CareCredit Mobile App Reviews

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Applying saved my dog.. Applying and being pre approved with a temporary card made a life or death situation a bit easier. Having this card as a cushion saved our 10 month old German shepherd puppy. We live pay check to pay check like most families do and I was recently let go from our second income when our pup decided to try to jump the fence to get to us. She impaled herself in the stomach near her bladder. Having this to pay for her vet visit was the only way we could afford the surgery and save her life. Thank you for coming up with this card and app to make life easier when crazy circumstances come up.

Convenient and quick. I understand for some that it may not be very easy to pay off a large amount within 6months, but having the option to pay off in 6months with 0% interest is such a convenience for me. I wanted something done and I really didn’t want to wait so my plan was to save up and pay cash in 6months time anyway, so the fact that I was able to get what I want and pay it off in 6months with 0% interest really just made this very exciting for me! So thank you CareCredit! The app is very user friendly and got the approval response in minutes. Anyways I love it. So my rating would be six starts if the option was available :) very happy with this service.

Acc shut down. I was very satisfied with this account and program. Honestly would have rated in a five star but for some reason, even though I have my auto pay set up and it has gone through every month, and I still have money in my bank, my last auto pay was declined, and apparently due to this without any warning! My account was shut down. I am extremely frustrated. I was also told that I could open a new account after the remaining balance payed. By the way it was one payment left. But I am afraid that due to having a recently closed bank, the system will not allow me to get a new card and I will have my credit pulled for no reason. No one seems able to give me any definite information regarding this issue. Of course, I will reach out to my bank and ask what happened but I even be able to tell me anything helpful as it seems this is the common thing for one bank to blame another bank. Not having a warning is not a good policy. But if I didn’t have money in my account, and the payment was declined. I would understand at least somewhat. But I do have money in my account and it does not show any declined payments. I believe this issue. To be a synchrony bank error and feel unjustly treated.

Latest update does NOT WORK on older iphones!. This app has been great! - until the latest update. Incidentally, I have an iphone 6. The ios cannot be updated past 12.5 version. This update requires ios 13. When I open the Care Credit app to pay my bill, it displays that I must update to the latest version first. So i proceed to update. It then displays that I must have ios 13 to update and asks if I want to download the older version. I click “download”. Then it does nothing and still will not let me access the Care Credit app without updating it to the newest version first. The app is now useless. Can you fix this so an older iphone user can still use the app? Update: It’s been 2 months since this latest update... This app is still useless if you have an older iphone. Please fix this issue so we, with older phones, can use it again. :(

Doesn’t work at all. I wish I could give this zero stars because I haven’t been able to use it to determine its actual rating. I downloaded the app before the iOS update to 12, but it didn’t work. I’ve since updated my phone and all apps but if still doesn’t work. I get an error message that says “We are unable to complete your request at this time. Please try again later.” I’ve uninstalled and reinstalled the app. I’ve tried it on WiFi, cell data- nothing. I did an online chat with customer service, they had no idea why it didn’t work. I sent a secure message to customer service and was told I had to call in because this error message may be one of several things (huh?). So I called. First she told me that it’s something to do with Apple’s security blocking their website through Safari. I am able to log in via Safari, but not the app. So I’m assuming she asked around and the response I received is that in spite of the fact that this app was just updated two weeks ago, they are no longer supporting the iPhone app. What?!? I’m so confused and have an app that doesn’t work. So disappointing.

Best App For Making Payments. From using several apps to make payments.. this has been the most convenient and easiest to use by far. Everything about this app just makes sense. When you first open the app it shows you exactly how much is left for your payment and when your next payment is due. It’s very simple to navigate, and shows you all your basic payment info. It’s also very easy to customize how much you would like to pay to your bill if you wish to pay extra. I do wish you could set up automatic payments but that is ok. At least I was able to set up reminders on my phone to alert me when a payment is approaching.

Can’t pay promo’s. I use this app solely for our payments and any info I may need in terms of this account. I just find it easier than logging into the full site online. It’s easy to use and at the touch of a finger I can check the account. It also shows me what promotions I have that are expiring soon. If I don’t pay the balance off it reminds me interest will be added on. That’s the one thing I don’t like about this app. It shows me the promo balance due but doesn’t seem to allow payment. I have to go to the full site for that. Strange since we can make regular payments just fine. If they change that I’ll adjust my rating score accordingly.

Great Extra Emergency Card. I just read another reviewer who used the Care Credit Card for their FurBaby. When I got my card it was for my set of hearing aids - very handy not to have to put this large purchase on a card where I would either pay a lot of interest every month or have to pay it off immediately. I have plenty of time to pay it off. I did check to see what amount I needed to pay each month in order for the payments to be enough to equal the entire amount at the end of the appointed time. Then MY FurBaby, a rescued kitty, had medical issues when I adopted him. Quite a few unfortunately. So I used the card for those also and have paid off both of these amounts before the original due date. My conclusion is that it never hurts to have a spare card in case of emergencies.

I like CareCredit. but the app is just terrible.. I have had to reset password 20 times or more.. with a password that works on desktop, but then not mobile, but the worst is the content of the messages it pushes out to you.. you see red number, and since its how you pay your bill.. but no, its stupid informational mails pushing discounts for boob job/botox discount if your pet gets work too.. but there is no way to turn off the marketing mails, and keep the app… and dog sweater financing offers arent even in your desktop account, just the app.. so if you can handle a new password everytime you log in, and push notices of how to finance diamond implants in yur lapdogs teeth, install .. otherwise, forego the convenience and just use the credit card

Only one complaint (Message Center). The app itself is fine. It serves its purpose well. I just don’t like that I can’t disable the Message Center. There are no in-app options to stop notifying me about messages, which are unwanted reading material. So the only way to turn off the notifications would be to do so in my phone’s settings, and I don’t want to do that because I can’t miss any important notifications, like fraudulent activity or if a payment is late, for example. I need THOSE notifications. I don’t want the notifications for the “Message Center.”

Happy to have this card. So happy to have this CareCredit Rewards Card! My family has been using CareCredit for over 5 years now and never had a problem using it, we can always feel secure knowing we can use it anytime on just about anything. I have spoken to customer service on one occasion and was very satisfied with the experience, wait time to speak with a real customer service representative was only about 3 minutes and the rep was fully knowledgeable and courteous, there was no need to ask to speak with anyone else or a supervisor, I consider that in itself a 5 star rating ! I hope this short review helps many others consider getting the CareCredit Rewards card and feel more secure knowing it’s always there when you need it!

CareCredit Card. I’ve not had any issues so far with this app! I have been using it now for a few months. I had Lasik done on both of my eyes. Used this card to put half of the cost on. I have 0 interest as long as the total is paid within 12 months. I make a payment at least twice a month (by my choice). I haven’t had any problem with making my payment or my extra payment. There is also a place on the app to click if I’d like to set up the payment date to another day. Which I used this feature when I set up my account initially. It was quick and easy! I’m also able to login on the app and check my balance at any given time if I choose to. I’ve never had to call customer service, thank goodness! So therefore, I can’t comment on how the CreditCare is in that area. *The only area I wish was better. Was the quickness they report to the credit reporting places.

a life saver!!. I’ve had CareCredit for many years- for hearing aids, dental work and glasses (at Wing Optical) and will use again soon for new hearing aids. With nearing my 80th birthday and living on Social Security I wouldn’t be able to manage these medical expenses- I’d have to do without!! FYI - I also use Synchrony Bank’s CarCredit for car repairs on my 16 year old Toyota. Again, couldn’t manage without these two cards and haven’t paid a penny interest on anything since I set up each account for online automatic payments. (Maybe I’ll make it to 100 with the help of these two cards!) THX SYNCHRONY BANK! Another FYI- my daughter uses her Care Credit to pay vet bills for her 4 elderly dogs.

The App design is excellent. This app is easy and precise to show transactions. It tracks payments clearly even before statements are generated. Also shows vet hospital credits applied so I can confirm amounts with the vet hospital statements. I’m so glad I learned about care credit when my cat recently developed nasal lymphoma, a fast, aggressive, and fatal cancer. A CT and other diagnostic procedures were needed to come to this diagnosis, giving me the needed facts to make the correct and most humane decisions for her. I had to euthanize her before her suffering increased. Thanks to the no-interest deferred payment promotions I can manage the debt, and have peace in my heart that I was able to do the best for my tabby cat Honey up until the end of her precious life.

SO easy to use!!. I love this app! One of the easiest financial apps to navigate - I wish more could be this easy! I love how the app allows you to view the breakdown of your promotional purchases, I just wish there was an easier way to make individual payments to each of your promotional accounts if you want to pay off one before another. So far as I know, you still have to call in to request that is how you want your payment to be directed. I also appreciate the ability to access all of your other Synchrony accounts directly from inside the app.

Great app terrible company. The app is great but the company itself, Synchrony, is far from great... Paid for years into the customer protection program and once I actually lost my job they denied my application for the protection program...missed only one payment (by a week and after informing them that it will be late) now at that point I understood the lowering of my credit limit but now comes the kicker... back to work... paid of the last couple dollars owed and after a while ask them to raise the limit back up .. their answer? The account was closed without me being notified... now I am supposed to re-apply for a new card because this one can’t be re-opened... I don’t have insurance, this was my insurance so I’m the middle of an pandemic you cancel the lifeline of people to pay for their care.... I’m done... with synchrony and anything they stand for...

Best App for Healthcare Financing. This was my first experience with a credit card as a fresh graduate from university. I have found this to be truly helpful in allowing me to make payments on time and telling me exactly how much I need to pay back (the total), how much has been paid, and what the minimum amount due is for each monthly payment in my payment plan. I rated this a five star app for the above reasons! Way to go to the app developers of CareCredit. It may just be the best credit card app on the internet! I am so glad I downloaded this :)

So far, so good. Short version: great card to use for emergency vet bills. Easy to use app. I had an emergency vet visit with one of my cats. I had absolutely no way of paying +1,000 for a visit that day. After losing two cats before that to not being able to afford tremendous I was absolutely crushed. I was approved same day, and able to use it ASAP. It really saved me from losing my furry loved one that day. I can’t give to much of a review but I will say the 6 months no interest (as long as you pay before the 6 is over) is great. I’m not sure how it will be if I have to use it again, but absolutely a good option when the only other option is losing your pet.

Love it. This app has made things a whole lot easier. I had misplaced my card. I had to call to request a new card then wait the 7-10 days to receive. Getting through customer service and to the right department takes time and I'm always getting other phone calls while trying to reach an agent. I needed this card to pay for a dental procedure and didn't have it yet. I downloaded the app and it had all my new info ready for me. I love having the electronic card and it allowed me to pay for my procedure without an issue. I've been able to do everything needed on this app and not having to make that long phone call for assistance has saved a lot of time for me, something I seem to not have enough of.

Worst credit card to have. This past week went to my veterinarian to take my dog had a ear infection when I was already about to pay my car got declined check my app and it was saying that my card was closed out called this morning with the representative. They stated that they closed out my account due to other credit cards very high usage, which was false and I even let them know about it and I’m always paying on time. Haven’t use my car for a while because my animals has not been sick and I need it need to be taken to the veterinarian… business people these guys are closing without letting their customers know advance no notice or any email/call/mailed in paper advisory.. very disappointed with this company..

1 day late because of a death in the family. I was 1 day late paying my bill that I’ve always paid more on than the minimum amount and double on the day I was late because my Mother in law passed away the night before and had been in the ICU for a month before that and they cut my line of credit by over 1/2 of what I was originally given and with No advanced notifications. Not to mention this also hurt my credit and dropped it a few points for doing this. I am in the medical field working for a hospital and I will be using word of mouth to co worker’s and patient’s not to even bother with this company. What a joke I will be paying off the balance and getting rid of this crap. Just be careful if anyone wants to try these people and the product.

Run Away. I don’t have dental insurance and my dentist office suggested using this. Forty, the app is difficult to use. Won’t let me set up an account and after the third try, I gave up and will log in at the website Second, I made my first payment four days after I was approved. Two weeks later, there was another bill so I paid that too. I figured the next bill we’ve in a month. I checked my balance and guess what? There was another bill due in four days. No notification was sent. So I paid that three days ago. I’m almost afraid to look again. I also paid a little more than their balance on the bill and now I have to pay the higher amount. If I pay more on the next bill, that will be what I have to pay for the rest of the loan. Note that I am paying off in 12 months to avoid interest. They have very high interest rates and if you are late, you will pay a fee. If you choose the no interest plan, you will pay interest on the entire loan if it is not aid on time. I plan to pay off my 12 month loan in 10 months or earlier because I don’t trust this organization at all.

Worst card program ever. Got this card for a last minute dental procedure for my daughter I was approved for $4000 which was great the procedure was $3800 and they offer 12 months no interest financing. The parent company is synchrony bank and apparently they reevaluate your credit regularly which is pretty normal many cc companies do so. However this is the first time I’ve experienced this situation where my credit dipped a bit do to using one of my other cards for an emergency car repair unfortunate but it happens synchrony lowered my credit limit from $4000 down to $2500 because of it making the card usage go up over 90% even tho I had never missed a payment and was paying $300 a month to make sure it was paid off in 12 months the minimum payment is $80 so I paid on time and over minimum and they still penalized me by lowering my limit. Which in turn lowered my credit score even further because the card is almost maxed out again because the balance was down to 2400 when they adjusted the credit limit to 2500 from 4000. So beware this was great in an emergency need but I definitely won’t be using it again when it’s paid off in a few months.

Good to pay your card bill but.... This app is wonderful for viewing and paying your credit card bill, terrible for paying doctors bills online. I just found out that a bill that I paid last month to my dentist’s office wasn’t received even though it showed up on my card and statement. Now my dentist office has to call Care Credit and find out where their payment is. Needless to say, I won’t be using the app to pay doctor/dentist bills anymore, I’ll be paying at the office. My advice, use the app to check your balance, present your card, or make a payment on you card. Don’t use it to make a payment to your doctor.

Great app/provider. I broke my glasses and was in urgent need of a pair. I was a little over extended for the month and wasn’t quite sure how I was going to afford them. I began researching and came across care credit. It’s been awesome. It allowed me to get both my contacts and glasses ordered. With the app displaying card info the info I need was available to me before the physical card arrived in the mail. They allowed 7 months on my purchase to pay in full and won’t accrue any interest. I’ve since realized it be used for all kinds of things. Including taking my cat to the vet. Thanks CareCredit!

Works great. I’ve been using it for about a year and like that I can see what promotional purchases I’ve done and when they expire. I do recommend when paying off a balance do it at least a day before the expiration date. I had a problem where I paid it on the day the promotional balance was due and they added a late charge. Luckily I caught it on that day and had it cleared up with them. A nice feature of the app is that the card is in there in case you ever forget it or lose it. You can also pay a doctor if they offer the option to bill you. All you do is look up your doctor and follow the prompts to pay them.

Great service. This app and credit line has given me peace of mind and assistance for my fur babies in a really hard time. They approved me very quickly for a line of credit to bring the babies to the vet. They weren’t like most credit lenders immediately asking for the first payment with insane interest. I was able to pay my first payment a few weeks after my initial use giving me time to get back on my feet. They also give you a virtual card to use before the hard copy comes in the mail.

Helped me get the care needed for my pug. With credit care I was able to get X-rays done on my pug and found out he had a large cancerous mass in his chest. I was able to keep him comfortable till he was ready to pass on. Then I was able to afford private cremation. To get that proof that he was sick and there was nothing more I could do. It solidified in my mind and gave me time for he and I to say goodbye for now! Miss my little guy every day even though it’s been almost 3 months. It payed as well the prescriptions given by vet but not through pharmacy.

They Don’t Function and They Don’t Care. Okay 1) when I wanted information about cars credit the phone had no operators and the website was confusing, distracting and wanted you to sign up before saying anything. At my dentist they had me sign the papers before I saw 26.6% interest rate. Went to make my payment and the website said “we can’t process you st this time.” The phone said (first thing) you can speak to an operator for $10.” After I put in my checking account info it said “you bill is proces-“ and the call dropped. It is supposed to notify me about EVERY TRANSACTION and contact. No call no text no email. Oh and when they free app got done collecting my charge card info it said, “that transaction is approved” but I wasn’t making any transaction and they don’t accept payment by credit. The day after I signed up for Care Credit my credit score went down 14 points because I was stupid enough to sign up for this rip off.

Makes life easy. This app makes it so much easier for me to keep my payments on time And make the payment when it is convenient for ME. I can make a payment without waiting on hold for someone or hoping the mail got there or waiting for internet. I love knowing I can make that payment close to the date it is due if I have forgotten or will not have the money in my account in time for other methods to get it there on time. It literally takes me seconds to make a payment and I get confirmation and a record right to my email as well as a text for reminders. In a busy life this is a huge help in keeping my credit going up up up. I also can Acess my balance and available amount anytime I need to. . This makes it super convenient during emergency situations. I use it for my puppy with a congenital issue that tends to be u predictable. It’s been an absolute life saver in these times when we don’t expect an emergency visit to her specialist! Thank you Care Credit for giving me this opportunity to better my credit while providing healthy care for my family INCLUDING my fur family! ❤️

Security & Affordability for my Pets. I’ve been using Care Credit for several years to afford expensive health care for my pets like dental cleanings, annual exams, medications and unexpected health needs. I have an elderly dog (15), a young dog (4) and a partly feral porch cat. Care Credit offers many long term interest-free payment plans (that give reward points for merchandise and celebrations) that provide options for quality of life-savings to care for my animals I would otherwise be unable to manage reasonable payment plans for my multiple pets healthcare with special perks too. I’ve had a pet health insurance plan for my oldest dog for a decade I’ve actually never been able to use due to limited categories covered and very low coverage amounts while the premiums cost me a fortune for no good reason. I’ve also used my Care Credit card a few times for my own unexpected expensive dental procedures like root canals and crowns. Very grateful for my Care Credit card!

Simple and easy to use!. I set my account for automatic payments because I hate keeping track of due dates for all the bills we have. However, on occasion I will make additional payments or check my balances so this app is perfect. I haven’t had any issue with this app. This app is easy to navigate and simple enough use to to get the job done. I use to log on my account with my computer, but it’s so inconvenient because I’m not always in front of my computer. This app makes keeping track of my account so much easier regardless of where I am. Highly recommend it.

Does not respect notification settings. I have all notifications turned off within this app, yet I still get lock screen, home screen, and app badge notifications for things I have turned off inside the app. They have now subscribed me to motivations about a podcast they are hosting (and who is listening to a podcast about having to use a credit service to pay for basic human needs like healthcare?????). There is no way to unsubscribe. When you try to go to support for the app from the Apple App Store, it takes you to their generic customer service website with agents who only have the ability to help with your account, payments, etc. and have no ability to report any app malfunctions to the developers. I know I can turn off the notifications within my Apple Settings menus, but then I won’t get payment notifications, etc. Additionally, the app often will fail to load correctly due to server issues. A poorly designed app for a predatory lending service.

Credit for specific charges. I was so pleased to qualify for this card after having to start over from a divorce. My need was for dental work. After my divorce who was a dentist I was very apprehensive about going to the dentist after moving from the state and having an issue I found this CareCredit card and found it Dental and even my pet if an emergency and I couldn’t cash for the bill I don’t carry another credit I do keep a debit card but some of these procedures are for exceeding a monthly paycheck and as I use the card and my business grows I can raise my cash limit do you have a charge on this card it works really well for what I need it for

Highly Decent. I'm a CareCredit lover in general. Credit cards are the devil and all that but CareCred has saved me some serious financial hassle getting dental work done on both me and my cat. The fact that they allow you to use it for veterinary work has seriously improved the quality of my life and my pet's life. So the app is great as well, it makes it so easy to deal with all this. The one complaint I have is that the balance showing on the app doesn't update quickly, especially if you pay on a Friday or weekend, so sometimes it leaves money 'floating' out there in cyberspace, which is an incredibly uncomfortable sensation especially if it's a lump payment. I've never had serious issues though kudos to CareCred.

Account Activity Buggy. I was really thankful for this app for helping me pay off my dog's medical bill and my experience was pretty smooth up until I was about to schedule in my last payment which never showed on my Account Activity. Thus, after waiting a few days to see if my scheduled payment would appear, and it didn't, this led me to believe that I had to schedule it again. No cash was taken out of my account each time I scheduled a payment up until it somehow randomly went through and I got charged TWICE (as of the time this review is being written). I'm hoping it didn't go through more than twice since it doesn't really show me anything and as another review states, feels like I'm being punished for trying to pay off my bill so quick. It'd be convenient if there was another way to contact support such as through email or even request a dispute through the account history section.

App Is Awesome!. This app is very simple and easy to use. Having this makes tracking and making payments much easier. I also like that I can use my virtual card anywhere that takes Care Credit. I change wallets a lot and forget my actual card all the time. This app has saved me so much time. This is my third time paying off a large purchase with Care Credit with no issues and absolutely no interest! If you have a payment plan and beat the deadline you won’t have issues. They even increased my credit limit which in turn raised my credit score!

App is good but annoying on IOS. I’m a fan of Care Credit and the app is pretty basic and gives me what I normally need from it. I can easily make payments without much problem and it’s easy to find things like promotional expirations which are the big things I use it for. However, in the last year the app has become annoying and sends promotional messages about once or twice a week. This creates badge notifications and I have to login to the app and navigate several menus to delete them to make the badge go away. Its junk mail. It’s a waste of my time and it’s doing it more increasingly. I want to disable these but there’s no option to. Please allow us to disable the stupid promotional messages. I got 4 of them this week

Dagrannypooh,aka.,,SsJohnson. I have no problem giving a LOUD SHOUT OUT!! For this app, the Benefits it offers as another option to pay for medical expenses via several Medical providers , Veterinarians and services they render is a Blessing. Great for those unexpected emergencies for you or your pet and having to face the bills and the added strain it cause on your already over taxed budget. CareCredit provides that bridge you need for the gap in your finances for a more flexible payment option than having to pay the full amount up front or over several months . I LOVE IT!!!😍🥰😘🥳😊😙 YEAH!! AWESOME 👏!!!

Saved our Dog’s Quality of Life. Our lab suffered a torn CCL (dog version of ACL) shortly after my newlywed wife and I returned from our honeymoon. We weren’t in a financial position to pay right away and our primary credit card’s interest rate is too high to make that a feasible option. Our provider recommended care credit as an option and made sure to let us know to pay off the balance in full by the due date and there would be no interest. Amazing option and approved in minutes and preventing a delay in her treatment. Just MAKE SURE TO PAY IT OFF BEFORE THE PROMOTIONAL PERIOD ENDS and it works perfect!

Vet visit payment declined. I’ve had Care Credit for several years. Only used it at our vet’s office. Then went to use it for my dog’s visit in January 2023 only to discover that our card was declined by Care Credit because we didn’t have the new Care Credit card with the MasterCard logo on it. When I called and spoke with a representative, I was told we cannot apply for that card because MC does random selections for current Care Credit card holders. She then inferred that maybe my credit score was too low! My credit score was 833 at that time and it’s even higher now. What an insult from that very rude person! So I cannot use my current Care Credit card at my veterinarian’s office, regardless that I’ve used it in the past and ALWAYS paid my balance well ahead of schedule! My veterinarian’s office stated they would not apply for the new updated Care Credit with the MC logo account because their customer service is one of the worst they’ve ever had to deal with. I totally understand what they are talking about, because the “customer service” person I’ve had to speak with was extremely rude and disrespectful to me! I’ve had to use my personal credit card to pay for vet visits and still manage to pay them off after two payments. But my credit worthiness by paying all my bills doesn’t matter to Care Credit or apparently Master Card either.

We Love Care Credit. When our sweet 14 yr. old lab mix wasn’t doing well & we had to take him to the animal hospital near us, he needed specialized care & scans. Our fur boy had to end up being sent to cross the rainbow bridge due to a cancerous mass & he was suffering. Thank goodness for Care Credit. It was easy to apply while we were waiting. We were approved in less than 60 seconds. They were a miracle in helping us finance taking care of the final arrangements for our fur baby to be put to rest. We would recommend Care Credit to everyone!

Stopped support for iOS 14.. This is the first and only app I have had drop support of iOS 14. Ridiculous that your app of all things is the one trying to force me into updating. For a freaking payment app. There is zero reason for your app to not support iOS 13 or 14. What’s the deal? Do you have an agreement with Apple to force updates so people need to buy new phones? Absolutely bananas considering I’m using your service because I didn’t have the money to pay outright for a medical bill. Think I have money for a new phone? Or is it just that you’re to cheap to pay to test updates on older iOS? Anyway I’m deleting your app and will make my payments on your regular website from now on. I’ll be so glad to pay off what I owe and never use your services again.

Easy To Use. I enjoy this app for exactly what it is, a quick and easy way to pay your bill and to always have your card "with" you, even if it's not in your wallet. To see a more extensive look at everything, your promotional status, statements, etc., it is best to view it online but honestly, I don't need to look at all of that when I'm just simply trying to make my monthly payment and chip away at the total when I can. This is the only banking/credit card app I have that I can open, verify my identity with my thumbprint and then immediately have access to paying the bill on one single page and being done. This didn't exist 6 years ago when my husband and I had to open a care credit card to pay for an unforeseen surgery for our kitten at the time but I'm sure glad it's available now the second time around with a different kitten, different (expensive!) surgery. Very happy with it, thank you!

A satisfied customer. I have never heard of this loan until my doctor from North Carolina mentioned to this to help my health reach to a successful goal. Using their online app is easy and quick to use, especially when you have a busy lifestyle. They are also affordable on their monthly payments too. If you can’t pay the amount that is due, they will work with you and allow you to pay what you can pay until you are all caught up. I highly recommend this loan program to help enhance your health/wellbeing.

Care Credit. Care Credit was helpful in paying for an unexpected medical expense not covered by insurance. Their minimum payment was way below what I needed to pay in order to pay off my bill before the end of the 0% interest rate expired. So watch this carefully. I simply took my entire bill divided by number of months before end of “grace” period and paid that monthly. If you don’t pay off before the end of the 0% introductory rate they will ding you with a high interest rate, but if you use this wisely it is a great tool.

Happy customer. So far, this app has been awesome. Very user friendly. I like that you can pull up your card on the screen. I don’t always have my cards with me but you know I always have my phone. As for Care Credit, I cant thank them enough for their service. I have, “less than perfect”, credit. When my dog got extremely sick and needed to be hospitalized, Care Credit gave me the credit I needed to have my girl taken care of immediately. I paid off the balance within 6 months and never paid interest. It was the exact help I needed at the right time.

App is fine. This company is awful.. Long story short, we needed a loan to cover a medical expense we couldn’t pay for outright. We investigated multiple options and this one seemed to be the best option for us. We looked at their website and qualified for a long term loan without interest. It wasn’t explicitly clear that a given provider wouldn’t necessarily allow you to take that option. A provider will allows you to sign up for a subset of those items, even if you qualify for better. We where pushed through paperwork not understanding this (shame on the provider) before finding this out. When I asked CareCredit they educated me, but admitted there is no way ahead of time to know what a provider will let you select or (more importantly) audit problems like this after the fact. In short, there is zero accountability or recourse. Once screwed, stay screwed. This alone was bad, but it gets worse. I added my spouse as a registered card user, but they accidentally mistyped the name in a distinctly weird way, which we had fixed later. We paid off the loan and not even two months later we got a credit card offer in the mail for the name that they mistyped from a third party. They sold our information. I’m sure this was probably more fine print that we “agreed” to, but none of this was transparent. We would never chosen this company if I didn’t have to (out of desperation) at the time. Shame on you.

I think care credit is absolutely amazing especially if you’re in a bind.. I don’t know why everybody is saying oh and the finances so expensive if you pay your balance then there’s no finance charges. End of story I mean if that’s the only complete people have then my god that’s the least of their worries. Anyhow I thank God for CareCredit. I just started using it I love it I just made my payment I paid the balance I also asked for an increase they asked me how much I wanted and then boom gave it to me I am extraordinarily happy I just hope that they will make my Increase higher, maybe I should’ve asked for higher but I wasn’t sure how that worked. I am working towards getting a surgery done and I would love to have a Knouff of the CareCredit to do it which is around $7000 right now I have $2500. eventually I’m sure I’ll get it, as long as I keep making my payments and keep it at 100% I should be OK. All I can say is thank you so much care credit thank you thank you thank you!! ❤️❤️❤️❤️🙏🙏🙏🙏❤️❤️❤️❤️

Pay and a whole lot more. If I get a credit card I make sure they have an app. The care credit app does the normal and a lot of other things. I can check my balance owed and available credit anytime of the day or week. It’s super easy to make payment. There are several places that go along with the 6 months no interest if u pay it off In time. The app breaks down each amount and how long left on the 6 mons time frame. The app also lists all places that take the card. You can search “vet” and it wail bring up all the vets that accept and their location. It does a whole lot of other things but these are the ones I love the most. This post would be way too long if I listed them all. Download it. I won’t be sorry. It will make ur life so much easier!!

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Care Credit is a life saver!. We’ve had our Care Credit for about 6 years. We got it when our son had to have an emergency excisions of his wisdom teeth and had only basic dental coverage. The dental surgery center connected is with Care Credit and we were approved within 10 minutes with enough to cover the total cost. Payments were easy to make and increases in credit amount were instant. Absolutely wonderful to work with! We’ve used it for our pets emergency surgery as well!

Very Appreciative of CareCredit. I love the freedom of Care Credit for emergency vet bills and medical bills not covered by insurance. I always use the 6 months no interest promotion, figure my payments on 5 months and do my best to make those payments but I have the ability to pay what I can as long as it is paid in full by the six months there is no interest. This is a great asset to have when raising children alone. Thanks CareCredif and your app is a great asset to stay on track and make payments so easy!

Awesome medical card!. I originally needed CareCredit for surgery for my fur babies dental. It was easy to apply for and schedule auto payments. Recently I’ve needed eye surgery for myself. My doctor requested an increase and since I was in good standing there was no problem. They have given me a good increase and I have been able to have the surgery. I’ve used this card even for prescriptions. CareCredit has saved me on many occasions. And the places that take this card is well worth it.

Difficult to use. I went to go pay my bill today. Using the app. Unfortunately I had to re-download the app and I don’t know how to log into it. It doesn’t say the password underneath care credit or anything else that I could find and when I went to try to retrieve my old login information, it wanted account numbers and everything else and I don’t have that information in front of me so I have no way to pay my bill, so looks like they don’t want their money. Maybe make an app that’s easier to use so people can pay their bills other than that I’m not fighting to try to login to pay $25. Looks like you’ll just have to take it to collection.

Good but not Great. I love Care Credit, it has helped tremendously. I wish this app was more advanced though. I make extra payments all of the time to keep up with my promotions. However, this app always pays into what it wants. I would love to have an option to choose where my extra payment is being applied. I always have to call customer service which is super frustrating. I usually don’t have time and it seems they outsource their call center. It’s hard to communicate with their people. I’ve had payments not being allocated correctly and it was a nightmare. Please update app so we can do more on our own!

I wish all the apps were like this!. I seriously love this app. I wish all my other credit acts were this easy , simple and clear cut. No stupid passwords to forget and reset , just use your thumbprint and you are fast and easy ready to make a payment. Best design I’ve seen so far. I think the people who made this app should win an app award if there is such a thing so they get attention from all the other big credit card companies.

what’s up with face ID??. this app is okay, but my only complaint & reason for writing this is that i don’t understand why FaceID struggles with this app like no other. FaceID has to get triggered/used anywhere from 3 to 6 times before it actually fills in my password, and if i hit anything but “go” once the password fills in (because it doesn’t do this automatically with FaceID like LITERALLY EVERY OTHER APP ON EARTH DOES), you have to trigger FaceID 3+ more times again. it’s insane. why?????? this issue was present when i had an iphone X and it’s still there with my 12 pro. inexcusable.

Care Credit is extremely helpful!. If it wasn’t for Care Credit I would not have been able to get surgery for my dog. He had a torn ligament which only surgery could fix. Vets are expensive and average people like me don’t have $2500 just sitting around. I have an entire year to pay with no interest so it’s a no brainer! Pay like your supposed to and it’s a perfect solution to unexpected issues. I’m extremely grateful and my dog is back to his old self again!

User friendly!. I love click in and click, click my bill is paid. the app is great. CareCredit has been a lifesaver when i ran into expensive dental bills and again eye surgery. i paid my balance both times before 6 mo grace period was over. my friend ran into trouble by not paying her bill on time. she went to higher interest rate as expected. yet i didnt have to justify my procedures. i liked that. my experience with the card and the app rate both 😻😻😻😻😻

Stop with the promo messages. The app is fine. I’ve never really had an issue. My complaint is these constant promo messages in my inbox. I don’t use care credit but a few times a year and there are CONSTANT notifications because of these annoying promos. It’s becoming a Boy Who Cried Wolf situation where now I just don’t even check cause it’s always something I don’t care about. If there’s notification I actually need to see, I may not even see it. Stop hounding people with these messages please. It’s ruining my experience and I may just delete the app.

Easy to use. The Care Credit App makes life more simple as it is easy to use and takes virtually no time to make a payment! For those of us who want to pay extra outside of the autopay, this app makes it easy and convenient! I love this app! Plus it helps with budgeting how much is needed to pay each month to get it paid off by the promotional expiration date. This is a great app to have!! I highly recommend it!

The app of all apps (in this category!). I haven’t written an “app” review in probably ten years but this app is the app that ALL credit cards should model their apps after - it’s so much perfection I’ll be sad if they ever change a single thing. I don’t see how they could make this any better, but they’ve got so much perfection in this app I’m sure they could think of a way to improve it ❤️ As long as they don’t go “overthinking” and making a bunch of unnecessary changes!

The best!. A friend suggested this to me years ago and I’m so glad I listened! Matter of fact, just suggested this card to my boss yesterday because her vet bill was going to be over $1500!! Sometimes vet bills are way cray high, and you can’t afford to shell out that much $ all at once...this card saved us! If you aren’t just using it at the vet, it’s widely accepted at other places such as dental offices etc! Easy to apply for, no interest or very low if not paid off right away. I strongly suggest everyone get this card!

Convenient, but annoying. On the occasions where I can use my Care Credit card, this app does everything that it needs to do--allow me to make payments in an app instead of a web browser. It even makes my card info available so that I don't have the carry the physical card with me, which is great. What's annoying and disappointing is that the app regularly sends me spammy promotional messages through the Message Center even though I have promotions turned OFF in my app settings, and have opted out of promotional emails (for what it's worth). Would love to see this fixed, clearly there are a lot of reasons to love this app.

Great app!. This app is so easy to make a payment. The only thing I don’t like is the fact that you can’t use a credit or debit card for your payment, has to be a bank account. Still very quick and easy way to pay your bill, especially once you have your info stored! Of course it’s a high interest. I seen many complaints on that, but they do offer so many months with no interest. Still an awesome program for someone with low credit.

Care Credit. Care Credit Card is fantastic! The availability of Dr’s and Veterinary Services and Dental Services is great! Not very many places will accept Carr Credit. I need a credit increase because I’m trying to get the oral sleep appliance for sleep apnea. I’m needing to get rid of my CPAP machine and just have the sleep appliance for sleep apnea. A credit increase would be great so I can use it to get the sleep apnea oral appliance that fits inside the mouth. The cost for the oral appliance is over $600. It costs somewhere between $600-$750.

Great app.. I just made my second payment, easy and simple, as long as you make your payments on time there’s no interest, that simple. Without care credit I would’ve had to pay interest on my credit card ,thank God, I didn’t have to. I had to have cataracts removed and in the process I had my stigmatism and my nearsightedness fixed. without Care Credit I might not of done it. thank you Care Credit you’re wonderful. This is a Great App.

Can’t access.. I can’t even access the app anymore. Several months ago I tried logging on through the app but it says they couldn’t service my account at the time. I check to see if there was an update and there wasn’t. I called customer service and they weren’t helpful at all. They said it should work and they don’t know why it’s not. I waited another month before logging in and again it wouldn’t let me. I tried to delete it and redownload it and still, it won’t let me log in. I want to use the app cause when I try to pay through the website, I have to enter my card number every time. Don’t know who to contact cause customer service says nothing is wrong.

So easy. I have nothing but great things to say about this card and the app. Makes everything so easy, and after paying off some of my balance, I got a cli that has made a major boost in my credit. Also, if you pay it off before your promotion ends then there is no interest. If its under the min 200 then you should just pay that or wait. Emergencies cost most than 200 so don’t try to play that card. I’m planning to have a surgery done and I’m can’t wait. Care credit makes this all possible.

Lousy Creditor & Accounting. CareCredit sent me a MasterCard replacement to my older CareCredit card, and it does NOT work. My dentist tried to add an amount to my account for payment, and it was declined. In checking my CareCredit app, my old card number is still listed, and has not been updated. CareCredit blames the declined input on my dentist’s terminal, but it worked just fine when they submitted a previous balance for payment. I have sufficient credit balance to permit this new amount to be added. Also, I’ve been give conflicting guidance on promotional offers for multiple authorized billings. I plan to pay-off my current balance, and then, cancel my CareCredit account - poor service, poor accounting, and poor customer service.

Great credit card, great app. Credit card came in handy when my cat was sick and I couldn’t afford vet costs . There generous with increases and since then I’ve used the card for personal uses like glasses etc. the app makes it simple to keep up with my balance and make payments, view recent transactions and payment history etc The card offers a no finance period depending on the cost of a single transaction (I think over $200) which is common for cards so that’s cool.

⚠️SCAMMERS‼️‼️⚠️. BEWARE‼️ They processed my payment. (My last one I needed to make) It went through with sufficient funds and money left over and then was returned? AND CHARGED MY BANK ACCOUNT AN EXTRA 35 DOLLARS FOR THE RETURN OF THE PAYMENT. (I think its their scam to get interest and a late fee as well meanwhile getting you charged 35 dollars that you can do nothing about.) Smh. An hour on the phone wasting my time before they finally waved the 100 dollar interest and 29 dollars late fee but im stuck with the 35 dollar charge from my bank. DISGUSTING. Sad they do this to people. Times are hard for people. This is not right. Please be careful. Ive used them numerous times for dental visits etc but I will be looking for a different option.

Great, user friendly app. I get why people are complaining about healthcare issues and high costs of medical services, as our medical system is insane and ridiculously expensive. However all that has nothing to do with the functionality of the app. The app itself is excellent, easy to use, provides you with quick way to see all your purchases, easy way to schedule payment, searchable database of service providers that accept the card, and also ways to contact customer service. So all in all 5 star app.

Awesome app. Not only is care credit super convenient when you need a procedure done, the app makes it so easy to keep track of your payments and keep up with your bill. Make sure wherever you go participates in the “same as cash “promotions. They are usually six, 12, or 18 months. If you don’t ensure that the office participates in the CareCredit promotions then you will have a hefty interest-rate tacked onto your service charge. As long as you do your due diligence, this credit card Is a lifesaver!

Very user friendly app!. Care credit app is super simple to use and keep up with your payment schedule. You can also find any place around you or online that accepts care credit through the search feature, and even request an increase in credit right from the app. That was definitely an improvement over the original app. Easy interface, very user friendly! Thanks for making life easier!!

The App is dumb. I LOVE the idea of CareCredit itself. Pay your big medical bill or Vet bill with it at no interest as long as paid off in timely manner. THE APP however, isn’t very user friendly. It doesn’t take you to rewards page to redeem them when you try to access it from app, you also can’t leave feedback when you click the feedback button. You can’t pay your credit card from it either. Sooooo really the only point of it is so you can see your balance & points. You still have to do everything else from a computer. Dumb.

Get this before an emergency happens!. My rabbit almost died and I had to pay about $500 UP FRONT to save him. We didn’t get to eat much that month. I got care credit and it helped so much since vets don’t allow you to make payment plans other than care credit. But...the app is very slow to make payments and sometimes the payment doesn’t even go through and I have to try again. And it does charge an interest fee even when you pay on time every month. The interest fee seems to be doubling. Last month is was about $2 and this month it was about $4.

Great product. I applied for CareCredit because I was going to use it to get a Lasik procedure done back in November. The procedure itself won’t be done until sometime in 2020, but in the meantime I was able to use it to get my dogs teeth cleaning done (which cost around $500.) I love that the app shows you how long you have to pay until they start charging interest. As long as you pay off the whole balance within that time frame, you won’t have to worry about finance charges.

Terrible. This app is terrible. Don’t believe anyone who says otherwise. The app will always give an error when trying to remote pay, there’s no auto renewal, and the minimum payment is always “0.00” which isn’t what it says when you log in through an actual computer. I’ve had to just do payments through the computer since I’ve gotten the app defeating the purpose of actually having the app. And it gives varying information by saying I’m late even though I have bank statements to say otherwise. The only thing this app has done is stress me out from giving me wrong info about my account.

Care Credit. Love how easy this app is to use. Care credit is something that very few people are aware of. I was once not aware of who or what they do. I was fortunate enough to have a provider that told me about this. It’s great to be able to get medical, dental or even veterinary treatment for your pet. This is a blessing for the costly visits and pay over time. You don’t have to wait to seek medical care because of costs. Very wonderful card to have.

Simple and easy. I’m am really happy that I can get notifications on my phone that my payment is due and that I can go straight into making a payment. I’m sure I still get emails too but I get so many emails that important stuff gets lost within the junk. So this app saves me the fees that I would get occasionally. Not only does CareCredit help me take care of medical bills but they don’t take advantage of the financial struggles that come with the cruel world of medicine.

Care Credit Account. It would make getting any kind of medical treatment so hard without my Care Credit account. I have had my Care Credit account for nearly 3 years. I have used it for eye surgery, medical surgery and fixing to use it on dental procedures. With Care Credit it was so easy to get theses procedures done with no hassle and no interest. I have gotten my brother and sister their own cards. Thank you Care Credit for making my life so much easier!❤️❤️

Good app, bad service when you need support. PLS ADD DISPUTE CHARGE CAPABILITY IN APP OR REAL PERSON CHAT I had a horrible experience calling the support number provided to dispute a charge. I hate long phone calls on my cellphone anyway (I can't hear or be heard well on speakerphone and I don't like the feeling of the cellphone sitting against my face for longer than a few minutes), but talking to someone unhelpful after 30m of inanely cheerful and repetitive hold music is especially hellish. Then the representative tells me she needs to transfer me and after I ask her name and rep number she hung up the call. What a waste of my time and energy!

A blessing. CareCredit is a blessing.. I mean obviously my credit is good for me to be able to get the card and the amount I got.. but I helped me to be able to get my teeth fixed &get the veneers I needed.. it also helped me be able to pay for my cat , he’s old and had to get all his teeth out & they found a small mass inside of his mouth(thank god it came back benign).. I wouldn’t of been able to get the surgery with out the credit card.. thank you for being an option for us poor folk

Love it!. Originally applied for care credit so our fur baby could have the surgery she needed to save her life. We applied and got $500 immediately. I paid that off within two months. Then had another emergency come up with another fur baby just a week or so later. Paid that off and now have zero balance. Asking for an increase on the limit and am sure we’ll get it. Very happy with Care Credit and have never had a problem with customer support. They are fantastic!

Terrible Customer Service. They closed my account after I paid off my balance. I kept the card in case of emergency. No warning, no letter, no email, no phone call. Credit Karma actually notified me that my account had closed as I had zero communication from Care Credit. When I went to log in, it said I didn’t have an account and I couldn’t. I called and got transferred around and they finally said they couldn’t do anything about it, that the computer automatically cancels accounts without sending notifications. I had over 10k in credit with them. If you think you matter to them, you don’t.

One of the best financial apps. I do all of my financials online and in apps when possible. So far, this is one of the best apps I’ve used. It’s convenient and even has helpful and creative videos to help you learn how to use the app. The video tutorial are not only cute but absolutely relevant that what I needed. You can pay providers/doctors directly from the app or show your digital card. SUPER CONVENIENT !! Now, I need them to show all the other companies how to do make an app like this!

A Must Have. I have used this card almost exclusively for pet related stuff and sometimes for medication. It is such a life save when you don’t have pet insurance. My animals are almost always healthy but everyonce in a while- someone gets bitten by a random critter- or whacks their furry but on a nail somehow. The app makes it so easy to see my limit- what I owe and have left to spend- payments are super easy with the app and you can even use the app in place of your physical card if you happen to leave it at home or misplace it! Anyway- I love it.

Love it!. I love Care Credit. I’ve been able to fund dental work for both me and my husband, as well as getting skin removal surgery after weight loss that I never could have funded without this company. They offer a decent amount of time to pay it off, I usually accept the 18 month interest free option, as long as the institution I’m dealing with accepts that plan. Other credit companies only give you 6 months before charging 25-30%, and that’s just not affordable to me. If you’re looking to fund surgery or cosmetics/dental work, CC is the way to go!

0% Interest on 4 new crowns + more!. Care credit is a financial lifesaver! 🚑 I’m sure I will need more crowns replaced in the next few years, 15-20 years goes by so fast when it comes to replacing big ticket items! LOL They gave me WAY more credit than I asked for (boosting my credit score eventually) , and 21 months 0% intro APR! Yes, I have until 2021 to pay off a $3700 dental bill (4 crowns, whitening system, and clear choice aligners)! Being diligent to pay it off to avoid deferred interest *** Wish I would have had it before my 14.5 yo Cocker passed, but I have it now for my 13 yo Cocker. 🐶❤️ They also have additional promo offers for new purchases! People of Synchrony are also very nice and helpful on the phone!! Overall, a GREAT TOOL to have in your financial arsenal for all those doctor/vet/etc. bills that come up unexpectedly. 💯 🙌🏼

Love it. I wish all my apps I use to pay my bills was as easy as this one. I love the finger print touch to open and don’t my the request to verify who I am. They send a quick text to my phone and I’m in. The only thing I would like to see is. If I have already scheduled a payment I would love to see that when I open the app. 8-10 times I’m opening it to make a payment. Some times being older I forget if I have scheduled the payment. That would help a lot.

Excellent app. Easy to use. Love these guys, just got my wisdom teeth removed which is not cheap and my insurance covered a lot but I still had a big chunk I owed. Thx to CareCredit I’m able to pay it off at my own pace and improve my credit too. So this is a review not just for the carecredit app but also CareCredit program itself. Top notch, 10/10, thank you. Btw CareCredit if y’all see this, I have a tiktok and you should sponsor me and I’ll make an add for you😂kinda joking but dead serious as far as I highly recommend CareCredit 👏🏻💯

Payment notifications don’t work. I have repeatedly had to turn my payment notifications off and back on because it’s suppose to notify you when you have a payment due except it seems to only notify you after your payment is late. I tried to call and explain to customer service about how the app was malfunctioning but as someone else said customer service is rude and they don’t seem to be able to do anything not even send a report to the right person to get the apps bugs fixed. She just told me to set a reminder on my phone which I can do but why and I shouldn’t have to when the app is suppose to notify me.

DONT TRUST THIS COMPANY. Was doing well on my payments and suddenly my account was drained to 12 dollars. I subtracted the fees from my payments and it still didn't equal to 12 dollars. The fees aren't consistently priced, either, its just how much they think they can get away with taking from you. Terrible customer support, nobody was able to explain what happened. They don't think someone with low income could possibly own a calculator, I am working hard to get it all paid off so i can deactivate my account and get rid of something thats draining my already small paycheck. They prey on people's need for real and actual help. You're better off getting a loan from someone you trust.

For my Cat. She was in need and they came through when we didn’t have the money. We had just moved from one state to the other when she became ill so we were tapped out on money. I thank God for them every day and I use them for my new kitty as well. It’s the Cat Card. I pay half the next month after use (when the first statement comes up) and then pay the other half on the next month after that to keep the credit up and healthy. They took car of my cat when I couldn’t so I’ll always have them.

Thankful for Care Credit. First of all, the app is very simple to use and VERY convenient. Very easy to keep up with your payments and balance. Great app! Second, I just want to say how thankful I am for care credit. My oldest dog was very sick and I had no way to pay his emergency vet bill. I applied for care credit while in the waiting room of the hospital and was approved right away. They sent me a temporary card number to pay that night. I don’t know what I would have done otherwise. Thank you care credit.

The App and Company are amazing!. We found out about this because one of our puppies was bit by a snake and it was going to be almost $800. Unfortunately she didn’t make it but now this is saving both of her brother’s lives! The payments are really affordable and you only make it once a month. We get paid biweekly so we make 2 payments a month and it will take no time to pay it off. The app is so easy to use and for someone who is antisocial, such as myself, it makes it easy to make payments.

Failed Log-In Attempts. I’ve had the CareCredit mobile app for at least two years. No problems in using it at the dentist/ortho offices or reviewing my bill. Until just recently, I can never use my TouchId option to log in. It continuously kicks me out and then locks my account for 30mins. I reset my password (bcuz once I create it I forget; its not an account I use often so...) and my first attempt my login is successful. But if I go back to it and login with the newly created password again it doesn’t recognize my credentials and here I go starting all over again AFTER the 30min account lockout. Please return the app to the version that was of simpler use.

“Pay My Health Care Bill”. So I decided to use the “pay my health care bill” to pay my hospital bill. Now, not only am I paying my hospital bill, but I’m also feeling like I’m gonna have to pay synchrony bank too all because I used this feature. I called the Customer Support number or whatever and they told me that it wasn’t even possible to that in the app. Somehow the hospital never received the payment and I’m left in the middle calling MySynchrony bank, the merchant support line, and the hospital. This is honestly stupid. If certain features don’t work with places then why have them listed? Or why even have that feature if customer care representatives are just gonna tell you that you can’t do that in the app? Stupid, don’t you think?

Thank you review. Thank you for taking. Such good care of me. I am alwayss on time: do get confused with. MechanicsI am an artist not great at numbers. Trying to raise my credit safely . Had. Trouble being bothered with spam and some comming back no matter how I try to get rid of them; and company’s trying to send me what I never ordered; they leave number but never no answeIt is bogus annnoying and sometimes scary! Thank’s keep watching me and protecting Brittney Browne🙏💫🦋👌