Debts Break App Reviews

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Well worth it. With user friently interface with charts and progress bar, it only takes minutes to learn important functions of the app. Debt Strategy option will teach you how to effectively manage your debt like your personal accuntant. This app is definitely the best accounting app for debt control so far and tops all the other app in its class.

Basic. It's a decent app but why can't I input actual info on payments made? If I have more or less money I may pay more or less than usual but when I indicate the payment was made, I can't enter how much I actually paid. Kind of useless. It means there is only realtime data on the date the initial info was made. It's useless after that.

I like it.. I understand some of the criticism. There are issues with putting in the amount you actually paid, and I would not use this app for variable monthly bills- just consistent debts(like credit card and different loans). However, for managing debt and staying motivated, I have found it to be an excellent tool. I love the charts and graphs! I have recommended this app to friends and family, and use it all the time.

Very helpful to improving financial outlook. I love this app. It has been very helpful in keeping me motivated (good visuals in reports feature!) to be disciplined about paying off my debt.

Issues. Does not allow you to enter extra payments. What's the point of making a "snowball" plan if you can't even do that? Giving it 2 stars because of the other features that might be useful if making the minimum monthly payment.

Perfect!. A very simple, to the point app. Easy to enter and review your debt with a nice and organized look. It meets my needs and I recommend this app. Thanks!

Love this app. This app is very useful with many ways to list, total, and report on debts. Very simple yet effective to use.

No I don't want to remove adds!. This app displays a pop up asking you to pay to remove adds all the time. The adds are just fine but stop spamming me to pay money. I already paid for the debt snow ball and that's all I need!

Best Debt Tracker I've Found. It's an easy way to keep track of debt progress if your trying to pay everything off

Missing a few things. I've been using this app for about 1 month. It's pretty to visually see all the debt you have and how long it will take you to pay it off. Needs an extra payment button for when you make extra payments on the debts. Thanks.

STOP TRANSFERRING MONEY TO DIFFERENT ACCOUNTS. Whenever I try to set up a schedule it transfers payments from a different debt I have without my approval. I should be allowed to set up a schedule without it doing this. And I cannot alter it to being lower than the amount it is. You need to fix this because the point of this app should be for me to come up with my pay plan so I can see everything. Instead of assuming that I’m going to be putting money towards that debt instead of a different one.

S. Super user friendly. Easy to navigate. It shows you how many payments you have left and interest per payment. It also has the snowball effect for paying off debt but you have to pay $1 for it. Not a big deal. I have used a few different programs and this is by far the best. Give it a shot it's free to download.

Glitch?. I’ve used this app for quite some time and I’ve loved it, but the newest update got rid of decimal points when typing percentages. I no longer can put the interest being 5.45%. I have to put 5% which makes it very inaccurate.

I like it. For what I needed done I like it. I was down to 2 debts my my mortgage and a car payment. I was paying twice a month, so had it notify me a reminder. Well, I paid it off early, but still getting notifications to pay. I then deleted that payment off my account. I am still getting notifications. I’ve tried everything to get it to stop. It looks like I will have to delete app and restart, which is a pain.

Great free app!!. If you turn on the snowball feature, you will be so motivated to pay off your debts, you be looking everywhere for extra money just to pay them off!

Too complicated. The snowball payoff doesn't work. I can't put in the actual payments I've made and when you click on help, nothing makes sense!

Neat look, not helpful for me. I've calculated our debt snowball twenty times using all manner of sites and have been paying down the loans for a few years, so I know how they progress. Wasted $.99 on this app's snowball feature only to have it tell me we have 5 extra years of payoff to go beyond what's accurate. This may be okay for regular debt tracking, but if you're trying to aggressively pay down loans, the calculations seem to be off--and in a way that will discourage you.

Basic app. Will not keep accurate payments and gives no option to add extra payments save your 99 cents the debt snowball add on is not very good

Interest Rate Bug. Cannot enter an interest rate decimal like 4.75 it only accepts 4%. iPhone 14 on iOS 17.

Adore this app!. I've not had any trouble with this app - it's functioned exactly as it should. The snowball options, custom order and detailed debt info is great - even love the ability to customize months where we can add a little more than other months. Great app!

It's ok. I wish it had biweekly payments. I do everything biweekly so I've been looking for an app that allows me to track my actual payments. This would get four stars from me if it had that.

Worth the .99. The app itself is fairly user friendly, but what makes it most helpful is the snowball method add on. It’s 99 cents and made the plan that much clearer. I now know when my debts will be paid of and the percentage I’ve paid on them already which is super encouraging to see. I highly recommend.

Good for tracking credit card debt. The only reason I got this app was to track my credit card debt and so far, it works for what I need. I especially like the snowball feature and the reports.

More payoff options neeeded. I like this app BUT I would like to be able to add an additional payment amount per bill instead of having to add it to all payments. Or I would like to be able to add the current/actual amount paid for a given month.

Debt tracker only. It would be better if I could add assets, but for just debt tracking it works well. Unfortunately even tho I set it up for reminders I am not getting them.

Snowball feature costs $. There was no indication I'd have to pay for the snowball feature on the description. What is the use of this free app if that feature is disabled? The reason I needed to try it before buying it is because other apps snowball features are buggy. (They don't recalculate correctly when you switch between methods.) To try it out on this one, I will have to purchase it, and hope for the best. What a waste of my time (and potentially money).

Exactly what I needed!!. Great app! Love having this info at my fingertips to keep me focused on the end-game of living a debt-free life!!

Pretty helpful. I like this app better then the old one I was using. The one I used to use made it difficult to add payments when I paid extra. This one is pretty simple. It's not a huge deal to me that you have to pay for the snowball feature. I personally don't have it and just add whatever I was paying from old bill to my new payment, it's not that difficult. All though, it would be nice to have as a part of the app. Overall, pretty simple and handy to have. It makes me feel good each time I add payments and pay off more of my debt. :)

Confusing to me. Just bought additional feature for it and found it hard to understand. Apr 0% but why did it appear on file...? Also hard to see it on the screen.

Cool app. It does what I was looking for in an app. It calculated how much I owe plus the monthly interest. I like the graphs and charts that allows me to see what I need to pay every month to pay off my cards.

Simple. I only use it to keep me up on my credit card payments! I will use the snowball options once I pay the first one off! It gives me a reminder for when my payments are due that are helpful!

This app is amazing!!. I love being able to know when my debt will be paid off and watching it dwindle down each month!!! Such an awesome motivator as well as keeping everything organized😀😀😀👍

Finally.. Finally a nice looking app that will show all of my debt using a simple, easy to understand interface. I put all my credit cards, 6 of them, and loans, 3 of those, in here, and now I can see all of it on one screen. It's very nice. I plan on being completely out of debt in 6 months, being $8,000+ in debt, and this app is going to help me get there. Tired of living like this. I'm super thankful for the people who took the time and effort to develop apps like this! If you're deep in debt and need something to keep track of your credit cards and/or loans, AND help you stay motivated and focused, I would highly recommend downloading this app.

Best Debt Snowball App. I stumbled upon this when starting up on Dave Ramsey's Total Money Makeover. I'm not someone who has the diligence to write out my snowball every month on paper, so I turned to the AppStore. I tried several, this one works best out of the 4 or 5 I tried. It also has a beautiful design that provides charts to help you see visually when you will be debt free. That was huge for me. Well done!

Requires in app purch for snowball calc. Nowhere in the description for this app does it mention in app purchase is required to use the snowball method to reduce debt. Not really as advertised. And it doesn't show a nice list in month order of the payment schedule, you have to click each debt for a separate schedule. Probably will look elsewhere for a more useful app.

Needs a reboot. When you change the method in which you want to pay off debt, the dollar amounts get all messed up and you have to start from scratch. It could be a great app. Needs more updates.

Great Debt Management App. This app is what I have been looking for and money. This is indeed a great tool to help you keep track of your debt and helpful ways to consider paying off your debt. Very pleased and satisfied.

Biggest waste of 99 cents!. I want my money back.

Boo. Makes you buy the debt snowball form once you and put all of your bill data.

Great for a free app. I could see my credit card balances and set a payment plan easily. Thanks.

One thing it needs. It needs to be able to let you enter in reoccurring monthly payments that do not have a starting or ending balance, like phone bill etc

Nice app. The layout is nice, easy to understand, customizable.

I like the interface. Great user friendly interface of the app made me use it instead of other similar apps.

Good. So far this app is good, it's accurate. I would recommend this app. I like the debt payoff and other things that go with it to help you give you a idea on what's down the road on paying bills off. A good tool to use as a guide to get your bills paid off.

Really slow - needs improvement. Love the concept but the app is sooo slow it takes 3-5 min to completely upload info and then once you need to make a change it won't save any changes - again great concept but it needs some work

Just what I was looking for. Love the flexibility and the adjustments. Easy to use and gives me a great feeling to know how and when I'll be debt free!

Needs more options. Overall app does what is supposed to do! Needs more payment date options i.e. bi-weekly for non-traditional loans or debts. Would also love if it had a sixth snowball option, largest to smallest payment!

Great Debt Management Tool. Easy to set up and understand...my #1 tool for helping me achieve "debt free" status!

Pretty great!. App does all the hard math for you to help you see exactly when a loan will be paid off. It is also helpful at showing you what happens when you increase the payment on a loan.

Straight to the point. This app is simple and awesome. Has already helped me out with framing the steps I need to take to structuring and paying off my debts. Strongly recommend!

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Love it !!!!!!. I've just started using this app and love the simplicity of the app. I believe this app will help many people change their lives for the better. I've had no issues using the app ,and I highly recommend . Two thumbs up from me 👍👍😀

Great app - But... Would be great if you can have the option to pay bills fortnightly/weekly etc.. Otherwise the app is perfect for what you need

Great. Very helpful app, great keeping track of variable interest rates, love that I can email pdf showing graphs, what I've paid in principle and interest, what's remaining, overall percentage I've paid, and etc.

Lacking A Most Important Element. One of the most important aspects of debt riddance is paying your debt off on time. Sadly, the reminder does not work on iPhone 7plus.

Locks up, freezes, lost all my data :(. Running the most recent iOS on an iPhone 7 Plus.

Average. The price of enabling the snowball module and removing the ads decreases the value of this app. There are other apps that provide better value for money.

PLEASE ADD A FORTNIGHTLY PAYMENT OPTION. I am still working my way around this app, but so far it has been a great help in consolidating my debts in the one place. Very handy when we apply for a home loan next year. One thing that is glaringly missing though is the ability to choose your cycle setting. We get paid fortnightly and we pay our debts off on a fortnightly basis. This has meant that I have to either wait until the second pay to mark a month off as being paid. Or to enter the fortnightly payment amount as the monthly payment amount. Either way doesn't really work. So it will really only be a guide for me until that option is fixed.

Crashing. I just spent 20 minutes entering all my debts and now the app keeps crashing and won't show the data. Really not impressed. This has been a waste of my time.

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It works. The tutorial and help section do not explain the features very well so you will have to play around and guess. The snowball feature doesn't work unless you pay so it isn't free as advertised. There is a banner of ads across the top by the menu so I have accidentally clicked into ads a couple times. Other apps take those away once you've paid money. That said, I was able to input my data, the calculator works instantaneous and prioritized debts. You can easily see alternatives (although I am not sure if the interest saved values are correct when comparing between the alternatives). Adding extra payments to a specific loan is possible. I'm sufficiently pleased with this app. It does the job of creating a payment plan and seeing the effect of snowballing your payments.

Good. It would be better if this app allowed for biweekly and weekly payments. Especially when dealing with car payments and a mortgage.

RECOMMEND - Debts Break App. Love it! Very useful and it encourages me a lot to see my debts go down so quickly eith this app!

Garbage. Snowball requires purchase, instantly deleted. Just charge for the app if it's good, the extra code it took for this feature is not worth what you're charging.

Pretty good!. I like this app quite a bit - nice graphics and relatively easy to use. The only thing I wish it had is the ability to add different/bigger deposits that are not part of the scheduled payments.

It’s Ok. Needs biweekly budgeting and needs all cost up front. Like just take the $1.39 and let me use full app.

Works well and looks clean. I would highly recommend this app over other paid alternatives. This app is by far the cleanest looking debt management app with a focus on presenting clean and objective will progress is via it's visual presentations and great user interface. It's got other paid options that does not get in the way of the core experience of this app which is to help you tackle your debt and put it in a way that is visually comprehensible to the average person. Debt management is the most underrated subject in the finance system. Interest rates add up and they creep up on you. Small debts add up and this really helps you consolidate and get the bigger picture of how much money you actually owe. The best part about this app is that it doesn't make that process any harder than it needs to be. I think this is by far the best free solution, or any solution tailored for the layman.

Good. Needs to have an option for bi weekly payments

Debts Break. Great App. Well thought out and arranged. I am so satisfied I upgraded to the Pro Version AND purchased the developers "Checkbook" and "Medical Whiz". Good Q&A feature. Debts Break allows you to edit the balance, interest rate and your payment, I think your start date too, to to revise your plan. The most elegant solution to getting your payment plan before you. Once I see How Checkbook and Medical Whiz works, I will write a review on those. Cheers.

Amazing. I love that it starts with what I have and I can put when I'm going to start my payments. It works great.

Good. Needs a payment plan option for bi-weekly

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pretty ok app. it's an ok app, as others have said it would be nice if you could edit the amount you actually pay for individual debts & it's frustrating you cannot change a debt due date. that being said it still is pretty motivational.

Would've liked to try it.... ...but it kept crashing😕. I am running the latest version of iOS 7.

Works for me. This app does exactly what it is supposed to do!

Can't add fee/purchase. You can't add a late fee or a purchase which I may have once in a while. Waste of a dollar.

Awesome!. This is super awesome! Very helpful in planning a debt payoff!

Good but. Crashes and reports feature does not work. Buggy

Love it. Great idea and app! Helps me keep track of my bills and payoff amounts.

Buggy. It freezes up and won't let me select a new icon for the debt. It has potential. I hope they fix minor bugs to make it a positive user experience.

Great App. I love this app it's accurate with the amount owed and date your debt free.

Awesome App!. Very helpful; easy to use; streamlined. Great job!

How is this app helpful?. Would rather an actual financial planner app

Good app. I used it only for 2 weeks now ... so far is working for me I will give more info in couple of month....

Exactly what I needed!!. Great app! Love having this info at my fingertips to keep me focused on the end-game of living a debt-free life!!

Sir-Glitch-a-lot. The review's title says it all. I love the idea, but when you open the app to make use of it-kerplup!

Nice App. Doesn't allow you to delete a bill once it paid off.

5 ⭐️'s. Love it.

Very Good App!. Well written with a great layout. Exactly what I needed.

Error message. Seemed like it would be a great app but it would not let me put in my minimum payment balance, it just kept giving me a error message.

Great app, a few glitches though.. It's a great app but there are a few glitches.

Great for Debt Breakdown. App is great for debt control breakdown. All payoff plans right at your fingertips