Pennies – Budget and Expenses App Reviews

VERSION
6.0.0
SCORE
4.6
TOTAL RATINGS
1,618
PRICE
$4.99

Pennies – Budget and Expenses App Description & Overview

What is pennies – budget and expenses app? Keep track of your spending and save money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. Winner of Apple's ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people.

••• Read the reviews and see what people are saying •••

"The easiest and simplest budgeting app ever"
"Been using it everyday for a year now - and my bank account shows it!"
"The perfect, simple budgeting app that actually helps me save"
"Life Changing"
"You need this app!"


••• MAIN FEATURES •••

> HELPS YOU KNOW HOW MUCH TO SPEND
Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow.

> HELPS YOU SAVE MONEY
Should you spend or should you save? Pennies shows your spending and finance health with bold colors, helping you slow down or speed up your spending to keep you on track.

> MORE PERSONAL THAN ANY OTHER BUDGETING APP
Pennies offers you weekly, monthly, bi-weekly, twice-monthly, custom and one-off budgets, that start on any day you want. No other budgeting app gives you this much flexibility to create budgets that work perfectly with your lifestyle.

> INSTANTLY SYNC VIA ICLOUD
Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you.

> AS MANY BUDGETS AS YOU NEED
Have more than one budget that you want to keep on top of? No problem, there's no limit to how many budgets you can set up.

> FLEXIBLE EXPENSES
Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money.

> MULTIPLE CURRENCIES
Use any currency in the world for individual budgets.

> TRANSFER BETWEEN BUDGETS
Easily transfer money between budgets with a single click.

> SUPER SIMPLE, SUPER QUICK
Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know.

> 3D TOUCH SUPPORT
Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+

> TODAY WIDGET SUPPORT
Head to the Today view in Notification Center and add Pennies Today, you'll get a handy view of your daily budgets, and with a single tap you can view them in Pennies.

> BUDGETS ON ALL YOUR DEVICES
Pennies comes ready to install on your iPhone, iPad and your Apple Watch, so you can keep your budget with you wherever you go!


Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It's personal finance made easy, it’s your money made simple.

Pennies is friendly, bold and unbelievably easy to use, giving you the freedom to manage your budgets and spending in any way that suits you. It's all about keeping things easy and flexible so you can get on with having fun, spending what you want, and saving money at the end of the month.

So, start budgeting how you want, when you want, without any worry. Start using Pennies today!

If you enjoy using Pennies please rate the app! If you have any feature requests I'd love to hear them. If you want to send me chocolates and roses, that's cool too.

Check out Pennies in action: http://www.getpennies.com
Follow Pennies on Twitter – https://twitter.com/PenniesApp
Contact me – hello@getpennies.com

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App Name Pennies – Budget and Expenses
Category Finance
Published
Updated 11 January 2024, Thursday
File Size 49 MB

Pennies – Budget and Expenses Comments & Reviews 2024

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Great app with one complication (pun intended). I recently heard about this app from a friend and decided to give it a go. I must say, I’m impressed; it’s quite a powerful little app even though it’s simple and straightforward. The only problem I have is with the complication on the Apple Watch Series 4 — It isn’t available on the new Infograph and Infograph Modular watch faces, which are my go-to faces. It simply doesn’t show up on the list of options when choosing complications. A minor annoyance, but one that would go a long way toward my complete enjoyment of this app.

Finally found a way to start saving. Tried a few of these spending tracking apps. This has been the one that has been so easy that I’ve been able to keep it up for over a year. Before I could not find the extra to put into savings even though I knew I had extra $. Since I’ve started using it I’ve not missed my savings goal at all. So blessed to have this app!!! This one is so simple to use that keeping it updated is doable so much more than the other apps I tried.

Love This App. I have been using this app for about a year now after trying MANY different saving apps. The thing I love about this one is the flexibility it offers because you can create your own categories and budgets for each one. Many of the other apps I tried automatically put your charges in categories and they would often be incorrect. This app requires more manual labor because you have to physically enter your purchases, but I actually think that’s a good thing because you consciously think about how much you are spending. Love the simplicity of the design too!

Important part of my budgeting. As someone who historically has been super disorganized with my finances this app is a godsend. I use a couple of apps to get everything organized now and they all have their place. They are all great for future planning or looking at the past. The one thing that was missing was the immediate “can I afford this?” With pennies I know immediately what I can and can’t buy. It also has the flexibility of changing along wit my needs of large expenses come up. It’s just perfect. Emile, the developer, is also great at responding to queries and feedback. I couldn’t recommend this more.

THE best app for a budget. I've been using apps like this for the past several years, to ensure I don't spend more than I have each week. I've probably downloaded 20+ similar apps and paid for five. This is by far the best that I've found. It's dead simple. No useless categories. Set your budget at your desired interval. Enter your expenses manually, so that you're aware of your budget each and every time you buy something. The only thing that could be improved is to reduce the taps required to enter an expense amount. Right now you have to click the New Entry button, and click the Expense/Income button. These could be displayed simultaneously to reduce the taps. Also, cents don't really matter (at least for me, I just round up for each entry) so it would be even faster to have only full dollar amounts, which further speeds up entry by not having to click 00 for each entry.

Been a staple for a long time. This is one of those apps I’ve had on my phone for a long time. I use it on and off. But always a helpful app when I need to get back on track with my excess spending. Devs… two comments. I would really like to see usage of the new widgets! And most of all, in the widget I’d like the option to see how much I’ve spent in period and for today. It just seems to work better for me than how much is left.

AWESOME app for tracking spending categories. I have tried a lot of different apps for tracking spending. I like the ones that take in your entire income amount and balance out your whole budget, but I just needed to track spending in certain categories where I have a lot of variable spending on my credit cards. This is great for that!! In addition, if you do have an entire income that needs to be budgeted, this would be a great tracker. Cheers!

Exactly what I need. I’m in grad school and on a super tight budget. Pennies lets me make budgets that are easy to keep up with and even easier adjust when I need to. I have a weekly budget that I use for food and rent, and any left over money rolls over perfectly to the next week. I also have a one-off budget that contains my life savings (it’s not high). It’s nice to see where I am, and I can easily add money or take it out when I need to. Sure, I could look at my bank account for the totals, but it’s nice to have pennies so easily accessible.

Great app, I wish it was possible to share budgets. This is exactly what I need to keep track of my budgets as I spend. The only thing preventing me from using it is that I can’t share budgets with my wife. This app would be incredible if the two of us could have the same budgets shared between our iCloud accounts. An example is, if I spend money I want my wife to see the budget in that category change.

Simple yet powerful. The *other* budget apps were too complex to be useful for my needs. Good info, I’m sure, but realistically I don’t have time to input all the data they need nor the time or skills needed to interpret their results. *This* budget app, Pennies, I’ve found uniquely practical and useful where it counts. It connects me to my spending and my limits easily and in a visually useful way. Quick. Simple. Check it on the go. Keep it with me all the time. It does one thing really well: monitor spending progress during the budget period (set by user) and warning you visually with colors when you approach or exceed defined limits. This quick glance system easily shows which budget categories I need to be careful with and slow down to meet my goals In brief: I’ve tried on a number of apps but prefer this one because it is easy to input data and easy to read and monitor the results. I want it to do just a few things we’ll. Keep it simple. That it does.

Really Laggy - Unusable. The designed functionality and features themselves are no problem. Aesthetics are nice too. However, the app is really laggy and crashes on me without fail nearly every time I try to make any type of change, making it impossible and really frustrating to use efficiently (kind of defeating the purpose of having this app in the first place). My list is about 23 items long, if that helps as a reference. I wasted at least a good 30 minutes on trying to complete my updates. This had been an issue on my 6S for months so I stopped using the app completely, and when I recently upgraded to one of the XR, I was hoping there would be no issue. Unfortunately, the same issue persists.

Awesome App. This app was exactly what I was looking for, I could t find it because I was searching “budget app”, this app came up when searching “expenses”. Anyway, totally worth my $3.99. Great functions and I love how it eliminates all the useless clutter. One constructive criticism: when inputting an expense, after inputting a note, it would make it easier if I didn’t have to press the check to finalize the input. But I can live with it. Thank you very much for making this app so easy to use!!!

Simplicity. It’s greatest strength and weakness.. Elegant and easy to use interface, but it lacks important attributes. The best way I can describe it is: simplicity at the expense of key features. I would suggest the following: 1. Incorporate Face ID. Currently, it feels as though my financial information is exposed. 2. Make the widget customizable and interactive. Currently, the widget feels like a shortcut to the app. It shows information I don’t need or want to display while my phone is locked. Also, the widget should be interactive in a way that users can enter new transactions directly from the widget. 3. Remove the constant request to subscribe to your newsletter every single time a budget is created. Leave it in the settings as an option or a one time pop up when the app is first installed. Currently it feels very forced. I absolutely love how beautiful and easy to understand this app is. Thank you for the opportunity to use your app and provide feedback.

Only budgeting app for me!. When I got to college, I tried every budgeting app I could find, but Pennies is the only one that has worked for me! It’s simple and straightforward to use and perfect for everyday budgeting. As someone who has fairly uncomplicated budgeting needs, Pennies has been perfect - I am able to conveniently input my expenses and easily see at a glance if I am spending appropriately. It has genuinely helped me improve my spending my habits!

I want to love it. Let me start by saying that this app has changed my finances! It is so easy to stay on track, add and delete budget items, and move money around. The issue is this app always makes my phone crash. I have an iPhone 7, and at least twice a week this app will just randomly kick me out, freeze and then kick me out, or just freeze to the point where nothing works and I have to restart my phone. It’s extremely frustrating, but when it’s working, the app can’t be beat!

Exactly what I wanted to budget. I have tried multiple apps, most of which connect to your bank account, to help create weekly budgets. The problem is I don’t want that much information I simply wanted to give myself a budget of “x” amount of dollars for each category and this works PERFECTLY for that. I also love that I can use my Apple Watch to plug in my purchases on the go. Has really helped me!

This is a very useful tool. Initially I was trying to use pennies to track everything we/I spend. Sheesh. We’re a family of 6 and it was just loony. Stupid too- I know already what our mortgage is each month- why track that? Realized that’s really not the app’s purpose (which I believe the dev. says in the faqs). It excels at providing a place and a means to manage and track the variable expenses, the ones I can control. So if I reduce expenditure in one area I can choose to save it, stockpile it for another month, use it in a different area, etc. What’s great is that as I enter my expenses (in the areas I track) I am forced to think about how that fits with my master plan. Which I honestly need- in the moment I can convince myself to purchase something, eg, that frankly blows my budget and really isn’t needed. Great accountability. So now- I track the variables I can control and manipulate monthly and it is terrific. Easy. Fast to enter. Intuitive. Adaptable to me. Really like it. Brilliant.

Great!. This app is perfect for tracking my daily spending. It does not offer the advanced features that some people may seek but it is perfect for those people like me with simple spending habits. I am mainly using it to make sure I do not go over a certain amount each month so that I can ensure the credit card gets paid off. This app works perfectly for that!

Rarely write reviews.. I rarely write reviews, I think this might be my third one ever. But I love this software. It is absolutely perfect for my needs. I’ve been using it for quite a few years now. I like to keep my budget extremely simple, only two categories, non-variable expenses and variable expenses. And I like to track my budget by week rather than month. Pennies has been excellent for this. It has been a key part of moving my life from a life of debt to a life with enough extra funds to put a large chunk in savings in addition to doing a foreign vacation at least twice a year.

Keeps my budget in check. Been using pennies for the past year and I love how simple and easy it is to track my expenses, with other apps I get overwhelmed with graphs so being able to just input how much money I have remaining after bills and just track my spending with the option to choose a spending category works better to keep me accountable. Hopefully they’ll add a widget app for the Home Screen!

Great App For Tracking Budgets. I have always been terrible at tracking my spending, but this app has changed that. It’s ease of use/custom budgets make it so easy to do, whether on my phone or Apple Watch. I will try out the Mac version too. I tried other budgeting apps like Mint, but felt they were too complex. This app makes budgeting very simple, and I will be using it for a long time!

Issues with crossing time zones. I have used this app for years with no issues and loved it. 7 months ago I started crossing a time zone on a regular basis and it throws off certain budgets when I enter the new time zone. Sometimes when I return to my home time zone they will correct, sometimes they don’t. Due to this issue, I need to find a new budget app, but so far I have been unsuccessful because I just want something simple like Pennies that works on all my devices. Very disappointed that a time zone issue is causing math errors and ruining a good thing.

One of my favorite finance-related apps!. I love this app so much. First, the aesthetics. It is beautiful to look at and very easy to navigate. The sounds effects are simple and satisfying to hear. Also, love the colors! Even more importantly though, this app helps me keep track of every single penny going in and going out. And what I *especially* love is how this app is so versatile! If something changes in my financial situation/needs later on, I can easily switch up my budgeting approach. The minimalistic functions allow for a flexible approach to budgeting and encourages “budget creativity” to use each of the app’s tools in their own way. For me this is what makes it fun—you can do whatever works best for you. The only thing is, as some users have mentioned, when you have a longer list of budgets (I have 28), the app lags quite a bit when toggling between budgets. It is somewhat frustrating at times when I am trying to balance my budgets quickly. But if you have fewer budgets or don’t mind exercising a little (sometimes a lot of) patience, then it isn’t *that* bad. I will continue using this app because of the flexibility it allows me for my budgeting needs. Plus, I have tried several apps in the past, and this Pennies one works best for me. Otherwise, the lagging truly would be a dealbreaker because it interrupts my budget planning flow.

It’s getting there as budget tracker. This is a great solution for simple tracking of your budget and expenses. Easy to setup and use, the entry and viewing of purchases is very effective. Moving from one budget category to the next is quick, and the context of showing diminishing funds for each is excellent. There is also plenty of ways to set your categories to track (weekly, monthly, etc). Its biggest issue is the user experience such as having to repeat entry of custom notes (“takeout”) and lack of tagging (“family”, “work”). It’s also a bit buggy on Apple Watch..crashes a lot. Nonetheless, the simplicity and clean interface makes this a great app for the single task of tracking your expenses to a budget.

Simple and Effective. I already track all our expenses using Quicken. What I'm looking for is a simple, visually appealing, easy to use app to track how I'm doing in a few specific categories each month. That's something that's too cumbersome on a computer, especially when you're out and about. How much do I have left this month to go out to eat when I'm standing right in front of a restaurant? Check Pennies and boom! Decision made! I contacted the developer and he said that the ability to sync with someone else on different iCloud account is coming soon. That would make this great app perfect. Now my wife and I can be on the same page all the time with our budget!

Needs an update. I love this ap and was using it religiously when I first downloaded it. However, the past few months it has been almost impossible to do so. Most times when I open the ap it just freezes. If it doesn’t freeze upon opening, it does once I try to enter an expense. I know it’s not an issue with my phone because it’s the only ap I have that crashes like this so consistently. Please release an update and I will be happy to give the five stars that the actual concept deserves.

The budgeting software for the real world. I was always one to manage the budget by what my bank balance said. WRONG, I was. Pennies allows me to actually set aside money for paying bills, savings goals and the like. It does this all while having a clean, modern look on iOS and the Apple Watch. It's my daily go-to now, for "can I afford this right now?" Thanks, Pennies!

Great feature set, but increasingly flaky over time. The iPad and Mac apps are extremely flaky and slow, and sync on any of the devices have taken a serious drop in speed/quality in the past few months. I used to think of this as a 5-star application but am now looking for alternatives. That said, I am a fan of the rollover budget options and simple entry. It’s a quick and easy way to keep simple budgets.

Series 4 infograph complication update. Great app—I’ve been using it for years. It’s the only financial app that’s quick enough and requires lightweight interaction. My only issue is that the complication hasn’t been updated to work on the Infograph watch faces on the series 4. Please update the complication, as the watch face I use constantly is infograph modular and not being able to use this complication is a big deal.

Disappointed. I just waisted $4. This is not at all what I expected based on the description. I wanted to do a family monthly budget. This app does not work for that. I suppose you could enter each expenditure individually, but then it is confusing when the default page shows how much you have left for that day. Most of my monthly expenditures are payed once a month, so knowing how much I have for my mortgage every day is not necessary, yet it is on the opening page. Confusing. This app is better if you just want to lump everything in your budget together. I was wanting to keep track of each category monthly, but show it as my family budget.

The easiest budgeting app. I’ve tried Mint and other apps that connect to a bank account, but none of them are really good at discerning types of purchases right away so that they go under the right category. ex: buying gas (fuel fund) vs getting a snack at the gas station (grocery fund) would still go under transportation expenses in an app like that. I like its simplistic, easy to use interface and its great for keeping track of both cash and money in an account. If you spend under your budget every week, you can’t lose :)

Great App So Far, Want Graphs. This app has been a great use so far, and it’s nice to see which “envelopes” are nearing their end and which ones are still full with money. Being able to transfer money from one budget to another is really nice too. For the price, this app is great. One thing I would like to see is graphs. I’m a visual person and as much as I enjoy the minimalistic look of this app, the list of transactions can only go so far for me. I would love to see graphs (bar, line, etc) of my spending and transfer habits, as I love to look at the impact of my expenses and spending habits over time.

Pennies Privacy Concern. Hi. I love your app Pennies and it really helps me keep track of my spending. I do have a privacy concern, however, that when I put Pennies as a Complication on my Apple Watch, I like it to be in the middle where I can see my money at a glance. The problem is that when the watch is taken off, the entire thing locks but the money still shows. This is a problem because if someone steals my watch, they would know how much money is on me and that would be a problem. Is there a way I can set it so that the money hides when I take off the watch? By the way, the Complication I’m most interested in that I’m talking about is the one that say “Today” and “Period.” It would be great if I could use that safely, again. In the meantime, I’m using a smaller Complication that does in fact lock when I take off the watch.

So good!!. I was on the hunt for a good simple app to track my spending and I found this perfect app. It’s so user friendly and it doesn’t ask for my bank info. The only thing I wish is to be able to make different categories of spendings on different products. For example, in the debit&credit app, it automatically list depending on specific products. Basically a way for you to see and determine which product you spend the most on, so that you can adjust your spendings on that specific products.

Great simple to use app. I have a budget where I live on a weekly allowance. It was so hard to find an app that would work well with a weekly budget instead of a monthly one. This one works perfectly for me. It is simple to use, fast, looks slick, handles recurring income or expenses, handles several budgets (we have one for the family and one just for me), it doesn't connect to my bank account or anything else which is great, it tells me how many days are left in the week which is a nice reminder, it keeps a history of everything I've spent, it didn't need me to create categories or anything like that to get started, I like just being able to put in an expense and a short description and be done. Super simple, super effective, and it looks great.

Great app. After downloading finance apps that I payed for which were hard to figure out. I came across this app for free. So I went with it. This app is logical and simple to use. It was just want I am looking for. You can put different accounts in, set an amount for each account monthly or weekly. Add and subtract your spending. Also in the setting they give you the choice of paying for the app by giving the developers a tip. I was so struck by this I give $2.99. I wish all app would give you a choice to tip or not. I think they would make more money on there apps. Great job developers. I will use this app for years.

Perfect Budgeting App. My husband and I love this app. We use it weekly to budget our finances. Please keep this app going and thank you! One thing that would be great if it could sync between different phones. So my husband and I wouldn’t have to update each other’s apps individually. Maybe it already does this and if it does I would love to learn how to use this feature. I hope this app stays in use cause it’s a lifesaver.

LOVE!. Wow. This app is exactly what I was looking for. Something to simply state how much so budgeted for extra expenses, how much I've spent, and what I've got left. You'd think all the other finance and budgeting apps would have this simple process but they don't! This app is worth the $4 I spent to be able to accurately track my expenses. I'm so excited to start a new journey towards better financial health and I have Pennies to partly thank!! The only improvements I would like are to be able to Edit the Note (Type In a Custom Note) AFTER you've already put the spending in for your budget. And I would also like to color-code budgets, since as of right now, they all have the blueish-green color. Anyway.. can't wait to see where this app goes and the wonderful additions it incorporates! Wonderful app! Buy it! You won't regret it!

Convenient, Easy, Reliable and Simple. What’s great about pennies is that unlike other apps you can pull out and see at a glance how much money you have left for the day/month in your budget/account. It is not a complicated comprehensive analysis of your finances. It is great for a spending account. I love how the app adapts your daily “allowance” based on your spending. The app is beautifully designed and is very pleasant to use. I would like to see an account sync version on the Mac with supported security. Sometimes I forget to enter my expenses so this sync feature would help correct my ways. For what the app set out to do the app has earned the 5 stars and has earned it in a beautiful way.

Perfect for Expense Tracking. I have been using Pennies for about a year and I think it is great expense tracking tool for people on both end of the financial spectrum. A person just trying to get handle on their spending and develop some basic budgeting skills, will appreciate how easy it is to keep track of spending. I'm on the other end of the spectrum with a good handle on spending and managing my finances. I appreciate that I don't have to enter all my accounts and credit cards like on some other apps. I manage all of that just fine. I just want to see when I go over budget and track spending trends. Successful budgeting requires tracking spending as we all know, this app is great for just that, and it does it very well.

Simple and Superior Budget App. I use Mint to keep track of my finances; it has a built-in budget generator and links with my bank account for constant updates. However powerful it may be, the app is extremely dense. It takes time to load and time to navigate to the budgeting section. Even then, the interface is crowded for the amount of information it tries to display! Pennies is ONLY a budgeting app. It JUST does budgets, but it does them flawlessly. It loads almost instantly on my iPhone, and the interface couldn't be easier or more pleasant to use. No, it doesn't link with my bank account. I view that as a strength. Pennies cuts away an extra layer of complication and vulnerable security. And by requiring that I manually enter my purchases, it makes me really think more about my spending habits. All in all, a stellar budgeting app.

Can’t share with family. Really a great app but with one major flaw, which is that you can’t share a budget with your significant other. This kind of defeats the entire purpose, because if only one person is following the budget, then you’re not really making any progress. The only work around the developer suggested is to share an icloud account, which is just plain silly. So yeah, I can track MY expenses, and she can tracks HERS. But if want to know how WE are doing, we have to break out the spreadsheet.

Keeps me accountable. When I was looking for an app to help me stay on budget, I wanted something simple and easy to use. This delivered for sure. I liked not having to link my bank account to yet another app and it is so easy to set your own budgets and categorize your purchases (so you can see really how much coffee cost you this month). Because you need to track your own spending, you have to be honest with yourself on your costs. Keeps me accountable!

Finally!. This is the literal only app that I can find that doesn’t cause me to break my budget to have to pay for it and offers custom timelines for you budget!! My husband and I get paid every two weeks but it’s not always on the same day and we are not salary workers so it’s not the same every month. It’s super helpful for me to budget from paycheck to paycheck so I know how much we have left over for fun things instead of unknowingly allowing a random amount of money to a trillion categories. I only gave 4 stars because there is no way for my husband to login to the same account so that we can both see the same budget. That would be the only thing that is a little inconvenient.

This app is for children. This is not a “budgeting app” in a classic sense. This is something your kids can use to see if they can afford to eat out and buy jeans. There’s no serious application for any adult. When I input what I make weekly and my bills, it wants to know how much money I’ll have left after every budget? You do the homework and the app divides the money by how many days are left in the month to tell you how many dollars you can spend a day. This is a childish attempt at a real financial app. Total waste of $3.99. I put in my expenses and payroll for this month and it still says I have all of that money to spend.😂 Nice try guys, the app looks good, but it’s for high schoolers or children, not adults.

New update is fixed for iPhone 5s!. Wow! These folks are great! I complained about the latest update crashing my Pennies in my iPhone 5s and in 24 hours they had the bug fixed and I’m happy as a bug stuck in a rug!! I’ve used the Pennies App for over three years I love the program! When it crashed I was heartbroken; but these folks came through and fixed it! This is an excellent program, it’s awesome. Since I’ve been using pennies I have not bounced a check or overdrawn any one of my accounts! Thank you!

People, read the description before you use. I’ll admit, when I first downloaded this app about a year ago, I didn’t understand it at all. Why couldn’t I link accounts/add recurring expenses etc.? I just downloaded it again and as the app says, “this app is for tracking the money you have left to spend AFTER all your bills are paid”. I love reading the comments from angry people that are confused about this and say the app is useless. I love this app so far! It’s really helping me get ahold of my impulse purchasing that adds up.

Clean and simple, but with finicky controls. The app is slick and looks great. It’s easy to use and only gets easier the more you use it. The only gripe I have with it is how finicky and hard it is to swipe on the main screen. Swiping right or left both have the function of switching through your budgets, or if you start your swipe closer to the edge of the phone it’ll go to all your budgets or your expenses. It’s a little hard to operate. Other than that, it’s really clean and simple. One thing to note is that it does not link to you bank account and automatically track your expenses. However, I prefer this more because automated expense tracking often messes up or categorizes incorrectly. That’s just something to keep in mind.

Perfect app. I use this for my weekly budget - I use a different app for my overall budget. I’d found I would overspend on little expenses through the week and I realized I needed a way to track that separately. So, within my overall budget is a monthly line item for weekly expenses, which I then have turned into a weekly budget to use with Pennies. Doing it this way helps me keep a really solid handle on my “small” daily expenses and, in fact, has helped me cut back on them. Great app!

Best budgeting app!. I've been using this app for years now. It's so easy and once you're in the habit of inputting all your transactions it becomes your best friend. I use this for day-to-day use as well as when I have separate budgets for trips or events. I love that it splits up my budget everyday to tell me how much I can spend each day to make it last until my next paycheck. I highly recommend this app!

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Best budgeting app. I’ve tried so many apps, but this one keeps it sleek and simple. only improvement I would make is to be able to set bi-weekly income dates on weekends as well, not just weekdays

Frictionless. Great app.

Apple Watch bugs. Great app for the iPhone but too many Apple Watch bugs.. keeps crashing and can't add expenses from the watch. Please fix.

Good app. Does all it’s meant to as advertised. No crashing or anything. Def recommend. Wouid be 5 star if you could edit / adjust a budget once set so you can spend less - but you need to create a whole new one

Amazing. Really helped me manage my budget

Best way I've found yet to manage my money. As the title says, so far this is the best app I've found to manage my money. Both spending and saving, I've started to see light at the end of the tunnel and I know it's not a train! The watch app makes it so easy to remember to update your spending (gets a bit annoying when the watch and phone are out of synch, but I'm still using a first gen watch) Get this app.

Ahead of the Rest. The app is so clean and simple to use and doesn’t try to do absolutely everything that other apps do [poorly], which makes this a standout. I’m so happy that some of the bugs that used to slow the app down were found and fixed. It’s back to being as fast and responsive as it was on day one of use. I would love to see the ability to select budgets to share with a partner. I feel that this is something that no app does well at the moment and I think that the Pennies developer would do it in a really user friendly way. This app is a must have!!!

BEST!. I've searched my whole financial life for this kind of ease! Thankyou....x

Not Very Useful. I don't get how this works for tracking expenses. I can really only see how it might be a little bit helpful when budgeting for something like a holiday. And you can't seem to add future expenses, the calendar wheel constantly takes you back to the current day. Sorry - I wouldn't have bothered rating but I paid for the app so it's a let down.

Fantastic. Love this app Had some issues (possibly corrupt data) and received fantastic personal customer service. Issue resolved!

So easy. I can now track what I’m spending and plan. Great tool. So easy to use

Charming and beautiful expense tracker. I've loved using Pennies for a long time: it's very simple to understand, and the graphics, sounds, and use of gestures to navigate make it charming to use! The most recent update takes it from good to great. Very glad to finally have native support for larger iPhones and the iPad. It's really encouraging to see such great software on this platform from an independent developer. Keep up the good work!

Best spend tracking app. Really love this app! Love that I can set individual budgets and manually track my spending. Would love to have an iPhone widget so I can see my budgets at a glance. Please add this!

The best budgeting app!. Thank you! Thank you! Thank you! I've been searching high and low for a high quality budgeting app that works as a digital version of the age old envelope system. So many apps over complicate the process by connecting to bank accounts and automatically categorising your spending, etc. Thank you for creating something that is simple and useable. AND it works on the Apple Watch! I’ve already recommended the apps to friends and family!

Good app with a major flaw. I have been using this app for the past 2 weeks on both my apple watch and iphone, and for the most part I love it - just the general ease of use However, I tend to use it way more on my watch because it just tends to be more convenient (and is the reason why I bought it in the first place, because this app is on the watch) UNLESS it doesn't sync up. So after I input the day's spendings into my watch, more than half the time it appears nicely in the phone. However, quite a number of times I look at the phone app and nothing has been transferred over. I think ok, no big deal, I'll just give it time to sync. And this is where the problem arises: when it actually syncs, my phone data is the one used to sync to my watch! So from a day full of spendings, I suddenly have $0 spent and no records of any spendings. This is the single crippling issue I face with the app. I'd give 5 stars in a heartbeat if this problem was solved. Otherwise, I'll probably switch apps because this issue makes the app unusable for me.

Great for over-spenders!. I love that you can see how much allowance you have for each day, rather than looking at your pay in one big (spendable) block. Would be great to have an option for a recurring fortnightly budget, rather than just weekly and monthly, though?

Great little App. Great app. I use it everyday to track my spending and to keep my finances in check. The recent update has made it even easier to use and manage my money. I've used several spending/budgeting apps and this is by far my favourite. Simple, easy to use and does exactly what I need.

Clean and simple!. I love Pennies. Awesome app! Only thing that would make it perfect is if you could set reoccurring payments for things like bills. Other than that, its great!

Money saver. This app has helped me save over 500 since I bought it, bringing it up on the Apple Watch is easy, and unlike other apps that require data entry, doing it from the watch is barely an inconvenience. The number layout on the watch could however better. Changing it to a regular number pad for UI would get this app 5 star.

I wish it could tell overall budget & historical spent... Useful for day to day, but it doesn't give an overview of your budget nor historical data.. make it hard to plan

Needs a tutorial after set-up. So confusing. I want a refund.

A keeper!. This is a great app! Thoughtfully designed, slick user experience and very effective in helping me to budget. Highly reocmmended!

Not bad but.... ...I emailed you in Aug 2016 asking that the app's badge show the balance remaining of the current budget, without the cents, so we don't need to open the app or Today widget to see it. You said it was a good idea, so... any news?

Best budget app. Best budget app for me to keep track of spendings. Really hop the developer continues to upgrade and uplift the app!

Does everything you'll need. Beautiful looking application that'll make you conscious about what/how much you're spending. Has a small amount of features, but for most people like myself it's all you'll ever need.

Crash Central. Consistently crashes before I can even make a budget. Have downloaded, deleted and re-downloaded several times to try and fix this, to no avail. Won't be trying again. This app is such a fail.

I will use Pennies budgeting app for my lifetime. Excellent. Five star. Perfect. No regrets. Money well spent. Get it now! ;)

Easy to Use and saves me time. I have been using it for almost a year now. It is super easy to use and since starting with it my budget spreadsheet (I budget and track spending in Excel) is always accurate. Once a month or so I add my lump sum spending into my spreadsheet, knowing that I have entered almost all my expenses each day as I live my day- no time spent sorting through receipts in my purse!

Getting there. The app is really good, just needs a fortnightly budget option!

I think latest update broke the app. It keeps crashing, when ever I’m adding a new budget.

Can be better. Can be better if it incorporated graphs to show how much spent on certain things over time or if it incorporated bills

Lacks basic features, not worth any $. Lacking lots of basic features. No options to categorise your spending, no charts or reports of any kind. Not worth it even if it was free.

Not happy. Trying to get refund and I only paid today .sent emails and no response regarding refund .

Too simple. The ability to add a few words description to each expenditure would make this app so much better.

Pretty useless?. The app interface is nice, however, I wouldn’t mind my money back as there is little point to this app - no assets and liabilities or reports or any kind of expense analysis, just a manual entry number counter? Unless I am fundamentally seeing the app wrong, there is no way to build and Analyse a budget or cash flow or anything of the sort?

Great app, minor bug. This is a great app, I use it daily and find it is very useful. Minor bug that is quite annoying- if you have the app open and then press your home button, and then return to the app, the app freezes and you will need to restart it.

Simplicity is the Ultimate Sophistication.. Well written app by a great indie developer, Pennies hits all the key requirements without any of the unnecessary fluff. Support for budget rollover means you can use traditional envelope method and keeps your overall budget on track! awesome! Wish it connected to my bank, but besides that this app is a gem 💎.

Clean, Simple, Effective. Pennies is a great app for helping me control my impulse spending. The app is simple to use, and simple to interact with. There are no menus to dig through to find the appropriate budget line to then add an entry to. It’s a joy to use, so I keep using it! The pleasing little sounds make record-keeping fun. The expense entry is simple: tap twice, type the number, done. You can choose to categorise the spend on the spot, or come back later to tidy things up (such as “I actually spent this money yesterday”). Swiping up/down switches between “left this budget period” and “left today”. Swiping left/right is switches between budgets (e.g.: “Pocket money”, “petrol money”). Budgets can be set up with weekly, fortnightly or monthly recurring periods.

Good but crashes. Seems like a great app and I really want it to work so that I can use it! It crashes every time I select a budget to edit or delete. Very frustrating.

Pennies best!. Easy to use and understand. If you're always blowing the budget, then pennies is for you!

Nice but limited features. Looks and sounds great, well made but lacking many basic features.

Great app. This is a great little budgeting app. Nothing complicated; just basic envelope budgetting for a few categories. We've switched to this for our day-to-day budgeting because the big options of YNAB and the like were just too involved, so we didn't use them. If you don't need to track everything, but just need to limit spending in the categories that matter, this is a great way to do it.

The perfect finance management app!. I’ve used a lot of different money managing apps, I love the simplicity, effectiveness and usability of the app! Sent as a gift to sooo many friends, I just love it!

It's ok. Not worth a purchase, but I'm glad I have it, easy and comfy to use

Great Money saving app if you lose track!. Been waiting for this app since I can across it! Definitely needed something proper like this to help with budgets! Cos they can sometimes fall out of place and you can easily lose track, but with pennies, you can save every penny that you need ;) Just needs AUD input and other currencies :(

The budgeting app for people who don’t budget. I’ve almost given up on budgeting. I’ve used almost every budgeting/money tracking app out there. This one is it guys. Trust me it works. On Pennies, I haven’t failed to log a transaction yet because it’s simple and easy to use. Best of all, there’s no subscription required.

Simple to track in real time. Easy to use if you just want to track your spending on real time.

Pretty - but limited. I wanted a budgeting app that keeps track of pocket money. This won't do it. Every week, it resets the balance to the amount of the allowance. So if there's any unspent money from the previous week it disappears. Who budgets like that?

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Great app but could use reliability improvements. I’ve used this app for over 2 years and I used to love it. However, it always crashes, freezes my iPhone and lags so slow that my iPhone screen turns off before an entry is added to a budget. Maybe this is because I have too much historical data? So I am deleting all of my “budgets” to start fresh and see if that helps.. Pros: Simple Easy to use for on the go Visually easy to see what I have left in a budget No “fluff”, does exactly what I need it to do without over-complicating things. Cons: Glitchy Freezes often Slowwwwwww

Great Money Tracker. Love this. Easy to use. Flexible. Would not be without it!

Freezing. I normally love this app for my budgeting but since mid April it has been lagging and freezing my phone. Can an update please be done to improve that? I would give 5 stars if it would just work properly.

Clean and simple. Super neat interface !

Great. Worth buying love the app. If you can just put simple pie chart and line chart it will be great. Still it is best app. Hope you never sell our Data and keep it private. Keep going.

Sends data to Facebook. As stated by the privacy policy, this app use Facebook analytics and sends data to Facebook. I don’t need Facebook to know my day to day spendings. No Thanks.

Excellent and simple budget tracking. Would like to see graphs and an Apple Watch application.

Most amazing budgeting app. UPDATE: After using this app for 10 months it has become incredibly unstable. I suspect it could be due to the app not handling it very well when your accounts have too much historical data. It could also be the result of a recent update? Dunno. It’s pretty disappointing. I’m going to export my data and reset the app. Original review: I love this app because I can allocate a budget for various spending categories and have it reset or rollover every week. IT. JUST. WORKS. No matter how you like to organize your money, this app is versatile enough to fit your style.

xiaotiepian. I like it👏

What happened to the option to see total spending for the months across all categories?. The interface used to show the total cumulative spending across all categories for the period? What happened to it? Otherwise great app

Gets you in control of personal finance. I’ve been using the app for several years. After creating budgets for myself, this app has become the central space for tracking all my transactions. Simple and sleek design allows for a simple overview of where you’re at in your budgets. Has given me a great deal of peace of mind. 10/10 recommend

Simple to use and visually appealing.. Does exactly what I need it to with no unnecessary extras.

Good simple budgeting app. I use this app to control budgets like monthly fuel expenses, holiday trips, etc. I found it to be pretty simple and straight forward to use. Specially because it’s quick. Right after pumping fuel or immediately after paying for a supper during a trip or at the desk of a hotel during check in you can quickly note the expense and move on without being on the phone too long. Note that for my usage I don’t need a lot of details.

Nice and simple.. Budgeting shouldn't be complicated and that's exactly what I like about Pennies, it's simple and focused.

Simple, yet effective!. Love this app. Been using for over a year now. It’s pretty simple, but can keep you on track!

Great App!. Works as advertised! 😀

Simple tracking app. Simple, easy to set up and use tracking app. I use it to keep track of my cash flow/spending for my cash only budgets and it has been a great addition to my budgeting system. Would definitely recommend.

Chasbo36. Very useful on vacation trips. I really like this app!

Simple and Clean. Pennies helps me organize me budgeting in a very simple format- a very good looking one too.

Doesn’t work anymore!!. Was really nice, but won’t open for some reason for a month now… i cant see my budget…. Meh. Fix this please…

Great budgeting app. Overall all the app is excellent, keeping in mind what it was designed for. To be an elegant, simple & easy to use budgeting tool! Love the overall design of this app. I’m giving it a 4/5, as it’s missing some key items to make this my default budgeting tool. I wish I could add reoccurring transactions without having to manually populate them every month and wish I could share the budget with my spouse.. My spouse loves how easy this app is use and how genuinely beautiful it is but without family sharing/syncing we have to pass... I’ll keep my eye on this one and will likely come back if those to features are added down the road. Amazing app and the Desginer has truly made budgeting a beautiful thing! This app just isn’t right for my family, right now.

Simple et efficace. Après avoir essayé plusieurs applications de budget, en voici enfin une qui, en plus d’être très efficace pour faire un suivi de ses dépenses, est d’une simplicité qui facilite le tout!

Best App for tracking your money. Very easy to record your expenses and review by monthly or category. You can set your budget and App shows the balance of your budget every time when you open.

Simple. Nice and simple the way I like it.

Excellent!. Great App, has really helped me keep track of expenses. Would definitely recommend it!

Love the simplicity and it has improved greatly. I tried this app years ago and loved it then. I had stopped using it though, because back then, it had several bugs that were frustrating. I’ve since re-adopted the app and it has been refined a lot since then. I’d highly recommend it for those that was a convenient budgeting app.

Please add complications for newer watch faces!. Would be a five star app but the app complication cannot be added to new watch faces like Infographic. This is really disappointing!!! Please update 🙏🏼

Great start. Although I’ve only been using the app for 1 day, I’m very happy with it. It is very simple to use and does what I expected.

Won’t even start. Just paid five dollars for this app and it will not load past this “please wait while updating” screen. Been stuck for two days. Please help, would love to leave a positive review

Easy to do - so you keep using it. Love the app. It’s all I need to keep my spending in check. It’s super easy to use and makes sticking to a budget fun. The other apps are often overwhelming. This has everything I need.

Great!. Just needs an update for iOS 16…. Keeps crashing on my phone

Good app. This app is great but when creating a budget and you want to start at zero, it becomes quite annoying because it has to be at least 1¢ and manually “spending” 1¢ each budget is tedious and causes inaccuracies.

Great Tracker for all expenses. Great for keeping track of your expenses when you are on a budget. Great in allowing you to input on the go. Also it allowing you to put in items retroactively is great if you were slow to build a Budget in the first place.

Happy customer. Great so far

A great app to keep you on budget. I love this app so much. It was well worth the price. Very easy to use and I love that it tells you how much you can spend per day to stay within your budget. A must have for anyone wanting to keep their budget in check.

Love it but the Apple Watch app hasn’t worked for months. Great product and I can’t live without it but the Apple Watch feature (which I used 90% of the time) hasn’t worked in months. Emailed the developer months ago and it still doesn’t work.

Perfect. Perfectly simple, beautiful, and functional

This app has been a game changer!. Love this app! It really has helped my wife and I stick to a budget - something we’d tried several times to do previously, but without much success. The ease of the app has made living on a budget feel genuinely manageable. Some of my favourite features: the flexibility it offers in the budget set up; the fact that you can easily move money between budgets; the clear visual tracking indicators that show how much time / money you have left; and the fact that my wife and I are able to sync our budgets between our two phones. It literally does everything I’d want an app of this nature to do. Can’t recommend it enough!!

Doesn't do anything. It just adds and subtracts any money coming in or out. save your money and write it on a piece of paper and use a dollar store calculator. useless scam.

So Disappointed. Just downloaded this app and I'm already regretting spending my money. As other reviewers have said, this is in no way a budgeting app. It is just a way to track your money coming in and out. I was expecting to be able to record recurring expenses (car payment, phone bill, and so forth) but there is no option to do so. Beautiful app that operates well but I feel completely misled.

Exactly what I needed. I love the simplicity of this app (basically the envelope budgeting system) with a few enhancements, including notices for spending my money too quickly and the amount left for the day/month/etc. Completely recommend.

Crash! Crash!. Exporting data now crashes so hard - so fast - so furious! Resetting “Tips”? Same as above! And, many many more! Reporting bugs to developers? No response! Apps We Love by App Store?!! 🤷‍♂️

My go-to budget tool. How much can you spend this week without affecting your long term goals? Now I know thanks to Pennies.

Good app. I particularly like the video game sounds option.

Pros & Cons. I was so excited to download this app, only to realize that my husband and I can’t use the same account and share the budget. This was the reason I bought the app, so maybe I should have done more research before, but this feature (or lack thereof) wasn’t evident to me in the app description. Other than that, I love the interface and ease of use! Right now we just discuss spending at the end of the day and both enter purchases if any were made.

Great app!. I like it because we can also indicate the time we bought something at whatever store we went to. It is great for contact tracing during this pandemic!

Fantastic Little Budget Tracker. Used it on and off for years now. Wonderfully simple, affordable, and attractive.

Simple, clean, and beginner-friendly. I downloaded Pennies to develop a manageable budget - keep in mind, this was my first ever crack at personal finance. I’d scoured the app store for a straightforward app that’d help me to do one thing: basic budgeting! I felt discouraged after installing app after app, each introducing concepts such as credit, debt, stocks, etc. I was so overwhelmed by the sheer breadth of financial terms that I felt like giving up entirely. Then came Pennies... It’s attractive and to the point interface helped me to develop a clearer understanding of my financial goals and general monetary standing. Uncomplicated and transparent! I’m pleased to report that in my 8 months of using this app, I’ve not once been sabotaged by an underlying subscription or nagging in-app charge. Grateful for this no-string attached service.

Simple but handy. I like the look and feel overall, and it's nice having something so simple. It's perfect for making sure you spend less than you earn, and it makes it easy to see how all those little purchases add up.

Simple and clean. I like that it’s simple and clean. Best budget app I’ve used so far. Can foresee that I will use this for a very long time. Plus no stupid monthly subscription costs that some other apps charge!

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Budget made easy!. It’s so worth it! The app already paid for itself with the amount of money I’ve saved! I also avoid buying useless things because I only have a “set amount” to spend each week so I’m more mindful of how I spend. Less clutter, better eating habits, and saving!!

Stopped working. Loved this app for its simplicity and ease that I purchased the full version. All of a sudden (I’m guessing it has to do with recent iOS updates), it stopped working. Freezes on the opening screen. I deleted app and re-downloaded. It worked with glitches for less than a day. If the bugs get fixed and it works again, it would be 5 stars.

The prefect budgeting app. This app revolutionized budgeting for me and helped me get a handle on my personal expenses. It's beautifully designed and rock solid. The new summary features based on expense tags are extremely useful for clearly seeing where my money goes and comes from. Also comes with great support. I recently emailed the dev with a question and they got back to me right away.

The Best & Simplest Budget App of All !!!. Since we got this app my wife started to keep track of her bank balances, before she always had a mess in her balance book. Now is easy for her to check and keep the correct information. In my case I hated the balance book, the daily use of calculator and pencil. We’re finally free. Thanks!!!

Love the app, fix the crashing. I love Pennies to keep track of my money because it’s so simple. I don’t have to connect my bank account, and can easily manually input my transactions. The only issue is that it frequently crashes when I use it. It’s better than it was, but still pretty consistently crashes, which is pretty frustrating. It’s a great app, just work on that glitch and it’ll be 5 stars from me!

Great app, would be awesome with a password.. I’m not good at accounting at all, my husband is. I’m just learning to manage a bank account. This is real easy. I would feel much more secure if I knew there was no possibility of someone seeing my account information. It would be perfect with a password set up. Thank you for the easy app. I looked at everything, tried others and deleted them. This is a keeper!

Best Budgeting App!!. I've tried like 4 different ones at this point, but kept coming back to Pennies! It just has more features The only thing missing is widgets, I hope they're coming soon!

Pennies is a $$Saver. My husband and I use Pennies to track our monthly budget and spending. Using Pennies enables us to meet our savings goals by deciding at the beginning of the month what is going into savings, then budgeting out what’s leftover into our budget spending categories.

Awesome app! Pennies widget for iOS14?. Great app! Helps me stay on budget and I’ve been using it for over a year! I highly recommend it if you want something simple, efficient, and beautiful. I’d like to see a wide widget available for Smart Stack in iOS14 if possible. Keep up the great work!

Does exactly what I need. I use this app to keep track of my "fun money." I have it set up so that every week the app automatically increments my savings by a certain amount. If I buy something with my "fun money," I subtract that amount from my virtual account (I don't have it connected to any real bank account). The app is easy to use, and perfect for my needs.

Weird glitches lately. I love this app because I can use my local currency as an expat abroad and it usually works great. However, I have been having weird glitches with this app lately. Money is randomly added and subtracted, and due to the app’s settings you can never change the “remaining” amount which would easily fix this problem.

Simple and easy to use. Very user friendly. Only takes a few minutes to set up and get started. My only wish is that there was a way to “archive” a category instead of having to balance it manually or completely delete it. This is only needed when you haven’t used it in awhile and then wish to start back.

Exactly What I Needed!. This is a great app; it basically automates exactly what I do on paper every month and it simplifies my life a lot not having to write down spending and calculate balances to know “where I’m at.” I don’t need anything else to manage my myriad of little “budgets” that I use to manage my savings and spendings!

Great Simple Budget. I have used all of the budget systems and use this for my daily and weekly spending for my budget categories and it works great. I helps to be able to see how much I should I have left in each category so that I can meet my goals.

Glitchy. I love this app...when it works. The last few months it freezes which leads me to have to force quit the app. It then freezes my entire phone for a bit. Now it’s a miracle if it opens. Tried three times today and it shuts down. It’s a shame, as I really do like it. But it’s getting harder and harder to use, then freezes my phone (and drains the battery every time it does). Fingers crossed they fix it soon.

Great App! but why no family syncing?. This app is very easy to use and a great way to keep track of expenses for any category. Only thing I wish was that I could share my budget with the other members in my family. The Pennies messenger app works, but sending a text every time I purchase something is pretty bothersome. Any plans to address this? If so this would be a definite 5 star.

Love this app but issue with IPhone X. I’ve tried a lot of spending and budgeting apps and this one is definitely my favorite, has all the features and flexibility I’m looking for. However, I’ve had some issues with it either randomly freezing or crashing since I moved up to an iPhone X. I’ve deleted and reinstalled it, I’m on the latest version, no difference. I’ll sticking with it, but wish the problems could be resolved.

Just what I was looking for. When it comes to a simple to use tool for budgeting, I found exactly what I was looking for with Pennies. I was looking through the different budgeting applications and could not find just what I was looking for until I came across pennies. It is awesome, thank you!

Everything that I need with no unnecessary bells and whistles. This app is just what I wanted. You set up a budget or two, and it tells you how much you’re able to spend each day. That’s it. No bank account linking, no credit score checks, no reminders about paying bills. Also it looks great! Highly recommend for manual entry budgeters

Suggestion regarding « All Budgets ». Amazing app! I’ve never been in control of my spendings and budgeting until I started using Pennies. However, it would be very useful if you could, in the « All Budgets » bar in « My Budgets », show the total sum of each individual currency, instead of disabling it the moment a new currency is added. The app is this close 🤏 to being perfect!

Why This App Is My Favorite. This app has motivated me to save the cash I need! It’s very simple to use-you enter the maximum amount you want to spend in a week and divided that down into how much you are allowed in a day. If you get very close to using all the money for that day, you get a reminder. In the long run, it’s very simple and I have already saved lots of money!

Best Money Spend Tracking App. I have used this app for several years. It really helps me stay disciplined on how much money I am spending. It is very convenient to use and you can organize your spending budget(s) by month or year.

Love it.. I love the simplicity of this app and I use the pennies message version as well. We’ve struggled for years to come up with an easy way to track debit purchases on a two week pay cycle. I just hope the next update includes sharing a budget just like with the message app. That would be fantastic.

Best budget app for my needs. This app, along with Simple Banking, are everything I need to keep my finances straight on a bi-weekly, paycheck to paycheck budget. Pennies tells me exactly how much I can safely spend per day and recalculate at the end of every day whether I spent more or less than the allotted daily budget. It's simple, easy to use, and just what I'm looking for!

Great for budgeting!. This app is simple but effective. You can set up your categories and your budget. I’ve been able to track my expenses to the penny! It’s great knowing for certain if an expense is in the budget. I highly recommend this app if you’re looking for an easy way to manage your expenses.

Perfect App for Simple Budgeting. This is not an app to keep track of all your finances. Rather once you’ve created your budgets set each one up in here and it’ll help keep you on track. This app is designed beautifully, both functionally & aesthetically so it’s a pleasure to use.

Changed the game for me!. This app has been so so helpful in keeping track of how much money I have left in each of my budgets. My bills come out at different times of the month so I know I can always look on Pennies for an accurate number of how much extra spending money I have! Love it!

Great App. This app is great for budgeting. I love the simplicity. Most other budget apps are over bloated with too many features. Pennies shines in this regard. I highly recommend pennies if you are looking for a simplistic money manager to help you keep track of spending and sticking to a budget. Thanks for the great App!

LOCKS UP MY IPHONE X. I have used this app for years. It works fine. It does lock up my phone, it takes a good minute or two for it to release whatever resource it’s using. Wonderful app, I purchased it once, but it nags you for tips. Which I did give once and I figured maybe that would stop the locking up, but no it still locks up and I may just stop using this and look for another app. 2 stars because it’s useful but locks up the iPhone. Would be a strong 4 if this didn’t happen at all.

Really Good. This budgeting app is exactly what I was looking for. I’m a college student, I don’t need to calculate a salary and household expenses like with every other app (and believe me I tried a lot before paying the money for Pennies), but I had an idea in my head from the start on what I wanted and Pennies met it exactly. I’ve used it daily for the past year and will continue to do so!

On the road to greatness. I love the simplicity of this app. It makes it very easy to keep up with my budget. Loads very quickly. It used to be really buggy in the early stages but that’s been so long ago. Solid app that functions well. In the future, it would be nice to have an export to .csv function or something like that.

Very helpful. Having a daily spending amount helps me keep in track to meet savings goals. I pre-enter my bills for the pay period, so that I may have an more accurate picture of what I have to spend, so it would be nice if there were an option for recurring spending entries

Great app. This is a great app it really helps me stick to my budgets and know how much I have left each month to spend. The developer is great as well and gets back to you quickly if you have any sort of questions or requests

Basic. I’ve bumped it up to a 4, only thing left that would make it perfect is if I’m editing certain items you could click a button that says repeat each month so you don’t have to type in rent, insurance etc every month. Thanks for the other improvements

Feature Request. Can I have a Payroll budget that resets when I want it to? Because my monthly allowance can come way too early (2 months’ worth being given at once) or way too late (3 months’ worth of delays). Or am I stuck with One-Offing everything?

Great tracking app. Pennies makes it really simple to track your daily purchases or tally for a specific budget. I just wish that I could edit more of each category once it’s been set. So far it seems I just have to recreate the entire category if I wanted to change the date, type of budget, or the timeframe.

Good app but horrible for Apple Watch. The main reason I purchased this app was to be able to view and manage budgets from my wrist on the Apple Watch. However, whenever I open the app on my watch it says to open pennies in iPhone to sync your budgets. After doing this the app does nothing no matter what I do I have even reinstalled the app. I am embarrassed that I paid for this app total waste of time

Easiest, simplest budget app. Used this to replace my handwritten budget six months ago, and I still love it. It helps me visualize how much I have to spend each day or month, and adjusts when I make big purchases or save up! Plus it's visually super cute. No complaints, worth the price.

Overall is great. The app is very simplistic and user-friendly, recommend it! But recently, after I upgraded to iOS 15, it keeps frozen when I launch it. Tried to reinstall it, the same issue still happens.

Crashes when making a new budget?. I LOVE this app and recommend it to all of my friends who need a budget tracker. However, the app keeps crashing when I try to make a new budget. Is there a budget limit? Only just noticed this issue yesterday. Big ups on everything else, though!

Slow. I’ve been using pennies for years now and it is the perfect budget app. It’s simple and the interface is so clean. But for the last couple months it is been insanely slow. On a tap it take 1-3 seconds to register the press. I tried reinstalling the app, but that didn’t help either. Edit: With the new update this app is back to the greatness it was before.

Useful. I just tap what I spent on my watch. So that way I am able to always get a visual cue of what I’m spending. Setting up budgets is great too. You can roll them over and set different budget terms. I recommend anyone to get it

Great tool for Budget Sticklers, like me. I’ve been using the Pennies app for approximately three years now. I’d like to set a weekly budget and stick to it. This app allows me to record every expense, by category. The best part, it’s so easy to use. I tried many other budget/financial applications over the years. I won’t try any others, because I’m sticking with Pennies.

Excellent app for simple budgeting. I’ve been using this app for a few years and it has helped me stay within my budgets and save a lot of money as a result. It’s a nice looking app with a simple user interface. I highly recommend it!

Almost a 5 star app.... All I need is the option to be able to put in future expenses (ideally recurring) but I’ll take future I put in monthly. Give me that option and I’ll upgrade to 5 stars. I must say, everything else is amazing. I emailed customer service and got a response within a day. The app is simple, and wonderful to use. I love it.

Great app for quick expense logging. Pennies is great for quick expense logging and categorizing. Budgets are flexible to set up, and it allows for multiple expenses. Entries are easy to look back over, as well. If you need an easy budgeting diary, look no further!

Glitches with latest update?. I installed the most recent update and ever since I’ve been having issues with it crashing, freezing, taking forever to load, etc. Please fix whatever you did that caused this. Prior to the most recent update I didn’t have any issues. This app was great for easily tracking spending. Now it takes forever to add an item. I’d give the previous version 5 stars.

Could use a lot of work. This application is so simple that I don’t understand the need for it. It would be useful if it was able to sync with your bank accounts and track your spending for you. There are a number of much more advanced free applications such as mint that I get a lot more out of. If you are really looking to save money and change your finances, download mint and acorns. If you have a hard time using a calculator or spreadsheet I guess you could use pennies app.

Awesome budget app. This is an incredibly useful app, especially with all the new updates! I'm glad they now have 1st and 15th pay periods!! I've tried several other budgeting apps and didn't find them near as user-friendly. They also have a great support staff. I emailed a Question and got an immediate response.

Wish Two Users Could Edit. I absolutely love this app. The only feature it’s missing is the ability for two users to edit budgets. Would be great if my fiancé and I could use the same budget to keep track of our joint finances. Would give 5 stars if this was a feature. Other than that this app is great!

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Pennies – Budget and Expenses 6.0.0 Tips, Tricks, Cheats and Rules

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Pennies – Budget and Expenses 6.0.0 Apps Screenshots & Images

Pennies – Budget and Expenses iphone, ipad, apple watch and apple tv screenshot images, pictures.

Language English
Price $4.99
Adult Rating 4+ years and older
Current Version 6.0.0
Play Store com.magneticzero.pennies
Compatibility iOS 13.0 or later

Pennies – Budget and Expenses (Versiyon 6.0.0) Install & Download

The application Pennies – Budget and Expenses was published in the category Finance on 09 October 2014, Thursday and was developed by Super Useful Ltd [Developer ID: 977831167]. This program file size is 49 MB. This app has been rated by 1,618 users and has a rating of 4.6 out of 5. Pennies – Budget and Expenses - Finance app posted on 11 January 2024, Thursday current version is 6.0.0 and works well on iOS 13.0 and higher versions. Google Play ID: com.magneticzero.pennies. Languages supported by the app:

AR EN FR DE IT JA KO PT RU ZH ES ZH Download & Install Now!
Other Apps from Super Useful Ltd Developer
Pennies – Budget and Expenses App Customer Service, Editor Notes:

• General fixes and improvements Pennies is now more stable and faster than ever. Yipee! If you are enjoying the new version of Pennies it would be great if you could leave a positive review in the App Store, or update an existing one. I’d really appreciate it. As an indie developer it makes a big difference. Thanks!

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Find on this site the customer service details of Pennies – Budget and Expenses. Besides contact details, the page also offers a brief overview of the digital toy company.

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