Zelle [Finance] App Description & Overview

Zelle® has partnered with leading banks and credit unions across the U.S. to bring you a fast, safe and easy way to send money to friends and family. Money moves quickly - directly from bank account to bank account. If your bank or credit union offers Zelle, you already have it in your mobile banking app or online banking – if they don’t, the Zelle app will make it easy for you to send money to enrolled Zelle users that already have access through their financial institution.
Zelle. This is how money moves®.
Using just your recipient’s email address or U.S. mobile number, you can settle up simply and safely with almost anyone you know and trust. Even better, Zelle does not charge any fees to use the service. (Mobile carrier or bank fees may apply).
1. Download the Zelle app.
2. Enroll using a Visa® or Mastercard® debit card linked to a U.S. checking account; or
3. Enroll your U.S. checking account by using your online banking username and password, if your bank supports this feature*.
4. Choose a person to pay, or request money from, by entering their U.S. mobile number or email address.
5. Confirm the amount and hit send. If they’re already enrolled with Zelle, they’ll typically get the money in minutes. If they aren’t, they will be notified and can follow a few simple steps to complete the payment.

*Some banks allow customers to enroll in the Zelle app using their online or mobile banking username and password.

Zelle and the Zelle related marks and logos are property of Early Warning Services, LLC

You must have a bank account in the U.S. to use Zelle.

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Zelle App Tips, Tricks, Cheats and Rules

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Zelle Customer Service, Editor Notes:

Bug fixes and code enhancements.

Zelle Comments & Reviews

TransferWise 💸

Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks! The cheap, fast way to send money abroad. Free transfer up to 500 USD!

- Great way to send money with Covid

Love this Zelle!

- Love it !

Fast and easy!

- Great service

Best thing free can buy

- Love it!

Love it!

- Zelle


- Good Application

A very safe, fast and efficient way to send and receive money

- Limits

It would be helpful to be able to pay my rent all in one transaction but I have a daily limit on how much I can send

- Trash

I hate this app. Now it won’t even let me log in. I will literally send a paper check for rent before dealing with these fund transfer companies.

- Do Not Install

I downloaded this app, signed in with my bank info and everything was fine. 2 hours later I try to send money and there is a problem with the app. This is terrible. If you value your personal information, DO NOT DOWNLOAD THIS APP!!!!

- Fast and easy

Love this application for transferring money to my family. Very efficient

- One star because

For all the warnings about being cautions about who you send money, I cannot PASTE an email address to send money. What do you think it’s more likely, a typo from trying to type an email from memory or just copying and pasting the address to send the payment? Lame.

- Bigger limits

Need to send more money. Please increase weekly transfers.

- Should be easier to use

We have a regular service at home who wants to be paid via Zelle. I should be able to tap their previous transaction or name, then click save or send. The app says that I have no one in my contacts. Why aren’t my previous transactions automatically saved as contacts?

- OMG someone needs to fix the iPhone strong password auto fill

Even after disabling password suggestions on my iPhone, this app and my iPhone just get stuck in circles with the auto fill and then me typing in a password and then auto fill overriding the password. I usually don’t write reviews, but this bug is such a pain. It’s so secure that I can’t use it.

- Helpful

Very fast, secure

- Won’t let me log in

I’ve enjoyed this app but out of no where it stopped working, first not letting me receive money and then completely logging me out and saying error every time I try to use it. And yes I have tried to contact them multiple times.

- Difficult to set up

If you’re not sure what name your phone number or bank accounts are under don’t even try to make this work. It doesn’t tell you what data it’s pulling from your cell records and if the name doesn’t match your debit card it will lock you out permanently if you try to add it again. (It gives an error but doesn’t say why. I had to go try to find out why.) I have no idea whose name my and my spouses’ phone numbers are under “on paper.” But apparently it didn’t match our debit card and so we can’t use the app. Permanently locked out.

- Sarasotasheryl

Easy and fast and free!!! Love it

- This app would be perfect

This app would be perfect if I can actually send and receive money to people that actually have the app Iv ran into a few occasions where the app wouldn’t allow me or my friends to send or receive from people that have it all set up it would claim that they don’t have an account so we couldn’t make any transfers which is on my behalf the only problem Iv seen with this app which is unfortunate because this app is almost perfect

- Awesome way to safely transfer money directly into a bank account with no hassle

I love using zelle for a safe and effective transfer in minutes

- Great service

Fastest and safest service. I love it

- Would be 5 stars but you only let people zelle 500 a week


- Very limited and inflexible

Can’t send money to your small business in a nearby city because your account there has your phone number associated with it just like your personal account? You must be using Zelle. This is the most limited, inflexible transfer service I have used.

- Consistently Reliable

I really only use this app to pay rent, but it certainly has never let me down.

- Dependable

Fast and dependable !

- Can’t find my bank

I have heard so many great reviews about this app. Friends and family included however, I can’t get the app because my bank is not on the search list 😞. I don’t want to give a bad review when I haven’t had a chance to use so I did put five stars ⭐️ but it would be great if I could use it.

- Zelle review

I love Zelle. Very fast and reliable.


So incredibly frustrating. I received a message saying the business owner I was attempting to pay couldn’t accept debit cards. Ridiculous. Just use Venmo.

- Can’t verify me support told me to use Venmo lol

The app doesn’t work and has the dumbest, most opaque authorization system. I called support and they basically told me to use Venmo. Nice business model 😂

- Terrible

App wouldn’t allow me to send money kept getting an error message

- Best money exchanger!

Superfast super easy very efficient and not costly why can’t life be like this all the time

- Con artists love Zelle

Be very careful when using Zelle. Do not use it to rent a vacation property or buy anything from someone you don’t know personally. Unlike PayPal and Venmo, Zelle offers zero consumer protection. I was scammed out of over $1000 for a vacation rental deposit that was being “sold” by a con artist who didn’t own the property. We contacted the actual owner who said several people before us fell prey to the same scam and neither the police nor Zelle will do anything to stop it.

- Zelle Is Cancel

All of a sudden, I can’t send/request money because my bank is not on the list? And because the recipient is not a Zelle user? That is not the case. My most recent transaction was a month ago(Municipal Credit Union/Santander)

- Jesus Is Soon To Come Back

Jesus Loves Y’all.

- Can’t change any info.

For some reason doesn’t let me change any info of mine or switch bank accounts pretty irritating!!!!

- Very helpful app

I love this app it really is helpful between familiesI love this app it is very helpful with familiei


My account was hacked and I went through this whole long process of trying to get my money back and it has been over a month and I have yet to receive my money. I keep calling and emailing but I get nothing but the same robotic ass answers. I emailed them saying that in the middle of this pandemic no one should have to wait over a month for money that was TAKEN! Their reply was just a copy and paste from a previous email from 3 weeks ago. This is a terrible company with worthless customer service and this is a SCAM!

- Zelled

I Love this app is easy and convenience

- Customer support is a complete waste of time.

Called Zelle support and They didn’t know how to fix my problem. And did nothing to resolve it, didn’t even acknowledge my frustration. Their getaway answer was, call your bank. Contacted my bank and was told that I could avoid using Zelle, unfortunately once the money was in their handling it was untraceable. Zelle Support said if money wasn’t accepted it would return to sender. Problem was their system sent me a text to accept, when I clicked the link it sent me to their app instead of my bank/Zelle and when I tried to register Zelle app it kept looping back to my bank/Zelle app. And 2 weeks pases no money still. Hope I’m the only one with this problem.

- limit

how much is the limit???

- Very safe

Zelle works very well and is quite efficient and safe. I like the fact that if I have an issue I can call and talk to a representative.

- Reoccurring error messages

Is it missing an update or something? I have not been able to send or request anything for a few days now.

- Terrible

My Zelle account is still connected to a closed bank account from years ago(worked crappy then too). Now it won’t let me connect a new one and says I need to disconnect the old one through my bank account. Well that account has been closed for years and I don’t talk to them, so thanks a lot.

- Muy practico

Me permite enviar muy rápido el dinero aunque no se puede usar con todos los bancos pero muy buena aplicación

- Frequent Recipient Function

Please add a method for frequent recipients so that the user can just click and send. Sifting through a whole list of possibilities makes the likelihood of a wrong payment so much easier. Otherwise, love Zelle.

- Login issues every time

Half the time it won’t let me log in because of an “error”

- Zelle is a Zap

Zelle is a Zap! Zero issues. Zipping pass the competition. Zoom...Zoom

- Need better security

If someone got into my phone, they could access Zelle. Signing in requires nothing more than clicking a button. Needs to be more secure!

- Waste of time!

Stupid app!!! It just takes you to your banks App. No help at all!

- Awesome!

No charge and money goes straight into bank without having to open app(:

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@DaiJaMonet_: Zelle is the superior money sending app

@DaiJaMonet_: Zelle is the superior money sending app

@DaiJaMonet_: Zelle is the superior money sending app

@DaiJaMonet_: Zelle is the superior money sending app

@DaiJaMonet_: Zelle is the superior money sending app

@DaiJaMonet_: Zelle is the superior money sending app

@DaiJaMonet_: Zelle is the superior money sending app

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Zelle 4.6.0 Screenshots & Images

Zelle iphone, ipad, apple watch and apple tv screenshot images, pictures.

Zelle iphone images
Zelle iphone images
Zelle iphone images
Zelle iphone images
Zelle iphone images
Zelle Finance application ipad screenshots and images not ready...
Zelle Finance application apple watch screenshots and images not ready...
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Zelle (Version 4.6.0) Install & Download

The applications Zelle was published in the category Finance on 2017-09-12 and was developed by Early Warning Services, LLC [Developer ID: 1260755200]. This application file size is 113.93 MB. Zelle - Finance posted on 2020-07-27 current version is 4.6.0 and works well on IOS 11.0 and high versions.

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