Checkbook - Ledger App Reviews

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Great replacement for my checkbook register.. I had used up my checkbook register right at monthly bill paying time; and with coronavirus stay at home in place, I did not want to run to the bank looking for replacements. Instead I looked for an app that would satisfactorily take the place of the register. I tried several but this one was by far the best. My only complaint is how it is set up to track ‘cleared’ entries vs outstanding. I am used to balancing my checkbook by check-marking entries when they have cleared; therefore, I am continuing to do this. I just have to look at the app and reverse in my mind outstanding and cleared. It also helps me track my balance and keep it much more up-to-date as I just pull out my phone immediately to make an entry rather than taking the time to sit down to update my checkbook. It has also been a lifesaver since I broke my dominant hand wrist at the end of December which required surgery along with extensive physical therapy to regain use, and it is still very difficult for me to do the necessary writing to keep a checkbook register updated. I will never go back to the old way.

Great App, Great Price! Will it Hang Around?. Been using this app since late 2017. Used 2 other “register” apps prior, and they BOTH became obsolete with no updates and Apple’s constant software updates. The last time I had to swap apps, I lost a huge amount of proof of purchases because my phone wouldn’t even open it enough to back it up. Every time I tried, I got this “not supported, please update message”, yet there were no updates. I paid for all of those apps, then to lose all my information because they weren’t updated to compatibility with iOS. Now, I love this register. It’s the best one I’ve used so far. I hope the devs will be able to keep it going, although I usually run several iOS updates behind, there always comes a point when I’m basically forced to complete an iOS update, and I don’t want to lose all my financial info in the process.

So good; but.... I bought it and the experience is very good, I has it on my phone and on my iPad under same account. But, I use it on the phone and when I open it on the iPad I’m discontent because the information isn’t complete on the other device automatically. My phone has one information and the iPad another because I have to enter the information of the transactions manually on each device. I thought that the app will sync the info between devices automatically. It will be helpful for me if anybody or the developers of the app have the answer to my problem.

Nice app!. If I still did my accounting by hand, this absolutely would be my choice for financial management. The reports are on par with the reports I get from the program I chose for my accounts payable work. Streamlined but informative. Very easy to input and track data. I actually use another app which is more automated for the bulk of my home accounting. However, I have four accounts I can't sync and this app is the perfect program to take care of that problem. I almost feel spoiled having such a truly superior accounting app to manage my four little accounts.

Very comprehensive but missing something…. Pros: The expense categories are great for tracking spending and the fact that you can edit them to make them personalized is even better. The reports are fantastic; income and expense graphs are very helpful! The app is also very user-friendly. Cons: No "available balance" line. As this is a checkbook balancing app (among other things) an available balance would be strongly suggested for an update. Other apps have this. Lastly, the icons are limited for the expense categories; a few are just plain bizarre (chain?). More would be appreciated (clothing, shoes, bikes, things that represent hobbies/activities). Just my humble opinion. Overall quite a decent app.

My Favorite App. I wanted to try this app for a little bit before posting a review. I. Love. It. Some people on here probably grew up tracking purchases in a checkbook. I did not. Finally, I got sick of overdrafting, or living paycheck to paycheck. ACH payments aren’t instantaneous, and my water bill had to be paid with a check. And the utilities guy wouldn’t cash the checks until he had three or four at a time! I could probably fly by the seat of my pants as a teenager with my finances, but I now have two kids with activities fees and dances and field trips and it’s nice to know how much money I actually have as opposed to what the current balance is on my checking. Also, the ability to upload images is priceless. We recently opened an HSA, and I’ve been able to upload digital receipts of copays or prescriptions. I cannot stress enough how important it is as a millennial to have this app. It helped me get my finances under control, and now I’m getting out of debt as opposed to drowning in it. My husband and I haven’t used credit cards in a year, because now there are no more “surprises” that we have to make up for. We know how much money we have at all times. Love love love it. Worth every penny for the extras, too.

Was perfect.... I got this app and sung its praises!!! My very favorite part was the recurring transactions. I set it up so every friday (payday) I’d make 1/4 payment to all of our bills. It really helped me not forget any of the vital ones. It made living paycheck to paycheck just a little easier. Then suddenly my recurring transactions stopped showing up. I cannot get them to come up on Friday anymore. Sometimes they all pop up on a random day in the middle of the next week. I tried deleting and reentering them all again. No change. I really really loved this app in helping me to remember everything I needed to do. Please please fix this glitch! If it gets fixed I’ll readjust my stars.

Love the app. Great replacement for my checkbook (being that it’s the 21t century), but this app could also use an update; a refresh. Getting a little aged. I would like to be able to remove recent item/transaction descriptions, have the ability to have recurring transactions (I tried, but it doesn’t work, but this was also awhile ago), and a weird glitch happens when I put in a recent transaction, the category, and then take a picture of the receipt. When I return to the transaction input page, the category is removed. Only happens if I do it in that order. Update (I don’t know where the previous came from so may not apply now but still submitting in case. I would also like to have a transfer tab in line with income and expenses. App is still aged.

FINALLY. I have tried multiple budget apps over the years and have finally found one that is exactly what I needed. Simple, quick to setup, very user-friendly. If I had to make a suggestion it would be to give the user a choice of what icon they would like to see. For instance, every time you “Add” or “Edit” it automatically displays a piggybank. A blue one at that. I don’t want to see a blue piggybank icon for my credit card that I owe $2,000 on. Clearly I have no use for any colored piggybank because I can’t save because I made the mistake of using credit cards. ;)

Reoccurring Payment not syncing; math off. I’ve been using this app since 2015 and between that time I’ve upgraded. I’d love to us this app but it needs an update. Reoccurring payments aren’t hitting when they occur. I have to manually enter them and delete them once they hit days or weeks later. It also depends if other transactions occurred before and during the transaction time. It’s hard to calculate pending transactions when they aren’t subtracted on time or at all. The math on the expenses is off. For example, say you go shopping and get ‘Food’ and ‘Shopping’, or split the receipt or transaction. I have to literally separate the check in separate categories and separate logs. One receipt may have several ‘parts’ and the math does calculate split receipts. When you use the graphs, the split payments/transactions are not calculated at all or in the category. Unfortunately, I’m going to have to use another app. If one massive update happens to fix this issue, I’ll come back. But for now, I need the app to work as it should. It hasn’t worked the way it used to since at least the beginning of 2019. It’s great when it works but now it’s tedious and not worth my effort.

Update Please. I’ve used this checkbook app faithfully for several years and I don’t see that changing anytime soon ... unless ... the developers will perform some type of update. The calculations have a gotten a little buggy. It’s running a couple of cents off. Things were dead-on exactly balanced as of the end of March 2020, but several times since it is never an exact cent-for-cent match even though every transaction I’ve posted matches my account. Even attempts to add or subtract a penny from a transaction to force a balance and the total doesn’t change 🤷🏻‍♂️. Perhaps after a two year gap, an update is needed!!

So happy to have you back. Back in June I completed an iPhone update and much to my dismay I was unable to utilize your app as I’ve done so for many years. So after much investigation I downloaded another check register app and have been using it until yesterday. There was no other app that has all of the great features your app has. Since there have been a few iPhone updates since June I thought I’d try and reinstall your app again. I have never been so happy to see it back on my phone again. A simple feature of hiding reconciled entries is such a time saver. Being able to track like expenses and proving a report of those expenses is invaluable to me. Needless to say I am thrilled to have your app back. I’m not sure when my iPhone update corrected the problem but I’m glad to have you app again. Please don’t leave me again 😆

I love the concept of the app, but could improve!. In a world where swiping your card is the norm, balancing my accounts prove difficult. This app allows me to enter all of my transactions so that my ledger balance is up-to-date even if my bank account is not. I like that it allows me to add recurring items and that I can create reports to see my spending habits. Now the cons - suddenly my recurring biweekly transactions aren't moving into my accounts. I've tried updating the dates, shutting it down and restarting, but it's not updating, so I had to add them all myself. The other thing is that the reports show your spending by category, but I wish it also gave a list of all of the transactions included in each category so that I had an easy way to see the specifics all in one place. And I do have the paid version.

Discrepancies. This app is okay but there are issues with balancing. The total hardly ever matches my checking account. It’s always off by at least one penny if not several. Lasting it was off 6 cents when only one charge was added and nothing else had changed. I’m constantly doing corrections to make balances match. This needs to be fixed. It’s gotten worse recently. Last night I made a correction and it matched my checking account. I got up to check my balance and my paycheck was there so I added into the register app. Low and behold it is off four cents. If I try to correct it by four cents the balance doesn’t change in the app. It’s annoying for sure. I was going to give 2 stars but the rest of the app is good. They need to fix this glitch. I’ve sent emails to support and the error has been fixed temporarily at times. I have given up because it’s constant and I’m tired of wasting my time when nothing changes.

Piece of Crap won’t work on multiple devices. I downloaded onto my iPhone and PAID for the upgrades so I could use multiple accounts AND backup data. Then I went to iPad and it says the backup downloaded successfully but when I. Lick on restore from backup it was saying I need to pay for an upgraded version but wouldn’t let me. So I went to the App Store and paid $4.99 AGAIN for the app on my iPad it it still won’t let me sync my backup from my iPhone to my iPad! So out $9.98 for the same app to be on my iPhone and iPad but can’t get the account data from my iPhone onto my iPad….they lied in the program information that there was no need to pay for the app to be on multiple devices because without paying I could not even access backup which I paid for on other device. Can’t get the checkbook registers to show on both devices is frustrating

Spelling pet peeve. I have thoroughly enjoyed this app and my quirk has nothing to do with the functionality of the app. I realize I didn’t have to pay for this app but that should be irrelevant to making sure the app is free of misspellings. I have been naming my own categories until today, I decided to browse through to see what was available and there it was starring me right in the face! The word Restaurant spelled “Restuarant”. I realize this is something that most will find to be petty but then again there will be others that read the review and get where I am coming from with my review. I have an Elementary Education degree and I strive to do my best every day with my grammar whether it is my spelling or spoken word. With that all being said, I really like the app and would recommend it to anyone looking for an easy to use yet accurate checkbook app. 😊

Only thing you need. Downloaded it based on reviews. Was up and running in about 3 minutes or less. Very simple and very easy to use. I actually like not having transactions automatically downloaded. For the last many years, I have used auto billpay. (Heavy on the AUTO -- to the point that money comes in and goes out -- and I never really have any idea how much I've spent. This simple apps allows me to enter each expenditure immediately so that I can actually "feel" and see where my money is going. Gave up on Quicken years ago. Finally built my own Excel budgeting app which I will still use since it has far, far more detail. But will use this all day, every day. !!!

No Longer Reliable. I have been using Checkbooks (the free version because I have only needed to deal with one checking account) for years now, and it's always been great! Until....... last update that is. I started noticing that my balance was off by 1 cent. And it could have been 1 cent more than my bank one day, and 1 cent less the next. Occasionally it would be right, but more often than not it was wrong. I checked and checked for a mistake on my part but when doing additions it seems to sometimes add them correctly and other times it's off. And putting in a reconciliation of 1 cent only fixes it for that time you are using the app. Close it (remove it from active apps) and reopen it and it could be off by 1 cent again! And you never know if it's more or less than your actual balance until you check with the bank. Now I know what you are saying, "it's only 1 cent" or at least I've said that for months now because I do love this simple app. BUT how can I be certain? Today it's 1 cent but what if tomorrow it causes an unnecessary bounced check? If I wanted to do that, I'd use the paper counterpart and screw up the math myself! No thanks, that makes this app only free if you don't bounce a check, otherwise it's $35 per mistake! I've sent a bug report to the developer, but not heard anything back (as others have mentioned). So I'm afraid it's the delete button for this app after years and years of happy transactions.

Perfect for me. After using an excel spreadsheet that I created for about 15 years, it was either a total pc upgrade and purchase of ms office, I tried 6 or 7 apps. This works for me just fine. Support is sketchy as I asked a question 2 or 3 weeks ago with no reply. Don’t waste time with the Dropbox because it doesn’t appear to work. I use email backup to another device and it works just fine. Overall, (thankfully) it is very easy. I have 4 bank accounts, several credit card accounts and some accounts receivable. It manages them all flawlessly and what used to take minutes now takes seconds...

User Friendly UI, but Dropbox Backup Failure. I’ve used the Checkbook app for years and have been happy with it until recently. The app makes tracking your accounts easy and I enjoy the simple UI, which is why I can ignore the rounding error that crops up now and again. After a while, I usually add an adjustment transaction to correct it. My biggest issue is that I paid for the add-on that allows me to save backup to Dropbox. That hasn’t worked for some time and I keep getting an expired token error. I reached out to the app’s support and received an undeliverable response that indicates the email account doesn’t exist. Mind you, the email address I reached out to is the one provided in the app in the Feedback section.

Great app. This is my second review. I have used this app for years and I love it. The only thing I would ask for is to sync automatically with my iPad. Dropbox is great but I have to remember to do it. So glad that you have now updated the App so that I can sync my iPhone with the iPad. Downloaded a different app hated it so glad you fixed this one. LOVE LOVE LOVE IT. I have been using this app for many years. I love it. Now that it can backup to the Dropbox app it is really great. Just wish I could sync it between the iPhone and iPad and that it would work sideways on the iPad. But it still is a great app.

Love this app so far. I was wanting a way to not only do my checkbook right on the spot but a break down by category. This part could be improved on but it may be in the paid version which I plan on getting but it can be used exported to an excel spreadsheet very easily and a sort from there is a breeze. I have not found to much about this app I don't like. Awesome awesome awesome. I have been using this for a couple of months now and I really like this app. Well worth the money. One thing I have found is when you do the backups, you need to create a new one each time so you get the most updated info. This is not clear on how to do this but you need to add a new local backup by hitting the + sign in the upper right hand corner. I no longer believe this is supported. I have reached out for support About the fact that it no longer allows you to export data and I have heard nothing back.

Jdscott612. I am replacing iReconcile, which is no longer supported by the developer, and am having a hard time to ding a comparable app. First, I love the looks of this checkbook app. It’s easy to use and looks great. I would give it 5 stars if it had a look ahead option to show recurring transactions in the register. It is the only thing keeping me from upgrading g to the paid version and using this app. I contacted the developer and this is not a planned upgrade. Too bad because I have seen a lot of reviews of checkbook apps from people looking to replace iReconcile and this was one of the best features of the program. Only one app has it now and I don’t like the looks of the register (too small) and it’s not as easy to marked transactions as cleared. Please add a look ahead feature to this app and I will change my review to 5 stars and buy the paid version, but most importantly start using this app at the beginning of the year.

Great Banking App. I have been using this app (paid version) for about six months. Being a previous user of iReconcile, I found it very useful to have a mobile "check register" for keeping track of debit card expenditures, but the iReconcile developers chose not to update the app for iOS 10.x on the iPone 7, so I had to find another app. Checkbook is the replacement! It is designed for iOS 10.x and works very well. I haven't experienced any problems once the interface was understood. It's a great app for keeping your account records, balances, etc., on the go.

Simple but effective.. Extremely straightforward. Simple execution. UI looks dated but does that really matter when all I need it to do is make sure I don’t overspend. Paid an extra couple dollars for the multiple account set up. Works perfectly. You can seperate the accounts by type(checking,savings,credit card) it has a budget creator but didn’t buy that option(very cheap tho) so can’t comment on this. Still 5 stars to me even with the add ons needing purchased as a good solid checkbook app is worth 2 dollars.

Does the basics sufficiently.. The only gripe I have is with recurring entries posting lags. Example; I have a recurring entry for the 11th of every month. Today is the 17th and that entry has not posted yet. Today I added a new recurring entry and that one posted immediately, but if I manually add the one that was supposed to post on the 11th it will eventually post again at some random point in time. I feel dumb now. I just brainlessly upgraded to premium so I could include a credit card account. I don’t see a way to enter one transaction that captures a payment transfer from a checking account to the credit card account. Has this app been updated in the past five years?

Could be a Great App - 2 issues that totally bug though. This has the potential to be a great app. I have been using it steadily for a couple of months. Easy to use - low learning curve and most everything is intuitive. I’ve upgraded to the Dropbox and multiple account features - both excellent add-ons with one MASSIVE caveat - you can’t change your Dropbox info after the initial setup. Due to some unforeseen issues, I had to change my Dropbox account. All the other apps I have that linked to Dropbox allow me to easily update my login info. This app does not - just an error that it can’t login. Duh - I know that. Why won’t you let me update my info? This is virtually a killer for me since I can no longer sync across devices. Additionally It seems that they are no longer supporting the app. I sent several emails asking about this issue with absolutely no response at all. Sure they take your money though. I’m posting this review in hopes it will get their attention and they will fix this defect. My one other gripe - the iPad version doesn’t have a landscape mode. This should be a standard for all iPad apps that have input from a keyboard as almost all keyboards default the iPad itself to landscape. This isn’t critical (like the Dropbox issue) but seems like a lack of forethought.

Feedback for developers. August 7, 2020 I still have not heard anything out of the developers. I am on the most recent version of the app and those bugs are still there. I’ve also noticed another bug. Maybe a requested feature. I cannot reorder my accounts. That seems pretty easy. I expected to click on “edit” and have the three line hamburger handles to move the accounts around but they aren’t there. Please work to allow that. The accounts are listed in the order they are created which I’m sure is easier programming but doesn’t make sense for organization. Should be alphabetically. Or sortable. Or manual sort like I’m wanting. Oh and I quit using your ‘budget’ feature. Totally not worth using. Isn’t accurate or right. Too much trouble to begin with. Wish I had my money back on that feature. June 11, 2020 Sorry to leave this to get your attention but there are two big bugs to fix. First is the fact that I can’t leave feedback from within the app. I tap it but nothing happens. Second is the search feature. When I search, the top most result is covered by a grey area so that I can’t see it. I have screenshots to show if someone will reach out to me. I mostly like the app. I picked you so I can have multiple accounts. I have lots of them for checking accounts, savings accounts, loans, notes, credit cards, investment accounts, etc. the budget’s feature needs lots of improvement before it’s useable.

Great checkbook app!. I love this app. I used to use a paper ledger to keep track of my expenses, but this app makes it so convenient. Whenever I purchase something, all I have to do is log in & record my transaction. Once a week I double check to make sure everything's cleared with my bank. The only issue that I have with this app is that you can’t print out a group of transactions so that you can match it up with your bank ledger. I have to keep going back & forth between bank ledger & this app. I would find it easier to look at both accounts on separate pieces of paper. Love the app! Great job and keep the updates coming!

Worked for a couple of months. I needed a quicker way to track my spending instead of the paper check register book. This work for a bit. Drawbacks -When reconciling your checkbook to your bank statement you can check off an item in the checkbook but it does not tell you what the end balance was for that date so you can’t fully reconcile them. -I often found myself forgetting whether or not I had put a transaction into the checkbook and when I went to search half of the letters I typed in kicked me out of the app. -in the app they give you setting options where you can click on big report, feature request, I like it, contact us, and website but the only two it lets you actually go into are the website and I like it If you don’t do reconciliations and you just need something to track your purchases this will work perfect for you. Someone posted that they had issues with the math being off. I had it spot on when I first started it. Since then it has been a couple of months and I haven’t been able to fully reconcile it, the numbers don’t add up and I don't have the time to check the work of an app. that is supposed to be doing math on its own. I have purchased another app. to try. This one just doesn’t do what I need it to do.

Math is off on a math app. I love the interface of this app, it works well with everything I need. Complete and total perfect checkbook register, complete with the easy add of recurring bills/income. Unfortunately, the math doesn't add up! It hits it right about 75% of the time.. But when it's wrong, it sends me into a math checking frenzy!! And sure enough, it ends up with me adding in a few cents here and there to make it a "correct" balance. A problem I see from other review as well. This is super frustrating when I am trying to follow my budget as well.. Math, being the point of this app, should not have errors. I have used this app for 4 years, maybe? I am just now writing a review because I went to put a 1 cent error fix in, and the total went from 74 cents to 76 cents. What the heck? For the most part, the app is amazing. The math not adding... 1-2 cents adds up fast!!

So helpful. This is a great app. It’s just like a regular checkbook register and easy to use and reconcile. As a single mom on a very close budget, this has prevented me over drafting my checking account. Thank you so much! The bank teller looks at you crazy if you ask for a register these days. And so many transactions especially PayPal don’t show in the bank apps for days so if you’re like me and forget you spent money somewhere because of that, this will help because you can keep track instantly when you spend.

Good but.... I do like the layout and simplicity of this app, helps me organize my money before it gets taken out for bills and categorizing my expenses forces me to assess where I waste money. HOWEVER as many have mentioned there is a glitch - I often am 1 penny off from my account (I.e. the total is a penny over, however if I subtract a penny then I am a penny under my actual account) - It makes sense if you’ve dealt with the glitch. Frustrating and overall I can identify when it’s causing a mismatch but if I didn’t recognize it I could see it possibly causing miscalculations over the long long term. If they could fix this I’d love this app. I haven’t gone to another app yet because I love the functionality of it, but I’m considering changing if this continues.

Love this app, but........ Have been using this app for four years now. It is very basic and straight forward. I paid for the upgrade and have had no issues with this app since I started using it until now. I now have an iPad and cannot sync my information between devices. I also would like my husband to start using the app and be able to share up to date information with him. I'm even willing to pay another upgrade fee in order to get the sync feature. Up until this point I would have given a five star rating but now with my evolved needs this app is lacking the sync option so now I'm on the search for a new app.

Love this check register!. This app has been life-changing for me. I will confess I balanced my checkbook using a paper check ledger only by saying the amount I had in the checkbook was “close enough” to what the bank told me I had. I feel like I’ve taken control of my finances using this ledger. It’s easy to Record your transactions immediately upon purchase instead of waiting to get home and write it in the check ledger. And many times I’ve forgotten by the time I’ve got home to write something in the checkbook that I had purchased with my debit card. Consequently I was frequently dipping into my overdraft account. I haven’t used my overdraft account in six months because of this ledger. I’ll never go back to the old way. One thing I wish… I wish there was a different way besides dropbox to back up the ledger. I’m not a fan of dropbox.

Doesn’t Add Up. Overall, it’s a standard check book app. There are options that are useful for tracking expenses and whatnot. The biggest issue I have, is that it doesn’t “math correctly.” For instance, I had a total amount ending in $0.09. It was off by $0.02 somehow, compared to my actual check account, which was $0.11. I could NOT find the error, as all my entries were correct. So, I attempted to add 2 cents as a separate entry, and instead of equaling 11 cents, it equaled 12 cents! I tried adding 1 cent instead, and it equaled 10 cents. There was no way of correcting the error, due to the app’s formula or something. This is a pretty big deal, as it’s happened frequently since I’ve used this app. Considering looking for something else, as I need something that is accurate for FINANCES.

Definitely recommend. I have been using this app for the last few years and I love it. Its a great alternative to old school checkbook registers and helps me stay on budget. I only have two “complaints”; I wish there was a share option where both me and my husband can add entries. Also, the recurring payments don’t generate until a few days after the date you set, even though they will show the correct date once they do show up. I’ve had to set them all a few days early so they’ll populate in my register at the right time. Overall, this is still one of my must have, and most used, apps!

Disappointing. After an initial experience with the free version and reading the glowing reviews? I decided to upgrade. Not what I expected! I did not find the app very intuitive. That is, what initially appears to be very straight forward--logical, turned out to be hours of frustration. The "Help" section is limited and could be greatly improved with several examples of what to do and what you get/see. The search feature is of no value in helping set up categories, accounts, summaries and overview. What was even worst...there is no security! An Individual category/account can not be hidden or locked. Then, all one's personal, confidential financial accounts, assets and obligations are unsecured. There is not a security login for the entire app. Perhaps I was expecting too much for this paid app. But besides the expenditure on an "incomplete" app. was the FRUSTRATION OF TIME SPENT ON THIS CONFUSING AND DISAPPOINTING (expletive deleted by me😡)

I RUN MY SMALL BUSINESS BY IT. I am a long time fan and user of this app (5 years?). I love it's simplicity. I love the charts and reports. I use it many times daily and input all expenditures. It is the most used app I have, and feels almost like a friend. Now, I have had to make small calculating adjustments to this app. Sometimes it's math doesn't jive with my accounts as posted in the bank. I'm assuming this is because of some accounting adjustments that are beyond my current mathematical abilities to understand (like decimal placement .0000 when I only account for .00). I have to add or subtract a penny here or there,but frankly I'd rather do that than get rid of the app. So why a five star review with an imperfection? Because it deserves it and I want others to enjoy it as well.

Love it! Staying on top of my finances.. Checkbook app has helped me stay on top of my finances. I know exactly how much I have in all my accounts. The reports tell me where I spend my money because it forces you to put every transaction into a category. Plus, you can add, delete or change the category list. I was even able to email me my monthly report and print it out to give to my financial advisor. The upgrade prices are so cheap for the value. What’s also great is that after I enter in a receipt into my digital checkbook app, I go straight to the FETCH app and snap shot it for points to earn gift cards. It’s a total win-win! Mahalo to the developer(s)!🌺 Ashlyn

Perfect if you don’t like writing receipts in!. I got this app about 4 and a half years ago to delete the usage of a real checkbook at home and I haven’t gone back to it since. I use this app literally every single day. It saves all of your actions so if you go to a place more than once, it already has the name saved so you just write in the price and the category is already saved. One thing I think that should change in the app is to allow the user to be able to delete these saved “Descriptions”. Because if you have used this app for a long time, you’ll start to have to scroll through items that won’t be needed again and it can get annoying.

Recurring Payment Problems. I've used other apps in the past for keeping tabs on my checking account. I chose this app for the recurring transactions feature. It worked fine for about a month, but then the recurring transactions started to come late. Two months ago, I sent in a bug report and an enhancement request to allow recurring transactions to be brought in to the ledger early (so one could see how much is left over after the bills are paid until the next paycheck). To date, there has been no response and my recurring transactions from last Friday haven't posted (it's now Tuesday). 2 stars are for aesthetics only. Functionally, the app needs work to make it superior. I'll be shopping for a different app this week.

Excellent app. I think this is a great app. It’s the first checkbook app I feel is easy to use and provides the information I’m looking for. One suggestion I have is to make it easier to be across devices. There is an option to back up to Dropbox which I’m going to use, but I would prefer to back up to cloud. If I could back up to cloud I could use it on all my devices and that’s ultimately what I’m looking for. It’s not enough to stop me from using the app, but if I find a different one with a similar interface that allows cross device usage I would switch. For now I really like the customization options and ease of use. I highly recommend this app.

One small thing is Frustrating!!!. I have had this app for a long time and it’s fine but now I am looking at getting a new app because the math is off in this app. You can put in the exact amount you see in your bank for something that you bought and the app doesn’t calculate it correctly. It will be off by a couple of cents and it drives me INSANE!!! It does not happen every time but it happens a lot! I really wish they could fix this. I have to try to add something to the register to get it to match with my bank. And it’s not user error nor my bank. It’s the app. I hope this makes sense. Please fix this!!!!

Randomly miscalculates by a cent.. I would contact support over this reoccurring issue but it does not seem to gain any attention. I keep two sets of balances and review the bank statements weekly. For whatever reason, the checkbook ledger will randomly miscalculate by a cent. At first I thought it must be a misentry on my part but no, I have actually watched it suddenly change by a cent on a whim. Sometimes you can remove an entry and re-enter it and it will clear up. Other times the error will persist for weeks and suddenly correct itself. If you want a general idea of your account balances this is a great program. If you want a correct account, to the penny, this app is not for you.

Could use a few additions. I have been using this app for 6+ years and have loved it. The downfall is the option to add recurring payments. One would think you could add the payment & insert the date that the payment is to be applied to your account but it only allows you to use the date that you input the information. Even after entering it then returning to the recurring screen it allows you the change the date but then doesn’t save the change. So you have to input the information the first time on the actual date of the payment. BUT even then it doesn’t show in the transaction screen on the correct date. It’s frustrating and makes zero sense. My suggestion would be to allow the date to be set & immediately pull to the transaction screen so you can see the upcoming payment. Seems like an easy and reasonable fix. At this point the recurring payment tab is an inept feature.

Good choice for tracking. Update: for many years this app has had a bug which causes it to perform incorrect arithmetic. Correct addition and subtraction are pretty much the most important functions in a checkbook app. I reported this to the author several times but it still occurs fairly often, one or two cents off here and there. It’s a nuisance. More importantly, it’s something that simply shouldn’t occur in a finance app. Tried several similar apps for account management, found I preferred this one for its balance of functionality and ease of use. Intuitive interface, not bloated or overly complicated. It falls short in facilitating projection of expenses/balances in the immediate future: I would like to see my recurring transactions in the register before they happen, perhaps in a different color, so that they are automatically included when I make an estimate of my upcoming activities. With the addition of that function, this would definitely be a 5-star app!

Couldn’t live without this!. I LOVE this app! I’ve been using it for quite awhile and couldn’t live without it! Since I always have my phone with me (it is also my wallet) it’s super easy to enter things right after I purchase them so I always know what my balance is. It’s much easier than collecting receipts and entering them in a real checkbook like my girlfriend does (granted she loves math and doing stuff by hand). Initially you have to do some set up of your categories but once those are entered they will automatically populate. I hope this app never goes away because I depend on it!

I love it but have suggestions. 2023 UPDATE - lost my search function with new iPhone 14 Pro Max - really bummed. I love this app. I have a couple suggestions for it. When I search for a specific transaction, I cannot see the most recent one in the list. The grey area is over it. I can pull down and see it but I can’t get to it to click info on it. When I search a specific transaction, I wish I could check the box for reconciliation. Why isn’t this allowed from here? It would make balancing so much faster. Otherwise been using it for years and it has helped us stay on track!!! Fix these little things and it’s 5 stars!

Set ALL Reoccurring Transactions to the 1st. I use this app exclusively for my checking and savings accounts and really enjoy its ease of use but the one thing that nags the heck out of me is that memorized transactions don't show up on the designated date each month. I have reoccurring transactions that are saved for the 10th & 15th of the month that still haven't been added as of the 25th of the month! I have deleted them and re-entered them to an earlier date to try and push the issue but it seems to add the transactions whenever it feels like it. I have to mentally remove the money from my balance. Doesn't that defeat the purpose of the app? It delays my ability to reconcile the accounts too since my statements come out around the middle of the month so I have to wait for the app to "decide" to add the transactions.

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Doesn't work anymore. I committed to using this for the family budget and now have lost all my data. Emailed support, over a week later still no response. Very disappointed!

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Easy to use. Find it helps keep track of two very busy accounts during the month, I know where I am at all times

Recurrent charges. A good basic Checkbook, but the recurring charges don’t always show up or out of sync. A monthly charge on the 21st may appear (or not) on the 21 or 22 or 23 or 24 or not at all. Strange. I imagine it’s an easy fix.

Easy app.. Tried half a dozen similar apps and this is the one I'm keeping.

Everything got wiped. Everything got wiped out and now app will not let me open the account, keeps asking me for a category but the field is blank and will not let me make one

Love this app!. A simple to use app that keeps my banking organized.

Love this app. Checkbook is exactly what I was looking for. I wanted to track my spending on multiple accounts. This app is easy to use and totally customizable. You do have to pay for the upgrade for multiple accounts but it’s really worth it. You do have to manually enter all of your entries, just like a check book. For the rating above, there are apps that will connect to your bank account, but in this day and age of information theft, I wasn’t comfortable using them. I was able to customize the app by adding all of the payees I use and it has reports that show your spending and income. Highly recommend.

Currency issues. As I add entries the resulting amount can be off by several cents. It looks like they are using floating point instead of currency mode so calculations.to base 10 are off

Issue. Does not add cents!

Not enough help. I just downloaded this app a few hours ago, but I find there’s just not enough help on the “help” tab. It says it’s so easy to use, but I can’t figure out parts of it. I’ve used a lot of different programs quite successfully, but this one is not the easy program they say it is. A bit more info would be very helpful.

Great money tracking. I’ve upgraded to the premium register and have been very happy. I find the app easy to use. The feature I wish it had was the ability to download transactions from my account.

Français et confidentialité ?. Rien et rien. APPLE devrait permettre aux francophones de sélectionner que les programmes en français pour ceux qui le désirent. Ma vie personnelle se passe en français. Ceux qui offrent à l’international des produits qu’en une langue ont un très petit respect pour les autres et une trop grande opinion d’eux mêmes. C’est souvent des États-Uniens narcissiques!

Love it. Can't wait to see what happens at month end!

Great app. Glad it's compatible with my iPad as well.

Unknown expense. Need help in figuring out what this is. I’ve categorized all my expenses so why is one item saying it is unknown?

Love this App. I finally found my paperless cheque book tracker! I like to track everything I spend and when I'd take out my pen and cheque book tracker, people would look at me as if I were from another planet! Now I can track my spending and it looks like I'm just writing a message...I absolutely love ❤️ this App!!!

Love it!. Very easy to use!

Great App. Easy to use and it allows me to quickly keep track of all my accounts without any fuss.

Amazing app. Keep up the good work, can't wait for a new one

Not a Bad Start. I have been looking for an app to replace an Excel template I currently use to manage my checkbook. I looked at several. This seemed to be the most promising. While it is a good start, it lacks a few key features. I was hoping I could reconcile (balance) my bank statement each month with the app. Unfortunately, that is not posslble. I am not certain how useful a checkbook app is without this feature. I don't need cheque records after 6 or 12 months. There is no way to delete a range of cheques by date. For instance, to delete cheques more than a year old. I can only imagine the size of the data file after a few years. Apparently, the developer hopes to add these features. Unitl then, the app is little more than a novelty. It is also interesting that, even though I have upgraded to the paid version, I was not able to write a review of it. Itunes does not recognize that I have the paid version.

Enjoy but…. I enjoy the app however, The recurring doesn’t always happen it is not always dependable. Sometimes I have to manually input. I w

Great app. I use this app everyday and love it. Very easy to use

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Not Bad. Not bad for free, but well worth $1.99 for more than one account. A little getting used to with setting up recurring expenses and their badges, but once setup it's handy and a piece of cake. Wish there were more badges or you could use your own. So easy, I had my teenager download it and use to track their bank card. They no longer need to call or text me just to ask how much funds they have available. For that alone, the free version can't be best. Too easy and convenient to pass on.

Never Wondering!. I will always be confident of my current checking account balance now!!! It's so easy and fun! There are some transactions on my online checking account that do not reflect the purchase or bill that was paid for days, depending on what method was used to make the purchase so I inevitably would forget what was pending and then not have sufficient funds. Since I rarely write a check, I don't keep a record book. This has been a load off my mind!!

Basic functions work at least. This is supposed to let you categorize each expense so that you can run reports. However, it doesn't retain any edits to those categories, either on existing charges or when you add new categories. I had to save some new categories three or four times before they stuck, and now when I reassign old line items, they new categories aren't retained either. Clearly I should've worked out my system before entering a single thing, because two months in, I can't change anything. I'd I'm going to have to re-enter two months worth of items, maybe I should find a new app altogether.

Love it!. I have been a die hard old school check register person but finally got tired of running to the bank every time I ran out so decided to try keeping my register in an app. I tried 4 or 5 different apps and this one was by far the best and closest to my old school check register. Very little learning curve. I wish there were more options to categorize expenses like groceries, utilities etc but otherwise I absolutely love it.

Angry customer!!!! This could be a great app except. I would have given 5 stars but I purchased this app and your only allowed one bank account to keep track so I purchased the upgraded for multiple bank accounts also with the notion that I would be able to use throu my devices. I am not going to pay to upgrade on every device I have. I have more then one apple product this is ridiculous. I must have sent at least 4 emails concerning this and they don’t have the decency to answer the emails.

Most important app I have. I would be lost without this app. The days of writing things down and doing the math in my head are over. This app is organized and does all the work for you. I only wish you could have this app on two phones and have it sync when someone else spends money and they document it. That way I don’t have to ask my wife or look at the bank account to see if my ledger has the same balance as what’s actually in the bank.

Math is off. I’ve used this app for a couple years now and had loved it. Just recently however the math is being calculated correctly. You would think an app all about numbers would be able to add and subtract correctly. Spent the last hour going over every transaction in the app and comparing to my bank due to a one cent variance. I read through the reviews on the app only to find out a lot of other people are having the same issue. Super annoying that the app is screwing up basic math. Read several other reviews where other reviewers said the same thing about the .01 +\- variance. May seem small but if the app can’t handle simple math what else could be going wrong. I hope the developer will put a fax in for this issue.

Nice app, but...... I like this app for keeping my accounts up to date. However, as others have mentioned, it needs a few things. More category icons, total worth of all accounts on Accounts page, ability to have latest entry at the bottom instead of the top, more options for recurring entries (e.g., every third Thursday) in addition to a specific date in a month, cleared balance and future balance on Accounts page and register page.

Almost perfect. This is a great app that functions exactly like a paper register. The only thing I would love to see added would be the ability to edit the auto fill list of payees. You can edit the ones you input on setup, but not the ones you type in the register itself. It is really annoying especially if you have misspelled something or don't use that payee anymore. I would like a cleaner, more accurate list, but can't seem to find anywhere that those can be edited. Other than that little annoyance, it is great!

Simple and efficient. I wanted a basic app which could help me keep track of my expenses and income. Checkbook does exactly that with a concise, color coded entry system. I may upgrade to add more than 1 account I like it so much! My only suggestion is to add forecasting of balances, to predict when you may be getting low on funds or if in a certain amount of time you would be able to afford that large purchase. That’s the only thing missing and keeping me from switching entirely to this app for my financial planning.

Great app with budget option. Love this app for keeping track of all my account balances. I just upgraded to the budget part of the app, but a couple of things: 1. would love it more if when you upgraded to the budget part of the app the icon moved from "more" menu to next to accounts. 2. If you could choose which "home screen" you wanted to use between budgets & accounts and 3 if you could add your own icons or be able to select from a more extensive library. Other than that this app is definitely worth all the upgrades.

Icons. I absolutely love this application. I searched high and low for probably two or three hours testing out other applications and landed on this one and I love it. HOWEVER the icon section is horrible. For example you don’t have a picture of a dog AN and you have icons that make zero sense. So in your next update could you please change the icon choices. Other than that this application rocks. The icon choices is the only reason this gets a 4 otherwise I’d give it a 5 Thank you

Latest update ruined everything. Ive been using this app for at least 5 years. I have loved it- but it's been recently deleting my transactions and when I write them for support or bug fixes I am not seeing any changes. Bummed that I might have to make a switch to another app! Old review: I've had this for over 2 years and when I did the newest iOS update the device has crashed. I deleted and re-downloaded and lost my backup all information. Not only that but my computer backup is not working cause it doesn't recognize that I had paid for the full version! I am very upset Before this I loved this app. Right now I am very upset

Great, except can’t do account transfers. I’ve been using this app for several years. It has almost everything I need. I didn’t want something that connects with my bank. I just wanted to replace my physical checkbook with something on my phone. I just paid for the option to add multiple accounts. After paying for the app, I found that it doesn’t have the ability to do account transfers. This isn’t a deal-breaker, but it should definitely be included in the features for a paid app.

I would give this app 5 stars of the was a transfer option.. I paid for the additional accounts. The problem is when I transfer money from one account I have to do it twice. Some times I forget and my check book doesn't balance with my account. Please offer a transfer option so I only have to do it once. Plus I hate the paid budget option because if the same reason of not able to sync with the other accounts.

The truth. I have used this app for years now. I like it, however the great features they offer don’t work well. I have a paid app so more than free but less than drop box. The reoccurring charges don’t work correctly and even with advanced dates they don’t show up in time. When budgeting this is an important feature. No way to push them thru or reach support to figure out what Is going wrong. Now shopping for a better app.

Paid backup doesn’t work anymore. I know it’s probably futile to write anything here, as it is futile to write to the help address for this app. Nobody ever answers! Nobody ever helps! But I have been paying for for the back up to Dropbox feature and it has stopped working! I’m beginning to think there isn’t anybody maintaining this app at all. There hasn’t been an update since I bought it. I still like the simplicity of this app and I can manually back it up to OneDrive, but it is rude and irritating for those who take your money to not even take your questions. How much trouble would it be to just write a one sentence answer and say, “Sorry but we just don’t care about your problems!”

No Search Feature??. I’ve been using this app for years and have loved it. But somewhere along the way with various updates, the search feature is now gone. I can’t search a particular account for a transaction. Super frustrating to have to scroll through to find whether I’ve logged something. I need to be able to search my account for things. I am using the latest updated version. Unfortunately, I am now investigating other apps. Please add a search feature to be used in an account!!

Needs One Thing. I really like this app because it has a simple format and is pretty user friendly. My only suggestion/desire at this point is having the ability to see what your balance is after each item is added. In a normal check register you would subtract/add your amount and write your new balance afterwards. Not having this feature makes it hard to look back and see when the last time my check book matched up to my account.

This is a great app.. I used my own Excel spreadsheet for tracking checkbook transitions for years until I loaded and used this app. The Excel spreadsheet worked, but was difficult to keep working correctly, and did not have all of the features and functionality of this app. Overall, I love this app. It’s straightforward and very intuitive, so it’s very easy to use. My wife and I both have this app loaded on our iPhones.

Maybe If Got First. Maybe if I would have gotten this app before Accounts I would have loved it. However, I didn’t, so for me this app was lacking things I was use to and wanted to have in an account tracking app. One of the biggest things I wanted from this app was the ability to see itemized deductions not just the category. I want to know how much I spent at Nordstrom’s not just on clothing. I didn’t want to categorize every store to get this feature. But this app is okay, again I think if I got this app first I may have given 4 Stars because it does have many features that I like. i.e-split amounts, non-reporting

So Easy To Use. I love this app. I use the free version for now. I just round up to the nearest dollar for Savings. It takes just a couple minutes. We never know when the merchant will pull our money, therefore making this so great! Plus I can see my expenses broken down. You can also edit the types of of income. I have an EBay problem, therefore it is an option to click for me. Highly recommend to anyone for never knowing how much is in their bank!

Reoccurring transactions sometimes show up.... I have been using this app for a couple of years now and have noticed over the last six months that the reoccurring transactions that I have set up don’t go into the register on time anymore. For example, my Mortgage is paid on the 1st of the month and I have it set up as reoccurring. Today is the 4th and it is still not noted in the register for that account. I really don’t want to have to find a new app but this is getting annoying. 4 transactions are missing that should have been registered on the 1st of the month!

Great check book register. This is a great program and it replaced my paper ledger. I have only one problem. You can not delete a transaction. You can make the numerical part 0 but the transaction is still there. I’ve used this app for about three months and it’s the easiest. Download it on a friend iPad to help her out as well. So definitely would recommend it to anyone.

Great, but needs a little tweaking!. Love this app! As other users have said, I also use it every day. I would have given 5 stars except for the the following: -would like to be able to view in landscape; recurring items don’t often post as intended; transition between devices is awkward using Dropbox. Similar services using iOS operating systems post immediately to other iOS devices without using an intermediary program. No response from support team on inquiries.

Great app!!. We like to stay within a budget (especially on vacation) and this app is so easy and user friendly. I am able to input things right as I buy it and know exactly what I have left to spend. So we never go over budget. I am also one of those people who has a bank account for all my different budgets and this keeps all the numbers and accounts organized in one place.

Almost perfect. My recurring transactions never pop up on the date I have set. I end up having to manually add them like I do all other transactions. Then when my account and the app balances don't match, I have to go look and find where the app finally decided to add the recurring transaction for me and delete it since I already manually added it. If it wasn't for this every single time I have a recurring transaction that's supposed to be there, I'd give it 5 stars.

No Customer Support. So for a few months now I have noticed some issues with the app. Mainly in the calculations of the balance. My available balance wouldn’t match up with what my bank website said I had. I checked all the transactions and they were all correct. A couple months ago when I noticed this I was off by like 50 cents. So I made a balance correction of 50 cents and it dropped my balance by 51 cents. I emailed customer support and never got a response back. Had the issue again with the balance not matching up last night so I just decided to get a new app and delete this one. This app was really easy to use but unless they fix the problems it’s worth nothing.

Just what I wanted for keeping track.. Call me old school, although I rarely write a check at all, but I need to keep a register. We get our main income monthly so I pay bills all at once and things take a while to actually pay/clear but I count that money gone and this app helps me keep an easily reconciled bank statement balance at a glance. Highly recommend if you’re looking to replace writing everything down.

One Small Issue. First of all.. I love this app.. it’s the best checkbook ledger app out there. The only thing that bothers me (just a little) is that my daily entries are listed in no particular order.. They don’t list in the order they were entered (would be great if they did).... They don’t list in alphabetical order.... nor do they list by amount.... The entries do stay grouped by day just not in the order of your expenses or purchases. Don’t get me wrong I Love The App. But if I’m doing something wrong please let me know....

Stop the overdraw fees!!!!!!!. Between the debit card, checks and Bill Pay online I can't keep up with my balance. The amount of $32 charges have added up to way too much. And I don't trust my bank to keep the math straight watching them re-arrange the order my charges came in to better capitalize on overdraft charges. This takes a few seconds after you enter the categories you want to see your spending pooled when you pull up your report.

I love this app!. I love ease of this app. I can input my transactions and it automatically adds and subtracts for me. I love the breakdown of what I’m spending. I love I can categorize my bills, transactions etc. I only wish on the categories that it had more icons to choose from, like animals 🐾(for like flea meds, dog food) icons for food instead of a plate 🍔. Sports 🎣, Smoking 🚬 etc Just have more options for icons would be nice. Other than that it’s an awesome app.

Great App, but.... I have used this app for several years and I love it. Its simple, and has enough functions to make it useful for accounting on your personal accounts. However, they used to supply a search option, which has recently been taken away??? This function is vital for searching past transactions which you can no longer do. I hate to admit it, but I am considering switching to another app, all because of the search option :(

Issue with Dropbox backup option. I have used this app for at least 3 years with no issues until today. When trying to backup to Dropbox, I get an error message stating “Expired Access Token”. I paid to have multiple accounts and backup option and now I can’t get any solution as how to correct this error. Dropbox says it is a developer issue but when I try to contact the developer, the email gets returned as undeliverable, no address found. I can not delete the app and reinstall or I will loose several years of check registry data.

Great app except for one issue. I have been using this app to keep the balance up to date on a checking account that I actually do write some checks out of. It is very simple and straightforward and perfect for my needs, except for one major issue. This app does not sync between my iPhone and iPad so I have to enter my transactions on both devices in order to keep them both up to date. Sometimes I forgot to do that and it really messes things up which defeats the entire purpose of this app. It’s really annoying! If it wasn’t for that I’d certainly give it 5 stars.

Count your pennies.. I loved this app and used it for quite some time without any trouble until a few months ago when I noticed I was a penny off. Because I am OCD about my checkbook being accurate, I spent more than 50 hours trying to figure out where I got off. After realizing the ludicrousness of the situation, I decided to just adjust the balance by a penny. This is when I discovered the real issue. I try to add a penny and it doesn’t change the balance. Then, I thought, I’ll just add a penny to a different transaction... which was difficult for me to concede because I knew it wasn’t correct... still didn’t change the balance. What the heck? How can I ever trust this program again?

Does not keep track properly. I have removed and downloaded this app from my phone three times now. The reason I have done this is because it seemed like it was showing more more than I really had. I use this to see how much money I have in my account before purchases are cleared (example, I put something on credit so that will not show up in my bank account). It never seemed to match up. After this third attempt, and after the math is done, it’s showing I have $20 more to spend than I do in reality. It does not add/ subtract correctly. Very disappointed. Was hoping not to have to buy a paper ledger.

Super Easy. Are you smarter than a 5th grader? An American show, but the obvious answer is yes. This app is really easy to get the hang of. The only thing that doesn't come with it is discipline. Discipline to update it. Discipline to make a budget. Discipline to stick to it. This app is for people who don't have time to sit and write out all their receipts (and then do all the math). It does the adding and subtracting for you. I will update this after a week and then after a month of use. This is also good for those of us who are paranoid with bank apps that are hackable. This isn't real money nor is it connected to your bank accounts. Hallelujah for security! The ONLY problem (so far) is that this will only let you track one account at a time. That is the main luxury of upgrading and that is how the app makers make their money. I understand. I'm cheap. Bottom line: easy money.

No Export or Backup. The only backup option is to Dropbox. I have not had a good experience with Dropbox (All my files vanished. They told me it was an issue they were aware of, and there was an easy, 3-hour process to restore them. Nope.) It wouldn’t have been hard to export this as a simple text file of some sort. Now that I’m switching to a new phone, I’m going with a new checkbook app, since I have to start all over either way.

Seriously flawed!. As some reviewers have noted, the math is way off in this app. I have to make monthly readjustments to the balance to keep it accurate. I’ve used this app for over five years and it used to work correctly. Right now it’s showing a discrepancy of nearly $1,700! I triple check every single entry but no matter what, it always does this. I only use the app to log expenses and keep track with my bank website. If you’re hoping this app will be able to show you an accurate balance of your bank account, then avoid at all costs. As you can see from the date of the last app update, the developer has pretty much abandoned this app.

Love this app except for one thing. This app is the best one I found out there. It's straight forward, easy to use, enough room for entering notes, and adding and/or deleting categories is s snap! The one thing it doesn't have but hope it can be added is the ability to share the same account with my husband so we can both keep up with our balance and enter our receipts as we go. That would make this app awesome! I would be willing to pay a small monthly fee to have that feature! Hope this gets to the right ears. Thank you!

Really enjoy this app! It just needs some updates.... I've been using the free version of this app for about 2 years now, and I absolutely enjoy it! It's pretty simple and easy to use, and once I truly learned all it's capabilities, it has really become an everyday necessity for me. The reason I am giving it 4 stars, however, instead of 5, is I feel it needs some upgrading. This is simply my personal opinion: • The design and UI of it is simple, which I like, but it's a little out-dated. • I would really like to see it have the ability to just use the emoji's on the iPhone instead of the icons that it already has. There's just not enough to cover a good amount of types of expenses and incomes. (Variety) • It needs to have a sync feature so my family can see every adjustment in real time, so we're all on the same page with our finances. But other than those few things, this app has really truly become a necessity.

Updated - added more stars! Good app!. Update: The instructions are weak but ultimately, problem was due to user error. I am now able to add items to the register. I’m giving more stars! I ended up buying this app and I think it’s a good app, once you get the hang if it! One thing I wish for, is the ability to move items around in the Accounts list. They seem to be hard coded in alphabetical order but I would like to be able to choose my own order. For example, move Savings account to the top, then Checking under it. Do that, and it will be 5 stars!

Too restrictive. I like to budget my money by tracking set amounts. I had to upgrade to have multiple accounts. Then it adds together all the accounts marked checkbook and it makes you pick from expenses that do not pertain to what people spend their money on. I buy gas, toilet paper, multiple types of soap & cleaning supplies & groceries. I do not go to restaurants or travel or just shop for anything I want only what I need to survive. And I have to budget for these things. I use this system to figure out what I can afford to eat and it's usually not much over $60 a month and I have to be able to compartmentalize my low income to survive.

Used it for years. For being a free app for finances, it's pretty basic, but it gets the job done. I wish that it just had an alert for when a payment was due instead of taking the whole amount out of your account without warning. The charts are pretty accurate of your spending account if you use your genres correctly. I've used it for years and would recommend it to anyone. I plan on upgrading so that I may save my information for viewing of my spending.

Great app. Really like this app. I reconcile my bank account 5 days a week and being able to do this on my phone is amazing. Also, I no longer have to pay annual fee from Quicken which used to be free. Quicken pricing caused me to look for alternatives. I only have 1 request to improve the app, which is the ability to sort the transaction records in numerical sequence. It is only sorted in date sequence now.

Simple, Just One Word Explains this App. I’ve use this App for over 2 years now. It’s very simple to use. Out of 4 other apps I’ve used this App gives you the simplest form to keep you on track. This App has helped me keep track of all my balances on all accounts from my Checking,savings,credit cards & cash on hand. The Free portion of the App is very useful but if you have multiple account I highly recommend you purchase the multiple accounts feature.

Stopped backing up to Dropbox. Is this due to iOS 11 upgrade? I reinstalled Dropbox but still won’t backup. Otherwise my previous comments as follows are current. I no longer forget about bills coming due or outstanding transactions. The paid version is the best. I always know to the penny how much money is available to use or transfer to savings. I use this for all my accounts. The budget section works seamlessly with the checking section. No longer have use two separate programs.

Great and practical app. I use this app as a ledger to keep actual expenses records in real time in my iPhone so I can reconcile them later with my bank. It displays real money balance available at your fingertips to manage expenses. Visually pleasing and easy to use interface. I wish it was capable to sync automatically with my iPad via Dropbox or iCloud, instead of restoring manually from Dropbox. It also needs more icons selection for categories, even if they have to be purchased separately from within the app. Otherwise, I am very pleased.

Excellent money track tool. I bought the Pro version and I never regret. The app is easy to use and help me keep track who much money go in and go out on my accounts. The free version only gives you the option to track one account but with the Pro Account you can track as many accounts you want. No more papers because you can take a picture of you receipts and attach to the recorded transactions. I use this app everyday to keep me organized on my checking account my visa etc. I recommend this app 👍🏼😃