Sezzle - Buy Now, Pay Later App Reviews

We transfer money over €4 billion every month. We enable individual and business accounts to save 4 million Euros on bank transfer fees. Want to send free money abroad or transfer money abroad for free? Free international money transfer!

Random credit reduction. I used to really love this app but it’s severely gone downhill. I had a credit limit of $500 or $600. Never missed a payment. Haven’t used the reschedule payment option in months, and noticed about a month ago my total spending balance was reduced down to $250… weird. Then just the other day I went back on and saw that my spending balance was reduced down to $150! It also takes FOREVER for payments to post. It will prompt you to “pay down your balance,” or “pay off an installment,” to increase your spending balance / allow you to create another order from that merchant, but it doesn’t tell you that even if you do it that day you still probably can’t use your balance for another week. I have 1 more $17 payment with Sezzle and then the app will be gone for good. Customer service is also trash. You cannot talk to a real human, and I’m sure whatever bot responds to this will give me a bogus reason for my spending limits being reduced or tell me to contact their trash customer service. Done.

Absolutely Legit. I’m so grateful for the Sezzle pay option. It has allowed me to treat myself recently, during a time where I haven’t been able to really do anything beyond pay bills because money is too tight to make large purchases. I also was able to get my son a very nice electronic item that he would not have been able to get if I had to pay full price up front. This card/acct is soooooo easy to use. All I did was pass my phone by the card reader machine at the store...via Apple Pay and boom purchase complete and I make my 4 small payments over the next 8 weeks. I definitely would recommend this to anyone. Not to mention All of the small businesses you get to support and help keep afloat during this crazy pandemic by shopping with them thru the app. So many stores to shop with that have awesome quality items made by hard working people. Now that I’ve paid my first purchase off early I’m most excited that Sezzle gives me the option to have them report positively to my credit. Great pay option !

READ FIRST!. This is actually my first review I’ve ever written, and that is because I never wanted to take the time out of my day before. I wish I could say that this app is amazing, because it truly has potential. You have access to use this payment platform for so many great stores and websites. However I made to very big purchases with Sezzle, and paid them in full to build some kind of “trust” to the app. I log into it and my limit is only $300, whenever my purchases tripled that limit I was dumbfounded. “Oh well I guess it’ll do incase I want something small” I thought to myself. I went to make a purchase for $220, and it went thru, so no worries and I went ahead and payed off three of the payments to purchase something else as well. Then they dropped my limit to $100. Absolutely insane, I haven’t had this app for long, but in that time it’s crazy to think that they don’t even trust me with more than a $300 limit so they had to drop it to $100. Like I said it has potential, but I most likely will not use this app ever again.

Joke. I opened the account and was told that I was approved for 100 dollars and would increase after first purchase. I use after pay all the time and thought I would try another one because you could add the virtual cars to Apple Pay. So I added the card to my Apple Pay about an week ago… haven’t heard anything from Sezzle. Today I went to dicks sporting good to get some shoes and used Afterpay and target was right beside. Went in to get some AirTags and went to check out and got declined. Then I received a text saying they couldn’t approve me for the sezzle credit. So long story short… I had to spend money I didn’t have because they didn’t send me a notice before trying to use sezzle. So instead of spending 15 bucks on a 60 dollar purchase, I had to pay the entire amount or be embarrassed at the register. Im what society considers middle class and could have done without this stuff or ordered it off Afterpay. Make sure you are approved before going into a store cuz you could be disappointed

Fraudulent merchants. I order about $300 worth on a boutique call “Wild heifers boutique” that works with sizzle about two months ago I never received any of my items I contacted the merchant just like sizzle suggested but nothing the owner never contacted me back then she send fake tracking numbers and she ended up blocking me on social media because I tried to get a refund, I went back and tried to contact sizzle to report this merchant and guess what I got ignored as well I send emails with proof of the scam, I waited on the phone for hours and nothing I wasn’t able to talk to anybody and I haven’t heard back from them but now they charging me late fees for that last payment I never made because simply I got scammed by one of they’re merchants, I had to go thru my bank in order to get my money back(the first 3 payments I made) and sizzle it’s now threatening me to pay them back and still haven’t heard anything about the scam and what they’re doing to fix it what a trashy company, if I keep receiving this type of emails I will be obligated to take legal actions i know I’m not the only one how’s going thru this same situation with the same merchant. I’ve talk to about 200 people on social media that is goin thru the same situation with sizzle and this merchant Wild Heifers Boutique.

Bad service. OK where do I start so I’ve been loyal customer with Sezzle for five years now had a really nice decent spending limit with them. I was taking my honeymoon this year June 2023 and we scheduled and use their several travel and we got a hotel room and decided that that hotel room was just way over price for what they were offering so I went ahead and I was able to work something out with the hotel to cancel it with no penalties not only did it take them almost 3 weeks to figure out what was going on but they double charged me so they refunded me the first charge and got that squared away, and I noticed my limit had gone down and when I say it went down it went from 1100 to 750 OK no problem. They finally refunded me for my first original purchase that they were in the wrong for and they took me down to a $350 limit not ok this is not how you treat your loyal customers never late never missed a payment after I’m done with my last purchase I will never ever do business with Sezzle again I will stick with Afterpay and Klarna….

Cheated me out of a subscription. Company is goodish when i comes to just using them. Don’t for anything use there Sezzle card or subscribe to it. I purchased the subscription and went out and grabbed a product from a company using it. The company ended up contacting me a week later and said due to the product not being in stock they would not be charging my Sezzle card till they had the product so I had the company cancel my order. I went back to the company for a product that was in stock and little did I know Sezzle had locked the card and told me I could no longer use it. I talked to the customer support thru both email and phone call and was told there’s nothing they can do and was basically told to kick rocks. 10/10 would not recommend anyone using the card. The company can yank it out from under you any time and the customer support was far from being useful in the situation. I’d try and go use affirm instead. Have been using them for over 2 years now and have never ran into a problem with them like this. Will be possibly reporting the company to the better business bureau due to how dumb this whole thing was and the fact they won’t give me a refund for my subscription

Reduced Spending $100 After Two Early Payments!. I would be writing a five star review if not for this issue and if Sezzle addresses it I’ll change my review but this is ridiculous. I work in card services and know the pros and cons of these types of apps and do see a lot of fraud going on but Sezzle isn’t one I see often so I tried it. Spending limit of $250 made two separate purchases and liked the app so much I made early payments on both and planned on continuing to use it. The DAY AFTER I made my payments my spending power was gone, reducing it to zero. I went from $93 to zero and got a notice to pay my balance to increase spending power. I paid for premium, I paid 2 out of four payments for each purchase and in return my spending power was reduced by $100 they couldn’t go lower than that as I owe $160 but no doubt they will take that too once paid. Customer service copy and pasted their terms stating it can be reduced anytime and the day after making early payments an agent tells me in order to increase spending limit make payments on my balance. What the heck?! Bad business and discouraging for anyone trying to learn to keep on track. Why would you use an app that punishes you for paying early? They say that wasn’t the reason yet won’t give a reason. It’s sad because I liked the app but I’ll go elsewhere if this is how they do business. Everything else was fine. I feel I was tricked, once hooked I got shafted.

SOMEBODY PLEASE HELP ME. I have been begging for assistance on this matter since Dec 2022. Sezzle has not corrected my issue and has stopped responding. I was told that a supervisor would reach out to me. No one has. On Dec 8th fraud was committed on my account in the total of $550. They charged Target gift cards. I was found not liable by Sezzle. My bank refunded me. However Sezzle has my account as though I owe them money, although it also says there is no money due. But those charges are still there. I can’t use Sezzle because of this. Why won’t u guys assist me with this? It’s been 4 months! My next stop is to take it to social media to see if anyone knows what other measures that I can take. Also that auto generated response in the comments basically saying that Sezzle is fraud proof is an absolute lie! I’m living proof. The moment that I put that virtual card on my Apple Pay my account was compromised. For the ones paying $10 monthly for gift cards… Go to Zebit where it’s the same thing minus a monthly fee. Afterpay doesn’t charge a fee either. Sezzle you should be ashamed at what you have done to me.

Ruined my credit-use at your own risk. I used Sezzle for years and it was fine, I always paid on time but mostly I paid early. I decided I’d be a part of Sezzle up when they offered due to the fact that I could use the good report on my credit. I had a limit of $700 I paid all my purchases on time, around Christmas I made the biggest purchase I had ever made using Sezzle but paid it off like 2 payments early. I have no clue why but after I did this they just dropped my limit down to like $300!! For absolutely no reason, it still hasn’t gone back to what it was an it’s April now. But my credit dropped because of my lowered limit. There is no way to opt out of credit reporting unless you close the Sezzle account. I paid these people for years without a problem and this is how they repay me. Horrible mistake I made signing up for Sezzle up, I worked too hard to get my credit right for this to happen. Go with Afterpay or Klarna, they have never done this, they only reward me with higher limits due to my payment history. I have a limit of $3000 with Afterpay that I’ve earned over the years with the same type of payment history I gave Sezzle to get screwed over.

Excellent payment option by far. I love how easy and transparent the whole process is. The payments are reasonable and there is no charge if you need to reschedule an upcoming payment for whatever reason. I love how after paying my payments on the day that it’s due my credit limit increases. You don’t have to have good credit to even get approved, actually you don’t even need your credit at all which is really awesome. They have a plethora of different stores that have partnered with Sezzle so you just browse through the stores and if you find something you love no matter what the price is all you do is chose Sezzle at check out and your 4 payments are laid out very clear and simple and the item is shipped right then and there instead of having to wait to get your item after all the payments are paid. I recommend this option to those who have a love of shopping like I do. You save your money longer then just spending it all at one time it’s amazing.

Sezzle Review. Excellent App, I have very much enjoyed having and using Sezzle!!! As well with the added credit line this has made Sezzle 100% BETTER than before!!! The only couple things I would suggest to make Sezzle the over all number 1 app across the board would be just a few minor things which would in my mind take Sezzle to the very TOP!!! 1. Easier to reach Customer Service ( I was charged all 4 payments for an order that I never even received) I placed an order with a company Caravan comfort which turned out they didn’t have the product so Caravan Comfort refunded back to me the cost of the product however Sezzle continued to charge me all 4 installments for the product I never received. I tried to reach a customer service rep from Sezzle and unfortunately was never able to do so there paid for a product I never received. I was extremely disappointed and hesitated in placing another order. 2. Allowing the Sezzle Credit line to be attached to Apple wallet and available to use for any purchases on any items any place or perhaps anyplace over the cost of $50-$100

so DISAPPOINTED IN SEZZLE. Awful SINCE UPDATES!!!. I have read this among other reviews. This app is AWFUL since updates “recently”. Additionally, I reached out to customers services multiple times and was treated like complete GARBAGE. They basically gave me instructions on how to close my account. Mind you I have been a FAITHFUL customer for about two years. I have always paid & I have ALWAYS recommended them. I will never use them again and I will never recommend them again. I am disgusted with their customer service and ignorance. As stated in other bad reviews - you can’t only have 2 gift cards they say - but you can basically only use gift cards for any normal stores. Because that make sense right? My limit is over $2000 if that proves what type of “loyal” Sezzle customer I was. I’m half tempted to change my cards and say screw this debt and app and they can legitimately shove it. What an awful way to treat “loyal” customers. There is no incentive to use this service anymore and I will take my business elsewhere since I was instructed to do so by customer rep Zoe today. Thanks sezzle. I wish I could leave 0 stars.

Making my purchases more manageable and rewarded for using the app. This is the smoothest and most reliable buy now pay later app I’ve ever used. The customer service is excellent and your ability to boost your credit by making your four payments is a no brainer. I will be setting my wife up on the app and I’ve already spoken about it to family and friends. Anything you are looking to purchase can pretty much be found on the 20k plus stores Sezzle partners with. I find myself browsing the stores on the app for long periods of time and I can now purchase some things I want or need and don’t have to have the full payment up front but have the ability to pay more early if I can. Nothing but good things to say and nothing but praise for Sezzle.

Great if you want to pay for extras. The app itself is wonderful, the company in the other hand…I understand it’s part of doing business, create perks (to make money), change the way payments are handle (just to make more money), reschedule payments (also just to make more money if you do more than one on the same payment plan). I really do understand it but having to pay extra to use it where it used to be free. Enough is enough. There are plenty of other businesses just like Sezzle that can be used. Every since they started charging extra fees for rescheduling (instead of letting you move them all at once) and then charging extra to use a debit card instead of bank account. Its getting worse and worse and I’ve definitely started using other forms of buy now pay later more than Sezzle. Not to mention, the company does not like to send out any notifications when they do have changing which would be nice if they did.

Great.. My only issue is that I have made a purchase in the amount of $125 with a company called Klase. This company states that they will issue a refund if needed and provide a return label. I did not order a custom piece however the items do not fit my daughters neck they are too large she’s a teenager therefore I’m returning the pieces. They also send another email asking for pictures of the items they sent to me. They also state that you can return the items and they will provide a return label. They have been difficult and every email is less helpful and final than the first. I have stated that it’s a return and they ask again if it’s a replacement and send me photos of options. This company is extremely difficult to deal with and I will not make another purchase with them also they will not provide a return label and they are charging me a 15% restock fee. I am forever a sizzle customer but I will no longer patronize Klase.

Early loan repayment decreased spending power. I’ve had Sezzle for several month and I even joined Sezzle premium. The initial loan and repayment went smoothly, however the subsequent loans thereafter did not. I recently made several purchases through Sezzle for items on a upcoming trip so that I had extra cushion money while out of town. Once I returned from my trip I decided to begin making payments on all loans early, and my spending power decreased or remained the same (did not increase towards the previous spending power limit). My spending power eventually decreased to $0.00 (zero dollars) after paying the last and final of all loans in advanced. I reached out to customer service and they offered absolutely no explanation except this same automated response: “I am sorry to hear your Sezzle limit has decreased. Unlike a credit card, your limit with Sezzle can change over time as we look at various factors, including your repayment history with Sezzle and available payment funds when determining your limit. Currently, we cannot manually increase limits. Just so you know, your spending limit may vary by merchant. You can see your spending limit at each merchant within the Sezzle app.” Which is completely useless being that it’s not applicable and completely contradicts what I just explained and the information marketed in the app.

Poor company and service. I used to like sezzle but I will not longer be using it after my final payment. I can’t even use my account half the time despite having plenty of credit available. When I have been able to do orders they take payments whenever they feel like it or show that I have a late payment even when it doesn’t. And don’t bother trying to get help with your issues. The customer service is almost nonexistent and when they do reply to you they go around in circles and make stuff up as they go. I have chat transcripts that are comical. Now they want to charge a monthly fee to use the service at stores you can shop at for free through other companies. That’s just sad. It’s no longer worth the hassle. In response to Sezzle’s comment on my review: I am aware of what Sezzle is. I said nothing about interest rates. I said nothing about late fees. I said my account will show a payment is late even when it is not. And you are now charging people monthly fees just to use your service at “premium companies” that are available free with other companies that are far easier to work with. Maybe instead of trolling through reviews you should work on your direct customer service and fix your system.

Love it!. If your looking for an app of this type absolutely give this one a go. I went through just about every app offering this type of service and I only have three. Look, I’m gonna be honest I don’t even have a fico score so loans, line of credit etc is not gonna happen. But Sezzle is an absolute gift! To my surprise they said yes and for me, the $450 limit was higher than I would have imagined lol. I’ve been using this for almost a year, they have a program that helps you build your credit which I think is great but I’ll have to update once I know more on that. It’s easy to use online and in store. The only con I really have is them having more Stores to chose from but I’ve noticed they seem to be working on that and have already added new stores. (If they’re store selection is an issue I do recommend Zip Pay (Quadpay). Soon to leave a review for them as well.) Sezzle is one of my top three in this category and will continue to use it for the foreseeable future. :)

So far so good!. I used them and got the virtual target card too. I first added two debit cards for payment but then I was reading about Sezzle up , in hopes I’ll get the option to “Sezzle up” I went and added my bank account too and set it as primary. Praying they give me the option to Sezzle up ASAP. I pay on time on all my accounts and I wish I would I have added the bank first maybe I would have got the Sezzle up option right away like I see many others saying. I’ve also seen some say they got the option to Sezzle up After they added bank account within a few days later after adding it and making it primary for payments. Fingers and toes crossed they bless me with the options to Sezzle up. Lord knows I could use this especially this time of the year. PLEASE SEZZLE IF YOU SEE THIS PLEASE OFFER ME THE OPION TO SEZZLE UP!!!! You all are awesome. I appreciate you and this is a huge blessing to a mommy of two like myself. I need this! Thanks a lot. 💫😘

Pros and Cons. I love sezzle!! It is a way to purchase items and pay on it every two weeks! That works great for working people! The pros are you can purchase items you might might be able to afford and pay it off while in your possession. The con is the app sometimes has glitches and will say you missed a payment when you didn’t. The customer service is not helpful in these situations nor is asking for a supervisor they will only email you. The con is if this happen they will adjust your spending limit. So I had never missed a payment and gained a credit of $1000 but the app glitched and said I missed a payment when the due date for that payment had not even came yet. It caused me a issue at my bank bc it tried to take the money out ahead of time then that cause a fee without me knowing. I went ahead and paid the payment before knowing about the fee and the rest is history as they say. Sezzle did nothing to accommodate me on this issue when it was there fault that they said I was supposed to pay and I wasn’t. So this is the only issue I’ve had with sezzle. Unfortunately my spending limit got cut back down to $500 and I never missed a payment. But I continue to use them when I really want something but I use other app before I use them because of that issue.

Great way to get things. Hello everyone I just wanted to share with y’all that this app is just great! Sometimes we don’t have the entire amount for things so we just end up not getting them. That sometimes results on missing out on some great sales and it stinks. With this app it’s helped me get stuff I need without out breaking my wallet. It’s a great way to get what you want with 4 easy payments. I love it. I have my own business and sometimes I need stuff for my shop (A little bow shop) when I’m in need of some supplies I’m able to get on here and make that purchase it’s great. But also you have to be responsible you cannot just get stuff and not pay. You have to make sure you are able to make the payments. It’s every 2 weeks. So if you get paid on the 1st or 15th make your purchase where it won’t be an issue. I usually pay it off on the 3rd payment to be done with it. If you don’t have the money that week you can always move your date about 7 days out. So just work around your payday.

Best Pay Later App On The Market. I have used Sezzle for over a year and have made several large (over $1000 purchases). I have absolutely NO complaints! I tell everyone I know that Sezzle is the way to go if you need to make a fast purchase but would rather not pay the full amount up front. As you make in time payments your available balance will go up. There are no interest, no fees (unless your late), no hidden charges (it’s the EXACT same price if you weee to pay by cash or debit card), and you can easily reschedule your payments on the app. You don’t need to speak to a rep or feel uncomfortable or embarrassed, you can handle everything yourself on the app- returns, payments, rescheduling, etc. There are a lot of stores that accept it (more than the online list) and more were added over the past year but my only wish would be for even more stores/businesses to accept it. No shame!, especially in these crazy times, it’s nice to be able to make 4 payments for a vacation/cruise, furniture, hair :) or when something unexpected pops up.

App changed rules and no purpose of having it. I have used Sezzle for years. When they started they were great. But all of the sudden, they decided you had to be part of their “Premium” account In order to use 4 installment payments in the popular stores. But, you can’t just be Premium! After all these years of being a loyal customer, I’m in a wait list. It’s absolutely ridiculous. I have maybe postponed a few payments to a different day that was more convenient, but i have NEVER failed to pay. So now, every time I want to make a purchase, it wants me to pay in full and build my credit. 🤔People, that’s not the reason why customers want to use your app! If I want to build my credit, I just go get a credit card. You have defeated the purpose of your app for me and everyone else. The idea of using you, is to have the opportunity to have four payments and not all at once. I will sadly not be using your app any longer as there is no point to it. Thank you!

Purchase Request??? REALLY???. This new update is RIDICULOUS. Now this app is delaying me even more at the register because i have to request a purchase??? That’s insane. I was liking this Sezzle Anywhere because I had the freedom to use wherever but now i am hating it. Thinking about canceling this service very soon!!! UPSETTING. A waste I used to like Sezzle but now it has gotten so bad. They give you the option to reschedule payments but if you use that feature, you get punished by Sezzle reducing your Sezzle spend. It goes down everytime you reschedule something. Why even give me that feature if you’re just going to punish me for using it??? All of the stores that you were able to use on Sezzle from a website are now only available on Sezzle premium. You can’t even shop online. It’s ridiculous. Only good store on Sezzle is Target and I’m surprised they didn’t add that to the premium service. Good thing all the stores on Sezzle premium are on Afterpay for FREE. I used to love sezzle but now I will discontinue using it because there aren’t any good stores available without a fee.

Empty gift card and not reporting correctly to credit. They don’t answer the phone at customer service. I went to auto zone, set up a gift card through Sezzle, and it couldn’t be used because it has a zero balance. So now I owe Sezzle money for an empty gift card. Not cool. I then stopped paying Sezzle because they’re fraud. They reported to all credit bureaus that I haven’t paid them. I’m building my credit and paid them off on November 18th 2021. It’s now December 18th and they’ve yet to clear this from my credit. They claim they report to the bureaus monthly on their website. That is false. The last time they reported was October 2021. They were only on my transunion, and now just in the past few days, they’ve reported to Experian and equifax still saying I haven’t paid them. I’ve created disputes with all credit bureaus. Equifax states that they verified my debt with Sezzle and closed my dispute without removing it. I’ve recently made a complaint with the better business bureau. If this is not removed from my credit soon, I WILL contact a lawyer. Whatever you do, don’t trust Sezzle. They will rip you off and they have done it to many customers. I talked to many other people on social media with the same problems. Also whatever you do, DO NOT let them report to your credit. Their customer service is nearly non existent and simply a really lazy company in general. I will never ever use Sezzle again and I haven’t used them in a year now.

Horrible App. Let me start off by saying. I started using this app before it made you pay a premium fee of 9.99 monthly. I did not have an issue with the fee because it was very helpful for me. I had a great spending limit and consistently paid all payments on time if not earlier because I understand that that is obviously how your spending limit works. Well there was an update and all of a sudden my spending limit went to zero. I reported this to help live chat and they are absolutely no help all they say is we apologize and then tell me how spending limit works. Their response I the same copied response to use for everyone. I guarantee that there is no issue taking my 9.99 monthly payment. Please makers of this app do not respond to this with that same message cause then we all know that you just have a bot answering these reviews. I am very disappointed because I was consistent and to go go from 1000 limit to 100 and you can see my history that I clearly had a spending limit over 100 with the amount of pitches that have been paid off. Dissapointing Sezzle. People stay away. Go to ZIP instead!

Not worth it anymore. I signed up and used Sezzle since 2021. I mostly used it at Target and always paid every order off on time. It helped my credit score tremendously after months of on time payments being sent to my credit report. Now? They don’t want to help people unless they can pay for it. I can no longer use this app for Target orders. And the worst part is even after being one of the many folks who was loyal with Sezzle and made constant on time payments, they take us all down to a $50 spending limit. I had a nearly $2,000 spending limit that I never went over $250 on and now they think I am only worth $50. It says to increase it depends on making on time payments and how long you’ve been with them. So the years of loyal customers just get downgraded for no reason? What sense does that make? I use to recommend this app to everyone looking to help their credit scores or who needed to make a larger purchase and pay in installments. Now it’s just like all the other apps- eager to do whatever they can to make you pay for their service that no longer provides ease and convenience into making a purchase you can pay in increments. Very disappointed in Sezzle and what they have done to those of us who really loved their app and can no longer say that now.

Thanks for nothing. Been a customer with yall for roughly 4-5 years. Yall used to be good till you recently did this upgrade to spend anywhere. I had a nice amount for a spending limit always paid my bill on time and yall kept raising the limit. Recently when yall did that upgrade to your company you took my limit and threw it in the trash!!! So this is the thanks I get for being a loyal customer?!?!?! Thanks for ruining my credit with yall for no reason and without any notice! I no longer have any reason to use yall. You want my money or me as a customer you can return my credit limit I used to have. The second I see any adverse reaction to my credit due to this move of yours you will be hearing from my lawyer! WHY DID YALL SELL OUT AND SCREW OVER SO MANY OF YOUR CUSTOMERS??????? You did the same thing to everyone I have referred to you too. Waiting to see one of those lawsuits open up against your company. You deserve everything that yall gonna have coming to you. Thanks for being so wonderful to your customers. Your customer service is absolutely no help either with this situation!

All good until they added sezzle up. Been using Sezzle since they all started I have placed tens of orders always paid them on time, then they started adding premium retailers like Lowes among others and for me to get access to these retailers I needed to my bank account and I did, so I placed like 2 orders in the amount of $600 or more than that and paid on time but then they removed these retailers until you they have your SSN, I tried to use my ITIN instead, the one that use for my regular needs like apt and car leasing and even my credit card from Amex The app says invalid SSN because obviously I entered my ITIN and now I can’t just validate it and customer service wont help you at all takes like 48 hours to reply your message just to say nothing can be done, Sezzle team is this the way you deal with loyal and great customers like me? You’re acting like “is just one of our thousands of clients say bye to him” Before the last update you were all good but now it’s a shame guys.

SEZZLE IS STELLAR. I💓This Company. I have been using Sezzle for approximately 6 months & it is the only deferred payment company I will use. Sezzel Is Stellar in Every Area of It’s Program; Proper Distance In Auto Scheduled Payment w/ Custom Email & or Text Reminders b4 Payments Post & the Connivence of 1 Time No Fee Opposition to Change Said Set Auto Date & Only a Nominal $5.00 Fee per Same Transaction if Further Adjustments Need 2B Made. Also Since There is No Finance Fees it is Lovely to Pay Tab Off In Advance of Set Auto Pays w/o Any Penalty. Stellar Service. I Referred My Sister Sezzel & When She Had an Issue w/ One of the Companies Sending Item She Purchased ( b4 COVID 19 Pandemic), Sezzel Opened An Investigation & Handled the Matter which Led to Positive Outcome for My Sister. Sezzel Stands In Support 💯 % to Making Sure Vendor & Customers/ Clients Are Adhering to A Healthy Community. I Need No Other Company of This Type. P.R.Silver

One Word for This App.......AMAZING!!!!. Sezzle has given me the chance to be able to shop as if I were a “ Platinum “ credit card holder. My credit is less then desirable in this credit crazed world we live in. Nowadays, if you don’t have a wallet full of plastic, you better have a wallet full of cabbage (cash😊)and I know I sure don’t have either on a day to day basis but I have the closest thing to it.....and that’s S-E-Z-Z-L-E...!!!!! I have 8 kids that I have raised and now with all but my youngest child being grown up and four having family’s, I now have 12 Grandchildren ( Yes 12 🥰) and my youngest only 11 yrs old, well that equals lots of groceries, bills, clothes, shoes, coats, etc... Oh and let’s not forget the presents for birthdays, and Christmas, oh my!!! All I know is if it weren’t for Sezzle, I wouldn’t be the favorite Mimi and not only can I buy things I wouldn’t otherwise be able to, but I’ve been able to purchase things in an emergency with stores that accept SEZZLE, like Autozone for brakes..Twice now!!! THANK YOU SEZZLE!! AS if being AMAZING just for their program wasn’t enough, now they’re going to report to the credit bureaus which will help build my credit!! And all my payments are on time so I’m excited for this new step 😊

Terrible customer service + waste of money. I used to be able to use sezzle on every app before they require all the good stores to upgrade to their premium service. which kept declining even though all the banning information and my personal info was correct. after not paying back an installment that was canceled and fighting with their customer service and getting my bank involved, i was declined any further service due to a single payment i wouldn’t pay off, eventually i did pay it back and have over $900 in spending power which i can’t use. the customer service team on this app had me going in circles every single one of them giving different answers making the situation incredibly frustrating. i do not recommend using this site if you miss a payment for they will deny you any service even when you pay them back the amount you owe. the most unprofessional and worst i’ve ever received as someone who has worked in customer service for years.

Caution!!! Sezzle seems shady👎. 3. As I said, contacting customer service doesn’t help at all. I can’t converse with anyone personally. My needs were not addressed at all. I tried and now I’m done with Sezzle. I will be paying close attention to the info that I provided to Sezzle (in case any fraud turns up). I terminated the Sezzle account. There was nothing else that I could do. If you won’t even converse in any way with your customers, you don’t care at all. 2. Sezzle is scary. I just attempted to call Customer Service and wasn’t allowed to speak to a live person, but was directed to their email form service. Immediately I was emailed an auto response, with the same sorry excuses of why no one can help solve this. Unbelieveable! I deleted my financial info and hopefully can terminate my Sezzle account. I regret trusting Sezzle to handle my financial and indentifying info. I’m glad I didn’t give them my main finacial info. smh 1. Declined for a $3 purchase? Really? This is rediculous! I recently was approved for Sezzle, but haven’t been permitted to make any purchases. I’m not being given any helpful reasons to why I’m being declined other than the purchase maybe too much. I have way more than enough to cover $3! Why was I approved for a Sezzle acct, if they won’t allow me to purchase through them? The purchase process is not user friendly either. Too many security codes required just to have the purchase declined. smh...There is no point to this...

I will probably close my account…. I liked using this service until I had issues with the website when I tried to reschedule my payment. I thought that it had rescheduled my payment and everything was fine but then I noticed that they had charged my account on the original due date. I tried to contact customer service ( which was a complete waste of time) and I was told that there was nothing that the could do to help. Mind you, I’ve used the service several times and NEVER missed a payment. Since the system didn’t change my due date, when they tried to pull it out of my account, the payment failed because I had been off of work due to medical reasons and didn’t have the funds to cover the payment. As a result, even though I made the payment shortly after all of this , they reduced my spending power to almost nothing!! In closing , I think I will close my account after I pay my last payment. Customer service was horrible, the website didn’t work when I tried to reschedule and I was punished for their system error. Sezzle has lost a loyal customer and I will now return to using after pay.

Constant Declined Payments/Bad Customer Service. Every time a payment is due, I get an “unknown error occurred” or “declined payment” I have been using sezzle for months and months, and I’m over this! I have gone back and forth with Venmo and Sezzle with every single payment and nothing has been taken care of on Sezzle’s end. It is nothing on Venmo’s end as I have plenty of funds with every payment and they’re not declining or blocking payments that are due to Sezzle. Venmo and I have spoken about every transaction and they know that none of the payments are fraudulent. They have also made it known that I don’t have pending charges that would hinder Sezzle taking their payment. I can change the payment method between two cards and sometimes it works, sometimes it doesn’t. Each and every time that I contact Sezzle, I either get the generic response or no response at all. I keep all emails and can prove the no responses. It just makes no sense to contact customer support if they can’t fix what’s wrong, like ever or just flat out don’t respond. While I love the convenience of Sezzle and the payment plans (which comes in handy) I am thoroughly disappointed in the payment system and customer service. I last contacted customer service on 8/6 to Jack from Shopper Support and he didn’t respond to the reply to the email. How can YOU fix this?!

No customer service support. Right now I’m sitting on hold been on hold for over an hour I’ve spent over 10k with Sezzle only time I had payment issues was on their end I NEVER missed a payment I also pay for premium and have a 3k limit right now my account is not letting me make purchases because of overdue payment but the app literally says I’m current in fact the dates haven’t even come up yet and it say overdue payment I checked my bank and seen all the recent Sezzle payments were successful no issues and I even paid one of the false overdue payments and it still says overdue before the “Developer” comes under this and says some generic response YES I DID PAY NO I DID NOT HAVE INSUFFICIENT FUNDS I’ve had Sezzle for 2 years same cards why an issue now keep in mind while I’m typing this I’m still on hold this company would be perfect if the customer service cared about it’s customers I’m gonna pay off my balance and I’m done with them imagine if you get scammed? How would you resolve it? Customer service and the developer responds up here quicker than the actual app lol if we can resolve this cool if not I’ll just pay my orders off and go to zip there more clear cut and professional

It’s okay but... It’s okay and it does do what its supposed to do but I can’t mess with this app anymore. You guys always make the excuse you only get charged the extra $10 if the payment fails due to inefficient funds or misinformation. But there’s money in my account, my payment methods are verified. I even have the same card listed TWICE and even a third different card just in case. I have more than enough money in my account and this is the third time you guys have charged me extra for a failed payment with money clear as day in my account.. Only to get the same excuse when I asked for the $10 to be removed. Fix your system. You guys are not about to keep robbing me of Ten extra dollars every purchase. My next payment for an item was literally September 30, it’s September 29. I was getting ready to pay ahead of time so you don’t do this sneaky stuff again but you guys already have it preset as a failed payment. Fix your system or at least give people a grace period before getting charge happy.

C. This company has given me more trouble than they are worth. They are always messing up and I’m always having to message them. It’s really stupid like they give you a virtual card with a limit saying you can spend with a certain company and then you get in and go to check out and it says you can’t use this company was sizzle. even though it’s in their app as being able to be used and even has a thing where are you check out that says it can be used. I’ve contacted them with this issue a gazillion times and they said they can’t even help me and I even pay for a premium account so I can use more. Stores but now they’re saying oh well, you used to be able to, but you can’t now what do you mean I can’t now I pay for it don’t know they say I have to wait for a different plan but they don’t know when it will be offered to me and they can’t just give it to me. What kind of company is this? So no I do not recommend sizzle at all. I am going to delete them myself. They are too much of a hassle to deal with.

Closed my account, deleted the app. Just closed my account and deleted the app after using Sezzle since 2019. Over the course of me using their services, customer service always left a ton to be desired and it was always evident that they do not read because they are consumed with the need to stick to copy and paste scripted responses. When I did have to reach out to them, it was not unusual to get a reply that had nothing to do with my issue which just created circular conversations I ended up abandoning. Sezzle was my preferred method when making larger online purchases at Target and I was confused as to why an order I attempted to place did not go through since my last order in September went through with no issues. I ended up using an alternate payment method, but noticed Sezzle sent me a text message stating I needed to subscribe to their premium service in order to complete my purchase. Did some digging and read the other reviews here and noticed they have now changed it to a subscription based app where you have to pay a monthly fee to even use the service at stores that once did not even require such a thing. Has to be the worst decision ever, but fortunately there are better apps out there that don’t put stores behind a paywall at whim just because they feel like being a little more greedy. So long Sezzle and farewell.

Helpless customer service app. I used too love sezzle to make Target purchases. I’ve used this app for months and never had issues until now. I’ve always made my payments on time. I use the app a lot to shop and one day I had an available spending balance to use and then next minute went to $0 without even making any purchases. I’ve reached several times to customer service but it’s like they don’t know how to read because they would response with a whole complete answer that has nothing to do with my questions. Feels like I’m talking to a robot because they just repeat. Well one day a guy Alvin on customer service said they were experiencing a globe system error that had affected all shoppers and they were working on the problem to resolve it. It’s been 4 days now and I still can’t make any purchases even if I have paid off some orders. I only have 6 active orders open and they’re saying that’s too many open orders but I’ve have 30 orders in the past and that never stopped me from shopping as long as I was making my payments. This app & their customer service is getting very annoying because they don’t help at all.

Why fix something that isn’t broken?. I used to love Sezzle but recently the main reasons I loved it have changed. I used to be able to reschedule payments two weeks out (until my next pay period) and it would allow me to reschedule all future payments as well. Now it will only allow me to reschedule one payment a max of 13 days out and which for me falls within the same pay period so it makes no sense and the next payment is due the very next day. Also, we used to be able to make purchases even if we had rescheduled payments (who h as a single parent living paycheck to paycheck came super helpful in case of emergencies) and now you can’t. It will decline your purchase. I made a mistake of rescheduling a payment that wasn’t due for another 2 days and because I rescheduled it, now I can’t use sezzle even though the original due date wasn’t even due. Customer service is horrible. You can be on hold for hours on the phone waiting to speak to someone and their twitter team is even worse just giving generic answers. Honestly sezzle was great before and didn’t need any of these new changes.

The worst. Sezzle is literally the worst payment service you could use. I bought some things off of a website that had the option to use Sezzle, so I decided to try it out. I seriously regret not just paying for the order directly through my bank. The shop AFL never sent my merchandise out it’s been almost two months. I disputed with my bank the first three payment from Sezzle a few weeks back and my bank gave me back my money. The last payment was never processed out of my account due to my debit card being canceled because this was considered fraud since i never got the items. I opened a dispute with Sezzle to get the last payment taken off the account because I refuse to pay for merchandise I did not receive. Sezzle has made me jump through hoops trying to get this handled. All for my dispute to be declined by Sezzle. Their customer service is the worst because you can’t talk to anyone. Everything is very generic. If you aren’t a detailed person you will get stuck paying for items you didn’t receive. All and all use a different payment service.

It has its pros and cons. I been using sezzle for over a year and a half, I have a love and hate relationship with it. I use to recommend it to everyone but with all the changes they have made, I stopped. There are alot of cons to this service. Like paying premium for you to be able to shop at a lot of well known stores when it use to be free. They also change the rescheduling, they use to give you 3 reschedules per order and the payment also moved all the other payments but now when you reschedule it lands on the next payment. It’s only beneficial if you are rescheduling the last payment. On top of that they changed it to, if you reschedule a payment then you aren’t allowed to use the app again until you pay it off. There are other apps you can use like Zip Afterpay and Klarna that offer almost all the same stores as sezzle for free. And you can still buy things even if you reschedule something. The only benefit that I can think of is that it builds your credit if you are a sezzle up member.

Unethical - Bait & Switch Operation. For $9.99/month, Sezzle will charge you for a premium service which reports payment and balance history to credit. Currently they’re reporting inaccurate information. They’re reporting a specific dollar amount as being my credit line, and then they’re reporting my current balance. The problem is, the difference between those two sums is not equal to my available line because sezzle has restricted my ability to access use of those funds. They say I have too many outstanding orders. I have two, each of which have a single payment remains. I either have an available line, or I do not. Hopefully I get some answers from the CFPB after I open a case. The app showed I was able to spend, so I made two early payments to increase my buying power, and then my ability to access any funding was restricted. Just in time for Christmas. Thanks Sezzle. So much for getting $60 to stretch into $240 at Target - a premium brand for which I pay a monthly subscription, yet am not able to access. Thanks, Sezzle. Maybe next time you guys can use a little Vaseline before screwing me.

This app is awful now.. I went from being a huge loyal customer since 2020 loving the app and everything about it to now absolutely hating it. I have used this app for over 2years now, I was able to purchase without issues, reschedule payments weeks out if need be, use my debit card without any problems. Now I cant use my debit card to pay on an existing order with out being charged a fee, if I reschedule a payment it will basically put my payment I reschedule on top of the next order payment and it never use to be that way. It use to push all your payment dates out with that reschedule. Also if your card declines even if you have money in your account(due to not liking cash app cards or certain bank cards) it freezes your whole order. That meaning they wont allow a rescheduled payment for not just that order but your other orders also it makes you pay everything owed on that whole specific order or you wont be able to use the app, again it never use to be this way. The customer service through the app basically copies and pastes whats in the fact sheets. Which is super frustrating and you get no where talking to them. Sezzle is great but don’t expect actual help if something messes up on your account.

Sezzle kept saying I owed when I paid. So I recently deleted sezzle due to them not letting use the app after I paid off all my payments. Had a payment that was late but when I paid it off i could no longer buy anything even though I still had a $1000 dollar limit with $0 balance. I emailed shopper support over and over getting the same bot response. My wife had the same problem when she emailed shopper support they fixed hers and said their was a glitch. She used half of her balance then it locked her out again!!! You can not actually talk to people and get a real response so if something happens you are screwed. You take a big risk using sezzle. It’s nice for awhile until you have a problem. I ended up getting an email from my creditors saying I needed to pay on my Sezzle account when I owed nothing and had proof. Was forced to dispute the charges all because I couldn’t actually talk with a person. Now when I leave this review they will say email shopper support! What a joke. Sezzle is not worth the risk

WHAT AN AMAZING APP!!!!. Shopping on line is my thing and I love visiting different stores online but sometimes don’t wish to come up off my Own Money do to whatever other obligations I may have that may compromise my financial resources and Sizzle definitely provides a alternative that doesn’t hurt my pockets. The monthly payment options they offer along with the interest rates NO WAY could I turn away and with each paid off completions I get increase in my loans and that’s the KEY here….. pay off your agreed amount earlier than expected and they don’t charge you the total interest rate who can’t appreciate that?? They increase your spending limit with a light credit inquiry the very first time you sign up. They take a chance of you and as long as you keep your agreed among payments up to date the most they extend the trust. Pretty soon I might be purchasing a car using my dynamic pay history with them lol. Just keep in mind this app issue only for good for people with great responsibility Finanical skills, so if you the type of person who lives for check after check DON’T mess around with this app.

Credit hit/cancer/ rescheduled Worth representative. I recently I’ve been out of work due to cancer related illness. With that being said, I reached out to Sezzle for help. I spoke with a representative and we came up with a solution to extend the payments out. A payment was made on the account and I said I’ve been checking payments have been adjusted accordingly. To my knowledge everything was was good. However, this morning I received a hit on my Trans Union, Experian and Equifax as a late payment.. within our correspondence in the email this was never discussed. I’ll attach conversation: the payment adjustment was for relief it did nothing to contribute. If anything I could have waited that time and did my own adjustment. There was absolutely no benefit . Athena (Sezzle Shopper Support) Jan 21, 2023, 1:41 PM CST Juan, Thank you for reaching out to Sezzle shopper support! We know that life is unexpected, and sometimes difficult circumstances arise that make it straining for individuals or families to make payments. Here at Sezzle, we want to do what we can to empower all our shoppers to make sound financial decisions. So, to allow time for you to focus your energy on what is most important, I have rescheduled all your payments by 4 weeks from their previous due dates. Please be sure to review and confirm the new due dates on your account.)

Unreliable. Have been using Sezzle for a few years with no problems. This week, they suddenly dropped my limit by $300, and took away the virtual card option. I have no late payments and often pay off early. Received canned responses from support, saying it’s all automated, they can’t do anything blah blah. Even the responses to bad reviews on here are canned, and don’t address complaints. Not happy right before Xmas. Will pay off my remaining and stick to Zilch/Afterpay. Update- I think if you connected your bank account using Plaid, they are basing your limit on your bank balance. The fine print on Plaid says you allow them to share this info. So if you are sick of the yo-yoing of your limit, add your bank account manually. Also- don’t sign up for SezzleUp unless your credit is desperate for a boost. They don’t update it frequently enough. Am currently trying to prove I have a zero balance while applying for a loan, it shows over $500 owed on my credit report, which I haven’t had in months.

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Disappointed. Like most recent reviews. I religiously use this app every month for the last 2 years and never missed a payment. Very disappointed that they want to charge for “premium” stores. Probably won’t use it anymore.

Best app. Best app I ever used for shopping !!!!

Easy to use. Love this app. You can reschedule a payment easily for no extra fee one time on each purchase if you need. I hope other stores will use this form of payment more and more as many other American ones are not available in canada

Awesome. Love this!

Fell off. I used to be able to spend $250 at Walmart now my spending power is only $100 everywhere? Even after I bought premium. Like cmon, I switched to Afterpay. I have $500 available to spend after literally just joining.

Sezzle -.Paiement d’achats. La meilleure compagnie pour acheter en ligne, elle nous permet de payer en 4 paiements les achats faits dans certaine compagnie en ligne.

Bad update. Since the update I can’t change the option from US phone number to the Canadian option and now I can’t login to the app on any of my devices.

Good process. Very flexible installment payment. Have not had problems with the app so far.

Review. it’s good, only bought a few things but makes it really easy to make payments with it

Worst app ever. Downloaded couldn’t add my bank account and when finally got my card added it doesn’t have Walmart or any stores that my spouses has and we have the same app and address but mine won’t show Canadian stores. Contacted customer service no response. Would give zero starts if possible.

Help?. It will not let me view the PAD agreement when I link my bank account, keep getting booted out

Love it!. Honestly I love to online shop!!! With sizzle I can bulk buy clothes for my kids and diamond paintings and pay them off at a decent rate instead of lump sum!! Amazing idea!

Do NOT buy gift cards!!!. I have used Sezzle a few times and had no problems at all. I saw they had gift cards now and thought “Wow this is awesome and would really help with Christmas gifts” well I bought a Walmart gift card, 1st payment came out at the same time, then I tried to use the gift card and it didn’t work. When I tried to check the balance to see what was going on, the gift card number wasn’t even registered. So I contacted Sezzle customer support and all they could do was escalate the situation to fix the situation so I can actually use the card. It’s been almost 2 weeks and still no answer and the 2nd payment is about to come out. No refunds are given for gift cards and it’s just a “wait and see” situation now.. so bottom line, DO NOT BUY GIFT CARDS

Sezzle is cool. I love the fact that you can change the payment dates! Perfectly scheduled on pay days!

What the hell happened?. I have to pay a monthly subscription just to shop at brands I’ve been shopping at for years!? Good job Sezzle. Lost my business right there.

Impossible to login. Since latest update country selection seems broken. It’s impossible to login.

Great Idea. Allows you to purchase limited stocked/edition items you wouldn’t be able to purchase due to bills or other expenses. Need broader range of companies, not sure how it works of course for you too add bigger brand names, but can’t wait for this to be the Norm!! Thank you Sezzle!

Deleted moments after downloading 🤦🏾‍♀️. As I’ve already seen in the more recent reviews, you can’t get past selecting your “Country” at the login screen. Byeeee👋🏾

Love Sezzle. I love the fact that I can pay for things I need in payments otherwise I wouldn’t have the chance to buy these items. This is a wonderful idea and they don’t charge any fees at all and no interest how can you go wrong.

User friendly. Love it

Number 1. I’ve used all the payment apps available for Canada and Sezzle is by far the best and especially with the amount of new stores and features being added like EBay and these big stores. Great platform

False hope. the app works, but nobody answers when you open a ticket. But the 1 star is because the stores vary from person to person. And when you want help, no answer. I even had stores when I uninstalled and reinstalled the app that are no longer there. Many stores are missing. Like your friends have lcbo and you don’t, or you have old navy or Walmart and they don’t.

Flexible. Awesome to deal with. Have great appreciation for a company to help people when times are tough. Thank you

man f ya’ll. A 5.99/month subscription to shop at old navy?? Why?? Y’all are fxked. I could shop there without a subscription less than a month ago and now every “premium” company requires you to take even more money your customers? Absolutely disgusting. 0/5 don’t download this app. Just ludicrous. Bonkers bananas wildly messed up.

Happy after Christmas shopper. I’ve been able to find some deals on after Christmas purchases that weren’t totally in my budget to buy in January. This has made it easy and affordable to pick up some items on sale ! Better yet there are no additional charges!

Helps out a lot. I can now buy things with out making me go broke so quickly

Excellent. This app is legit, glad I found it as it’s helpful in getting the items I want without high fees etc!

when it works— it’s great but. I can’t & haven’t beeen able to sign in for weeks. Due to the programmers inability to make their product fully cohesive with iOS 15 or W/e is they at now. Talked to Apple a bunch about this. Sezzle has been spotty in replies with no answer or any kind of meaningful apology/accountability.

Poor customer services when you need help. Well I was buying wholesale , with a limit of appro 1300$ and without any advice going down to 50$ . My payment was always on time and I have credit availability for more the the purchase I wanted. Sent them an email, but no one helps except the same general answer. So I decided to pay directly from my credit card and delete my account. After few days to try to figure out why it was declined, why they said my credit card was expired when it was not… very bad customer services.

5/5. Such a great app if you’re looking to make expensive purchases. I bought a set of winter tires with no issues. Transactions are smooth and simple. They're also flexible if you’re unable to make a payment on time. I cannot wait until they add more stores!

Why sezzle, why?. Like every brand that i used on sezzle are now blocked by a premium paywall, why did you have to do that?? What makes it different from a month ago when i could order from those brands for free, like that is seriously low

Poor, unhelpful customer service. I bought a gift card in good faith on Sezzle (Aug 31/22 and I received a card without a pin#. I have texted with customer service twice without resolution. I payed for my purchase with PayPal because the gift card is worthless WITHOUT A PIN#\ Get it?. I DON’T HAVE A PIN# IT DID NOT COME WITH THE CARD. I was sent a generic email about contracting eBay for card amount. I can’t use it and I’m beyond angry and frustrated with this. I pushed back my payment because I’m not paying for a gift card I can’t use. How is that so difficult to understand. I payed for a useless card. That’s fraudulent!!!.

Great for budgeting. Great service allows you to add credit card or bank account for these scheduled payments. It’s never too late get to get that last minute deal. I just wish more merchants offered these services in Canada.

Hidden Fees in Fine Print. Sezzle charges hidden fees and hides these fees in the fine print. They also take charges out of your bank account without permission. It’s scary! I would avoid this app at all costs!

Lost me at premium. I’ve been using Sezzle for over two years now and have loved it. Recommended it to everyone because I could use it almost anywhere. But now I have to pay $6 to use this at Walmart? I’m literally STILL paying for an order at Walmart while writing this, but if I go to make a new one lo and behold. This is complete garbage now because of this.

credit score setup not working. in canada on my iphone 15 pro max. confirmed bank account yet the credit score setup won’t progress as shown on the homescreen of the app. please fix

This app never works for me. Honestly, get really sad when companies use this app as a payment option! No, the app is not user-friendly, but every time I try checking out using this app it’s always getting declined for absolutely no reason. At this point I’m just gonna remove this off my phone I rather pay full price or use AfterPay or Klarna tbh! Both of them at least work with no problems.

😞. Terrible application

Be careful. Sizzle sold me a fraudulent gift card and refused to refund

Member fee now. Now they initiated a monthly fee or you can’t shop at your usual places. Plus spending power suddenly chopped in half. It was pretty good while it lasted.

Greedy. I used to love Sezzle. In the beginning I didn't use them much (as I had to pay back in 2, which was rather pointless to me), but after they expanded to 4 and let me buy from big brands (such as eBay and Walmart) they became #1. I used them constantly until I logged in today, and was greeted with "PREMIUM" written everywhere. I tapped on eBay, and was met with a popup. It turns out that every single store I use (and have used) on Sezzle is now locked behind a paywall. If I want to use the stores I was just able to use, for free, I now have to pay $6 a month. To access the stores I was already accessing for free. Even worse is that the US also has this BUT they also have the option to upgrade to a higher tier. This tier includes premium, but it also enables them to pay absolutely anywhere in the US in 4. We don't get that. We don't even get Virtual Card (which is also something available in the US). The only thing we get that the US has are the big brands and now the paywall in front of them. That's it. Suffice to say, I'm upset. I can afford it, but I refuse to support greed and pay for something I was just able to use for free. I'll return if they come out with Anywhere (and it's reasonably priced), but until then I'm going with someone else.

WOW !!!. Let’s give it a WOW !!!

Stopped working. Used Sezzle for 6 months no problem, out of nowhere it tells me my credit card isn’t valid and did the same thing to my wife. We never had an issue, now it says we can’t use it. We’ve never missed a payment and the app keeps thinking we are in America. Customer support refuses to help

Merci Sezzle. Merci pour votre grand professionnalisme et votre facilité à nous simplifier quelques petites gâteries!

Great Plan. Out of the many main Pay-In-Four plans, Sezzle is one of my top two. Excellent in every way! Thank you, Sezzle, for making my life a bit easier, and for your comprehensive detailed info available at any time on your app. Sezzle offers some flexibility with no penalties. Love it!

Thanks great service. Amazing to have 4 payments plans

USE to be great - Punishing Responsible Shoppers. I have used Sezzle for 2 years. Never missed a payment, most times paid early. This month they bring in “Sezzle Premium” so that you can postpone a payment without penalty. How does this benefit me? You now need to get their $6 monthly subscription to get a sezzle payment at most corporate stores (Walmart, Sobeys, etc) This is awful, punishing the good customers that they aren’t making any money off because payments are made on time I guess. Competition is growing in this market with Afterpay, Klarna, and more who DONT charge to use their service. Don’t get too greedy, Sezzle.

Boo premium. Used to be good, now this? Walmart is not “premium”

Pas d’intérêt !!. Je suis ravie d’avoir découvert Sezzle. J’ai fait une achats d’un manteau d’hiver sur Altitude Sport et j’ai été en mesures de payer mon achat en 4 versement sans intérêt !! J’adore l’idée. Merci beaucoup :-)

Sezzle is amazing. I love the option to use Sezzle for payment plans, especially with Christmas coming.. Highly recommend ❤️👍🏻

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Great until they slash your limit for absolutely no reason. I’d been using Sezzle for over a year, never missed a payment, and my limit was up around $2000. A month ago I signed up for Sezzle anywhere, and started using it even more. A few days before it was time to renew, I noticed it said I had 0 spending power. For some reason, my limit had been slashed down to 600. I reached out to customer service and they just fed me the same unhelpful information that’s on their website, refusing to acknowledge that those circumstances didn’t fit my case. Since then, it has been further reduced down to $450. Again, I had NEVER missed a payment. Avoid at all costs. They’ll charge you $20 a month, then slash your limit down to whatever you owe so you cant actually use your membership

Sizzle with Sezzle!. Sezzle has been one of my best friends for almost 2 years! The stores on their website are top notch like Touch of Modern, Game Stop, Ciunofer and Nomberry plus soooo many more!! But for me the best part of being a preferred Sezzle customer is Sezzle Up! “What’s Sezzle Up you may ask?” Sezzle Up gives me access to buy gifts cards for store such as the TJ Maxx family, Jiffy Lube, Crate & Barrel and so many more and I only pay 25% at the time of purchase!! It pays to be loyal and I am definitely a loyal Sezzle customer!! I cannot recommend becoming a Sezzle customer enough!! Join and you can thank me later 😉😉

Wonderful Payment Option. I absolutely love Sezzle! The convenience of being able to split my purchases into 4 payment installments helps with being able to make purchases while still staying in our family’s budget. I love how easy the website and app are both so easy to navigate through. I also love the flexibility of being able to reschedule your payments one time at a $0 fee, just in case the schedule it sets isn’t exactly what you need. I have been using this company for over a year now and will continue to use the Sezzle option whenever it is available!

Saves you in a pinch!. Sezzle is a great app to have if your on a budget and need to make a purchase and break into 4 payments! There’s no interest and it can take help you budget! Sezzle is #2 on my go to list for Pay in 4 apps. I had a great line andI a family emergency caused me to lose it, I’ve been able to recover and am back to paying back purchases earlier. My only disappointments are there’s been no increases with my long history of on time payments and being limited to only 2 purchases in Premium stores. I feel if we pay the monthly fee we shouldn’t be limited! Regardless because Sezzle is so good I’ll continue to use!

Doesn’t require credit but is still affordable.. I like the markets that take Sezzle payments but I do wish there were more but I kind of get why it’s limited. They don’t require credit so you’re not gonna be able to make huge purchases and definitely not from typically expensive brands like Apple or Nike or whatever but I do like they do work with. A lot of them I wouldn’t have really known about if I hadn’t been searching through their stores. I would say that it would be nice to build credit with Sezzle as you make payments. I’ve completed all my payments on time or more often - early. It would be nice if they kept track of progress like that so we could prove we’re able to responsibly pay back larger purchases.

I love this app. I’m new to this world after relying on credit cards and drowning in debt so I canceled them in order to pay them off and paid all my purchases in cash. Well enter Covid and struggles, enter me also wanting things to keep me entertained while I’m in quarantine and I wanted a Switch. I had a Switch Lite but wanted the bigger capacity and ability to connect to tv but it was SO expensive and with trying to pay off bills I couldn’t afford it. Enter Sezzle. I was able to get what I wanted and pay it off in record time. Thank you so much whomever invented this concept.

Convenient and Easy. This has been a super convenient and easy way to help rebuild my credit. Regular credit cards are too dangerous for me since you can use them anywhere and on anything. I like that I’m actually limited to where I can use this card, and that it splits the individual purchase into four payments instead of rolling all purchases into one total which for me holds me way more accountable with my spending. I can see how some of those things might cause someone to not want to use Sezzle but if that’s the case there are plenty of other cards that work like a traditional credit card. I needed something different that would help rebuild my credit score. Sezzle Up has been perfect for me.

Unless you want to get scammed…. I never leave reviews, especially negative ones but let me hopefully save someone from getting their money stolen like I did. If you’re thinking about using Sezzle, RUN. I tried to place an order through them with Ulta for some products, and the order never went through but they charged me for TWO different orders, each one over $100 and the order with Ulta never went through. I contacted ulta and they confirmed they never received an order. I tried contacting Sezzle customer support twice and was met with the worst customer service, I’d use names if they had given me one. They’re continuing to charge me for two different orders that don’t exist. This is fraudulent behavior, no business should charge a customer before an order is placed, let alone a duplicate one. Seriously, don’t do business with this company, they’re scammers.

So Blessed. I simply loveeeee Sezzle in a world that has gone crazy in the last 1 1/2 years it’s been so difficult to wanna go out and shop to darn scared so with this app it allows you to sit at home in your easy chair and order whatever you want any season holiday birthdays whatever and pay little to have it and thanks Sezzle for Sezzle up Where your good payment history with them is reported to 3 major bureaus for good payment history I just love it and thank you for the great need for customers to shop save and pay later is such a Blessing thank you thank you thank you Satisfied Forever!!!!!!

Perfect affordable budget friendly service. I love sezzle! It makes purchasing so much more affordable for myself and my family. It’s easy to use and convenient!! Having access to sezzle is going to make my holiday shopping so much better and less stressful. I highly recommend that everyone who can, use their services!! The best part is, after you make your first initial installment payment, You get your item shipped to you immediately! You don’t have to wait for it to be paid off! It’s a layaway system, with the benefit of getting your product immediately to use/enjoy verses waiting until paid in full! I’m very blessed and thankful for sezzle.

Poor Customer Service. Overall I love this app. My negative experience came from a customer service call. I asked if I upgraded to pay anywhere if I could pay in store at Walmart. A representative told me yes, however, when I checked out, my app didn’t work. Super upset! I paid for the upgrade and didn’t get the perks. I immediately reached back out to Sezzle and still haven’t recieved a response. Super frustrating for an app I pay monthly for. When I added this feedback to another site hoping to get a helpful response, “Sezzle” replied with, “try lowering the amount of what you’re purchasing or pay off some of your past purchases. All of my accounts were and are current. I still had spending power. That is not helpful feedback or customer service support when you are in line with items bagged and ready to leave and cannot pay for said items the way you were informed you could.

Sezzle review.. This new app allows you to make purchases and pay an initial 25% on the date of the purchase. Then in 2 weeks you pay your 2nd 25%, then 2 weeks later pay your 3rd 25%,and in 2 more weeks you pay your final 25%! So it allows your purchase to be spread out over 6 weeks. Makes making purchases on higher dollar items affordable to people like myself. Also you are allowed to re-schedule any of your 3 payments up to 3 times. The 1st re-scheduling is free, the 2nd and 3rd cost a minimal $5.00 each! And if you do choose to reschedule a payment, the app automatically reschedules any remaining payments to the 2 week increments. ITS A GREAT ADDITION TO YOUR PURCHASING ARSENAL!

Sooooo convenient!. I just placed my first order with Sezzle and it was soooo easy! Just like paying with PayPal but with the option to pay in installments. I appreciated that I could choose to pay in full or choose payments. It’s nice to be able to not put my cc info into a random website and pay with Sezzle instead. I was automatically approved for $150 spending power (I think everyone is) and I’m looking forward to building that number up with good payment history! There are sooooooo many sites that take Sezzle too, you won’t be disappointed if you sign up!

Not understanding. I done had Sezzle for going on 2 years,had two large purchases,paid them off on time, and paid the last one off a tad bit early, and now since i updated the app,n they switched to Sezzle up,i can’t get any kind of approval at all,I’m not understanding,i send 2 messages n have gotten no response at all! N i absolutely loved Sezzle, told people about it and everything!!!!! Update: I got approved by Sezzle up,yaaay,but by it not being a card for that,I’m not able to use target,n that’s y i wanted it. Update: I give up on Sezzle, can’t get my virtual card to activate after being approved, reached out n nothing but verify this n that,of stuff i been had stored in the system, deleted my account n tried again,got approved for regular Sezzle of 400$ n again no working virtual card!!! I hate i even updated it!

Basically got scammed!. I was approved for $300 and everything was good. I was using Sezzle for almost a year with no problems, I was paying back on time and mostly earlier then due date…until recently I had tried to make a few purchases through Sezzle and all of a sudden I was not approved nor was I able to make purchases. Even with 100% available credit…they took my money and got nothing returned! I basically got scammed by these people and I haven’t gotten any answers from anybody from Sezzle! I’ve emailed and tried to contact customer service but no luck…I’m very disappointed and dissatisfied with Sezzle at the moment. How can one be approved and be a customer for nearly a year and out of no where get diss approved for no reason or explanation of what happened to my account. Beware of Sezzle and be careful with your money.

Not Accountable. I purchased shoes through Sezzle from Sarah Ashley. It had been 3 weeks and I’d not been given a tracking number or anything. I’d reached out to Sarah Ashley and they stated my ordered was received. I asked for a refund and they stated they can’t refund until I receive the package. By then I was about to make my 3rd payment to Sezzle. I informed Sezzle of my issue and stated I wanted the money that I’ve paid this far. Sezzle tells me to contact the manufacturer. I’d already done that and they knew it. Sezzle stated they could not give me a refund and that only the manufacturer could. My issue is that Sezzle does not hild their manufacturers accountable. I also don’t think Sezzle check the validity of these companies. I should not have been paying for a product that I’d haven’t received so much as a tracking number for. If a manufacturer is scamming, you can’t get your money back.

Pray you don’t have problems with your order!. These guys have given me the run around. I never received my order. It’s been months they haven’t disputed the order or anything. They keep threatening to contact credit company and report me since I’m not paying for something I never got. I followed all steps they asked, contacted merchant like 7 times, called Sezzle support like 5 times.. yet still nothing done. Customer support has no idea what to even tell me when I call anymore. Pathetic. Update: they sent a response to this rating, saying go contact the merchant.. apparently they didn’t read my initial review where it said I tried contacting the merchant around 7 times.. but that review got my case disputed and closed with a refund in 2 days after posting it. If only they did their job the correct way from the beginning i wouldn’t have had to have posted a negative review about them.

Don’t try to make payments ahead of time.. i wanted to like sezzle as much as i like klarna and afterpay, but when i tried to make a payment ahead of time it would send me a confirmation email, deduct the money from my bank account, BUT THEN STILL PULL OUT MONEY ON THE DATE I PAID AHEAD FOR!!! this isn’t good if you’re a person who likes to budget your money like me. usually i wouldn’t be upset, but i have other bills to pay for as well and a set budget. it makes me mad that i pay ahead of time, get the money deducted from my account, but when the original due date rolls around they deduct the money from my account for the next payment, which i already paid ahead for. so just beware if you pay ahead for a date, you will still have a payment due on that date. i would recommend going with klarna or afterpay. sorry for sounding like a karen lol.

Decreased my spending limit while I haven’t missed a payment. Before I was totally for Sezzle; referring all I know to it and telling them to just make your payments on time of before the due date and they will give you more lead way on your spending power and most of all it’s very very convenient especially when you purchase the anywhere spending premium as I have. Needless to say it has back fired on me and decreased my spending limit by $450 and still decreasing all while I’m making on time payments and before only to be told by customer service or their representatives it’s on the computer it’s out of our hands. I told them that’s fraudulent!!! The computer only does what it’s programmed to do!!! So I may received more consequences with this review if so I’m okay with it. It was great while it lasted. I just don’t believe in getting punished for doing right and following all the requirements.

Merchant order did not process. I placed an order with crate and barrel and I never received a confirmation email from the merchant. I contacted sezzle support and I was told to contact merchant and they did not see an order for me. Merchant sent an email stating no orders are showing for me - I forwarded that to sezzle customer service and didn’t receive a response until I completed a “how was your experience” in a negative review. I received a response that said gift cards are nonrefundable and can’t be edited contact merchant. This is a response to my issue. I will not pay for something I never received. I’m not asking for a refund but simply to make the card available so I can try to make a successful purchase with the merchant. This is not way to treat customers. You can’t just take my money and not assist me.

Total Scam, avoid this app!. They told me I was ‘pre-approved’ for $250. I tried using it through the app NUMEROUS times for MONTHS through their approved retailers and got declined EVERY time. Customer service offered me NO ANSWERS at all and kept telling me to use the app to go through their approved retailers which I DID EVERY TIME and STILL got denied. Finally got an email saying they ‘couldn’t verify my identity’?! I contacted support who didn’t even address the identity verification issue and kept telling me like a robot to ‘use the app to purchase through approved retailers’. Every question I asked them they ignored when it was supposedly a ‘live person’ which I highly doubt at this point and when I started trying to call them out on not helping me or answering my questions they TERMINATED THE CHAT. Absolutely TERRIBLE customer service, and their service doesn’t even work. AVOID. Stick to Afterpay and Zip instead.

A breath of fresh air!!. I am 37. I screwed my credit up bad real bad when I was 20 so I have never qualified for credit. When this came out and the Apple Card it was a god send I am able to afford new upgrades for my house with going month to month for each items it makes it so much easier and a lot less stress when paying bills cause I’m not breaking the bank and having to save up every time for something. Plus I is building my credit back!!! I now have credit again after two years had my amount more then double cards started rollin in. Credit is lookin good. And if u need to reschedule a payment it’s no big deal.

I don’t know how it works, but am so glad it exists!!. I love Sezzle! It makes the purchase experience seamless at every stage: it's quick and easy to get approved, doesn't effect your credit, allows to split big purchases into easier-to-manage instalments ...and you can even reschedule the dates! $0 fees!! I missed a payment by 24 hours when I had problems with my bank: still $0 fees! They helped me when I changed bank and needed to wait for my new card. Still $0 fees!! The guy on the phone was like "we know life happens!" – how much better can it get? And now they have an app where I can see all upcoming payments at a glance!!! Why don't all store offer Sezzle???!!!

Why even approve me if I can’t make a purchase?. A couple things…. I added my bank account when I first signed up. Now, my bank account info is no where on my profile/payment method options and it won’t let me add it. It tells me to add it, but won’t let me. It seems shady since I already added my bank information, which is how I got my “spending power” amount anyway. Today, I tried EIGHT times to submit an order for Target. It was declined all eight times. I checked and all my payment methods are correct, I have the 25% down payment for the purchase, and it’s still declined with no reason. It’s incredibly frustrating especially since I can’t talk to a real customer service rep to help me. I’m just wondering why I was even approved if I can’t use the app for its intended use?

Great alternative to pay.. I found about this app in Limited Run Games (a gaming website) and at first I was kind of skeptical, and concerned, about it; but then I decided to take a chance to see how it would work out. I also thought it was going to be confusing but this app it pretty straight forward. It gives an alternative easy way to pay expensive items by distributing the prices to small amounts once every two weeks so you won’t have to pay the entire price in just one big amount. You don’t even need to have credit to pay for the items which makes it even better.

No.. This company will dock your spending power with no explanation. I’ve had multiple orders, with payments pay either ahead of the scheduled due date, or on the exact due day. I’ve never had a missed payment, I’ve never had a late payment. Yet, my spending power is significantly lower than when I first started. Despite raising this issue with customer service multiple times all you will get is the same regurgitated answer saying they have no control over the spending power. Really? I know the developers on the backend could make it so that customers aren’t punished and docked for no reason. I know the developers on the back end could implement a way to manually change spending power. They simply just choose not to. If you cannot explain why your computing system is randomly punishing good customers, then you obviously have a problem that needs fixing. If you do not understand your own product or the way it works something is seriously wrong. Do not think you will get a solution to any problem you have, you won’t. They’ll just give you the run around until you get irritated and just decide to give up. The app started off good. Between the randomized spending power fluctuations, and the subscription to shop at certain stores, it’s lost its appeal. Don’t trust this company to care about you as a customer.

Disappointed. Very disappointed by this app after it was recommended by a friend. First, I received an error message that prevented me from creating an account for a whole day. The message stated an account with my name but a different phone already existed and that I needed to sign in and update my info. I’ve never had an account with Sezzle or a phone number ending in the number that claimed was on file. The FAQ and chat bot offered no solutions to the issue. Then the next day after adding my middle initial to my first name, I was finally able to create an account and add the virtual card to my wallet. However, when I attempted to make a purchase in store that was well below the purchase allowance it declined three times for no reason. Again, there was no resolution for this issue either. Very disappointing and frustrating.

By far the best payment app ever.. I love Sezzle, got kind of freaked out when I saw it for the first time on a website but once I saw it’s no interest, 4 payments that align with paydays, because that’s when I also shop, LOL. And that they have their own app and you can manage your payments and also change dates and such if need be, that was awesome. It’s also amazing that through the app or site you can literally shop and see all the stores they are partnering with! So you don’t just have to hope this cool new store has Sezzle, because it does. Super impressed and LOVE able great customer service is if you ever need it!

Terrible Customer Support. Listen, the app is convenient. The support team member “Elena” is not. I am simply asking if they’re able to either update my account info or just close my account since i cannot log in anymore. I cant use the “update ph#” button because it said it sent a reset link to an email address that i no longer can log into because i forgot the password so i made a new one. So i cant reset any personal information in the account and cant log in. I just need a simple request of closing my account or update my info for me but they respond with please refer to the steps in the previous email. Which is log into sezzle on a web browser and hit forgot phone number. Its annoying, like I know forgetting my emails password is my fault but these things will happen and if customers get into this situation, it should be easy to take care of.

The Absolute Worst!! Use QuadPay instead!. Yes, they allow you to Buy Now and Pay Later. But, don’t run in to any issues… they will not help!! Got an alert on my credit today saying a Sezzle account was added. Mind you, back in March, when I wanted to cancel Sezzle Up which reports to credit bureaus, I was told to request cancellation in writing to their email, which I did and have proof of! I get on chat with them today and they tell me it was never cancelled and that it’ll be canceled after I make the last payment. However, when I ask why it wasn’t previously cancelled , Sam, completely ignores my question. So I call the customer service number,which says they’re open 9-5 daily(recording says I’ve reached them outside of business hours). It’s only 1:49pm in the same time zone. Then I get an email saying sorry they missed my call. Smh. Worst customer service I’ve ever dealt with.

LOVE IT!. I’ve been using Sezzle for quite some time now and I truly love it! I’m a huge fan of seeing my bank account not be depleted by a big purchase and like to spread my payments out overtime lol. So Sezzle makes this very easy for me and the amount of stores I’ve discovered is insane! They have some pretty great stores to choose from that I’ve already sort of become best friends with lol. Other than that I love that fact that you are able to reschedule payments if you need a little more time as well. The other big thing for me is that each time I pay something off they keep increasing my available spending budget which is pretty sweet! Love using sezzle and will continue to use it for as long as I can!

Be ready to be ripped off. The site/app is great if you only want to buy the gift cards that they sell, but don’t bother trying to order from any of the online stores that they advertise/sponsor. Out of 3 orders not a single one has been delivered on time and customer service is useless. We attempted contacting one of the stores for a refund for an order that is 3 days late and can’t be delivered due to an error on their part with the shipping label and they refuse to refund almost $200. We shared this experience with Sezzle and they refuse to do anything even though we have completed all the steps required for their dispute process and we just get a message back saying “nothing we’ll do about it”. Now we have to go through our bank. Just be prepared to be scammed out of your money when one of their sellers fails to deliver your order.

Used to be good but no longer. Are used to love this app I use the majority for my target shopping it’sHard to get in touch with someone when it come to Customer Sevice are you sizzle travel someone book my hotel stay for a different date and I was out of $150 for that and never was refunded and also I went into the store and was getting declined and decline and they it was a technical glitch and they were investigated a month later and no one still have investigated it someone told me that each merchant now have a limit so despite you have a spending limit for a certain amount each merchant have a limit in the merchant that I normally use have the lowest limit which I’m not understanding why and waiting on hold for 15 to 30 minutes for Customer Sevice or waiting in the chat for 20 minutes it’s not helping

The best 4 payment app out there!!!. I looooove Sezzle! And I love their new makeover even more! I used it once to order some Flavor God spices and why would you want to pay it all up front when you could break it up into 4 payments???! THEN they enticed me with a Target promotion where I can use it at Target in person or online... it’s been a game changer for me! AND recently there was one payment I needed to move out a couple days and I thought it was going to be like all other payment plan sites where that’s not an option, I went under the FAQ and clear as day they let you change the payment date the first time at no charge. EASY PEASY! I love it!

10/10. This app is great to spread out payments for whatever reason you need that. I use it because I have to buy expensive textbooks but only get paid biweekly so spreading out the payments prevents me from having to borrow money from others. The app works really smoothly and it’s easy to use. A couple of my friends stumbled on this company and shared it to me bc they know I love supporting American companies(afterpay is Australian). So glad I was exposed to this service before it gets really popular! Haha it’s like I’m in on a ~secret~ anyways, I recommend to anyone who considers themselves high-tech and innovative! Already rlly popular among other ppl at my college. #callherdaddy >> #callhersezzle

I SEE IM NOT THE ONLY ONE.. Absolutely absurd way of business. No warning, no nothing, & no real explanation. My limit has been set at $1950 for some time. No failed payments. Always pay my bills. Not a problem. Yes I’ve rescheduled but you are allowed that! Today I go to place an order & told my credit limit is now only $300!? WHY? I’m just being told that basically they can do that since it’s not a credit card. I literally owe more than $300 now because I use it ALOT. So that for one makes no sense to me. I think it’s AWESOME that they do this before holidays! Sad that I have to now use other platforms when really this has been my favorite for over two years. I dealt with the extra fees, then subscription and now this is how loyal customers get treated. Ridiculous business.

So far so good!. I honestly wanted to give 4 1/2 stars, just to not give 5 as my experience is very new. But I will say this without saying too much, there is a wonderful, global yet grassroots subculture that has embraced a much healthier alternative to smoking and in the uk where healthcare is universal it’s value is recognised and they have shops that specialise in tobacco harm reduction inside their hospitals. Here, you instead receive an email after a failed attempt at using affirm or Klarna for such products, and they are jumbled together with drugs weapons ect. All I will say is thank you Sezzle for recognising and allowing your service to be used for these life saving products, unlike others who are likely compensated in some way to demonise them.

Disappointed. Sezzle used to be my #1 pay over time app. I’ve recommend it to so many people and have helped multiple family members create accounts. I used to be able to reschedule most of my payments 3 times and even pay a $5 fee if I needed to do any further reschedules. Some time during the pandemic it switched from 3 to 1 reschedules. And now I don’t even have the option to pay for a reschedule. Which I would totally utilize if they still had it. I just tried to reschedule one of my March payments and there is now no option to “reschedule all future payments” like there used to be. Now when I reschedule I only have the option to reschedule 1 payment and then it makes the very next payment due the following day…… i don’t know why this is happening and or if this is normal. I hope you reconsider taking away the “reschedule all future payments” feature

Sezzle review. I love Sezzle! It’s so convenient when you don’t have quit enough money at the time you find that perfect gift for someone or yourself. No extra fees, 4 payments done! Honestly I wouldn’t have purchased some items, but split up into little payments it’s “Okay, this is great now I can afford it.” I call Sezzle my little micro-loans. It’s really nice to not put on your credit cards because it comes out of bank account. Thanks Sezzle for helping me pay down my credit cards by not having to use them as much. Sezzle is safe & secure. Never had a problem. I’ve even finished payments & took bank card off my account. Then if you ever need them they’re (Sezzle) still there.

Customer service. I’m normally very fond of Sezzle and love it. But after today my opinion of Sezzle has changed. Watch your account cause Sezzle definitely charged the wrong account & the customer service agent tried to tell me they didn’t. When clearly my account says otherwise. I sent screenshots, which obviously wasn’t good enough. He wanted me to provide screenshots with the card number attached to the account which can’t happen cause my Safe online banking doesn’t show card numbers linked to the account, just my account number. They also charged me before the date I was suppose to be charged. I was charged yesterday when I was suppose to be charged today! So definitely rated 1 star from customer service not being helpful at all or owning up to Sezzle faults! I definitely will be removing all other cards off my Sezzle account from now on, but honestly I probably won’t use for a while after today!

Love Sezzle!. I love that I am able to shop/buy now and pay later with Sezzle. The app makes it so easy to shop - you can search for a specific store or browse stores based on category and other filters, or even search specific items. The app takes you directly to the store website and then can choose to checkout with Sezzle. Payments are made in 4 installments, due every 2 weeks. This is especially helpful for those on a budget (🙋‍♀️) or making a large purchase and want to spread out your payments. You’re also able to access exclusive sales and discounts, earn rewards, and other great perks as well! Highly recommend!

Merchant/Customer. The customer is NOT always right. They protect the merchant not the customer. I place several orders to Lulu’s Bowtique Supply, and they always came to the new address, well my last order was a little over $77 and she sent it to a previous address and all she could say was to tell me for me to go to my old apartment and go claim my purchase or to check with the post office to see if everything was being forwarded to my new address. When mind you I had already received other packages from her to my new address. She wasn’t worried about because sezzle had paid her in full. So that was between me and sezzle. I reached out to sezzle but of course they were unable to help me because they couldn’t do anything about it. I will NEVER do business with either one of these two companies. HORRIBLE experience.!!!!!

The best around. If it were not for Sezzle I would not have on half the things I do that I really want in life I work all the time and all my money goes to bills this gives me the opportunity to own things I normally couldn’t afford all At one payment !Unlike other apps like Klarna Sezzle doesn’t get to pick and choose when they want you to buy something for example I have $900 on my klarna app they may or may not allow me to purchase even if I’m paid up! Sezzle is consistent!pay your bill keep shopping I hope they keep on doing their business !!I am soo happy with Sezzle

Lifeline. I am a big fan of paying all out front and not owing. However I’m also a big fan of credit cards. Sezzle allows me to combine the positives. I have set due dates for the payments that you can reschedule, and I use my credit card to pay, so it’s all split up and I can go longer without payments and less interest because the full purchase is not all on one credit monthly billing. I continue to be responsible of course, but Sezzle gives you that extra breathing room for keeping your budget straight if used correctly. I’ve heard of others having problems with being approved, I have not. Not that I don’t believe them, I’m sure they are telling the truth, but I haven’t myself, which I am thankful for. Thank you Sezzle!

Worst customer service. Since they’ve changed to charging cards on the first purchase I have not been able to use my Sezzle. I never had one problem before. I tried reaching out to customer service on multiple occasions and couldn’t get through. When I finally did get through I got three different explanations. First, I was told that my card wasn’t processing and to call my bank. My bank said everything was fine. Second, I was told my bank and there bank was having trouble pinging and that a lot of there customers were having that trouble and they didn’t know when it would be fixed. Third, I was told that my payment was processing and I couldn’t order when another payment was processing, which is a lie because I’ve placed orders before while other payments process. You can never reach customer service. They have become incompetent and the worst.

Amazing!!!!. I am absolutely jumping up and down this morning. I’ve been buying $75-$100 Starbucks gift cards and making on time payments. Today my credit score (Transunion) went up 87 points. Just from making a small $25 payment every two weeks for something I would be purchasing anyways. I didn’t realize they report to a credit bureau just for making on time payments. I was shocked they even approved me having bad credit. But this has turned my life around and makes me want to keep using just to improve my credit. It’s helping my credit with the payment history as well. Thank you Sezzle!

Amazing Application and Customer Service. I can’t recommend this service enough. Sezzle has quickly become my favorite form of payment when not using cash. The application is constantly updating to provide a better shopping experience each time. I can’t express how much my family has benefited from joining the Sezzle family. I encourage you to shop responsible, Pay your bills on time and get what you love while increasing your credit score! Again, this has been a blessing in my like... especially during times like these. No hassle goes a long a way. Please take the time and join the sezzle family you won’t be disappointed.

Hate the app update. Love Sezzle, I’ve been using it for quite some time now. However this app update is absolutely TERRIBLE! With the old version I could easily add up how much money I owed, I could pay off my next payment early just by clicking on the amount at the top, I could see all my orders easily. With the new update the app keeps glitching to wear I have to keep exiting and logging back in in order for all of the Sezzles I have going to even show up, I can’t click on the next payment at the top and pay it off early, I have to scroll and try to figure out which order it is referring to. Overall the app is a mess right now. Old one involved less scrolling and less of a headache. Probably won’t continue to use after I get what i have left paid off.

Very Cool App!. I saw an option to pay using Sezzle when I was checking out at one of my favorite boutiques... I was intrigued so I downloaded the app. Wow! There were so many unique places to shop! I look forward to trying it out as another payment option. One suggestion I’d like to make to the App creators is: Adding a ❤️ “like” or “favorite” option to the merchants store/site would allow them to be saved for shoppers to go back to at a later time. I found so many store I want to check out but didn’t have the time, so if I could “like it” it would populate into my favs for later. Right now it a lot of scrolling to find the store through the category if you don’t remember all the store names.

Tiered rewards program was a shady change.. I had a LONG history with sezzle, with no late payments. Then they re-hauled the app. My entire history was reset, and my spending limit capped to minimum. Furthermore they introduced a “reward” system that was based on the amount a user spends. But the worst was “locking” the availability of major retailers to those who were in the top tier of the program! So here I am, capped limit, unable to spend exorbitant amounts of money in order to “unlock” the stores I USED to shop at. Disgusted, I closed my account and deleted the app. All my efforts to retain an account in good standing WASTED. Your rewards program is a thinly veiled attempt to force users to spend more money for a dangling carrot they’ll never get, Sezzle. Shady.