Qi Services App Reviews
Qi Services App Description & Overview
What is qi services app? The new improved Qi Services mobile app is a secure way to manage your Qi Bank Accounts, transfer money, and access your Qi Payment Cards from almost anywhere.
The app enables you to:
- VIEW AND MANAGE YOUR QI BANK ACCOUNTS.
- MANAGE YOUR CARD (BLOCK / UNBLOCK, RESET PIN, REPLACE , RENEW CARD ).
- VIEW YOUR ACCOUNT STATEMENTS IN DETAILS.
- TRANSFER MONEY FORM YOUR CARDS.
- VIEW THE NEAREST QI PLACES AROUND YOU.
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Qi Services 5.12.10 Tips, Tricks, Cheats and Rules
What do you think of the Qi Services app? Can you share your complaints, experiences, or thoughts about the application with THE INTERNATIONAL SMART CARD CO. LLC and other users?
Qi Services 5.12.10 Apps Screenshots & Images
Qi Services iphone, ipad, apple watch and apple tv screenshot images, pictures.
| Language | English |
| Price | Free |
| Adult Rating | 17+ years and older |
| Current Version | 5.12.10 |
| Play Store | tech.enjaz.ios.qiservices |
| Compatibility | iOS 14.0 or later |
Qi Services (Versiyon 5.12.10) Install & Download
The application Qi Services was published in the category Finance on 25 January 2019, Friday and was developed by THE INTERNATIONAL SMART CARD CO. LLC [Developer ID: 1526957881]. This program file size is 239.96 MB. This app has been rated by 81,857 users and has a rating of 4.5 out of 5. Qi Services - Finance app posted on 09 October 2025, Thursday current version is 5.12.10 and works well on iOS 14.0 and higher versions. Google Play ID: tech.enjaz.ios.qiservices. Languages supported by the app:
AR EN Download & Install Now!| App Name | Score | Comments | Price |
| Gini Marketplace Reviews | 1 | No comment | Free |
| Gini Supply Reviews | 1 | No comment | Free |
| Afea app Reviews | 3.4 | 5 | Free |
| EGi Iraq Reviews | 3.3 | 15 | Free |
| Dizly Reviews | 2.0 | 42 | Free |
Some improvements .
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Qi Services Comments & Reviews 2026
I have problem my cart. I have problem my cart I can't make a purchase I don’t have viber I am now in the Türkiye
Bad service. I cannot add my card even after changing the phone number by one of your employees! And you don’t pick up the phone!
Last update. There is a problem in the last update specifically after complete entering information faced an alarm letter that impossible connect with service.
Adding Kurdish language. Overall the app is great I love it, but it will be greater if it supports the Kurdish language. Because I am Kurdish and sometimes I don't get or understand the words my also Arabic is not that good. So it would be great and appreciated if the app gets the Kurdish language 🌟🔥.
Missing flexibility. The application is not flexible enough and not letting me transfer money to a different account out of Qcard and even when trying to transfer money between accounts with the same bank it’s giving limit exceeding! I know it’s a bank policy and not your problem as developer but I hope you forward the msg to them. Regarding the application itself, please make it able to save information to avoid entering them every time. And the app could inform me that I am exceeding my limits or whatever banking restrictions before completing the whole process of receiving the passcode on my phone. And finally please advice whoever holding the authorizations on the card to be responsive first and to give the authorization at least for the basic needs instead of taking the advantage of having the control and make it hard on the customer to get there money .. Thank you for your work
Best bank app in Iraq. If you’re struggling with the awful awful services most Iraqi banks provide and their terrible apps , This bank and their app is flawless
Bad Application. Why am I asked to change the password?!! However, when I tried to change the password, a message appeared to me saying that if I change the password, all my data will be deleted, which means starting from scratch!!!! This is a ridiculous and failed application. ليش يطلب مني تغيير الباسورد؟!! ومع ذلك عندما حاولت تغيير الباسورد، ظهرت لي رسالة تقول أنه في حالة تغيير الباسورد سيتم حذف كل بياناتي وهذا يعني البدء من الصفر!!!!هذا تطبيق سخيف وفاشل
Bad customer service. For many times and After along waiting time the call center employee asking me for my inquiry and take my info & give me date for response and fix the issue then they never fix it and I repeat the call again and again & they reply with the same process And still the problem not solve yet
The app doesn’t work on IOS 12.5.5. The last update 4.7.8 also still doesn’t work correctly on IOS 12.5.6, when trying to open the app it rapidly shut down automatically , ARE YOU CRAZY BABE ! 🤔 NOTE: The last working version 4.6.9 was running correctly on IOS 12.5.6 but all updates after that version doesn’t work OMG!!
Thank you. Actually, I am surprised the services very good and smooth Thank you
Recharge credit problem. I have a serious problem in transferring money to zain iq for credit recharging No otp message is sent to my number and I cannot complete the transection I contacted both qi and zain but with no real solution.
It’s very good. It’s very good and easy to use many thanks for your service
Bugs need to be fixed !!!. When i try to open it on 4G network it won’t work it shows no network and fail to connect Unlees i open it on wifi and sometimes it crash suddenly so please take that in mind .. Edit: the app has crashed please fix I can’t do anything right now
Not Working for online shopping. I got (( Qi visa green credit card )) at the middle of July, but unfortunately it was not working, call 422 more than once time. they told me to waiting for few days because they know this issue & they will solve it soon but the card still not working for online shopping to right now. Also they didn’t accept to replace my credit card to other one works for online shopping.
Practical. App. I like it because a wide range of services. I recommend
Can’t add card. App doesn’t work properly in iPhone 6 at ios 12 while adding your card to the app it requires camera for face identification but the app keeps telling “turn towards light” i have tried even morning in front of the son the same message keeps telling pls fix it ما اكدر اضيف كارت مالي للبرنامج لان اب خطوة الصورة للوجه جاي يكول تقدم للاضاءة يعني حتى بالشمس نفس الكلام جاي يكول الخلل قبل مجان موجود بالاوان الاخيرة طلعت حلو هذا المشكلة iPhone 6
Well Done. Very Happy to see such an App that make the life easier specially in Iraq Good Job keep it up
Dark mode. Please add dark mode as an option for the app interface
Very helpful. The app is so easy to use and so helpful to get all the information I need , and complete the transactions I want. Highly recommend.
I have probilem in my face id. I have problem in my face id dont wary its my card but dont active
Error in the connection. A week ago, my application was suspended after it was working well, but the latest updates have stopped the application and it appears to me. You are not connected to the Internet or make sure of your connection from the service provider, knowing that my service is good and works well on all programs and phone in general. My device is iPhone 11. I deleted the application and downloaded it and tried more than once, but without it.
Great app but we need dark mode back. I love the app it’s very intuitive, but i really want the ability to chose the UI mode and black mode is my favorite in all apps
There should be active support team!). So my card got blocked, and there’s no choice to unblock it, and when I click on the block choice, it says i have to unblock my card before blocking it, so I'm confused? + i texted them to solve that but there’s no answer.
IMPORTANT. I didn’t receive my card till now ! And after calling your center (422) the told me that the delivery captain didn’t reach you so he returned the card to Baghdad!!!!!! I live in erbil!!!! So why he returned it to Baghdad No one send me a message or call me!!! He should call the center and anyone can contact me !!!!! What a bad service!!! I have a trip to Dubai on Monday and i choose your app just to save time After that your call center told me to go to your international center here in erbil !!!! To change it! It’s bot my fault it’s yours!!!!and your delivery company!!!!! Please to solve this problem now! I have just one day left to receive my card !!!!
Happy to have this application. This application is very useful, I hope everyone will download and use it, its fast and appropriate I wish if they add more options and more items to purchase directly from the app Overall experience is good
Lots of bugs without correction. There are a lot of bugs in it. When a large number of users connect to it, the program literally stops working. This is due to the failure of the company that manufactured the program and the servers that cannot handle this number, which is what the program makers are expected to expect.
Needs many fixes. I have used this app for a while but now it says ( cannot connect to the service ). This app is full of glitches and bugs and needs many improvements. Please update the app and fix these problems as soon as possible.
Suggestion and request. -Please add Kurdish Language. -Adding another section to allow members to trade in money Exchanges and Stock Exchanges, this will keep Qi and Rafidain Bank leading banking sector in Iraq
Easy to use and very helpful. Very easy app with many features i just wish they add payment from the app
Language. if you add arabic language, it would be more useful for those who can't read and write or understand english language.
Need to solve. You need to solve your call center/services problems, due to not calling back or giving any information, it’s been 3 months now since I requested my mastercard, and whenever I call they don’t listen till the end and act like they understood while they didn’t, takes them ages to answer, poor service, poor behavior. خدمة عملاء فاشلة، وعود كاذبه، قبل ثلاث اشهر طلبت الماستر كارد ولحد الآن لايوجد جواب، وكل ما اتصل يوجد تأخير كبير في الرد و لايسمحون للعميل بان يتم كلامه، ولا يعاودوا الاتصال.
My card. When i can get my card
Don’t met our dreams. Bad application when I start, application not open we need older version
Bad service. Very bad service and bad tracking indicator, the customer service they don’t know anything and they can’t do anything just I will make request for you and they will call you… who will call me I don’t know, finally no one do anything
Photo. For creating new card the photo dose not work for most of the ppl
Bugs and trouble connecting. Too often giving try again later and unable to connect error i hope you can fix that in an update.
Bank statement. When you go to the bank statement option it shows you only a certain month and you can’t look for the current state for the current month also if you want to download the statement you would have to download it for each month separately there is no option to download it all. Ps never go to their service centre cuz there isn’t any service there!
Account verification Late problem.. It’s been 2 days making an account in this app and no photo verification has been accepted, I hope the company costumers see my photo and verify my account.
It should be Service not promotion center. They don’t give you the service you need and sometimes send you to a services. They took money, but they don’t give you these supposed services. so it’s look like a promotion center send you somewhere to steal your money and nobody help you.
Technical support. Technical support is unable to solve the problems. They don't have any. We will try to contact you soon. The request remains postponed for months. Every time I call, it is postponed because they are not qualified to solve these problems.
So bad. This is an important application for Mastercard holders, but the verification process is not stable and full with bugs and glitches, it is not working properly, I have tried many time to let this app to take a verification photo several times and then scan my ID and filled the informations , but nothing happened, please fix these bugs. Thanks
I have a problem. In my card
Master card. Hello dear I want know when i get my card because i need it for my passport please if u can send me faster or tell me which day i get it
Problem in Digital Zone does not work. In the latest update, Digital Zone does not work. Please fix the problem
Profile making. I can not make my profile The software do not take any picture
Many improvements. Easy , fast and efficient app . Thanks to the staff
They don’t answer. I have problem Card successfully approved But there is no card Card successfully approved But there is no card I tried to contact you guys 444 customer service no one answer My problem is my card was approved but there is no card for me i didn’t know why Poor customer service they don’t have email customer support they only have phone number 422 and you have to pay for call to talk to customer support very poor system not good service i say worst company and services
Service Rating. The provided service is great and the most amazing thing is you guys have Digital zone which is my favorite
Updating. I’ve I phone 6 plus,I downloaded the Qi services and it doesn’t work and when I try to open the app,it closes by itself,please update it and bug fix it
The app is crushing. Please fix the problem app is broken down and if you logged out you can’t log in
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Dr. I’m trying to get a new card but I’m not able because it’s complicated
بعداد. خدمات روعة
اكاونت نمبر. لا يوجد رقم اكاونت حتى نستطيع تحويل اموال من خلال بطاقة دولية
Rate. Qi card is very bad service. I can’t believe this card not connected to bank account and it just to receive monthly stipends.
جيد. كللش جيد
د كاظم السهلاني. كيف اعرف كم انا املك بحسابي
Great app. I think this app is huge step forward to enhancing Alrafidan bank services.... looking forward to see more POS to use my bank account without cash out... thank you
Application has an error. We failed to download and ppl running it ignoring our request to fix it!
شركة كي ومصرف الرافدين. افشل شركه و مصرف موجودات على وجة الكره الارضيه
سيء. تطبيق فاضل وسيء وخدمة زبائن غير جيده وليس لديهم معلومات كافيه
Rate Qi card service. Unprofessional service and they have really bad customer service.
خدمات كي. ممتاز يدون عملهم باخلاص
تقييم. غير جيد
طلب. أسباب رفض الطلب !!
السلام عليكم. كيف يمكنني ان اغير رقم تلفوني الرقم القديم مسجل عندكم وانا الان استخدم رقم جديد غير مسجل عندكم ارجو ان تنصحوني كيف يمكن ان اغير رقم هاتفي انا بأنتظار الجواب شكراً
Verification method. The only problem with this app is that a local phone number must be used to verify the account holder. An alternative method such as providing an email for verification would be a good idea. Hopefully this issue will be resolved ASAP.
Bad experience. I had two transactions with Qi led to have two very bad experiences 1- have been charged @ 1510 exchange instead of 1390 2- western union is active on my App , accordingly I have recharged my account but in the late step you are informing me that I’m not eligible Hope you hear my complaint and solve Thank you
Stop working after last update. I done new update but after it stop working.
Bad. The app is very bad I can’t even create an account
كارت. مرحبا لحد الان موصل الكارت اذا ممكن شلون اكدر أتواصل معاكم
Poor design and non responsive. The app hardly works and it’s impossible to sign in a card. Keep saying pending request. It’s more than a month. What a joke.
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Transfer. Very cool
برنامج ممتاز(حسين علي سليمان). برنامج سهل الاستخدام ويلبي كافه الاحتياجات
Qi cart stopped. For 6 months it was working , but before 20 days stopped, it doesn’t work now in the store and to withdraw from atm machine, in sweeden lina nabaty
(التميمي 𝙺𝙼🝣). (التميمي 𝙺𝙼🝣)
المصرف هذا مزعج وصعب. كلما اعمل تقديم سلفة حاليا لا السف مفتوحة يطلعلي لازم اروح للمصرف واني اصلا خارج العراق وماكو اي حل حتى اقدم الاون شنو الطريقة لاين مصرف جدا مزعج ومصعب الامور في ادخال المعلومات ممكن تخففون الامور حتى نعرف طريقنا
خدمة ممتازه. السلام عليكم يوم امس قدمت طلب في التطبيق ولم احصل على الرد والموافقة لحد الان. ارجو منكم المساعده ونشكر جهودكم في تقديم احسن الخدمات زهير شمخي طائل حسون الحبوري
Thank you. Thank you
HO. Doesn’t work
.. جاي اعبي رصيد عن طريق بطاقة الماستر و كانت العملية سابقاً سلسه جداً اما في الآونة الأخيرة فالخدمة تعبانة كلش يا ريت شويه تتحسن
Need more ui/ux. When login open intro screen with each login process
بغداد. ممكن اتضيفون تغير العمله على التطبيق لتسهيل اعمال الناس
Great App. I really like this app. It’s easy to use and the interface is a friendly user. Keep up the good work.
Obsolete. The worst application I have ever used. Customer service does not exist. Waited on the phone for 1.5 hr, they didn’t answer, over IQD 20,000 wasted from my mobile bill. Not user friendly application, it seems it was developed back in the sixties.
Money transfer. Not working
السلام عليكم. مرحبا عزيزي صارلي شكد مسوي الحساب هواي اصقائي سووى بعدي وصلتهم البطاقة واني لحد الان ما وصلتني شنو السبب؟
تطبيق فاشل بلكوه يشتغل. تطبيق فاااااشل
تعبان التطبيق. تعبان جدا
تصريف العمله. ياريت لو تضيفون مبلغ تصريف العمله عند الشراء من خارج العراق حتى نعرف كم انخصم من البطاقه بالضبط.
على ما اعتقد خلل عام. التطبيق بي خلل جاي من ادخل على التطبيق يخرج بسرعة طبعاً هلشي صار من حدثت التطبيق ياريت تحلون المشكلة علماً جهازي ايفون
معلومات البطاقة. التطبيق يحتاج الى اصلاح تحديث معلومات الحساب لأيمكن إجراءها ويضل يحمّل بدون نتيجة
اربيل. اريد حذف حسابي ولكن لا يحذف ولا اعرف ما السبب في ذلك
Good. Good app but it doesn’t let me link my email to my account
الغة كردية. بة داخةوةم كة زماني شيريني كوردي تيدا نية
Great service. You should not miss this app. Download it and see the benefit
خرافي. حلو
لانبار هيت. تطبيق جيد
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You need to do better. I’ve submitted for a card 3 times until it got through, and when I received it it had my name wrong and I can’t even choose my own security pin for the account? Nor can I choose the colour? Worst service ever!
Adding account. Can not adding cobadge account Even his qicard NO.
Slow. It’s slow and also the update is slow
Thank you so much it’s the best application. Special thanks
Don’t update. It’s not working!
Lost Card. They gave my card to another person someone whom i dont know and calling me from i dont know where so i blocked my card and i will never apply for a card again
Forget password isn’t working. Forget password isnt working please fix this issue thnks
QI MasterCard. Excellent app with many options, interesting , highly recommend it ...👍🇮🇶
Worst service available. Very bad customer service, applications futures doesn't work if you want outside Iraq, which is completely useless to have this app
Notification problem. There are notification for transactions, and if i got it, i got it lately.
Good job. A Very good app, keep the updates coming
very bad service. the service you provide is under zero i would tell people to not use it . Iraq will never grow unless we have this kind of banks. all iraqi banks are under 0
Zakho , duhok. My Qi service now is active but the service of taxi driver is not breaking too mee please talk to the taxi driver I want that card
Rating. Easy to use ... also it’s helpful.
Bad experience. I can’t access to my account for more than 5 days ago and the call center couldn’t help me to solve this issue
Problem. Hi Guys there is same problem my phone 6+ restart when create account fixed it , good luck
Ammar. The App is very easy and fast, thanking of your support team
Not updating well. Most of type i have seen decline in my account money - especially when there is little money on the card
The master card contain letter. The master card account contain a letter but when trying to add the card the keypad does not contain letters only numbers so the card cannot be added. Please update.
Very bad application. Very bad application and bad services the last update suspended and the card is blocked and neither me nor the callcenter service who i called several times helped me and this is avery bad service
Out of the app. When you enter the loans, it comes out of the program توجد مشكلة في التحديث الاخير عند الدخول الى القروض يخرج من البرنامج
Notifications Issue. Please update your app to show the notification on real time. While we are trying to transfer money we couldn’t receive the notification !!!
Too slow and the customer service is too bad. Too slow and the customer service is too bad
Connection failed. When I try to add new card or account it says connecting failed please try again later.. I don’t know how to do it I have good signal.. fix it please
Hi. I don’t have take an id card how to help me I take it thanks
Contact details not accessible. My visa card was rejected for the wrong reasons, and can’t contact anyone through the app, contact details are not clear and direct.
Thank you. Excellent application
T. Failure to transfer money to other cards many time
Good service. Creating and receiving card is free that’s a very good service
App doesn’t open. Every time I open it, it crashes. I haven’t seen my account balance since three months, whenever I want I have to ask my brother who uses a different device to look at it.
Argue. Delay in adding card My problem that i canot enter to my card and appear last activity befor 1 week while it should be appear just now and cannot refresh it
So easy to use!. Very simple and easy to use
A note about the program. The program has many problems that must be addressed. The program does not open when downloaded, and I put a star only for the purpose of commenting
Very good service. Thank you for your great service
Kurdish language. Many Kurdish use this app, so it is better to add Kurdish language to the app!!
Terrible application. It’s been two days and I’m not able to add my card
Basrah. Thank you for your cooperation with us and fixing the app
Horrible!. I’ve changed the language to English but I still get Arabic notifications? The developers should know there aren’t only Arabs here, we have Kurds and others who live in this region
Monthly statements activities limited. Will you please update the app to show the whole month statement not just the last 8 transactions . الرجاء حدث التطبيق حتى نستطيع ان تظهر كل البيانات للشهر السابق بدل البيانات الثمانية الاخيرة وشكرا
I don’t recommend it at all. The app is totally a glitch and the service is very bad Nothing is working and I’ve been trying to add my card for months with no response
Best in the business!!. This is by far, the smoothest, coolest, fastest and most efficient app available, locally ♥️☝🏻
I wnat a card. I want a card gift for my card
Checking. One
No contact support option. You cant find an option to contact support within the app, not even a referral phone number.
Good service. Good reliable service
Change phone nomber. Change phone nomber
Bad service bad call center. Bad
Very useful. Very useful with smooth UI and great services. Thank you 🙏🏻
Broken app. The app is not working and keep shutting down after I start it, fix it fast we have work and money related to this app and it’s being delayed because of this bug
Cant pay. Can not buy from apple store Also cant redeem my account