Chime – Mobile Banking App Reviews

VERSION
5.205.1
SCORE
4.8
TOTAL RATINGS
723,281
PRICE
Free

Chime – Mobile Banking App Description & Overview

What is chime – mobile banking app? Chime is the banking app that has your back. Keep your money safe with security features, overdraft up to $200 fee-free*, and get paid early with direct deposit^, with no monthly fees.

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. May be used everywhere Visa cards are accepted.

TRUSTED BY MILLIONS
Stay in control of your money with instant transaction and daily balance alerts. Plus, enable two-factor authentication and block your card in a single tap.

OVERDRAFT UP TO $200*
We get it– when your balance is running low, the last thing you need is an overdraft fee. Eligible members on Chime can overdraft up to $200* on debit card purchases and ATM withdrawals fee-free.

SAY GOODBYE TO MONTHLY FEES
Your account shouldn’t cost you money. Chime has no monthly maintenance fees, minimum balance fees, or foreign transaction fees. Plus, access 60k+ fee-free‡ ATMs at locations like Walgreens, 7-Eleven, CVS, and more.

GET PAID UP TO 2 DAYS EARLY
Get your paycheck up to two days early^ with direct deposit, earlier than you would with some traditional banks.

MEET CREDIT BUILDER, A NEW WAY TO BUILD CREDIT
Whether it’s for gas or groceries, use Credit Builder¹ to increase your FICO® Score by an average of 30 points² with regular on-time payments. No interest‡, no annual fees, no credit check to apply.

PAY ANYONE WITH NO TRANSFER FEES
Send money to friends, family, or roommates as fast as a text – with no transfer fees.
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*Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each month. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member's Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime's discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe won't cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. See Terms and Conditions. Only SpotMe eligible members may send boosts.

‡Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.

^Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

¹Chime Checking Account and $200 qualifying direct deposit required to apply for the secured Chime Credit Builder Visa® Credit Card. See chime.com to learn more.

²Based on a representative study conducted by Experian®, members who made their first purchase with Credit Builder between June 2020 and October 2020 observed an average FICO® Score 8 increase of 30 points after approximately 8 months. On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score.

³Based on Bankrate’s 2022 Checking Account and ATM Fee Survey: https://www.bankrate.com/banking/checking/checking-account-survey/

Chime received the highest 2021 Net Promoter Score among competitors in the industry according to Qualtrics®.

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App Name Chime – Mobile Banking
Category Finance
Published
Updated 24 January 2024, Wednesday
File Size 166.61 MB

Chime – Mobile Banking Comments & Reviews 2024

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Incredible!. I started using Chime when I started at my new job. I was a bit nervous to utilize a new banking system after being with Wells Fargo since the 90s. Not only did Chime make it extremely easy to set up, but the app assured me that I did not have to leave Wells Fargo right away. Eventually, because Chime has been THAT amazing, I plan on completely migrating over to Chime. But I want to spotlight on the app’s direct deposit function, because that’s where this app truly has shined, in my opinion. I split my check that I received, and not only has Chime allowed me to still deposit 10% of my split to Savings but I’m still allowed all the features it has presented, such as Round Up. I am amazed how many lack of limitations that this company has when you’re a member of their banking system. I’m not charged for a savings account, nor do I need to have a certain amount to allow interest. Oh! By the way, when they say interest, they absolutely mean it! The interest you receive on your savings is mind boggling. I wouldn’t say it has the best high yield account I’ve used, but it is great for just a “standard” savings account without the stress of making sure you meet a minimum. Great job, Chime!

Love Chime…only one problem. I can honestly say I really enjoy the service that chime has given me since I’ve started. Everything about Chime is exactly what I was looking for, especially the zero anxiety of dealing with someone face-to-face. Don’t get me wrong, there’s nothing wrong with going into a bank and handling business, but I’m a very simple individual and I don’t need all of that. This is were I believe Chime excels through their app in so many ways. Now the only problem that I have is being charged a fee when depositing my cash at the selected locations available for Chime customers. Before all this I used to go to Walgreens do my deposit at the register, and there was no fee whatsoever for doing so. Somewhere along the line that had to stop and ever since then I’ve had to pay at the locations that I go to between CVS and Walgreens a fee of $4.95. This is an entire issue to me especially when I’m depositing for example $60 and before you know it I’m actually depositing $60 but I have to shell out an additional $5 dollars just to pay for the fee for depositing my money into Chime. Total robbery! Moving forward I hope one day chime can change this because you guys are awesome, I love you guys, and I am going to continue on this wonderful service that you have provided for me from now and it the future and so on and so forth 😂

Chime is the best.. I absolutely love my Chime Debit card. Looking for ease of convenience they look no future then the Chime Debit card.. Take advantage of getting paid up to 2 days early with Direct Deposit and as an added bonus once Direct Deposit is set up you will access to Chimes Spot me Feature which lets you draw up to $200 of extra money with no additional fees and on your next deposit Chime will automatically deduct it from your paycheck and payback your Spot Me without charging a single cent extra. Also take advantage of the Chime Credit Builder Credit Card as it reports to all major credit bureaus and can significantly increase your Credit Score best of all you decide how much money you want to move from your Chime checking account over to your Chime Credit Card and with the safe credit feature Chime will automatically make your credit card payment on time every month, with the money that you had already moved into the Credit Card account and spent. You do not ever have to worry about missing a credit card payment again or not having enough money to make the payment because Chime does it for you all with no extra charges ever!!!

Simple & hassle free! No overdraft fees!!!. I’ve been using Chime for a little over a year now & I absolutely love it! I love the convenience of being able to manage all my accounts from my phone, & the app is very user friendly & simple to navigate. One of the biggest reasons I’ve heard others say they are reluctant to use Chime is not being able to go into a physical bank location if they have a problem with their account. However every time I have had questions or issues & used the chat feature, my problems were resolved right away! I also love that there are NO OVERDRAFT FEES & you get a REAL TIME BALANCE!!! The reason I left my previous bank for Chime is because they were very slow to post transactions; so I’d check my balance & think I had enough to to pay a large bill only to find out days later that I did not have enough money & then get hit with a $30 overdraft fee EVERY SINGLE DAY MY ACCOUNT WAS NEGATIVE. With Chime, you can see your pending charges, & they will even spot you up to a certain amount until your next pay day if you accidentally overdraw your account! If you do accidentally overdraw & don’t have enough funds available in Spot Me credit, they just decline the transaction instead of hitting you with overdraft fees. All banks need to do that in my opinion! I highly recommend banking with Chime!

Do NOT deposit mobile checks to this bank. I took out money from my retirement that I desperately needed as I was out of work for a few months. Without knowing the hold requirement, I deposited the check on the mobile app. Only the next day did I find out a 10 day hold was put on my check. A U.S. treasury check!!!!!! If I had went to a teller where I live at PNC, the funds would have been available the next day; however, I deposited it into Chime. My car insurance got cancelled, they are threatening to turn off my electric and take my car, and my landlord is threatening to evict me and I have large deposit of money that I made into my account that could help me not lose everything I have but I can’t touch it because Chime won’t make it available to me. Not even a small portion of it…they won’t give me anything until after 10 days. In the meantime, late fees are adding up and I am getting more and more in debt. Once this hits my account, I am done with Chime forever. What a horrible experience and no type of resolution to help. You talk to a bunch of reps who can’t take the hold off your check because it’s through bancorp. Since they are handling our money, we should be able to talk to the people who can access and make changes to our accounts instead of them being able to hide behind Chime so there is no accountability. I’ve never in my life heard of someone holding a U.S. treasury check for 10 days. Pathetic!

I used to love Chime. I’ve been with Chime for years now. It was the second bank I’ve ever used. It was awesome in the beginning, I enjoyed the perks like no atm fees and the well designed app. But lately it has gone downhill fast. Starting when they disabled spot me without any notice and at this time I’ve lost my job due to COVID-19. So lately to make ends meet I’ve been making my money through Doordash and instacart and if you do either you know it can be very little amounts you make during certain times of the week. So I had my money transferred into my Chime account, witch was in the negative as it has been a lot lately for me. Well the amount I made witch was only $43 wasn’t even enough to cover my negative balance, witch wasn’t an issue because I had spot me. Well since I never got a notification that they had disabled spot me that $43 I had for the next day or two was gone and I went without the things I needed. I contacted Chime and explained my situation for them to only tell me that there was nothing they could do. After about 30 minutes of arguing, I finally gave up because I was getting no where. So I felt useless to my family and they were perfect okay with that. Now we’re here today, where I need to get the things I need and I cannot access my money yet once again. I’m just going to cut my loss and go back to the bank I first started with. It’s just a shame that they treat they’re loyal customers like this.

My overall thoughts on Chime. For me, Chime has been the best bank I have ever had. Offering overdraft protection without fees, leaving me the option to tip has been a game changer. I can’t say how much I appreciate this feature. The customer service is pretty good. They usually get in touch in a timely manner. Again, I appreciate this as well. There have been times that were my mistake. Like a lost debit card. They provided a way for me to still have access to my funds while I waited for my new card. To my knowledge, I think they went above and beyond by not charging for the extra card and sending me my new card quickly-within a few days. The only thing that has changed for me is payday. My payday through employer is Friday but I get paid two days early until recently. It is now only 1 day early. At the time I had all my bills set for the Wednesday so it was a little bit of a mess. I have learned my lesson the hard way. My response was they don’t hold our pay. So I’m not sure why this has happened. I don’t like it but it is what it is. It may seem trivial to some so that’s it in a nutshell. Overall they are great-customer service is good. No fees is for real. Boost. Overdraft protection. If someone signs up from your referral you both get money. That’s amazing . Thank you!!

Spot me. I have done everything that I have read about the spot me. I have qualified for the $200 spot me 90 days ago and I still have not received my $200 spot me y’all have received over 15 direct deposits of 2000 to 3400 a month . I have used my checking account and I’ve read the small print on spot me. I have been qualified for the $200 spot mean again over 90 days ago. That is my only reason why I bank with y’all but I spoke with the lady today she was really nice and I explain to her that if y’all want to keep my business please raise my spot me before October 25 or you will lose my business. I have done everything y’all told me to do and I have earned it. And I enjoy having that security blanket my wife I got her hooked up with Chime. Because of me She had her spot with $200. 6 months later. I know I’m not gonna hurt your business, but that’s the only reason why I chose y’all because there was it any fees on your spot me besides the tip and I always tip but that’s the only reason why I am leaving but thank you so much I’ve enjoyed charm. Y’all have a really great app. I can send money to my kids my honey. I love all the savings with the change. It’s awesome. I will miss banking with y’all.

Great bank but I’d like to see some improvements in the future.. *This bank has been really good so far. No fees like it says and I got my card very quickly. Just two issues I have with it so far. One is that they go through Green Dot for cash deposits. Green Dot charges 4.95 and requires a minimum of 20 to deposit. I hope that they eventually make a kiosk or something that eliminates these fees. Also it doesn’t update your account balance right away. For those of us with bad memory it makes it a little more difficult to budget. I recommend using a notepad app to keep track of your funds until the app updates your account info. It seems to update approximately 3 hours after the transaction. It would be nice to have it be immediate. If they fix these two issues I’d say it would be a five star service. Another small gripe is that you can only get the no fee overdraft with direct deposit. Though if you budget correctly it’s not an issue. Just a small quality of life thing. Otherwise I’d say this bank does everything better than most other banks. *My previous rating was three stars but I realized that one of the issues wasn’t the banks fault but rather the third party company Green Dot’s. I don’t like having to pay such large fees just to deposit cash but it’s Green Dot policy.

CHIME > other banks. Have you ever been charged an overdraft fee ? Just because you went over a dollar and you didn’t realize and now your bank is like, “ohh you don’t have a dollar now we’re gonna charge you 35$(or more).” Like who ever thought of that bright idea lol. Here’s where our buddy’s at chime come in hand, chime let’s you set up a “spot me” option for any of us that tend to go over with out looking or if we’re out here struggling needing some extra dollars before our next pay day. The spot me feature starts with 20$ and it can go up to 100$ based on the your personal account I’ve had mine before at 100$ slowly but surely got back on track financially and is now down to 20$ chime was there for me and has done for me what no other bank has done before. They also just started their credit card account which means you can fix your credit with them, also you can open up a savings account directly through the app. I can continue spoiling chime for you, but that wouldn’t be fun for you so I’ll let you download it and explore it for yourself. Click that download button and get started today ohh did I mention they pay you 2 days early ? Come join the chime family you won’t regret it.

Literally the BEST bank I’ve EVER HAD.. Before I got Chime, I was with BMO Harris Bank for about 2-3 years. It seemed like I was having a new issue every single week; the final straw for me was finding out my account was empty AND overdrawn, just over $50, for a “non-BMO ATM FEE”, literally with the ADDRESS of the BMO branch that was 2 blocks from the salon I worked at in downtown Chicago. Not to mention that they waited like TWO MONTHS LATER to try & charge me that fee...so I had to comb through all of my bank statements, and even after showing them the mistake was THEIRS, and THREE trips to the branch, it took another MONTH for them to fix it. Chime has literally changed MY LIFE. NO fees, thousands upon thousands of fee-free atm machines, excellent customer service...I can go on & on about how much I love this bank. Best of all is when I got their Credit Builder card, back in January....I’ve been working on my credit for about 2 years now, and as soon as I got the Chime Credit Builder Card, my score jumped up to 106 points on TransUnion and another 48 points on Equifax!!! It gave my credit score an overall boost of over 150 POINTS!!! If you are tired of being scammed by these banks AND want to build your credit up, *CHIME* is THE ONE for you!!! Good Luck! ♥️

The worst banking app ever!. I turned 18 recently and in an effort to become an adult I decided to go with Chime to help build my credit. The sign up process was incredibly easy and seemed legit, I ended up getting a card and getting access to my account. After a couple of days, I went to the app to transfer money and found that I was not able to log in because my account no longer existed. At first I thought I just dreamed signing up for the app, but that’s ridiculous because I had the card. I ended up calling support and the lady I talked to informed me that my account was suspended. I had no money in the account and I only had it for a couple of days, in order to lift the suspension I had to send my ID and proof of insurance which would be all fine and dandy if I hadn’t already put my ID in the app and felt like it was a little sketchy. She said that my account violated a term of their bank but I hadn’t violated any terms and I wasn’t even able to close the account because she wasn’t able to do that for whatever reason. Absolutely upset that now some company that had been recommended to be had screwed me over and took my information, thank god none of my money, but after looking it up I found a lot of people have had this problem. 100% do not recommend and if you do have it, look into Chime closing accounts for no reason and close your account. Put your money somewhere else.

I love chime. I banked with Wells Fargo before which stole money from me and gave me fees that I didn’t know about they really killed my trust in banks but then I heard about chime and even though I was scared I tried it anyways because I was starting a new job and didn’t want my checks deposited into Wells Fargo so I with faith downloaded chime about 2 years ago and I can say they I trust them the most I love that they have a credit card to build your credit but they only take the money you put in like a debit card they also have an over draft safety net and you can send an extra 5$ boost to other people and they can do the same for you and if you share chime there is a sign on bonus as well I couldn’t think of a better bank it is completely built for the people with no fees and makes it super easy to build your credit and I’m a college student who graduates soon I would like to buy a house so I need to raise my credit score so I pay my phone bill and sometimes tuition payments with my chime credit builder snd minute purchases as well like dollar tree they all count no matter how big or small If your thinking about trying chime MAKE THE JUMP. You have nothing to lose from a former person who didn’t trust banks they have restored my trust and given me many opportunities

amazing if you live paycheck to paycheck. i switched to chime because simple bank became bbva. getting my paycheck a couple days early and not being able to overdraft were what drew me. the credit builder account was a surprise to me and i love it. i have poor credit and this is such an easy way to build credit. the BEST part of the app for me though is that when i get paid it direct deposits to my credit builder account and i have all my bills taken out of that. so when i get paid i look at what will need to be paid that paycheck and i put fun money in my spending account. it’s a lifesaver if you’re prone to dip into bill money. if you overdraft on your spending account, spot me will cover it up to $20 off the bat (tried and true, my friends), and it WILL NOT pull from credit builder or savings. because i live paycheck to paycheck i don’t really have a savings account, but i do use their round-up feature. you’ll be surprised how quickly you save with it. it’s really helping me get my financial situation together. it can be really hard to find a bank or budgeting app that works well for people who live paycheck to paycheck (makes me feel so dumb that i can’t budget for a whole month), but CHIME IS IT FOR ME. Seriously, give them a chance. Customer service is great, too.

Scammers Paradise. The world we live in the today they’re scammers everywhere…literally!! And you would think a bank would help you if you ever came across a situation where you were scammed or your card was stolen right ? I been with chime 4 years probably more and I was a victim of having my card being stolen twice. The first time I really don’t know how scammers accessed my card but they didn’t use my physical card because I had it on me when the transactions were coming thru and then I go to the dispute the transaction I get declined!!!! I was heated but I say heck you know what whoever did it may needed the money more than I did so I’ll get over it but however the second time my wallet was stolen and my card used miles away from me and I caught the transactions within the 24 hours I was told to wait until they stop pending then call back even tho it put me in the negatives and the transactions were fresh when I called I waited to call again when they settled which was 3 days later just to get declined again and they said they found no errors….No errors? You don’t see an error when you see someone’s card being used across state lines miles away ? All I’m going to say is if you like getting paid 2 days early and having free fee overdraft yea chime may be the bank the for you but it’s always a catch, just don’t be a victim during the 1st of the month when rent is due and your card is being used in another state or you might be homeless!!!!

I LOVE this Bank!!. I have been with Chime for quite some time now and let me tell ya, when I say they are amazing... THEY ARE AMAZING!! I was with a Credit Union for a little while and they told me I was set up with an account that I couldn’t over draft in... yet every payday I was magically some odd amount in the negative. It NEVER failed! Then, I decided to give Chime a chance and see what happened. NOT ONLY do they not charge fees but they have this really cool setting that makes it SUPER easy to save called “Round Up” and basically what that does is every time you add money to your account it saves a percentage of that amount. Which is BEYOND helpful. It does the same when you spend money as well, except, it rounds up to the next dollar amount I believe. Their customer support via Phone/Email is FANTASTIC! The workers are so sweet and helpful and anytime I’ve had to call they fixed what ever I needed! I’ve only had to call them twice and neither were to complain but to figure out something or get an answer to a question I didn’t know. I’m not gonna lie, at first I thought it was a scam, or just another ad on FB... but I am honestly SO happy that I switched. If it wasn’t for them my taxes would’ve already been fully spent and most of it in fees 😂 I HIGHLY recommend dumping your physical bank and joining Chime. It’s worth it... I PROMISE!!

Liars. They do not follow their terms & conditions, they do absolutely whatever they want and get away with it because you’re just one customer and they’re a big bank. Spotme terms & conditions clearly state that you need *MONTHLY* direct deposits of over $500 in order to qualify. I check my statements monthly, and my deposits are always well over $500. My most recent check on Jan 12 was less than $500- i was expecting that since it was from Christmas/New Years and my job is always slow around then. Well because of that, my spotme was turned off and now the app is harassing me to “set up direct deposit”. It would’ve been nice if they waited until the end of the month, when my monthly deposit would’ve been well over $500 again. Don’t ever bother reaching out to support, both people I talked to sent me the exact same email, word for word, that had nothing to do with what I asked. When I replied saying that’s not what I asked, I received the same email AGAIN. They’re very unprofessional, if you have a lower check than usual they’ll assume you’re not depositing your entire check and turn off spotme, and if you don’t tip them (never heard of having to tip a bank??) they won’t care about what you have to say or any problems you experience with them. When I asked if I had tipped for using spotme, would this happen and their response was “probably not”. So now I’m signing up for a new bank and my balance will sit at -$45.

Chime has robbed me more than once. I’ve loved and raved about my chime service. I thought it was great and worked perfectly for me and my lifestyle as I am a student. But, I had somebody hack into my card more than once, totally understandable, it happens with banks. The first time took over a year to resolve for $99… I wouldn’t fight for that amount of money if I didn’t need it. However, both times it has happened Chime has made it close to impossible to get my money back for charges that that I did not spend or authorize. Last time this happened it was for 3 charges at one time for over $1,000 at Walmart? If I was spending that kind of money myself why would I have 3 different charges increasing in value each time knowing I didn’t have that money? And when I reported it, Chime told me they didn’t see anything suspicious. Thank god my account balance didn’t have sufficient funds for all of the charges to go through or else I would literally be homeless. I work hard for my money and it’s absolutely ridiculous that a bank will let people get away with spending something I worked for leaving me unable to pay for my own bills. I’ve had banks ask me for less information and have given me my money back no questions asked. Don’t leave a large amount of money in your chime account because god forbid somebody gets ahold of your information, your screwed if it’s up to Chime.

Love it. Had chime for a few years, only had two problem with them so far, hopefully no more problems!! 1st problem I had was my phone number, my phone broke and had to use a backup phone and when it got fix it wouldn’t let me change my number back and it took months for them to let me change my phone number back, the second problem was with them and Walmart plus. When Walmart don’t have your stuff they supposed to give you back your money but if you don’t say anything they will keep it and lie and say it’s your bank and they only charge for the products they did give you. When you speak to chime they claim Walmart didn’t charge the first charge before Walmart found out they didn’t have the products. I made two disputes about it never got my money back nor touched my card until I got my money back. Other than them problems they are okay. When I use my card they always take their money right than and there and only charge $2.50 for using atm. I only came across two companies who don’t take their money right away which is gerber life & amazon(depending on what you get and the shipping estimate date)and I put them payments on my credit card which I like bc it really do helps with your credit.

Very inconsistent. At first I loved chime. I’d get my check around 5-6 every Wednesday. But for over a year now it’s been extremely inconsistent with when my check loads. A lot of times recently I don’t get it til Thursday (which is one day early) and that really messes with me because I go check by check and i need it that Wednesday. It’s very stressful to not know if my check is going to come or not and when it’s going to come. They blame my employer yet other people at my job get their checks around the same time same day every week so it doesn’t make sense. I haven’t even had an opportunity for my spot me to go up. It doesn’t tell me anymore what i need to qualify for it to go up. It used to tel lame how much and how many months and then show the amount I’ve made so far and how much more I need for the month. Now nothing shows but the typical explanation of spot me. So why am I not able to raise my spot me all of a sudden? Chime isn’t helpful. A random $20 came out of my account and they didn’t do anything about it. I’m switching banks because I can’t handle the inconsistency of not knowing when I’ll get paid and if it’ll come the day it’s supposed to. It doesn’t make sense for it to come Thursday mornings when every other time for like ever it was no problem loading in 2 days early. But now it’s been terrible. It’s stressful when you go check by check. So I don’t recommend if you go check by check every week.

BEST BANKING APP YET!!. I cannot say enough good things about chime, I was worried @ 1st, I’ve had trouble with banking apps In the past when it comes to customer service & especially when fighting charges for purchases that did not happen or didn’t receive. Other apps are either too complicated because you cannot talk to anyone only text and/or they never do anything about it! NOT CHIME…. I can call email or text. And if your claim is legitimate they will get it handled! And they have! And There’s no crazy maintenance fees! I love this app and hope it never changes!! To The reviewer’s complaining that there is a $5 charge to deposit cash anywhere other than Walgreens which is free, WAKE UP! Obviously you never had a bank account, HOW DO YOU THINK these companies make money, this is a business you do realize that, Don’t you? Businesses cost money to run, and there in business to make money! You don’t start a business NOT to make money, Now do you? Smfh… EVEN BANKS HAVE FEES, Every financial institution has fees! My god these people want everything for free and never think WHO IS PAYING for these conveniences they enjoy so much, but god forbid you ask them to pitch in a little to support those conveniences, They start crying about it, I just can’t understand where there minds are!?! obviously it’s a big clue Why there Not Business owners themselves!!

Helped credit score. Have accounts with most major banks and Chime has by far been my favorite. Much more convenient, accessible and easy to use. Specifically, Chimes secured credit card (using your OWN money and thus can’t spend more than you have) has raised my credit score about 25 points since I started using it about 1.5-2 years ago. The app itself is very helpful and easy to navigate, especially compared to Chase or BoA. Features such as bill payment, instant savings transfers, credit builder, “Spot Me,” easy ATM access, and direct deposit are great options. Depending on your employer, you may also have the opportunity to get your paycheck 2 days earlier than normal. The downsides are very minimal; No checks are issued (some jobs require a voided check for DD), there’s no physical location (it is an online banking app after all) and their customer support isn’t great but I’ve rarely needed to call them. Overall, Chime is a great online banking app and it’s helped me build my credit back up. Even if you already have a bank account with a larger bank, I would still recommend having Chime just in case. ALSO, if you’re a parent, this app (along with the secured credit builder card) is an amazing way to start building your child’s credit.

Chime review. I’ve had chime for over a year and loved it. However here lately on “pay day” I have sat all day waiting my check to deposit. Sometimes it comes as early as 11am. Others as late at 5pm. Unfortunately today my chime is unable to track my deposit and it’s not listed under “on its way”. Once I have gotten it at as late as 12am which means only 1 day early and that is fine but what is inconvenient is how inaccurate the time slots are and have been for arrival of and now not being able to track my deposit throws me back. A lot of other banks do not associate with online banks. Meaning if someone tried to send money from a credit union to your account for chime. It won’t work. You can not go directly deposit a personal check yourself. You have to go to a gas station and jump through hoops. Chime doesn’t offer loans or grants like real banks. I suggest this for teens who are just starting out however as you age and get a career you shouldn’t use chime do to all the faults snd it being unreliable. Credit builder is nice but you only build credit. There is no interest with a savings,banking, or credit account as real banks offer. The spot me feature is also nice. However it tends to come and go and only allow access when it wants. Planning to switch banks again bc they also do not file disputes as I have had to do over ATM transactions. I still haven’t gotten my money back from this and it happened in April of 2021

It’s wonderful.. I’ve been using Chime for a couple of years. I just don’t go into a bank anymore. The only reason why I am going to open up a separate account with a brick and mortar is because in the next few years I want to get a decent home loan and usually being a member of the bank will help with that. Other than that this is perfect especially for people that aren’t ready to make a major purchase yet. I have had issues in the past and they have been resolved quickly and customer support is quick to ask. For those that are having issues with the chatbot, you can just type “human” and you can submit something to them and they usually get back to me within less than 12 hours probably about four. There have been times where the system has been down. This is why I’m removing a star. The system has been down several times in the past year by several I mean like maybe three but that’s still too many times. I have a credit card as back up. Working in IT myself I can’t actually be too upset. Things happen. I am prepared. I would not recommend this for somebody that is old-school but if you never really go into your bank or use checks anymore… (You CAN send a check from the app and it is mailed) this is for you.

Stupid policies & customer support. I’ve had chime for over 2 years and loved it tremendously, from the no overdraft fees to early pay day … up until this week. I was supposed to get my direct deposit on Tuesday as I always do so I went to check my account and got a notification that my account was locked for “security reasons” no explanation via email or anything. So I email the review team which responded right away & they say I need 2 forms of identification & a piece of mail .. not just any mail .. a bill of some sort , insurance, credit card .. within the past 60 days. Well I just recently moved & have no mail at all but I didn’t provide mail that just wasn’t dated within 60 days. Well they kept emailing me back asking for the mail document after I explained why I couldn’t provide more recent mail. They closed my review on the day I was supposed to receive my direct deposit causing it to bounce and get sent back to pay roll. So at this point I’m beyond frustrated because I have bills and a child to take care of. After rambling through my email I find a pdf of my BGE bill. I finally send all the documentation they ask for and they have yet to respond back to me with an update 2 DAYS later. It’s frustrating and inconvenient because why hasn’t anyone reached out just as fast as my first time emailing? Once I get in and retrieve my funds I’ll be canceling my chime and getting my direct deposited elsewhere !!! Don’t use chime for direct deposit.

It’s ok. Not a bad app to bank with sometimes they have their issues but nothing major on my behalf that wasn’t handled immediately so far my lady had an issue that took to long to get resolved because it was a communication issue the people who she dealt with couldn’t comprehend what she was explaining but for the most part it’s pretty good take a little long to receive your new cards when you order them but ultimately the system they use has a lot of perks and when it’s running good it’s running good . When the app has issues it doesn’t affect your card use and they handle it quickly and it back up and running in minutes if not sooner so I give them 4 stars . Much better than most banks trying to sneak in fees to manipulate you out of money these guys keep it simple and the credit card you get with them is definitely a plus, helps you get back on track if your credit is not so good and keeps you informed and easy to use and understand . Gotta say the chime guys are good at what they do and the only reason they didn’t get the 5th star was the minor issues . Most of the people I know have it after dealing with shyest banks and I’ll admit I’ve promoted it to my friends and convinced many to get chime

Disappointing. I am not typically one to come online and write a review but I felt I needed to share my experience with Chime. I’ve been a customer for almost 2 years and the reason I joined was I was going through a financial hardship and I enjoyed the idea that they trust their customers enough to offer spot me as an option if they needed funds in between paychecks. Most recently I received a reimbursement check from State Farm that I attempted to do a mobile deposit through it was denied stating that I didn’t fill out the back of the check per their requirements which I did. I resubmitted the check then they decided they wanted to hold the check for over a week. I have been a great customer I have not had any return checks I have not returned any checks that I deposited it was very frustrating because State Farm even gave me proof that chime cashed the check and they still would not release the funds so they basically are holding my check hostage for another four days. I completely understand having policies and safeguards in place for the company but when the customer is telling you that they have proof that you cashed their mobile deposit you should be releasing the funds. I decided at this point to go back to traditional banking where I can make deposits add an actual bank and I don’t have to deal with this nonsense.

Crap customer service. I’ve been with a lot of banks and I’ve never had somebody tell me that I’m not able to cancel my cards based on me not knowing the last settled transaction. I recently had my cell phone and wallet stolen so naturally I called to cancel my cards and the customer service guy said that I couldn’t cancel my cards even though I gave him every piece of information you could think of Social Security name etc. except I didn’t know that last settled transaction naturally having my phone which is basically my computer and my cards stolen . To make matters worse I couldn’t even understand what the guy was saying he sounded like he was hung over or some thing but he basically said that I couldn’t cancel my cards and I just have to let them linger and let them get fraudulent charges charged to them which is exactly what happened. Once I got my phone in the mail I was able to download the app and cancel them I also noticed all the fraudulent charges that happened during the time I was not able to cancel my cards and they haven’t refunded me for any of them .I emailed them and called multiple times and it’s just mine blowing that I wasn’t able to cancel my cards and that the guy on the phone was so inconsiderate and unhelpful there Hass to be a solution I said but apparently not . other than this experience they’ve been pretty good so if you’re a clumsy like me and lose your stuff I would think twice about this place.

Love my chime account!. I absolutely love my chime account! I’ve been with chime for years, at least 5-7 years. I’ve always loved it but now I extra love it. They have a “credit builder” card , you transfer your own money from your checking on to that account and then when you use the credit builder card it reports to the credit bureaus! They also started the “spot me” feature a few years ago where you can basically go in the negative without any type of fee. It gets paid back with your next deposit. You can also round up your transactions and the extra change can be sent to your savings account so you end up accumulating some money with basicaly no effort and you barely notice it . They also recently came out with the boost program. You can send up yo 4 other chime members a $5 spot me boost, so their spot me account allows them to go negative an extra $5! But the very best part is getting paid early! I get paid on Friday at midnight through my work, well everyone else does. I get my check on Wednesday! I had my most recent check around 5pm on Wednesday. Also when the stimulus checks got sent out I got mine super early. I didn’t even know they had passed the checks until after it hit my account!

Wonderful app. I love using Chime, there are so many good things about it. Chime lets you transfer money to savings or anyone instantly, you have 24/7 access to the app to check your balance and when you purchase something it deducts it automatically from your balance, it automatically transfers money to your savings with every purchase you make which is really helpful with saving, if you’re ever in a bad situation they will spot you $25 with no charge and every month your friend can send $5 boosts each friend and that adds on to the $25 so that’s is very useful when in a tight situation (usually around bill time for me), it lets you lock your card if you lost it/left it at home/ are not using it, it lets you have 24/7 access to your card number on the app if you left your card at home or you want to make a purchase online and don’t want to dig your card out of your purse/wallet, and it lets you receive your paycheck 2 days early. My only complaint is the receiving your paycheck 2 days early, sometimes they are slow on that and I only get 1 day early, but I’m still getting it early so it’s not a big problem, just a tiny complaint.

Don’t use this app! Garbage. I have had this app for a couple years and didn’t use it too often until recently. Since my first experiences were good I switched over to using it as my full time bank. HUGE MISTAKE! They did everything they could to screw ke over. I was in a bad spot and withdrew my 401k and was sent a US bank check which I cashed using chime. They held it for 6 days making me wait until the following Monday when it was for an emergency! And to top it off I had verification from the issuing bank that the money had already cleared and they had it and were holding it for zero reason! When I attempted to talk to a bank manager or someone who could help they repeated the same couple of cookie cutter customer service line stating they understood and would help just to have nothing change! They told me it is for my own protection even though the money had cleared and there was no more risk involved just needed to pay me! They did not they left my family including 5 year old son sleeping in a car for numerous days! And to top it all off the level 2 person who handled my a complaint basically said have a nice day and disconnected. I was switching over my direct deposit and was positioning to use chime and only chime now I wouldn’t wish them upon my enemy. If you want your money taken and held so they can illegally use it for quick investments then go for it. If your looking for a quality bank who cares for their customer you won’t find it here. Horrible!!!!

Refer a Friend Program Needs Review. My friend has been bragging about this app for months, about how great the spot me is, how she was able to get her credit score up, all sorts of wonderful things. I was a bit surprised when after creating my account I realized I didn’t use her invite link. I contacted support just minutes after account creation, and although she was wonderful, she was unable to fix the refer a friend and even if I cancelled out the newly created account and made a new one, it’s all tied to your personal info and there was no way to get her the bonus. I get that may be a lousy reason not to trust a company, but missing the first opportunity Chime had to rectify a simple clerical error only minutes after opening an account is pretty telling of what I have to look forward in the future if I chose to continue business with them. I was only an account holder for approximately 20 minutes before I asked to cancel the account, customer support needs to be empowered to help customers with this or allow new accounts a grace period before their first qualifying direct deposit. Won’t be returning, and I hope this warns the next would be customer about the level of customer service available at Chime. Also, the account closure email is a little aggressive seeing as I am the one who asked to close it: Following a recent review of your Chime Checking Account, we regret to inform you that we have made the decision to end our relationship with you at this time.

Love it. I was done with my local credit union. Fee after fee after fee after fee. I blink and I had a fee from that bank. So I decided to try out Chime. I AM HAPPY WITH THAT DECISION. I have NEVER been charged a fee with Chime. They offer spot me. And as you stay with them longer, the spot me increases. So say you thought you had $50 in the bank, but turns out you only had $40. No worries! They will spot you, and you get charged nothing. I don’t use it often, but when it happens its nice to know I won’t have to pay an extra $34 or however much these days. And most of the time they send you a notification of your balance every day, except for some reason I haven’t been getting that lately. I have no issues finding an ATM that won’t charge me $2-4. My money is deposited 1-2 days early. I actually never had to contact support yet. I been with Chime for a year!!! The only thing is I haven’t tried depositing money, as thats the only thing that would seem to be a hassle, but I never had to so it may not even be that much of a hassle. If you are tired of endless fees, banks who don’t understand, corporate bank / credit union companies getting any and every little penny out of you, THIS IS THE BANKING APP.

Don’t Use Chime!. Chime is a meta bank so it isn’t accepted by 90% of financial institutions which will create a huge inconvenience for most. Also they are not even based in the US so you will be talking to someone in another country with English as a secondary language equally infuriating. Currently it’s been 2 weeks & I still haven’t received a replacement debit card after chime TOOK IT UPON THEMSELVES to report my card as stolen & cancel it the week I had a deposit coming when I had simply said “please block this merchant” which they’d done before without interfering with my card now it’s going on 3 weeks I haven’t been able to access my own money due to their sheer stupidity & lack of listening skills. Them being a meta bank I had thousands of dollars worth of unemployment money I desperately need & waited months for already returned because unemployment refuses to deal with them so now I’ve had to wait an additional month for that $ that I still haven’t gotten in addition to to the debit card debacle & often customer service will lie & said they did something to get you off the phone for you to later discover it wasn’t even done!!! This is how they treat a 2 year customer NEVER AGAIN! I will be cutting these cards & deleting the app, save yourself a tremendous amount of trouble & get a real bank account with a bank you can walk into

Chime App / Direct deposit consistency. Your application is awesome. It’s easy to use and I love the easy access to move money between checking and savings. The only frustration I have with chime is the timing of my direct deposit. The consistency of direct deposits are very good or very bad! Meaning there usually 2 days before payday. Which is very appreciated. Then there’s the direct deposits that don’t get posted to my account until I call several days after my payday has come and gone asking customer service when is my direct deposit going to be posted? And I’m given the same old excuse of we post it when we get it? And then magically after telling customer service the amount of my direct deposit not being posted to my account it magically is posted. The bank I used before I can to chime always posted my direct deposit to my checking account the same time for over 20 yrs! I came to Chime because I learned that my bank was holding my direct deposit for 2 days to make interest off of my paycheck before posting it to my account. But my previous bank always posted my direct deposit on payday for over 20yrs. I love my chime app but loathe your customer service and untimely direct deposits. Honestly if the direct deposits were always timely I would rate your app with five stars. Sincerely Scott Stewart

A hassle to use. Chime has some nice features but I don’t see myself using this account for very much because it’s such a hassle to log into, or get customer service from. For example, I called them because someone hacked my account and it took them nearly an hour just to correct my phone number on my account. During that time I was switched to talk with 5 different people (all with heavy accents and hard to understand) and then I had to send them a picture of my drivers license along with a selfie. Again, this was all just to change my phone number. In fact, every time you try to log into your account you not only have to use your password but you are forced to solve 3 to 5 different “puzzles”. If you answer any one of those puzzles wrong, well, then you are forced to start the entire process all over again from the start! Then after that circus they send you another authentication number to your phone which you have to send back to them. This means you’re forced to have your phone on you whenever you log in, even if you’re using an iPad or computer to log in. Keep in mind, you’ll be forced to do all of these wonderful things - even if you just want to check your account balance. Since it’s such a hassle to use this banks services, I don’t see myself using this account for very much.

Apparently they remove your ability to access your own money at random. The "Your Pay" feature is a complete scam. They have a bunch of hidden conditions they don’t tell you about straight up and apparently they can just remove your ability to use the feature in the app whenever they feel like it. I had used this feature literally the day before without issue only to find it gone the next day, preventing me from accessing my paycheck early as they said they would. When I called customer service, they made up some story about a secret balance which was past due that I can't see in the app and refused to elaborate further. I explained to them that no notifications or emails or texts that come in notify me of such a thing. Nor did anything come in letting me know that there was a deadline for such a thing. as if that wasn’t bad enough their customer service is absolutely abysmal. The company is so cheap that they try to pawn off most customer service inquiries on a robot and when you do finally get a person on the line It’s some Indian dude in a call center On the other side of the world with no real connection to the company and no real incentive to help me with my problem. like I’m literally just trying to get access to a feature that was working just fine yesterday. I plan on removing all of my funds from this app and doing business elsewhere. I suggest all of you do the same.

Pretty good except for check deposits. They recently started holding checks for a week before making the funds available. I’m not talking about a personal check- I receive a regular paper check from a bill-pay service every two weeks and the money is drawn from the source account when the check is issued. If there aren’t enough funds, the check won’t be issued. It’s like a cashier’s check. Chime used to make the funds available at the end of the next business day but now it’s a painfully long time for a check like this. I would understand for personal checks but these are like cashier’s checks and I’ve been depositing them with no problem for years. It was a major hassle when the delay first came into effect and a bunch of my bills could not be paid on time. It’s a bummer. My card has also been randomly declined in situations when there were enough funds. Both times I was able to withdraw cash from a nearby ATM (with fee) to pay the bill I couldn’t pay directly with my card, but it would’ve been really annoying if there hadn’t been an ATM nearby. I called to see why the card was declined and the card services people were unavailable- once at night but the other time at 4 or 5 in the afternoon— they were already closed for the day. Maybe it was after closing on the east coast?

Excellent bank, excellent app. I use Chime credit builder constantly and since adopting it have substantially raised my credit score, unlocking opportunities I otherwise never would have had. I also enjoy the luxury of getting paid 2 days earlier than normal pay day. Spot me has also saved my skin on SO many occasions. The seamless integration to Apple Pay was also extremely refreshing from the hoops you normally have to jump through to get other traditional cards on such. Cons are few and far between, the main downside being getting charged at most ATMs to withdraw money but luckily I rarely do so that’s not a deal breaker for me. The other con is not being able to deposit cash without a fee for a vanilla reload at stores, which again isn’t the worst thing ever for me nor a huge hindrance. If you like having checks, depositing or withdrawing cash, Chime isn’t the best choice for you but for everyone else, the benefits outweigh the drawbacks. I feel the fact that they don’t charge overdraft fees far outweighs any of the negatives and give it a solid 9.5/10. Really great bank and excellent app design, easy to navigate. Would recommend to anyone. Last mention is the perk of getting $100 for referring people to Chime!

I love Chime!. I have never worked w a better online bank than Chime! IT’s security is Top Notch!! I had a company that I have never visited knew nothing about try to take out a payment from my card. It over 100 payment and Chime Notified me immediately! They texted my number and asked me if I had approved that purchase! It was a simple solution: “reply yes or no.” I replied:” No” of course & they wouldn’t allow the company to withdraw the money out of my account, and for that I am very grateful. You have an option to go over on ur account as well and pay it back later! I’ve had to use that a few times. I strongly recommend tipping chime so that feature stays available and in tact! The credit builder card is Amazing it works for itself helping with providing you a credit score you can be proud of! There are no unexpected fees they try charge you! I have no complaints when it comes to chime! I love it! However, I wish there were more ways to talk to someone w chime or when a person does try to order something using ur number other than u if chime would offer more details about the transaction purchase and company it was purchased from. That’s the only thing I can think of that could use some work! Keep up the great work chime!!

No update notes/ annoying ads. UPDATE: Are you seriously advertising on my transactions????????? Now complete with outside advertisements on the front page of the app. It gets worse and worse. To everyone getting their money stolen by Chime I highly advise filing FDIC complaints which you can do online. Update notes aren’t a place for your bad jokes. The application is mediocre and the developers act like kids. Kids who get to secure access to your accounts. The only reason this app is so highly rated is dumb people rating the service and not the application. So let’s do that. It’s not a real bank account and many services won’t recognize it or it’s “debit card”. My card hasn’t worked right in chip readers 90% of the time and I’ve replaced it multiple times. Credit builder won’t let you choose any number to move money over. It will only choose large numbers based on a high percentage of your balance. An adult bank should let me make adult choices. A quarter of the app is dedicated to advertisements that are misleadingly presented as tailored offers for you, but rest assured they’re just ads. If you have to use their slow and confused customer service then expect to bombarded with multiple unsolicited emails acting as if it’s your duty to rate the service you received and including ramping verbiage about how you still haven’t fulfilled your responsibility. Sadly they are somehow still better than the major banks and I’ve been too lazy to find a better service so far.

Waste of Time. So I opened my chime account in 2019, I loved it at first because of the no overdraft fees and the early pay, but this bank is so annoying to deal with. Not only is their customer service horrible but just trying to get in contact with someone is as well. You spend about 10 minutes on the call menu alone just trying to get through the different options to find the right place. My wallet had gotten stolen so i canceled my credit card and debit card, I then requested a new one, took almost a month to get there. Tried to activate it and was told that the card information was wrong. Okay? Not sure how it would be wrong since it's literally right there on the card. So i contacted a rep through the app, they said they would send another one. Got the new card, tried to activate it AND IT STILL WOULD NOT WORK. Okay, maybe it's just a system error. Got a new card AGAIN a few days later after they expedited it. Tried it activating it again and it still would not work. I decided to close my account after that. It was just too much hassle to try and do it over the phone and not be able to just walk into an actual branch to get my issue resolved. Oh and when I went to close my account, the representative didn't even ask why I was closing my account. You would think that such a highly reviewed "bank" would atleast want to know why a dedicated customer is closing their account.

Has some issues but still a great app. All in all its a great way to help build your credit if you have none because of the way that the credit builder card works and the fact theres no hidden fees to worry about. i personally hate spending money i dont feel like i have so this credit card was a great option for me because you can only spend what you put into the secured account and chime doesnt report how much of it you use to credit bureaus like some other banks do, so you can only positively effect your credit. Also, i get paid 2 days early and the user interface is very appealing. the only issue ive had with chime was when i got a new phone and new number and couldnt access my account through the updating your phone number information process. i suppose they flagged it as suspicious activity? im not sure but it did it for days and i was actually getting very frustrated because i no longer had access to my old number. but i called customer service and got it sorted out within 10-15 minutes after an identity verification process. if you run into a security issue such as the one i did, just call the number right away instead of waiting a week like i did.

Great so far!. Edit: still so great! I was nervous about there being no branches and only online but it turned out very smooth. I have both savings options activated and I love it! It takes a bit for the round up though maybe between an hour of the posted transaction to at least 1 business day. But that’s not too annoying. I DID ask for the emailed direct deposit form and it has the old routing number. It was an easy fix and my 2 most recent deposits have come through perfectly fine. I’m a huge lover of Apple Pay so I’m glad it works with that. The mobile check deposit feature works great as well. I received an email the next business day saying my check was received and it’ll be available the next business day. (Good thing I did all of this on a Monday.) You don’t really feel lost or anything using the app it’s very simple. I have only had the service for a couple weeks but so far I am a top fan. I took a star away because the routing number issue delayed my first deposit by one day. Also if you use the chat line for service a different rep replies each time. That also makes me worry a bit of a huge issue occurs that you’d usually go into a branch for. But again so far, it works gloriously!

Chime is amazing, just one real issue in my opinion. I never usually leave reviews but i feel like chime deserves one. Amazing bank, phenomenal the amount of control they give you to handle your finances unlike most conventional banks where it feels youre at their whim. Chime credit builder absolutely works, helped me build my credit over 100 points in a little less than a year. SpotMe is amazing, never had an issue with it. That being said I have one complaint: the pending transaction system. To be fair to chime it isn’t a problem for just them, but I feel its at it’s worst with them. When it comes to certain refunds/deposits believe me it will take DAYS possibly a week or two before you see that money back in your account. And when you go to support, they just completely forget about you! I put in a ticket to help get the issue solved, and while my agent was great, i did not get the issue resolved, and my support ticket was NEVER followed up on. I wasn’t asking anything egregious, just wondering after days of waiting when my deposit will be put back on my card because I know it is chime themselves withholding. Nevertheless, i would still recommend chime, fantastic bank, so much better than conventional banking and I will continue being a chime user as long as they are around.

Do not use chime especially if you’re gonna deposit a check.. I got my tax return check and tried to deposit it through the Chime App. They ask you to write to deposit to time only on the back of the check. I did so and then took pictures of it front and back clear as day and they rejected my check not once but twice. After calling in speaking with a representative twice they were unable to tell me why my check was rejected. I then called back on Monday and asked to speak with a supervisor who told me that they did not have the access to tell me why my check was rejected that I needed to email the chime support. After emailing the Chime support I was told that they could not tell me why my check was rejected. So now I’m stuck with a check that says to deposit of chime only on it and cannot deposit it with chime or anywhere else. They have ruined my check and failed to give a single reason of why. This banking app clearly does not care about their customers or their money. I will be sure to empty my account with them and delete it. Never will I use chime or suggest anyone to use them ever again. I even asked them where to file a complaint and they will not get back to me, so I leave this review instead in hopes other people won’t take a chance with their own checks and have the same issue as me.

Happy customer!. Very happy customer! Even though there is no stand-alone bank, I have had an excellent experience with Chime. 1) I like getting paid early 2) No overdraft fees, love the Spotme feature 3) Ease of use 4) I love that I view my card in the app, it sounds lazy, but I’m tired of pulling out my card every time I want to buy something online (lol). 5) I love that my mom and I both got $50 when she referred me to sign up for an account. What an awesome referral program for everyone. 6) You can turn your debit card transactions on/off with the click of an app. (I forget to turn it back on sometimes! I’ve embarrassed myself at a store a time or two.) Also, there are many ATM locations near me that are free of charge. I like that I can “round-up” to save if I’d like, or set 10% of my direct deposit aside. Chime has been compatible with PayPal and Apple Pay to send money to people. With that being said, I use cash at most restaurants / gas stations / stores, I don’t like my card number being out there. I had debit card fraud with my old bank account. I have not had that incident happen with chime and I hope that it never does. Not revenant to the app or bank- but cashiers at the store always say the card is a cute color lol.

Close accounts and steal money. Had chime for 4 years never did anything fraudulent and did not break any of the contract rules I had a checking savings and credit card!!! Woke up Monday morning and chime had completely closed my accounts with no pre notice or anything all three accounts where closed and I have to wait 14 business days before I can get my money mailed out to me in a Check!!😡 also chime stole all my money in my account I had $5,562 split between my checking savings and credit card! Come says that I only have $520 in my account! When I told them that is not true they told me to provide proof of balance knowing that they closed my account and restricted access so how can I prove it! Chime does not email or mail out bank statements every thing is done threw this app! CHIME IS NOT SAFE OR RELIABLE When requesting a reason for the closure chime emailed me stating that for privacy reasons they can not provide a reason for account closure!!! I can not get any assistance or answers from chime over the phone or on line / email ! Be Careful CHIME also known as stride banks are criminals they steal money and unlawfully close accounts with no pre notification! I was not made aware of account closure or anything before my account was permanently closed! Do not use CHIME banking ever they are criminals! If anyone knows how I can go about getting the proper legal officials involved in this please leave a response.😭

A good and simple banking service. Chime is just what you would expect out of a bank. You can open a checking and savings account just as you would with any other banking service. One of the main things that stand out to me over other banks is their app UI, it’s very simple and clean, making it easy to find what your looking for. I absolutely hate that most bank apps have so much stuff on their UI that you can forget where things are. Chime keeps everything neat by keeping what’s important easy to see and the rest of it under the settings. The SpotMe feature kind of feels like a gimmick. I thought it was cool at first but the main problem with it is that they are turning overwithdrawals into a “I got your back” feature; almost as if they are encouraging it. The only difference with the SpotMe feature is that you will not be charged a fee for doing so. I personally think it’s a bad idea because this feature can encourage bad financial decisions, especially because they offer boosts that increases the amount you can overwithdraw. It’s a nice feature to have when your struggling but it shouldn’t be encouraged. Also, one of the downsides to it is that you can only use the SpotMe for online purchases but not for paying bills which begs the question, “is this really to help you or is it to encourage spending over your balance for things you want?”. Aside from this feature it’s a pretty good making service.

What’s the catch?. There isn’t one. When I first heard of chime I thought it was too good to be true, no overdraft fees, building your credit without having to remember there’s a bill at the end of the month (you have to turn safe credit building on). I’ve lived on my own since I was 16 and when I tried renting apartments at 18, I discovered my lack of credit history was a big issue. Within a few months I got my first credit score, the card they issue essentially works like a debit card. It’s a credit builder card therefore, I have a perfect payment history, a score of first 678, then 680, and 704 as of right now. They also have other resources for a select few insurance companies, investment apps, cash back savings apps etc. There is no overdraft fee, though it is possible to overdraft but not over the spot me limit you’re allowed. If you’re not one that likes over drafting anyway, I’d turn “spot me” off. That way whatever purchase that’s over your available spending balance will be declined. And the best part about online banking is that you can disable your cards anytime you want to avoid unauthorized transactions. Also there is a $100 bonus for you and each person you refer that signs up and gets $200+ direct deposited within the first 45 days of creating the account I believe.

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Worst EVER. You are the worst! All of you should do yourself a favor and dip out ASAP. I am dealing with a fraud and it is taking more then 60 days for them to complete. Every time I try to get a hold of them they keep telling me 45days on the 47th day and 45days after. Always 45 days. They refuse to return my funds and never have a live representative to talk too. Their Resolution department does not have a phone number and refuses to talk to anyone. Their HORRIBLE. I just went out and got a new bank account. This bank can ruin someone’s life with all the loop holes you have to go through if 1 thing goes wrong. You have no protection on your card and info. Good luck if your trying to speak to someone who speaks proper English. Your dealing with someone else’s money you should know how to talk so they understand. I was also lied too and told by A representative that I would have my money back into my account on November 30. I saw that it was never there so I called back and was told again, 45 days. I will never use them again. I had the case reopen and been waiting with PROOF and all. I refuse to put any money into that account until it’s solved. But I just went out and got another bank account that is much better. Do yourself a favor don’t deal with the hassle and get something that will protect you.

RUN. This was the first time I opened an account at a bank I could not physically attend. This was a brand new account. Decided to have our refund deposited into it. BIG MISTAKE. They started asking for proof of refund which we sent. They pushed the funds through. We had access to the funds in the account for over 2 weeks after the fact....Then, I try to log in to check the balance and pay a bill...account suspended. The only explanation I was given is that something (that something could never be fully explained) was falling outside of their banking terms? They asked for a bunch of other info (License, SS cards, Utility Bill) to unsuspend the account. I’m like REALLY?? Can someone tell me what is happening? Nothing. Me thinking it’s just some kind of misunderstanding I sent in the necessary documents and still no answer. I’m now feeling like my money is being stolen and we’re being defrauded! They have over $2k frozen that we can’t get an answer as to why! I’m so upset I could cry. I have no idea what happened, I’m getting no explanation and I’m in the process of seeking an attorney! This bank takes people’s money and suspends accounts for no reason and provides no explanation. Do not trust them with your money!! 8 years I’ve done the same transaction with my regular bank and I’ve never had this issue. NEVER.

Overall Chime Experience. All in all Chime Checking, Savings, and Credit Builder Accounts are good with receiving Direct Deposits a couple days early and are fairly easy to navigate and to use for various Banking services. The “$200” Overdraft Protection is MISLEADING! When signing up for Chime Banking to be your primary Banking for your everyday life business i quickly read over the Terms and Conditions and Chime is very much aware of what they are doing when they word the Overdraft Protection as “up to $200 with qualifying Direct Deposit. I’ve been with Chime for a little over 6 months now and my Overdraft is at a measly $25 and there is absolutely no way to request an increase. They claim that they will increase your O.D. based on the amount and duration of your monthly Direct Deposits. My direct deposits have been in the several thousand range every month from the beginning consistently and I have only received a $5 increase which is ridiculous to say the least. I don’t want to go through the hassle of switching my primary Bank again so I’m sticking it out. Also when disputing charges and requesting a chargeback due to merchant deception I have not been reimbursed the two times I’ve had an issue.

A Really Bad Experience!. I created my checking account in Chime more than a month ago, and while I am able to access the website, I have tried to use those very same credentials to log into the app a GAZILLION times to absolutely no heed. I updated the app, my iOS, the app again, changed passwords, did everything I possible could - reached out to the completely frustrating and utterly useless customer support team - I have sent them so many emails, screen shots, screen recordings, follow ups, I can’t even count - every time I send them an email and they give me the most useless basic advice, and it’s always a new person responding and seems like they cannot see my conversation with the previous person IN THE SAME EMAIL THREAD - so they ask me for a screenshot or recording ALL OVER AGAIN, this has happened more than 4 times! I tried using the phone line - but firstly there are NO REAL PEOPLE THAT I CAN TALK TO!!! and secondly your chat bot DOES NOT WORK!!!! I have tried so many times to ask the most basic questions because nothing on the menu suits my questions - NOPE!!!!!! I could give zero stars if I can but Apple does not allow for that. This is my LAST attempt at possible reaching someone, ANYONE???? at Chime to hopefully get my issue resolved.

FRAUD ALERT!!. I opened a Chime account after seeing it was so highly rated. Big mistake. I had $450 deposited into my account. The terms say that you can do one transaction before you get your debit card. Not true. I emailed the company to ask why I was not getting my one transaction. They kept sending me the same response that had nothing to do with my question. I tried transferring the money to my PayPal account. I’ve verified the account with PayPal. Chime still would not send my money to me. Or to my PayPal. I bet I sent them over 10 messages. And then all of the sudden I get an email saying that my account has been closed. With no mention of the $450 that I deposited. If you were looking for a quick alternative to PayPal, this is not the answer. You never get to talk to live person in customer service. What a joke. I wish I knew how to file a complaint with the Better Business Bureau. I wish that I could post screenshots of the conversations I have had with their “customer service”. What a joke. They’ll take your money (instantly), freeze your account (30 days except they’ll tell you you can have one transaction which isn’t true), then they can close your account for any reason they deem okay. To top it off, you’ll have to wait 30 days to get your money back. (In the form of a check.)

I DO NOT SUGGEST CHIME !!!. They advertised $100 spot me limit, I’ve had them almost a year, close to $40,000 I’ve put in this account in 10 months and they’ve only given me $20 spot me til this day, on the very few rare times you can actually get through on the phone (Customer service is a joke that’s non existent) they always tell me they can’t lift my spot me limit to their advertised $100 limit. They need to be sued for false advertising. If you ever have a problem with a charge, good luck getting through to a live representative, they forward you to a chat box in the app in which they took 3 days to respond to me in ( I’ve Got The Receipts to prove it ). I highly suggest signing up for other banks that actually give you what they advertise like Current, who pays you up to 2 days early ( chime advertises 2 days early but I’m never paid then, always paid 1 day early) and actually gives you the $100 credit limit. Chime is a joke that I’ve waisted almost a year of my life dealing with, credit builder was the only thing that stopped me from closing sooner, but it’s been 2 months and they still haven’t reported to 1 bureau after I’ve spent $4000 on their credit builder card ( I’ve got proof ). If i could give them -10 stars i would, i think it goes without saying that i dislike this joke of a bank. DO NOT BANK HERE !!! TRUST ME !!!

Good service,Good customer service,and just amazing in general. Good for first time bankers im personally glad I chose chime because other apps just have so much extra stuff that’s unnecessary. Recently there has been a slow down on direct deposits coming in and I thought there was a problem with my job but chime clarified the problem on the app and I was glad my check is still waiting to send and it’s not gone forever 😂. This app is really easy to use atleast for me and it has great services such as spot me and even helps build credit which blows my mind took me a few days to find my way around the app and it’s uses but that’s usually just me being a slow minded person. I enjoy how you can just go to almost any gas station and put money into chime account which was helpful when I first started working because my boss was unsure how to setup my direct deposit(she was new) so I was stuck with checks I had to cash at a random bank which was annoying because they insisted I made an account there. Overall GREAT SERVICE AND GREAT APP

Fails every mobile check deposit. I've used Chime for over two years, and it has denied every mobile check deposit I have tried whether personal check, company check, government check, or any other kind of physical check. So, I have to take any and every check to some other banking establishment to cash it with a fee and then pay a fee to have it deposited into Chime in increments at a time at places like Walgreens or Walmart, so I never even get the full amount of any check I receive. I follow all instructions by Chime exactly to a tee and have contacted Chime via chat, email, and phone, and they can never give any reason except that the check wasn't accepted by some panel of a few people somewhere who make these decisions, with their apologies. In fact, the only explanation ever given and repeated even by agents over the phone is that the check was not accepted and not to attempt to deposit it in Chime again, but that the check hasn't been cashed so I can take it to another banking institution to cash it. That's it. No further reason or details, regardless of what kind of check or who it's from as I stated above. And it happened to me again today with another check not accepted. Otherwise, Chime is convenient if you never use cash or any form whatsoever of physical money.

Would Not Recommend. My experience with chime has been very upsetting. I got it due to the fact that everyone said they loved it. Within days it had switched my Direct deposit to my job without my knowledge. I then had to pay my bills using chime, but I didn’t have a chime card and to make matters worst it would NOT connect to my bank account. I tried multiple times even contacted chime and my personal bank. After about a week of nonsense, I finally decided to close my account to which it took 3 days and I had no way to access ANY of my money. Not to mention I also needed to pay bills, but Christmas presents, and get groceries. After finally closing my account I was informed it would take 30 days to get my money in the mail in the form of a check. I contacted customer service to maybe know a tracking number or ANYTHING that might let me know if it would come sooner to which they responded “It can take up to 30 days” I knew that I had already emailed very politely and asked them. They gave no new information and didn’t seem to care if I was gonna be broke for 2 weeks waiting to be paid again. In all I do not recommended chime and I feel very upset with how things happened and how it ended. Update: still haven’t received my check in the mail. I’m waiting chime.

REAL REVIEW WORTH READING!!!. Do NOT OPEN AN ACCOUNT WITH CHIME!!!! Go to local bank that have real walk-ins and actual have real people you can speak with face to face. I requested information on a transaction that was made and they decided to rather give me more information about the transaction they deactivated my card. I never gave them the agreement to close my card. I found out the hard way while i was shopping and trying to purchase my itmes and my card was declining. I called customer service multiple times to tell them that it was an error from their side. I requested a temporary card and THEY DO NOT GIVE YOU TEMPORARY CARD AT ALLL!!! You are stuck waiting two weeks for a new card to come! You can not even take out your money and they lie to you by telling you can transfer your money to another bank for “easy access” but once i link another bank and try to move my money, my money disappeared!!!! They lost my money and its not in my chime account and its not in my other bank account. Talking to customer service is the worst, they will just transfer you to another department and ask you the same three questions because they themselves dont know what they are doing. Worst bank ever! They dont help you when you need help! They dont value you as a customer! I SUGGEST you open an account with a local bank that gives you Temporary cards while your card is being shipped out.

Beware of Chime. They steal your money. I’ve had Chime for over 4 years. I’ll be totally honest with you, I’ve loved them until recently. Chime will steal your money eventually. I had a dispute with a $600 purchase made on my Chime account. Chime denied my dispute without even investigating the situation and then refused to re-open the investigation. On that same denial with that merchant, the merchant gave me a full refund. Which shows how Chime made zero effort in the investigation. Then Chime kept my refund. I’ve been fighting Chime for over a year on my $600 refund. They refuse to give me my money. Denying any and all attempts at a dispute. How does a back keep my refund issued to me by the merchant? I have no idea how they get away with it but their is absolutely nothing you can do about it. Do your research on Chime. A simple Google search will prove that Chime will steal your money. They have mountains of legal action against them from their consumers. The law firms are so backed up with Chime clients that they can’t take any more victims. Be very careful on deciding to do business with Chime. They will steal your money and it won’t be a small amount. They won’t protect you from theft, fraud charges, or any type of dispute. They will hold your dispute for 3 month just to give you a denial and won’t even investigate the situation. Don’t put yourself in a situation with Chime. You will loose.

Loved it and then...... I got Chime originally as another “direct deposit” alternative to my regular bank account. Bonus, you could get paid 2 days early!! That was at the beginning and it was fantastic up until the last month or so. I never had issues with getting my direct deposit or mobile check cashing, again until recently. I used to mobile deposit and my money was available right away and best of all no fees for anything and I even had the overdraft. Which if I had a short week, it was just perfect for gas or groceries, but not so much to take my next paycheck. Recently, things have started to change. I’ve had to call more than once about my money and check cashing. My direct deposit always hit the same time because payroll always sends the same time. But it still is not posted and that’s even with the direct deposit receipt from chime to my employer. It’s sad really, I truly enjoyed the ease but when getting my money means I have to use the bot to get a call, it’s time to move on. I also had the credit builder and am glad I waited because if I have issues with getting my direct deposit, I can only imagine what would come up with the credit builder.

Decent App UX. Laughable Customer Support.. I was told last night a stop would be put on the merchant who I am disputing a charge with. I never received the product or service. They keep saying the merchant has been blocked, there has been a stop on the transaction yet they still let this merchant to continue to try and bill me! They literally dont know how to protect their customers. Will you just do you job and protect your customers from predatory merchant practices. I was told a stop was put on this merchant, they were blocked, their transaction is being disputed and now I’m STILL GETTING a message saying my card was being billed by this scam vendor. I messaged the vendor on 12/26 providing ample notice to cancel my subscription and provided proof of this and no response. The app has a decent UX but Chime has the the WORST outsourced bank customer support by far. Untrained mass oversees call center. Resolve the dispute ASAP and stop them from trying to charge me! I was told last night this was already done. Worst of all, I was told I needed to order a new card in order to stop this predatory merchant from charging me. What a joke! Get some U.S. based competent customer support or bleed customers this upcoming recession. It’s so awful it would be borderline hilarious if it wasn’t happening to me. You are cutting costs in the wrong departments Chime.

Innovative and valuable. I’ve had an account with Chime since they began. And I have yet to have a complaint. The app is kept updated and runs very smoothly. I like the auto savings feature. I do wish there was an interest gathering savings and more banking features like loans etc but it’ll come I’m sure. Many companies have followed Chime to online banking (which I believe will take over banking and do away with brick and mortar banking eventually)but none of the others are quite as well established. I’ve referred many people to chime and they’ve done away with their banks and rely solely on chime too. I haven’t seen rewards and bonuses lately like once would surprise me. But there are offers and a few discounts available. And I dislike how I have to enter my pin every time I move away from the chime screen. Even to go back n forth to copy/enter routing number account number on another app and go back to chime, even when I didn’t close it out. But it’s fine also. Their customer service is outstanding. And security has never been an issue. I have nothing negative to say about Chime.

Bank smarter. This is a great way to start out with your first bank while also getting the worse support. I filed for a credit card with them to attach to my main debit card and the card never came until I filled again with customer support for the second time to get a new card and that card never came in. Sadly enough the card is connected to my account and I can’t take it off. My wife filed and got hers on time and used it just for 4 months later that it drops her credit score. I used the pay friend feature and mistakenly sent the money to the wrong person. I filed a dispute after telling 4 different people the same story. They finally filed my dispute and investigated it 40 minutes later they email telling me is no error and it’s settled. Now I can’t my money back or credit for it. I added my card to my taxes. Nope bad idea. They asked for my information and I sent it in they held my account foot 3 weeks before asking for my information again then decided that they’ll investigate to see if I’m really who I say I am. Finally I receive my money after my wife and I called 3 times and complained to customer service about not receiving my money after a month later. Bank smart try BB&T or Navy federal because the customer support is horrible and they’re not serious about your money like you are.

Very Happy I switched to Chime. I’m loving my Chime account. Having all the functions easily accessed on my phone has allowed me to manage my money more efficiently and monitor expenditures in real time. The absence of high fees is wonderful. I love both the ease of transferring money between accounts as well as the Spot Me feature for months when the budget is very tight. Although ATMs that recognize the Chime card are not very common, I haven’t found that to be a drawback; I rarely carry cash at all anymore and haven’t missed it. I don’t miss having a checking account, since on the rare occasions when I need to pay a bill by check, I can do it through the Chime app for free. The only drawback I’ve encountered is that some businesses, particularly those that only exist online, do not recognize the Chime routing number. I’ve been able to find workarounds for all but one of them. I don’t know the reason they won’t accept payments from Chime, but hopefully Chime is working with those entities to remove whatever barriers exist. I highly recommend Chime. It’s more convenient and has saved me money over the months I’ve been using it.

Amazing, almost.. Chime is the bank of the future and it’s done an amazing job. I love banking with Chime. It’s incredibly simple through its reliable app. The platform is simple, well laid out, pleasant to view, and gives you just the right info at your finger tips. Each time I spend from my account Chime alerts me with the transaction amount and remaining balance. Not to mention NO FEES! When I think of how much procrastination has cost me in fees?? That payment that cleared when I wasn’t expecting it ... then auto withdrawals stack one on top of another?? $$$ I’m sick. Chimes new credit builder is like a gift program for you. Here! Here is a great way to build your credit without even trying! Chime will even “spot you” some cash over time to help cover your expenses. You earn your spot amount over time and it comes out of your next deposit. Easy. Wonderful! Downsides include no checks. ( I hate checks and thought I’d never need any, but have found sometimes you just do.) The “Chime Bot” in the app is not helpful. It’s infuriating not being able to get answers. It’s kind of like You last Alexa over and over and she has no answer to anything. Overall though Chime is very satisfying and I am so happy to have it.

Convenient, gets the job done.. It is true that people write a bad review before a good one. Overall I enjoy chime, I get paid early and with it being a holiday week I got paid EXTRA early which was a pleasant surprise. They did have a recent shut down that did decline our cards when we tried to use them for 2 days which was inconvenient and kind of embarrassing but the issue was fixed and they continued to show remorse. My only suggestion is I wish it showed the ending balance as purchases are made on the statement. I don’t like not being able to look back on purchases of deposits and not see what it brought my balance to at that time. I work at financial institutions and sometimes that’s what we require for proof of payment, so the fact that my bank doesn’t provided that is something that definitely sticks out for me; and in general it would help me keep track of my spending a lot better to know what I keep my balances at throughout the weeks. They seem good at looking at reviews, not sure if this is a concern for anyone else to make it a change but it would be nice if that be involved in a near future update.

It’s ok!. If your looking for a mobile bank this is what I recommend. I have tried other ones and so far this is the one I have stuck with. I get paid two days early, wich I love. The app is great and easy to work. I did have an issue with withdrawing money from an ATM machine at US BANK, which is where I go withdraw cash from. I withdrew $400 it gave them to me with that transaction I chose “Print Receipt” so I found out the limit to withdraw is $500. I then started to withdraw $100 more I chose “Not to Print a Receipt” bad idea because then the machine sounded like it was pulling the money and it was ready to dispense. When I get an error message on the screen saying “There was an error dispensing my money to please call my financial institution.” Which I did I called them they asked me for the receipt number which I didn’t have because I chose not to print a receipt. If I had a receipt they could of helped me faster. What happened next was they filed a dispute. I had to print out some forms, fill them out and fax them to them. Then it took 15 business days for them to review and finally credit me back those $100. The good thing is I did get my money back it just took some time.

Exceptionally Awesome Banking-Money Matters App. I am very thankful for Chime and it's affiliates , as they have been so helpful to me with the many versatile great features they offer through the Chime app. From helping me building my credit back up and encouraging me to save and a checking account that you can link up to your credit acct and your savings. Plus the greatest feature that I love most of all is that the app has a Boost Me feature which acts as a cushion for when your funds run out and if you need that extra boost or cushion to help cover the overage you might have and they don't charge a overdraft fee. Overall, Chime is and has been my life saver and has been my #1 supportive app for my banking needs. I highly recommend Chime to anyone, especially those looking for a great new checking Acct that really does get you paid a couple days earlier from pay day! I know because I'm living proof that I confirm that feature is actually true. I don't know how they do it but I love that surprise when I had forgotten and least expected a paycheck till Friday. Thank You Chime!

Chime is GREAT!. I love chime. Works as good or better than my previous brick & mortar bank. I was initially concerned my income would be more than Chime was designed to handle but my concerns were for nothing. I’m connected to all my credit cards & bills etc & Chime has made my life very easy & simple where I’ve no concerns, no worries with handling & managing my personal finances for the past 3 1/2 years- as of October 2022. Thank you Chime! Now offer mortgages & car loans that would be great! However not a deal breaker as I said, I’m very happy with Chime exactly as is now too! PS: I did also try Varo & Simple prior to Chime as well - Varo during first year with chime for a few months but I switched back to Chime… - hope I can say those other names? lol… regardless I sincerely recommend Chime as truly being the cream of the crop-especially for me & my personal experiences w/online only banking. Credit builder card is great even if u have excellent credit like me btw- on the fence? Simply dive in I’m confident you won’t regret it & no I’m not in any way affiliated nor work with nor for Chime. I simply value & appreciate them!

Horrible decision.. I got this account with the debit card with the spending account and the credit card for the credit builder account. I also put money in my savings to save up. I did this all to help me save money and to help build my credit score. At first it wasn’t showing up on my credit report until I reported it multiple times to a robot. Can’t even talk to a real person. And today I checked my credit score, it made my score go down 53 points. I was 10 points away from being able to get a home owners loan and now I’m screwed. It also reported that I owe $57 and I don’t owe any money. I have made every single payment on time. This was the worst decision and I wish I knew before I completely screwed myself and ruined my credit. I’m beyond angry. This was suppose to help and it hurt me more than anything. Even more than owing on other credit cards as well as being late on another account AND owing medical bills. DONT get an account with Chime if you are trying to better yourself because it will only hurt you I’m so upset right now I don’t even know what to do. This is the worst thing that has ever happened to my credit. And the house I was about to get for my family, isn’t going to happen. I’m angry and I’m hurt and now my family has to suffer because of it as well. This is an absolute outrage.

Good luck disputing a fraudulent charge.. Depending on the circumstances of your disputed transaction, good luck getting your money back. Figure out how to answer the questions to get refunded, vs actually answering them truthfully. I am not supporting or advertising trying to rip off chime but if you have a charge on your account that you didn’t make claim your card was not in your possession and you have no idea where the charge came from etc. I believe that if you state that you have had possession of your card and you don’t believe it was physically compromised by anyone, your not getting your money back. I had a charge on my account from Ebay, which I don’t even have an account for and stated to Chime support that I have had my card in my possession and don’t believe that anyone else had access to it. In the meantime, I tried to contact eBay about why they charged my card without my consent, I was never able to talk to anybody because you have to have an account to talk to Ebay support of any kind. Frustrating and infuriating to say the least. The best luck I’ve ever had with disputing a charge was PayPal, but that was years ago, and I no longer recommend PayPal due to ridiculous inconveniences lately with tripping security flags and getting denied access to my PayPal account while using it as I always have.

Up-and-down. This app should have a running balance so we can keep track of how much we spend per day. All it shows are expenditures and not a running tabulation…that’s a problem. PAYDAYS: Sometimes I get paid one day early sometimes I get paid two days early. Sometimes I get paid on the day I’m supposed to get paid. When I first opened the app it took 7+ days just to move money between accounts using Chime. Because chime runs through a regulated bank they should also mail a statement if we desire them. I have to print them at home. Chime once stole five dollars from me, and I’m not sure if they ever replaced it or corrected the deficit. Chime runs their whole format based on a “fee free” system where you can find fee free facilities in the mapping tab. Walgreens charges a dollar to load the card. CVS charges anywhere from 5 to 7 dollars to load the card. (Both are included in the fee free mapping/Location tab). When I called CHIME they said vendors such as Walgreens and CVS add their own charges. Well isn’t the point of “fee free” supposed to be use of the card without charge. Walgreens and CVS are supposed to be partners in the system they have no right to charge for that money at the checkout and Chime has no right to claim free checking if their partners are not honoring the system in place.

HIGHLY RECOMMEND CHIME. After seeing ads & TV commercials about Chime members telling their experience with Chime, I decided to give it a try. A few months after downloading it I noticed I really like it. It offered a way to get your pay check deposit in your card 2 days early & I switched my bank services over to Chime so that I can bypass all the hassle of waiting for the actual payday & it worked out for me. It also offered a credit builder card so I read about that & I ordered that card because it helps you to build credit of your own which is that I always was looking for a simple way to start building my own credit. After a few months of using to make purchases with the credit builder card I went to check my credit score online & it actually shows that my credit score is very good all because of Chime. I can’t thank you enough Chime for the services that you have provided which actually is true that you have really helped me to make & live my life so much hassle free easier. TO EVERYONE OUT THERE I VERY HIGHLY HIGHLY RECOMMEND THAT YOU TRY GIVE YOUR BANKING SERVICES OVER CHIME THEY MADE MY LIFE EASIER & IT WILL MAKE YOURS EASIER TOO!!!!

Credit builder is a life saver. #whyichime Let’s say my score was poor not it’s too good for me to even believe. I love open up my credit app to look at my credit score and it’s all because of chime credit builder💰💰and all I did was use my own money to pay my bills and BANG CREDIT GOING UP AND opportunities knocking at my door!! Don’t get me started on chime spot me! Booooy, let me tell you I stopped borrowing from my momma and started borrowing from chime. Going up a level felt like another level with my relationship with chime. I am now at the maximum $200 spot me amount and it sure does come in handy. I have saved so much in overdraft fees I laugh when people say they got a NSF charge from their bank, like chime would never. Chime loves me too much to hurt me like that. Chime wants to see me shine they don’t even charge me ATM fee if I just find an eligible ATM which is almost in every corner in my city! Thank you chime for building me up and not beating me down like all my bills every month! Getting two days sooner really helps a young single mother out!

Don’t bank here- zero stars if I could. Chime has some of the worst customer experience, and that’s compared to notoriously bad companies like Bank of America. I closed my account to quickly after I requested all my funds be transferred out, and so my bank kicked them back to Chime, who had already closed my account. I got an email saying I needed to provide a written statement from my bank, into why the transaction was sent back and a list of other identification items in order to re-open my account. I’ve called three days in a row now to try and avoid having to do that. The first person didn’t know I could re-open and account and said I had to wait 30 days for a check for the amount that was kicked back. I asked for this in writing in an email that never came. The next two times I had the same conversation, each time being told a check would come and an email confirmation would be sent, still no email. This bank is a fraud and uses the ridiculous “perk” of getting paid not two days early, but usually 1 day before payday (it’s up to two days early, so no guarantee that happens, mine was only one). That does nothing and I would rather get paid on a normal cycle then have my bank make it impossible to get a straight answer and give me my money back.

Security Flaws. I was very pleased when I first had Chime, no issues at all. Then I started to notice that there was transactions being made with my card. I am very protective of my information but somehow someone was still accessing my funds. One night it was a transaction over $100, I reported it as soon as it happened. They gave me “credit” to replace the missing funds while they investigated what happened. Investigation done and they say that it was me that made the transaction and they will be taking the “credit” back.. I was furious and even told them to send me the investigation paperwork that proves I made that transaction. Weeks go by and I look at the documents and the address was different, I see multiple transactions that were never made by me. The transactions were made in a different state with different information. I got even more furious and told them that and they said I had to submit information to prove I did not make those transactions. None of it made sense. POOR customer service, long holds while on the phone…closed my account and went to Wells Fargo and been happier ever since. Chime clearly has security issues and should be used for children. No adult with money should trust Chime with your funds. Warning everyone from now. Chime has to do better.

Love it always!. I’ve been without a known commercialized bank for about two years now, after switching to chime. NO FEES! That’s very important to mention. The alerts are instant as well. I also receive my paychecks or any direct deposit faster using chime. The app is so easy to use to transfer funds from checking account into credit builder account and there’s zero delay or lag. The app technically has had zero issues for me ever. Depositing cash is the only area I had to get used to in a different way but it’s so easy. I go to the Walgreens check out cashier or location the app shows closest and have my card and cash ready and the cashier deposits it. Depositing checks is easy at your own home using the app. I really love the “spot me” feature. Life happens sometimes and if you need a spot of a little over your balance, so long as your normal direct deposits meet criteria, chime will spot you and NEVER charge and over fees. Did I mention zero fees? No monthly banking fee, no over draft fees, it’s an amazing app!

Reliable online banking!. When I was having a difficult time getting a debit card chime signed me up with a $0 annual fee, and no minimums! They sent me a card within 7 days and still no fee. Then a few months of keeping a good balance and no problems they sent me a secured credit card to help me build my credit back up. And after using it for a few months I got upgraded to a all metal chime credit card. Still my favorite card to use! Haven’t had a single problem with Chime (unlike all the other banks I’ve had). I also recently had to use “spot me”, which is essentially their version of overdraft protection. However the big difference is you don’t get charged a fee to use it! Nor are you required to make your account positive by end of business day. In fact as long as you pay it back within a few weeks you don’t get charged a single fee! Absolutely amazing I Would highly recommend whether it’s your first account or your just tired of dealing with the big banks and all their hidden fees!

DIRECT DEPOSITS DO NOT WORK. i reached out to support via live chat because my bank (Citizen’s Bank… a huge, popular chain) sent 2 sample deposits to Chime to verify they could successfully send money to the account i was adding. i believe Citizen’s might have tried to withdrawal too early - before the 2nd deposit came in but after the first - so the funds were not available and it was declined. i received an email from chime stating “ Hi Sarah, A direct debit for $0.84 by CITIZENS was declined because there are insufficient funds in your Chime Checking Account and SpotMe does not cover direct debits and ACH transfers.¹” I then received an email from Citizens stating “ To verify this account, we attempted to make two small transfers into your account and one withdrawal from your account. Unfortunately, our attempts have been unsuccessful. This is because The Bancorp Bank, Checking has indicated to us that the account for which you have requested verification is unable to accept transfers.” i chatted Chime and told them they had 2 business days to resolve the issue or i would close my account because it had already been a headache. they escalated the issue and said i should hear back in about 4 hours. 48 hours later, no word. my account is now closed. save yourself the time and do not open a chime account!

Best decision I was forced to make!!. Unfortunately due to a career loss, having to start over and struggling financially for 3 years I had no other choice but to file bankruptcy. I was told by my legal counsel that the bank account I had would potentially freeze my limited funds because one of my credit cards was linked to my checking. They encouraged me to seek a new checking account so I could maintain what money I had. Because my credit was now poor, I was denied by two other banks a checking account. Most big banks now run your credit along with Check Systems to deem you a desirable customer. I researched my options and found Chime on a tech blog. I’m so very glad I found it! It is no frills checking and savings with a super simple app. It’s a traditional debit card in every sense. It’s Visa so you can use it virtually anywhere! Get cash back with groceries. Tons of ATM’s through money pass with NO fees! I know it may not be for everyone, but if you are sick of big banks and all their fees and tactics, I encourage you to give Chime a try. I’m very grateful to have an option like Chime. It saved me a lot of grief at a time when I’m already feeling insurmountable pressure.

Horrible experience. I had got a new phone number and was asked to login again I provided the information to login but was asked to verify my identity with the last four of my social and debt card. Since I placed a new request for a card I didn’t have one so I tired via text message but with a new phone was not able to login so I contacted customer support. I sent in all documents they needed except messing up on one where I had to write my name dob on a paper as well as I hold my id and paper in hand while trying to take a picture. After I sent it in they asked me to resend all my documents over again and again while having to wait 5-10 business days. I understand security measures but this was way out of hand and I never received my debt card or my credit card after a month of waiting for either one and then I called again to replace those two card and was told it’d be another two weeks. This was the most difficult frustrating experience I’ve ever had with any bank. I was simply trying to login to set up my direct deposit but had no help whatsoever.

The best banking experience I've ever had!. If you are paying ANY fees with your current bank, stop and switch right this minute! I've been a customer since 2016 and have NEVER had an issue with Chime! They allow me to write checks w/o checks and THEY mail them to the recipient. They allow me to deposit checks with a picture. No need for check cashing places with their fees. I get paid two days earlier than my colleagues and all of these features come without a fee. If your need more than that, well, there's always under your mattress! Give Chime a shot! If you want to make a $100 dollars for you and a current Chime customer, take the referral from the Chime customer and set up direct deposit. The Chime customer will receive $100 and so will you. Did I mention they will spot you up to $200, if you come up short on purchases without fees? You have to pay it back of course, but most overdraft protection charge you for the privilege. I can't say enough about Chime that I haven't already said, give them a shot, you won't regret it and be mad your didn't do it sooner!

Beware!. It sooo easy to get caught up in the whole getting paid two days early thing but other than that.. Chime is pretty much a joke. They’re WAY too relaxed when it comes to your money and take pride in dragging their feet with everything they do. I called Nov 8,2018 for a dispute and a month later after their Customer Service rep said that he had taken care of everything, I had yet to get my money back. After spending days trying to get a human on their customer support line I was told to use the app for my issue. Why have a customer service number if you don’t want people to call? I also lost my card Dec 10 and have yet to even see my new card. My account has been locked for almost a month now. When I call, I get the same generic answer “Your card should arrive in 7-10 business days.” Again... it’s been almost a month. At this point, I’ve already transferred all of my money to my new bank account elsewhere and I’m not thinking twice about closing out this card. Be careful if you’re tech savvy as well, The whole communications and control of your account through the app seems promising at first but given this company seems to be more for show than doing their actual job you may benefit the traditional banking like Chase or TD Bank. Hope this helps!

Chime, the modern answer to an age old system.. Starting off, I opened a Chime account because I started traveling with work. I was dealing with a brick and mortar bank that really wasn’t able to do the things I needed being away from home. Apprehensive at first I set my direct deposit up and turn on both the roundup savings feature and the 10% saving feature. It has made saving mindless and reflects in your balance instantly. My FAVORITE feature about chime though is its statements. It, well pretty accurately categorizes your expenses and you can see what amount of money goes to what each month. This is huge. It really does bring some spending habits to the front and center. One thing that is heavily advertised is the ability to get your check credited two days early. I can attest to that, it happens every week for me. I signed up to see if it works and have now got accustomed to it, and it has come in handy with having to drive sometimes across the country at a moments notice. Overall, I have had a very good experience switching to Chime and look forward to banking with them for many years moving on!

Horribly bad app. They are not a bank!! Very limited banking. This is a problem if you’re only using Chine as your main account. I have many other account and I liked the thought of a Chime account. However, Chime has an issues with mobile deposits. I’ve tried three times to mobile deposit a check and I was told by customer service that my checks was fraudulent and Chime did not have a record for f the banks. The check I tried to deposit was a check from Comcast that I received for returning my equipment and another random check from a vendor. Chime would not accept neither of these checks no matter how many times I tired and when I called they blacklisted the check as invalid. I was able to mi Ike deposit the Comcast and vendor checks with zero issues with other reputable and trust worthy banks. I cannot recommend Chime due the the mobile deposit issues. This is unacceptable, because people get checks for many reasons and if Chime is marketing their services to black and brown communities the inability to mobile deposit a check when there’s no physical location is unacceptable and very troubling. I CANNOT RECOMMEND CHIME. Use a traditional bank that has physical locations. Their are better online options as well out there. YOU ALSO HAVE TO PAY TO DEPOSIT CASH TO YOUR CHIME ACCOUNT.

4 Year Chime user here…. I’ve been using Chime since 2018, and I have nothing but good things to say about this mobile bank. Direct deposits at multiple jobs have been a breeze, effectively “moving my payday” to more like every other Wednesday/Thursday instead of every other Friday or whatever have you, which comes in extreme handy when you need your money sooner. I do like the Credit Builder feature, which I started using last year. My credit score went from not existing, to a decent registering score, allowing me to actually get my first real credit card. And of course, I participated in the “purchase 40 things within X amount of time” event and I got myself one of the Metal Credit builder cards! I believe I have one downside, the withdraw limit when I need to pull large amounts of cash out to purchase something (a used car on Craigslist, buying something expensive etc.) it forces you to wait 24 hours if you exceeded your limit and that can be pretty annoying sometimes. All in all, good bank with almost 0 issues. Highly recommend.

Great until these two problems occurred. Chime was good for the first 2 months I had it. However, there are two issues I had which will prevent me from ever using Chime again; Made a withdrawal at an Allpoint atm. The transaction was denied according the the receipt but the money was still taken out of my account. It was $240 and that is a lot of money to me. Chime said they have to investigate it and I won’t get a provisional credit until 21 days after my claim. That’s even if I qualify for one. Completely unacceptable on Chime’s part and Allpoint. The only way to avoid this happening is to go to credible banks like Chase of Wells Fargo where this would never occur, but then you would pay $3.50 per withdrawal. The other issue was that for no reason I was locked out of my account. I couldn’t login to my chime mobile app or anything. So I called chime support and asked what was going on and if I was hacked or anything. They couldn’t tell me why they locked my account or what reason. They had me send a photo of my face and ID and a paper with specific notes to their email I order to unlock it. I had never had fraud on the account prior to this either. No explanation was the last straw. What if I was driving and needed gas ? They shutdown my entire card and account. Couldn’t believe it

Chime Banking. After going through many different negatives with multiple Big Banks, for years I’ve come to the conclusion that i can’t come up with 1 negative since I’ve had my account! I opened it in 2020 to receiveA relief check from the government that would allow the check to get directly deposited into an account providing a faster process to access money! well, since then, I’ve never had a late fee extra charge I aggravating phone call or a bad customer service situation one time I even had a fraudulent transaction in 2020 when I first moved to Philadelphia and within four days the money was put back in my account. I can’t explain how many times I had to argue with customer service or a live banker about 100s$ in late fees that were taken out of my account when my paycheck deposited for spending $1 when I didn’t have it! And this is more then one occasion with multiple banks! Chime allows you to borrow 250 automatically if your account with no charge or accidental fees! I can 100% confidently say that I’ve had not 1 problem or complaint with Chime!

False advertising. I’ve been a user of Chime for over a year now and I wish I could be pleased with this company. The $100 limit for SpotMe is impossible to attain no matter how frequently your paychecks come or the amount they come in. I’ve been a faithful repaying customer in SpotMe over the last year and my limit only reached $45, then fell to $20 when I lost my job due to Covid. I referred over five friends who signed up for chime through my link. The link my chime app gave me was faulty and didn’t give me proper credit for the incentive, so I forwarded Chime plenty of screenshots and emails proof so that they would see I was the reason for those new users and get the incentive. Chime did not apologize for the faulty link, did not accommodate any type of manual incentive, and the agents who responded closed all of my issues and told me they couldn’t do anything. If you have any type of issues with SpotMe or the friends incentive, chime agents can do nothing for you. They give you long wordy excuses about how there’s many factors involved and how nothing can be done and close their issue. What’s the point of having representatives if there is nothing they can do, even to keep a loyal customer. This company is a scam, go to a trusted bank if you want to see them follow through with advertised benefits because this isn’t for you.

Absolutely The Worst Customer Service Ever!!. I’ve been banking with chime for over 4 years now and never had a reason to contact support. However, I woke up this morning to multiple unauthorized transactions totaling over $2,000 on my account. I contacted support and explained my situation to them and even included screenshots proving it wasn’t me. They stated that they would look into it and make sure my case will be resolved. Not even 5 minutes later, they denied my claims even with substantial evidence that I DID NOT PROCESS THOSE TRANSACTIONS. I called back and spoke to a guy named Juan, and after explaining the situation again, he stated that their might have been a mistake and they didn’t see the screenshots that were included and he reopened the case. I waited for 3 hours and called back, surprisingly it was Juan again who I was transferred to and he pretty much told me there’s nothing they can do about it even with the evidence that it wasn’t me. How is that even possible?!?! There was no real investigation done into my case and it got denied?!?! Will never be banking with Chime again!!! I really thought they were different from other banks and actually cared about their customers, but they’re just like every other bank. Money hungry, good for nothing, pieces of sh*t. I’m putting this review on here so people won’t have to go through what I did and to be cautious of who you bank with.

My primary back about 🙌🏻. My friend got me into chime, and I’ve been using chime for a good minute now. It’s really easy too access anything you’re looking for, and even if you can’t find what you’re looking for, they have the help service provided and are SUPER helpful! I had a problem with my payment info at one point and they helped solve the issue for me. I thought I lost my card so I had to order my second one and it came when it said it would which was about a week. They notify you if anything were to come up, warn you about any back holidays, and are SUPER helpful with the spot me, just as long as you’re having consistent income coming in, it’s VERY convenient. The only thing I’d say is up your account but AFTER setting it up, linking your other bank info. I was teaching my grandmother how to set it up to get her started and it took a good LONG 5 minute set up and both were getting really annoyed because it just kept dragging out. Other than that, 10/10 would recommend!

Don’t think just do. This is the safest and most reliable online banking out there. It’s quick with the updates gives you your paycheck way sooner than a regular bank and on top of that they don’t charge you late fees or overdrafts they GIVE YOU MONEY-you can literally rack up money called spot me cash it’s literally money you can borrow till your next check hits the more you use it and pay it back the more you get to borrow in the future i’m up to 150 in spot me cash! Not to mention if you opt to go for the credit builder credit card you’re just helping yourself I moved my deposit over to my credit builder and when you rack up your swipes they send you a metal credit card! This is perfect for people who need to help build themselves in this broken money grab world. chime doesn’t rob you or have any fees they literally let you borrow money and build your credit...!! Why wouldn’t you want to help yourself? No i wasn’t paid or sponsored from chime( i wish cmon it’s an online bank for crying out loud) I’m just trying to be honest drop the old time banks and hope on the chime train you won’t regret it. 😌

Inconsiderate and Unprofessional. My Checking account was closed without notice because I “Violated My Deposit Account Agreement” but I was unable to be given an exact reason other than that broad statement as to what exactly I did to be put in this circumstance which I ultimately accepted. The customer service level that I was given after the fact is what is a disgrace. I tried to reach out to the Bank via phone to figure out what happened to see if I could possibly fix the scenario and an automated message comes on to tell me to email the bank instead of talking to someone directly. I then emailed asking them for an explanation and I was given a generic response with no specifics for an account I’ve had for over 2 years. I then asked someone when will my payments for my employers be returned so I can anticipate when I will receive my funds to pay my bills & purchase my necessities and no one has responded to me after I asked the question twice. I understand their are policies in place but as a Human being who makes an honest living and provides for myself and others who depend on me and to have my account closed with no explanation and when I reach out to see when the payments are being sent back I get no response. Chime is constantly asking for referrals to grow their bank but when a moment arises to treat a human as a human they greatly fail.

No Chime card after date given. If I don’t receive my Chime card by Monday. Chime loosing a new customer and customer service is down how. Very suspicious things with Chime that puts red flags now. I’m stepping out on faith by joining. Now I’m regretting the whole account I opened and also did the direct deposit which makes thing even worse for Chime. I give the lowest star until my card arrives and I am able to get my money. The customer service is rude I talked to a supervisor name Sylvia she says they can’t expedite mail why not. Every prepaid debit card company has that option. Yes I reported them to the better business bureau FDIC and other accredited agencies. When it comes to my money I can careless. They playing like they can’t track it or see what’s going on I’ll just give a boost and a push so Chris, Chime CEO please expect a lawsuit from me due to this matter. I don’t care about who doesn’t like this review neither. So Chris, CEO get me money now to avoid it or just deal with it. I’ve made police reports about this matter. The AHC or ACH options seems to me as not an option but they will send the link. Chris, CEO you will be hearing from my lawyer. CEO Chris I’m taking this matter to the press today at noon. It’s ten days later no card and Chime can’t expedite another card well I’m going to explain everything to the news press today at noon.

ChimeHas Been There For Me When No Other Bank Would. Chime was there for me when no other bank would even deal with me. They not only get you your checks early that soon as your check shows that it is available through direct apposite they make it available within minutes. I have never in my 54 years had a bank make sure that right before Thanksgiving my check came on the 23rd so that I can provide a Thanksgiving dinner for my family. It may not seem like a big thing to other people but when you’re on a fixed income and you don’t have a lot of money having your check available for you to buy dinner or pay a bill early it’s a blessing. They make sure that they do your disputes on time and faster than any other bank. Personally Chime has been a godsend to me over the past few years and I think God that they help me. They also have a spot me feature that you provide a tip when your direct deposit comes in and you have a multipleOptions on the percentage of a tip that you pay for them covering you anywhere from $45 to 200 depending on your monthly direct deposit amount . Thank you Chime bank

Because of chime I’m homeless and they do not care. It’s disgusting how chime is slowly handling my situation because of chime I’m forced to sleep in the car with my kids !!! And chime is doing absolutely NOTHING about my account !!! I have done everything asked and I’m constantly having to wait and wait and wait and for them to keep telling me the same thing. WHY does it take 24 hours to send a email ….. then it’s a email of the same information I have already provided by far the WORST EXPERIENCE !!! How many 24 hours is my kids and I going to have to sleep in a unsafe environment HOW many 24 hours am I going to have to tel my kids I can’t feed them because I HAVE NO MONEY I have lost my job thanks to chime and I will be loosing my kids if this situation is not handled chime is causing more problems in my life by taking EXTREMELY LONG TO HANDLE MY SITUATION chime does not care how severe my situation is and I’m disgusted at the entire process and I will NEVER bank with chime again !!!! how many times to I have to call it’s really sad and I will end up killing myself at this point because chime is RUINING EVERYTHING FOR ME OVER THIS LONG PROCESS CHIME IS ALLOWING MY KIDS TO GO HUNGRY !!!!!! DO NOT BANK WITH CHIME BECAUSE THEY DO NOT CARE ABOUT THEIR CUSTOMERS BECAUSE I HAVE CALLED FOR OVER A WEEK NOW IM LITERALLY LOOSING EVERYTHING BECAUSE OF THIS LONG PROCESS VERY UNHAPPY

I don’t even know they have 4.8. You are the worst! All of you should do yourself a favor and dip out ASAP. I am dealing with a fraud and it is taking more then 60 days for them to complete. Every time I try to get a hold of them they keep telling me 45days on the 47th day and 45days after. Always 45 days. They refuse to return my funds and never have a live representative to talk too. Their Resolution department does not have a phone number and refuses to talk to anyone. Their HORRIBLE. I just went out and got a new bank account. This bank can ruin someone’s life with all the loop holes you have to go through if 1 thing goes wrong. You have no protection on your card and info. Good luck if your trying to speak to someone who speaks proper English. Your dealing with someone else’s money you should know how to talk so they understand. I was also lied too and told by A representative that I would have my money back into my account on November 30. I saw that it was never there so I called back and was told again, 45 days. I will never use them again. I had the case reopen and been waiting with PROOF and all. I refuse to put any money into that account until it’s solved. But I just went out and got another bank account that is much better. Do yourself a favor don’t deal with the hassle and get something that will protect you.

So disappointed in chime. I have been a chime bank for over two years I put a lot of money into this bank recently ,I had my card disabled because I couldn’t find it. And chime bank lead budget Rent-A-Car take out every single time in my bank account and $3200 on top of my unemployment and now I’m -$75 I called them to try to get some of my money back because it was an unauthorized transaction not only was the card disabled they had blocked this company in the past so they let them take my whole entire bank account I have a five-year-old and I don’t even have a dollar I told him that I wouldn’t be able to even feed my son they did not care and they told me I would have to wait till the 18th I don’t know what I’m gonna do I’m freaking out and I don’t even know how to feed my son so thank you so much chime bank as soon as I get my money back i’m going to be closing this bank account it’s really disappointing because I really like them but not answer the situation you don’t they should’ve never allowed I don’t care what company it is to take more than you even have in your bank account they -258 on my bank account but if I would’ve took my card in place order I would’ve got denied so someone made a state mistake no one will help me and they don’t care if me and my son starve! Thank you chime bank during a pandemic when. I’m laid off

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Chime – Mobile Banking 5.205.1 Tips, Tricks, Cheats and Rules

What do you think of the Chime – Mobile Banking app? Can you share your complaints, experiences, or thoughts about the application with Chime Financial, Inc. and other users?

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Chime – Mobile Banking 5.205.1 Apps Screenshots & Images

Chime – Mobile Banking iphone, ipad, apple watch and apple tv screenshot images, pictures.

Language English
Price Free
Adult Rating 4+ years and older
Current Version 5.205.1
Play Store com.1debit.ChimeProdApp
Compatibility iOS 14.0 or later

Chime – Mobile Banking (Versiyon 5.205.1) Install & Download

The application Chime – Mobile Banking was published in the category Finance on 16 March 2014, Sunday and was developed by Chime Financial, Inc. [Developer ID: 836215272]. This program file size is 166.61 MB. This app has been rated by 723,281 users and has a rating of 4.8 out of 5. Chime – Mobile Banking - Finance app posted on 24 January 2024, Wednesday current version is 5.205.1 and works well on iOS 14.0 and higher versions. Google Play ID: com.1debit.ChimeProdApp. Languages supported by the app:

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Chime – Mobile Banking App Customer Service, Editor Notes:

After some heated debates among leading experts (online bullies), it's been decided that it's too late to say, Happy New Year. Perhaps if you were reading this on January 10th, sure. But today? No way. So I'll say Appy New Year instead! Because we have a new app update, for this year, and we're very happy about it. So if you want to be HAPPY, with a NEW update, this YEAR, you should totally download it. I rest my case.

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Find on this site the customer service details of Chime – Mobile Banking. Besides contact details, the page also offers a brief overview of the digital toy company.

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