Credit Karma

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Get your free credit scores, reports and more on Credit Karma. Checking your own credit won’t affect your score, and we’ll never ask for your credit card info. Apple ® named it one of 2016's 10 Best Apps of the Year, and it now has a bright new look!

Free, Helpful Features for Your Credit:
• Free credit monitoring – We’ll send you alerts about important changes on your TransUnion credit report.
• Direct Dispute™ – If you notice an error on your TransUnion report, you can submit a dispute without leaving Credit Karma.
• Free education, tips and tools – We’ll help you understand your scores and reports so you can make informed financial decisions.
• Personalized recommendations – Use our Approval Odds to find credit cards and loans you’re more likely to be approved for.

Join more than 60 million members on the path to financial progress. Learn more and sign up at

Credit Karma App Description & Overview

The applications Credit Karma was published in the category Finance on 2012-07-18 and was developed by Credit Karma, Inc.. The file size is 110.68 MB. The current version is 4.16.1 and works well on 9.0 and high ios versions.

• Search for money that's owed to you. There's more than $40 billion of unclaimed cash in the U.S. Scroll to the bottom of your 'Accounts' tab to see if any of it's yours.
• Bug fixes and enhancements

Stay tuned for more updates, and be sure to share your feedback at [email protected]

Credit Karma App Tips & Tricks

Credit Karma Reviews


Decent App  CMMonse  3 star

I really like using CK to review my accounts, credit utilization, payment history, and suggested ways to increase my score. It has been a huge help in those areas and it's extremely convenient to have the ability to view that information when I need to. But I have has some issues when it comes to the credit scores themselves. The scores are extremely inconsistent and change dramatically after each weekly update. For instance, my bank pulled my credit for a vehicle refinancing application. The next weekly update my CK scores dropped over 100 points each. I use only 9% of my available credit, no deregetory marks or late payments. So, it was hard to believe my credit would drop 100+ points within a 3-4 day period just for a hard inquiry. The dramatic drops in the credit scores have happened several times in the 6 weeks I've had the app. Additionally, the loan officer st my bank suggested that I should always subtract 20-30 points from my CK scores, as that seems to be more accurate and it's what they do when customers approach them about using CK. So, this shows me that I'm not all together wrong about my CK scores. All in all, as I mentioned above, CK is great to review your credit information but I would not trust the scores 100%. The app is a solid 3 stars in my opinion.


That thing call CK is awesome.  Tsamo1  5 star

It gives the confidence to stay on top of my credit daily. Credit karma is awesome.


Essential  LYEF  5 star

Perfect and easy way to know just where I stand in the Credit world.

Por gustavo

Great  Por gustavo  5 star

Es la primera ves que veo este app y me a dado tanta información que ni yo misma sabía


Very easy to use  swinginjc  5 star

Very ease to use. Highly recommended.


Free and easy, what's not to like!!  Freelevellova  5 star

I rarely use apps like these but this one is so simple it's a no brainer!


Awesome but still could use a little work  Jessicadomsmomma  4 star

As long as I have been using it’s been great it helped me get approved for my first CC build up my credit over 100 points in a year! But I will have to say it does not update some of the credit cards as frequent as other. For instance it shows I have over 500 in my CC accounts when I paid them off about a week ago. It hasn’t updated them in a month and they been getting paid down little by little until about a week ago I paid them off but still shows over 500 open on my CC which is incorrect! Just a little feedback on how to better this app! 😊


New User  Skaternerd12  5 star

Love it so far, and very easy to navigate!


Great App  probie1  5 star

Keeps you updated on your credit score. Notifies you of any changes in your credit history. Easily accessible, overall a great tool to keep you abreast of your credit history. I'm very great full for this app.


Still learning  cryonce  5 star

Growing up I was not educated about how important your credit is!! Finding and using this app has given me an opportunity to learn about credit and has many tools to help me be credit wise! Thanks guys!


loida gonzales galg12095 3 star

@trvmoreno: Karma is the balance sheet of life which debits and credit all your deeds. #ALDUBLoveisaPROMISE


Vicar Ocelot Kafzeil 3 star

I'll give NV and ME more credit, since NV downplays your karma in favour of reputation with factions and ME it's more about methologly.


Jordan🐍🍁 redsnake1989 3 star

If by that you mean totally terrifying then I agree credit karma


Great app  Anton22115  5 star

Love it


Disputing Issue  Ladiiikiki  1 star

It will not let me dispute my credit report


Credit Karma is the best!  Elisabete3  5 star

I definitely recommend this app!


Helps me catch suspicious activity  Smealt  5 star

Thank you for the easy access to my credit scores.


Good app  surfdude4life  5 star

It's good to know your credit score, especially as a young millennial trying to move out.


Credit Karma is Awesome!!  Hhhhh333333  5 star

Has helped me improve my score as well as keep track of my credit score.


Excellent  Ayshinae  5 star

I use it all the time and it doesn't hurt my credit when I check it. It's very accurate and I recommend it to everyone.


Credit Bureaus  Hjfgsf  2 star

Why can I only see my transunion acct? I’m trying to view equifax as well...


Good but not ACCURATE  JayPe01  3 star

Although the application is good to track your credit score an have an "IDEA" of what is your credit score it's NOT 100% accurate. You still will be better to find out about your real credit with one of the 3 credit scorer houses TRansunion, Equifax or Experian. Yes CK use TransUnion and Equifax but they dont have the same results when you go directly to the resources.


So helpful  Fishinguy88  5 star

This has been a helpful app,it helps with rebuilding my credit

Credit Karma Comments

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