Finance Calculator Plus App Reviews
Finance Calculator Plus App Description & Overview
What is finance calculator plus app? Finance Calculator Plus include 3 common use finance calculator:
• Millionaire Calculator
Calculate when you will become a millionaire.
Use this calculator to see what it takes to reach a million dollars and reach your goal to be a millionaire. Factors include your current saving, monthly deposits, rate of return and current age.
• Bond Yield Calculator
Calculate the current yield and yield to maturity on a bond.
* A bond's yield to maturity (YTM) is the internal rate of return required for the present value of all the future cash flows of the bond (face value and coupon payments) to equal the current bond price. YTM assumes that all coupon payments are reinvested at a yield equal to the YTM and that the bond is held to maturity.
Formula:
Current Bond Yield = BPV / CBP * CR
Bond Yield to Maturity formula:
Bond Yield to Maturity = ([BPV * (CR / 100)] + [(BPV - CBP) / YUM]) / [(CBP + BPV) / 2] * 100
Where:
BPV - Bond Par Value
CBP - Current Bond Price
CR - Coupon Rate
YUM - Years Until Maturity
If YTM is greater than the current yield, which in turn is greater than the coupon rate. This will always be true for a bond selling at a discount. In fact, you will always have this:
Bond Selling At Satisfies This Condition
[Discount] Coupon Rate less than Current Yield less than YTM
[Premium] Coupon Rate more than Current Yield more than YTM
[Par Value] Coupon Rate equal Current Yield equal YTM
• Mortgage Calculator
Simply enter the amount you wish to borrow, the term over which you intend to pay it off and the interest rate.
* A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise funds to buy real estate
You can think of a mortgage as either building up equity or paying off debt. Although the payments are all equal, equity doesn't build up at a constant rate: that's because at the beginning the debt is still high, so most of the payments are paying interest; toward the end, the remaining debt is small so very little of the payment goes toward interest.
Mortgage Formula:
M = [ L(1 + r)^Y x r ] / [ (1 + r)^Y - 1 ]
M - Monthly repayment
Y - Years
L - Initial loan amount
r - Loan interest rate
Mortgage Example:
If you take out a 20 year mortgage for $100,000 at 5% interest, and to calculate the monthly payments.
Just divide the interest rate by 12 to get (.05/12) = .004166; and multiply 20 x 12 = 240 to get the number of payments. Then fill up the formula gives you:
Monthly payment = [$100,000(1 + .004166)^240 x .004166] / [(1 + .004166)^240 - 1]
= $659
Easy to use and suit any person who cares for their money.
Thanks for your support and do visit nitrio.com for more apps for your iOS devices.
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Finance Calculator Plus 1.0 Tips, Tricks, Cheats and Rules
What do you think of the Finance Calculator Plus app? Can you share your complaints, experiences, or thoughts about the application with Heng Jia Liang and other users?
Finance Calculator Plus 1.0 Apps Screenshots & Images
Finance Calculator Plus iphone, ipad, apple watch and apple tv screenshot images, pictures.
Language | English |
Price | $2.99 |
Adult Rating | 4+ years and older |
Current Version | 1.0 |
Play Store | com.nitrio.financecalculator |
Compatibility | iOS 12.0 or later |
Finance Calculator Plus (Versiyon 1.0) Install & Download
The application Finance Calculator Plus was published in the category Finance on 29 July 2022, Friday and was developed by Heng Jia Liang [Developer ID: 1532000635]. This program file size is 7.5 MB. This app has been rated by 15 users and has a rating of 1 out of 5. Finance Calculator Plus - Finance app posted on 29 July 2022, Friday current version is 1.0 and works well on iOS 12.0 and higher versions. Google Play ID: com.nitrio.financecalculator. Languages supported by the app:
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Finance Calculator Plus Comments & Reviews 2024
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