CB Payments App Reviews

Cartes Bancaires is France’s local card network. CB cards are co-branded with either Visa or Mastercard, meaning you can process these cards over either Cartes Bancaires or the Visa or Mastercard networks.

Cartes Bancaires is likely to have a positive effect on your acceptance rate in France. If a charge is declined on the Cartes Bancaires network for a technical reason, gateway automatically retries the charge on Visa or Mastercard’s networks. As with Visa and Mastercard, cardholders can dispute Cartes Bancaires charges. Because Cartes Bancaires dispute rules are more stringent, there are fewer reasons that a cardholder can dispute a charge, which on average leads to a lower dispute rate compared to Visa and Mastercard for many of our merchants.

• Customer Geography: Europe
• Payment Method Type: Credit, Debit, and Prepaid Card
• Available Currency: EUR
• Refunds / Partial Refunds: Yes
• Only merchants located in the Single Euro Payments Area (SEPA) have Cartes Bancaires available. If your business isn’t based in France, Cartes Bancaires won’t be fully enabled until your account has processed 50 EUR from Cartes Bancaires eligible cards.
• French Merchant accounts with the “type of business” set as “Particulier / Micro-entrepreneur / Auto-entrepreneur” don’t have Cartes Bancaires available.