pocket allowed me to know ALL of the terms, to call BS on a misquoted interest rate, and to be certain I got the best deal possible all the way around.
Aly-Victoria - Legit
This calculator is great. I have compared it to my actual HP 10bii and the answers are the same.
I noticed some of the other reviewers mentioned that their answers were off by a couple hundred or thousand dollars. I had this problem when I first downloaded and thought the calculator was trash. But then I noticed that the Payments Per Year (which is visible right under the answer display) was set to 12. I believe the HP 10bii is factory set to 1 Per Year.
You can change this setting by selecting the three lines in the upper right-hand corner, clicking Settings, and just typing in 1 for Payments/Year. After I changed this setting, my answers matched exactly.
Additionally, make sure your display is set to more than one zero for intermediate calculations. Your answers will be off by a couple cents or dollars if you are rounding up intermediate calculations while working out a problem. You can do this by clicking a number (for example, select the number 4 for four zeros to display) then click the Orange button and then the Equal sign and it’ll display your selected number of zeros.
Overall great calculator and the layout is perfect!
Inatrhis - Great app
It’s refreshing to find an app that is easy to use, functionally designed, and well supported by its developer. This app got me through my financial management class and had all the features I needed. The developer’s website has helpful tutorials as well. Thank you.
MrConstructive - Very easy to use interface
I have been buying discounted paper for many years. Always had to carry a financial calculator before this fabulous app came along. I love the easy to use interface and also the amortization table feature.
NikanAzar - The developers are listening!
Uneven cash flows caused an internal error and crashed the application. After a simple email to Kenny and the team, he promptly fixed the app and has submitted to Apple for an update. What a great development team that is listening to their feedback!
Efixman - Love the app. But Share is broken
It’s a great app and is easy to use. But I recently tried the share option on my iPad and iPhone X and when pressing the share button it just hangs and then the app dies.
The developer explained that it crashed because of an interest only calculation. An IO option would be helpful.
Endyesse - I can’t go without this!
I use this app constantly. As an investor, I use it on my phone and iPad when I’m working out quick calculations on a deal, or figuring future values. I also use the version on my desktop. The amortizations are spot on.
Actually, The Real Scooter - It works the same, only better, as the real one
I still check on actual HP10B for important numbers, but this is my go to calculator.
Aikimatt - Easy to use
Look and feel of the HP, is worth a few dollars to have something accurate and simple to use.
Blake Stevens, BlakeRugby, - Helped me learn, became a better investor
This calculator helped me learn the financial Calc's that helped me to be a successful real estate investor. Really good app and useful built ins for mortgages and other calcs. Helps me to make smart decisions in all my financial transactions.
Higiniolopez1982 - I am studying accounting and this app is great
Very helpful for my accounting classes. Be patient and take the time for watching the tutorial videos you will se what simple is using this app
Nicknamealreadytaken86754389 - It doesn’t work.
Just getting started to do homework for finance. First problem and it doesn’t calculate. Watched video and interesting enough the tab to use wasn’t present. So money wasted. No way to contact company via website so I guess they do not want bothered to improve the product. Buy a better product- you will be less frustrated!
Frus.trat.ed - Excellent
Better than the real thing. Help on functions is easily available and understandable. Worth the money.
Chantiff - Thanks
I recently needed a financial calculator for a university class. This app was perfect and saved me a lot of money over going out and purchasing one. Thanks!
JK-MIA - Amortization Feature Great
Tap and you have the schedule ready to send via text or WhatsApp- Convenient loan rate calculations.
Joe So. Calif. - Invaluable tool
I use this app every day for many valuable functions and calculations that help me make better investing decisions. Thanks to Kyle and Kenny for such an awesome app!
Tomherring7 - Best Financial Calculator
Great app. I buy a lot of real estate and this app paints a great picture of the total financial situation. I love the amortization feature. I think I would like calculus now!
Joozy83 - Awesome
As a mortgage loan officer this app has saved me countless hours preparing analyses for my clients. It makes me look like a pro and has earned me business!
Ponsvir - Amazing value
Solid app that provides extensive financial calculations and features.
Dscott4305 - Side bar menu inoperative
Not sure if this relates to iOS 13 or not but my sidebar is blank. Pls fix
Jeleviste - Great Financial Calculator App
Easy to use and lots of added features!
Al the app user - Great app
This is great. a financial calculator on you phone and easy to use
Walley's Buddy - I use it everyday
Easy to learn and use to become financially savvy.
_rcarey - Love it
Tx 12 Gauge - Not worth the $$$ for beginners
Would prefer to delete this app. It may be a great calculator for some, but not presented in a way as to warn me it was not user friendly.
Frozar - Love it
IMert - Great app!
I don't rate 5-stars often. This app just works, and is exactly what I need for my work. It has become my go-to mobile calculator, and I've tried out many. I use the finance calculations, especial cost/price/margin, everyday in my work. I checked the functionality of the RND button that another reviewer dinged the app for, and it works. Some of the functionality of the app is a little odd, an HP thing. I had trouble figuring out some other functions, and actually found a sequence of button presses that would crash the app. I emailed the developer, and within an hour had a link to the full HP manual for the calculator that I downloaded, and a request from them on how to replicate the crash so they could fix the bug. Great app, Excellent support!!
Shan the RE Man - Great app!
So convenient to use this iPhone app vs buying and carrying around a separate HP. I downloaded it for a class where we used it, and it actually has WAY more features than the actual HP 19Bii! (Not to mention the cost is super competitive compared to the actual handheld calculator, and way more handy). Downside is that most instructors' demos are not familiar with this app, and you have to learn all those extra features and quirks on your own. That's ok for me. The developers very clearly extended the app WAY far beyond the calculator, and now it performs like a rudimentary spreadsheet. No way you can use the original HP in the same way.
Smessa - I Love this AP
I love this AP. It can solve any financial problem I need. I use it daily for financial planning and as a regular calculator. The numbers printed above the PV, PMT, FV, I/YR and N keys are great. I noticed a review claiming an incorrect calculation. After reading the review it looks like the user had the decimal place setting to two places and was expecting a result with 3 places. I had this problem too but found that the number of decimal places can easily be re-set to whatever you want and there is a terrific help section that will explain how and answer many other questions as well. This is a solid professional quality program.
MIgchx - Great Value, intuitive training
This app is not only an incredibly valuable financial calculator for the price but it is also a very useful training tool. The explanations are clear and easy to understand. My favorite feature is the display below the result screen which shows you what you have input into each field-saves me lots of time if I mistype and requires additional keystrokes on a manual calculator. I recommend this app to everyone that wants to get a handle on their finances.
Mlskopek - Excellent
This Calculator App is the best available.
Time Value of Money calculations are so easy, values are stored above the buttons so you know exactly what they are without having to check.
The app has several built in "Easy Mode" calculations similar to a spreadsheet calculator for specific calculations such as retirement savings, loan amortization and much more. Most of them are built in free others you have to pay .99 cents for. Either way this app is amazing and well worth money it's iPhone and iPad all in one.
If you are looking for a financial calculator for personal, professional or if you're a college student with a finance major this in the calculator you need. It's very easy to use and does everything and more a 10BII would do.
Gentle Explorer - Pretty good. No paper tape mode.
The calculator is pretty good, although the graphics are not nicely designed to uses an everyday calculator. A little tweaking of the sizes of the fonts would help.
The idea of the extra cost easy modes is great, but the ones that I would really want to do such as retirement amortization and budgeting aren't there.
I wish that the calculator had a paper tape. That shows some functions in the white space on the side, but it really doesn't function as a paper tape.
Ambient lite - A great app for non-math majors!
I was hesitant at first to even get a calculator that looks so complicated, but once you learn what the symbols mean, it's pretty intuitive. For only a few bucks, you get the equivalent of an HP10bii, but with a full viewing screen (you can even use their manual online to learn the functionality of this app). You won't bother with amortization tables any more. It is so easy!
SF _Steve18 - Great help/features
For anything that I needed help finding or using within the calculator - their short and concise video tutorials helped me with what I was trying to do. Great set of features. Easy to use if you know what you're looking at. Great tool, use it for my finance class homework every day/week. Works great, haven't had any bugs or crashes or anything of the sort.
Paulmac56 - Great App
This is a great app. The 10b II itself is perfect, but the Easy Mode modules are even better.
I had one issue concerning how to input data in the Saving With Growing Deposit module. The company returned my email within hours, had me send screen shots, got back to me immediately, and solved my issue. The program was fine, I just was imputing one field incorrectly.
Do yourself a favor and get this app.
NoahG59 - Great Product
I no longer have to carry my HP-12c and I always have my iPhone with me. The app does all of the financial calculations I need, but a big plus is the amortization feature which provides a PDF report of the amortization which can be emailed. Great Feature!!! I have sold 6 of my colleagues on the app and they have purchased it.
Villman. - Great calculator!
Does what it says. Takes some learning as it slightly differs from the actual 10bii, but it really is no issue at all and I would recommend to anyone looking for a 10bii replacement. Super convenient to not have to have another device and having it on you wherever you go.
IAmtheKEE - GRRRRREAT!!!
I so love having this App on both my iPad and iPhone. It's very easy to use and quite convenient. This app also has the ability to create an amortization schedule that Can either email to my clients or save to the client's file to review when needed. It's perfect. Def provides more features than the handheld HP 10BII or any other financial calculator.
Belloit - This app is better than the calculator!
This app is actually better than the calculator. I appreciate how willing the support is to fix bugs as well. I reported a bug to them last week and they have already issued an updated version correcting the problem. Thanks for a job well done.
RealEstateInvestor - WizTop please contact us
WizTop, the calculations are correct but financial calculators are complicated and it is easy to have a config option set to something you don't expect.
If you are having a problem or have a question about the app, PLEASE contact us at theteam@inadaydevelopment.
Pendy Herijanto - Superb!
Great app with great support. Highly recommended! This app simplify my daily work. No need to bring physical financial calculator. Just bring my iPhone or iPad -- which always accompany me all over the time --. I am glad to use this app. Thank you in A Day Development and keep making good application!
KDS 8 less - Awesome app
I chose this app because of the reviews. It turns out that this is the calculator my professor uses and explains everything utilizing this calculator. It has been perfect. Love of the videos they are very helpful. Wish there were a few more though.
Summerhomes - Use this daily
I use this app every day on ipad and iPhone. The easy mode has made quickly calculating loan payments for potentials rental purchases quick and easy even for a math moron like me! Great app, couldn't do my investing business without it.
Dbries - Good app
I needed an app for my MBA class and I chose this. Never used a financial calculator before, but this extremely useful. Plus it has some great features that a regular 10bii won't have (ie - graphing of annuities) and it shows the values that are currently entered in PV, etc
I gave it 4 stars because I don't have another calc app to compare it to.
Pokey - What is the PV of WOW?
I'm super thrilled with everything about this app! Too bad there isn't room for another star! 🌟🌟🌟🌟🌟🌟
This is by far the most useful calculator I've used--from the convenience to the helpful tutorials--I recommend this to anyone who wants the best for their money.
Uknights - Amazing App
This is an unbelievable financial calculator. If you have need for one, this is an absolute must purchase. Quickly pull up an amortization schedule and immediately email a PDF form of it. Cannot say enough good things about it.
MarcoKropp13 - Love this app
Vera usefull, i don't need anymore to carry on with my old financial hp. I would love to see the functions working though, watch the integers and limits..... But that's is just to add something nice and rather worthless, unless you are talking with old school wise guys.
Fallerfam - Great scientific calculator
I have used this now for a few months and it is my go to calculator. It does everything that I need from the basic math functions to the trigonometry functions which I periodically need.
OZ911 - Doesn't work like the 10BII calculator
I bought this app to use in place of my hp 10BII I need to use for an exam - I left the regular one at home thousands of miles away and couldn't find a replacement abroad - but it is not similar to the regular hp. None of the calculations come out correctly. All the figures are wrong so it is useless to me. I just wasted 5.99 on something that promised to be what it is not. Do not call it a specific name if it only works "like" the calculator it imitates.
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BobiPad - 10bii Financial Calculator
This app is abolutely marvellous. It does everything I was looking for in a financial calculator with ease. I am certain it is one of the best device in its field that money can buy. To top it all of, the support team were also very prompt and helpful when I asked for some advice before I purchased the app. Would recommend the app to anyone employed in the financial area.
Aussie broker Matt - HP 10bii
I am an Aussie Mortgage Broker and use this excellent App everyday! The app is really easy to use and I find it even better than the original calculator that it is based on.
Fhowie - The very best a great app
This is better than the calculator it is based on
wonderful and easy to use
KW123 - Great app,
Love this app its really useful. Excellent amortisation table function.
Dont like the cheesy logo though.
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Cavey10 - Great calculator
Mr mileta - It’s good
Everything works great.
I did find a minor bug that gives the wrong answers. When you change the amount of payments per year and keep the balance at zero and leave everything else the same, the end balance changes.
Not sure I explained that right.
I love the app. Use it every day.
Vincent3201 - Compound interest
No good for me. I need c/y (compound interest/ per year) haven’t found it, so I’d like to return it
BWalling's iTunes - Works like the real calculator!
It's great to use this app and not have to bring my calculator on business trips.
Wicnay - App crashes when using Cash Flow key (CFj)
It was smooth sailing until I needed to utilize the cash flow calculator. Working on a new iPhone 11, the app crashes every time the button was pressed. 2 emails to the developer remain unanswered.
BTozer - Great app.
Works like a hot damn.
ThaDynamiteKid - Good
It's ok for the price
Cocoanut44 - Not accurate
Does not convert interest rates properly - does not give accurate answers.
Dreisler - Great App
Yujing112233 - It's great!
I use it to replace physical calculator as there is more data to be displayed,and you also do not carry another calculator. More than that,you got the full mortgage list for month(if you choose month). It is awesome!
By the way,please be ware that,as I am here in Canada,and the rate here in Canada is half year compounded,which is different from US,so some easy calculator might get the wrong result.
IPad 4 Work - I love it
I use it non-stop, it's amazing.
L4p0 - Simply awesome!!
Just started taking notice of how I spent my hard earned money and stumbled on this amazing, daunting at first, little app. I calculated one amort table for only one loan and noticed a discrepancy in the payment amount. Contacted the bank. Not only did I not buy their explanation, but also learned that I was paying way more interest than I should!! Just that amount saved by switching this balance to a lower interest is enough to buy this app over and over and over. Get this app, dont be afraid of its look, follow the tutorials and start looking at your financials...you will not regret it!!!
米利莉 - some function are different from the real calculator
the amor only have 2 decimal
Cmactoronto - Great app.
I raved about this app during my first week of use. It's exactly like the physical calculator and then has extra! It really does require reading of the 10bii PDF that is an extensive document with examples. In a nutshell, it's worth every cent and it's the best one out there. (I researched them all and this won --hands down- no regrets. ) I give it a 5 or full stars. --cmac
Shane380 - Exceptional
This app is an amazing value. I use a HP 10 Bii every day for work for the last 3 years and will easily see this replacing it in every instance other that multiple calculator work at my desk. Though that being said the saved calculations feature may prove to replace that as well.
I wish it had a canadian localization for some of the cooler features such as easy calc with email export however even without it, this calculator app is mind blowing that it beats my 100$ store bought calc hands down.
Just buy it you will be very happy with it.
Yschulenberg - HB II
Fabolous boy - Excellent
This app is very good. This is good for mortgage calculations
Joe and Jane - Investor
Great App! I use it all the time.
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