Splitwise App Reviews

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Started Charging for Basic Features. I’ve been a Splitwise user for nearly as long as it has been in existence. I use it to divide finances and bills between myself and my partner. Recently, they began charging an absurd about to “subscribe” to their service, which had previously all been free. So they imposed a strict shutoff of access to multiple submissions per day, making it so that without a paid subscription you can only add 3 expenses per day or week (some ridiculously restrictive time period), meanwhile I had been using it just fine with no restrictions to sum up monthly home and grocery bills only a few days before that. The restriction came in very suddenly. I understand they are trying to monetize, but they need to find another way to make a profit without charging users directly for the extremely simple services. I doubt this will happen though, so I am awaiting a knockoff version from the army of willing and annoyed Redditors, some of whom have dev/engineering experience, who are going to build their own version.

Horrible Software with ZERO Customer Service. My friends stumbled across this app and we were hosting a party and needed to figure expenses. I signed up and accidentally mistyped my email address. No problem right? I’ll have to verify and then I can fix the problem? I work in software. That’s standard practice. Not with Splitwise. My friends started VENMO’ing this wrong email address and have yet to receive their payments back. Change the address right? Can’t do it unless the current (incorrect) email address is confirmed. What??? Since it’s the wrong address can’t confirm. Great. Contact custom service, right? I have emailed them THREE times to fix the problem with no response. Who is QA’ing this app? I don’t understand how these simple verifications are implemented in an app dealing with money and VENMO. My friends will never see that money again. Thanks Splitwise. You are a terrible app.

Wish I knew about it sooner. This app makes managing money a breeze! I only need it to track payments between people in my traveling group and it’s been so helpful, especially for those who are… mathematically challenged, like I am. It’s easy to exclude certain people who weren’t involved in a transaction, or to split costs in different ways (e.g., equally, in shares, percentages, exact amounts.) I like how you can also send reminders via the app for payments if they owe you, rather than awkwardly ask people directly for money lol. I also like the ability to incorporate different currencies. This is so useful and I love it. Thank you for developing it!

Too big for their britches. I’ve used Splitwise for years, as a Pro subscriber. The core of their service works great but they keep disappointing me. For example, I have an old Venmo account that I needed to create for rent, but I do not use Venmo. Splitwise does not allow you to unpair your Venmo account. I tried Splitwise Pay, their service that lets you pay directly from Splitwise. It would sometimes take more than a week to get my money and there was no way to specify in app that you don’t want to use Splitwise Pay—I had to contact customer service and have them shut down the account. Just a couple examples there. The final straw that made me unsubscribe from Pro and seek another service was that without fixing the gaps in their feature set, they added daily transaction limits to try to push people toward Pro, and force free users to watch ads. It used to be that you could use the core features easily and you would pay for Pro for the power user extras. Further, they made the confusing choice not to inform their existing users of this change before it took place. And the AUDACITY to do this while basic things such as removing a payment method are missing, and have been for years, and without adding any new value to the app. They want to push people to pay them more money, without having done the work to deserve it. I can no longer recommend this app to friends and I no longer want to support them. Goodbye, Splitwise.

Very limited functionality. Very limited functionality beyond adding and splitting expenses, which can easily be done in a shared spreadsheet for free on Google Docs. (Not to mention there’s far greater functionality on shared spreadsheet) This app has no way to search or filter entries to determine total spend on a specific item - say a sports club, car payment or medical provider. The charts section only provides views by month or from inception. There is no way to view annually. For instance, you can not view total medical expenses for 2023. You can see medical expenses since you started using the app or for each individual month. Now Splitwise is charging a subscription fee for what appears to have been free all along. If there is additional functionality that is now provided, I am either unaware of it or have not found it to be of value. But if you don’t pay, you can only enter one expense per day. Very poor customer experience to charge for the same functionality previously provided for free.

Great app idea!. Splitwise is a super cool idea and my friends and I used it for my bff’s bachelorette party. I have some feedback. -I was able to pay through PayPal but half the girls didn’t have PayPal so now we’re trying to figure out how they get their money. Don’t offer a payment until someone puts in the email associated to the account that way if they don’t put in the email for PayPal, I can’t pay them through PayPal bc now we need to figure out how she gets the money and it’s literally been taken out of my PayPal already and she still can’t figure out how to receive it. -I didn’t see anywhere that explained what to do so as soon as someone added a dollar amount and split it between us all, I paid it. Needs be more intuitive or have some kind of pop up like wait until all your friends add the amounts before you pay so you’re not having to pay people in multiple transactions. That just wasn’t clear to wait until all transactions were added until you “settle”. Make that more clear somehow. Hope that makes sense? Thank you!! Cool app idea, can’t wait to see it be more intuitive.

Disingenuous - Would rather just use a spreadsheet. I had never used splitwise before but had seen it on other people's venmo feeds before. After using it for the first time this past weekend, I don't see myself using it ever again. It doesn't require you to actually manually link any services like venmo or paypal before others in your group choose to "settle up". This means they send money to wherever splitwise thinks it should go, based on your email and phone number. It tried to use my email and sent the payment to a venmo account that doesn't exist. It says the payment is pending, but I know that it will never complete. PLUS the user that sent the payment now has splitwise telling them they are "settled up". This means the payment will take an indeterminate amount of time to fail, and likely the other person will just end up having not paid me. So splitwise essentially caused us to not be able to split the bills lol. 1/5 not impressed. Much easier to just use a spreadsheet if that's the only way I am going to get paid.

For meals, promises a lot, delivers on little. When using this app on my phone, anytime I switch over to my calculator app to crunch some numbers, it closes out of an expense I’m working on. This drives me 100% absolutely nuts because there’s no way to save a draft, your progress, nothing. I had to redo one expense 4 times. That aside, it took me 15 minutes to figure out how to split a simple lunch bill among four people because (1) the UX is a real problem; (2) what in this good Earth is this “shares” feature that has little to no use in real life because no restaurant designs their menus this way and nobody orders this way; (3) not enough development is put into the dollar amount entry feature and why does it give me so many problems about the sum not adding up when I clearly know that it doesn’t and am trying to fix the issue but the app won’t let me leave without deleting everything… I literally needed to find out what the tax rate was for certain restaurants (ones that charge hidden taxes, a fight for another day) and it wouldn’t let me do that without restarting completely. I literally would rather pull out all my hair and an abacus than deal with this app another time and any friend of mine who suggests using this app is disinvited to future hangouts until they learn the error of their ways or this app fixes its problems.

Used for 3 years…Now I’m fed up. The recent update that limits the amount of expenses you can log is ridiculous. I can understand locking receipt scanning and analytics behind a paywall. I could maybe even tolerate the 10 second wait times between logging new expenses. However, only allowing 3 expenses a day before having to pay $40 a year per person just to add as many as you want is pure highway robbery. Your base service is not worth $40 a year. I can replace it with like 20 different apps or Excel for free, and my only annoyance would be the setup time and time lost inviting all my roommates to a new app, which they will gladly join if it means not having to shell out to a scummy company. At the end of this month, I’m done with this app and everyone else should be too. Stop the subscription price gouging garbage for something that should be $10 a year AT MOST with a good free option. I get that app development and hosting isn’t free. But it’s not $40 from all your users every year expensive either. Especially when your “unique” product could be cloned in a month by any sophomore CS student at any university on the planet.

Great way to split costs!. I don’t pay for premium, but I love that it will split everything equally for free! The “simplify debts” feature is cool, too. My husband, sister, and brother-in-law go out together all the time, and this makes it so we don’t have to pay each other back every time. We just see who is behind in our group, and that person pays for the next meal/event :) we have yet to “settle up” in the past 3 years, and just keep rotating who pays so it stays relatively close. Love it! We also use it for trips with other people, we have told so many people about splitwise! I just set up a group for a trip to Puerto Rico with our best friends. We can add the rental car cost, hotel costs, meals, etc. never have to awkwardly ask a waiter to split a check again!

Great tracking , confusing totals. I loved this app when tracking expenses on a recent trip. It was so easy to add an expense then split it with all or just some members of the group. Was also easy to shift between currencies. However the reports of the totals are very confusing. For example I get a report that says “you owe x person $x amount overall” but then below it says “plus 2 more balances”. That plus 2 isn’t a clickable link and there no way to tell what it’s referring to. Add to that that the currencies won’t automatically settle up unless you pay for a pro version. The upshot is that we are plugging all of our expenses into a spreadsheet which defeats the purpose of using an app. Overall it’s got a lot of promise but needs a lot of work.

Great app! But my friends can’t handle the minimize transactions setting.. I recently tried Splitwise for the first time for a trip with a group of friends. Some friends wouldn’t log into Splitwise. Some friends wouldn’t check their emails. And a couple of friends couldn’t understand how everyone could be settled up if they didn’t pay back the person who originally paid for a specific item. Guys, Splitwise tells you how to settle up to reduce transactions so that everyone comes out the same. Minds were blown. I could literally sense that smoke was about to come out of their ears. Of course, it would have helped if they logged into the app, or checked their email or paid attention by the 2nd or 3rd or 5th time I told them, “Guys, open Splitwise! It literally breaks it all down for you!” Minimum transactions are not for the faint of heart. Bottom line: Splitwise is great! But after that trip, I may have lost a little bit of faith in the human race.

Do Not Use Splitwise Pay. After misleading instruction my friends and I tried using Splitwise Pay instead of Venmo or PayPal as it made it seem like it would go from one checking account to the other. This was NOT the case. It took a full week to get payments into a “Splitwise Wallet” during which time it was listed as “pending” with no clarity on when it would be available. After that long wait I was informed that the money would actually just be sitting with Splitwise and not in my Checking account. Which is essentially like Venmo or PayPal only it took a full week to process and you can’t readily use Splitwise Pay with anything?! Do not know why on Earth they would choose to create a product that is actually WORSE than the alternatives currently supported. AND WHATS EVEN MORE CRIMINAL… is they were very misleading about how this would function and that it could take essentially 10 days to get money in this way! as it takes 2 additional days to transfer from Wallet to your Bank Account!!! So Frustrating and a shame they would release something and not be clear about it.

Why take drastic measures when you have great customer base :(. Forcing every user to upgrade to pro subscription to put more than 3 daily expenses has just killed the product. It was my goto app to split expenses with my friends and used the tag feature to see where I spend most in a given month. I know there is a generic response Splitwise team will give, about preventing spam and bots as well as telling us that communicating changes to customers over app is better than unnecessary emails.. Guys you are in the software world, any rate limiting or api behavior change has to be notified to the user otherwise they will be upset and there will be new startups which will capitalize on this aspect and you are at a risk of losing customers. Try to have great value added services at cheaper price. Remember Splitwise is just to put expenses and see the insights on spending, make that as your strong moat.

Now useless without paying. Really disappointed that Splitwise has decided to put most of their features behind a paywall. I get asking for subscriptions for more premium actions like reporting and maybe even currency conversions, but now they won’t even let you add more than 2 transactions in the same day unless you buy “Pro”. Their entire value proposition as an app is that people can easily add and split their expenses, limiting to 2 per day seems totally arbitrary and makes the free version useless. I’d honestly rather go back to spreadsheets for tracking household expenses with my partner than pay $5 a month just to enter 3 expenses in a day instead of 2. Didn’t even get to see what else they’ve pay-gated because I hit the new entry limit and gave up so quickly. I expect there are still options out there that aren’t so stingy on their Free version features. If not, Google Sheets it is. I used to rely on this app quite a lot and found it helpful for households and group trips, but now I can’t imagine why anyone would pay for such basic features. Seems like a cash grab where they didn’t consider customer impact or interests at all.

Disappointed In Surprise Pay to Play. I have loved splitwise and used it for years. However, I was disappointed in the new year by the surprise transition of splitwise pro without any kind of heads up by the company and for a new need to pay for a service that had previously been free. We have switched over to tricount, and while not as intuitive as splitwise, it gets the job done for free. If splitwise wanted or needed to add a subscription to your base app, you should not retract a previously free service. In my opinion, the additional benefits of pro are not worth the money and the free version transaction limit seems unnecessary. Use adds if you need to make more money. Overall, I might have paid for the pro version if the company hadnt sprung it on us. It seems disingenuous to a previously very loyal consumer base. I don’t see the need to pay for splitwise when there are other apps that do essentially the same thing for free.

Wonderful app, sleazy contacts needs. I love the purpose and thoroughness of this app! Desperately needed, saves so much math headaches. But when I just wanted to split between a few camping trip peers, the app required unique, verified, real contact info for every single person, just to split costs for one trip. Many people need to split costs with those they may not know well, but even knowing all these people—it’s really inconvenient and sleazy to require verified contact info (clearly to try and spread the app more), but it turned the whole group off to the app and now all these potential future users associate the app with being sketchy in its user data requirements. Please, don’t give in to tacky behavior or “dark UX patterns”. Only require user data when it’s actually necessary. Thank you!

Don’t bother anymore. I’ve actually never left a review for a app before but after my experience with splitwise I felt compelled to do so. I’ve used it for past couple of years to track expenses with group travel and also split expenses with my ex for our son. My use has been very basic and do not require the use of and of the pro features. Recently they limited the amount of transactions you can input a day to just 4! This is ridiculous as most people input all their transactions at the end of the month or at the end of a trip. The monthly fee they are asking is way to high for normal casual users who just want to use it when they got on trips with friends etc. a app that was so good and useful is pretty much ruined by being forced to watch a ad for the pro version and then being limited to only four transactions. Company seems greedy to me. I’ll just go back to my excel spreadsheets. The multiple other negative reviews should be clear to splitwise they made a wrong business decision here. I guess your idea was, “we are getting popular now, let’s see how we can make more money.” Looks like your decision made you less popular…

New Limitations Have Ruined the App. This was a wonderful app for years, but then the developers decided to push the Pro version of their app to the point where you can only add four transactions a day, which is prohibitively low even for a casual user. Since I have used the app a fair amount, I would consider paying for Pro at a rate of something like $1.99. However, even with Pro features, it’s still a very basic app and is not worth $5. The extra features, such as charts, aren’t much of a value added in my opinion given its core purpose is automatic bill splitting, which is very helpful but just a short term use. There’s no reason to have a trend analysis. I would suggest to the developers to differentiate between individual users who are only interested in the core purpose of bill splitting vs users who might be using it more substantially (likely a small portion of their customers).

App has gone downhill. My wife and I have used splitwise to track expenses for probably about 8 years now. A few months back I started getting huge interstitial ads upselling the “pro” paid version (which was annoying, but fine given that it’s otherwise free). Suddenly today I find that basic app functionality has now been buried behind a paywall, and after adding a couple expenses I’ve been told I’ve reached the limit of free entries and have to pay to add more today. I’m all for supporting the developers of this app and would be willing to upgrade if there was a family plan available, however $40/yr per person is a steep ask for the functionality this app offers, and suddenly revoking basic functionality is a really shady way to conduct business. Shame on the developers for continually degrading service in an attempt to squeeze money out of their users.

How to ruin a 5 star experience. Splitwise used to be wonderful and I recommended it after every group trip as a way to track and split group costs. During my most recent experience with the app I noticed they made some changes to their business model. Unless you want to pay for Splitwise Pro- which seems like overkill for a person who uses this app ~3x a year- you have to watch an ad (for splitwise pro) while submitting each individual expense, you can only submit up to 3 expenses per day (what??!) AND, most ludicrously, you are CAPPED at inviting people at 10 invitations. A business that limits the number of times you can invite other users to ALSO use their product must be doomed. Splitwise- you have a good product!! Surely, this is not necessary. Google yourself. The recent feedback is not pretty 🥴. I’d happily pay cents per transaction to avoid all this friction. There must be other way to make money than destroying what was an enjoyable user interface. Yet another subscription model. Sigh.

Very useful. Myself and my roommates have used Splitwise for years to keep track of splitting utility and other costs. It’s been very helpful. It’s a little uncomfortable putting all that detailed info into an app and I’m not totally sure how much they analyze it/mine it for data, which is why the 4 stars. I should look more into their privacy policies but I’m guessing they analyze it as much as they want for their own business purposes. Also, it would be neat if they had some kind of graph so you could see how much the group or you are spending on different categories over time. All in all, though, keeping it simple and uncluttered is probably the best approach. It’s also useful because it links with Venmo and Paypal or you can record a “cash” payment between you and someone else.

Unannounced sudden daily transaction limit. I’ve been using the free version for years with my wife to track our finances. I love the no-frills, just simple 50/50 split ledger of all things where it doesn’t matter when we pay each other back, and often we just don’t and whoever owes more will start paying for things until it evens out. But without warning, suddenly there are unskippable ads to pay for pro, with a newly added limit of three transactions per day. I don’t want or need any of the pro features, I just want to enter transactions. It makes the app basically useless for any kind of normal splitting without paying $5 a month - not that I can’t afford that but I absolutely can’t abide the way they went about forcing people to either pay or find an alternative. Three transactions a day is so severely annoying that it sends the message that they only want paid users. Why even offer any features for free? What a joke

Ruined by most annoying and time-wasting pay gate imaginable. Used to be a great app but they ruined it with the most annoying monetization they could think of. They now limit to 3 expenses per day and added a 10-second “waiting period” between adding those 3 expenses. Makes this app completely unusable, like they are actively TRYING to annoy people and waste their time. Nobody adds expenses as they go for things like group trips. Everyone adds expenses in bulk later. This ridiculous update makes that totally impractical. The craziest part is this app’s whole value prop was that it SAVES you time figuring out shared expenses, but they added a pay gate that aggressively WASTES YOUR TIME! So while you’re waiting until tomorrow to add your 4th expense, you can easily find alternative free apps or just use a shared spreadsheet instead. Not worth paying for this, especially to company that treats their users like this.

Suddenly charging for services that were free. I have been a loyal user of Splitwise for years and used it to manage utilities for the house I share with roommates. It’s always been very easy and convenient, but over the years I have accumulated more of the utility payments due to being here longest. This month, I went to add my four payments in and Splitwise will NOT let me add four list items anymore without upgrading. This is outrageous - I’m already spending a lot of my own money on the cost of living and paying for a significant amount of the utilities out of pocket, and now Splitwise won’t even let me settle up all of my monthly accounts all at once unless I pay an additional fee? This is especially annoying because my roommates may settle up the balances before I have a chance to add the addition expenditures - it creates more chaos overall and renders this app way less useful. One star rating unless this stupid policy is changed swiftly.

Has precious spot on my Home Screen. I love SplitWise! Been using it for several years now, it’s now on my main Home Screen because I use it so often. It’s so much easier than constantly go back and forth for each little payment. Instead, I’m able to keep a running tab with my friends and family. And we will settle up if the balance gets too high or if we want to close it out. The Venmo integration works perfect and I’ve never had issues receiving payment or paying someone. I love that you can split a bill by dollar amount, percentage, or number of shares, it’s really flexible! SplitWise is a must have for group trips!!

Only partial Spanish functionality?. We use the Splitwise app among roommates in Ecuador, in general love it. We love that the expenditures added will auto-load little icons when the words are recognizable like “gas”, “electric”, and “water”, but what would be so hard about having that feature in Spanish too? It really does make it visually easier to keep track, so I’d just love to see y’all make the same thing function for words like “luz”, “agua”, “arriendo”, “combustible” - terms that are consistent enough throughout Spanish-speaking countries (and Spanish speakers w/in the US) that they’d be easy enough for a user to figure out. I mean, if you already have the rest of the app and its features available in Spanish, why not that last little detail? 🤔 We wish we didn’t have to put things on the ledger in English all the time for the helpful icons to appear, because it feels snobbish and exclusionary of our housemates who are not Spanish-English bilingual.

Ruined. This was one of my favorite apps being simple and efficient to use. For users needing more features, they made a paid pro version that provides that. Now, to promote the sale of the pro version, they actively made the app worse for free users. There are now intentional delays if you want register several expenses in a day (they force you to wait 15 seconds while you can't do anything), and a hard cap on expenses per day of you are even willing to put up with the waiting time. This is an example of a team that uses resources and time to make the experience of users *worse* to drive sales, rather than making their pro version worth buying. If one pays for the pro version, what's to stop them from coming up with a higher priced subscription and just make everything else garbage? The design direction of this app, deliberately inconveniencing users to drive sales, is disrespectful.

Taking away free features. I’m someone who goes through finances once a month. I review all my transaction in all my accounts to check for accuracy and to monitor spending habits. I use that same time each month to enter receipts in Splitwise. This has worked out fine, until a couple weeks ago when Splitwise added a limit to how many receipts a user can enter each day. Now I can only enter four receipts at a time without paying $5/month. The app is now completely useless to me. This tactic isn’t new for app developers. When apps become moderately successful, they slowly remove all utility from their free versions in favor of pro versions. It’s a bait and switch, plain and simple. LastPass did the same thing, which drove away a chunk of their user base. Splitwise will be “wise” to rethink their approach for the future. I’ll be deleting my Splitwise account in favor of an Excel spreadsheet. Is the UI less appealing? Will the process be slightly more difficult? Will I be urging friends to abandon the app every chance I get? Yes, yes and absolutely.

Used to be Great. I used to LOVE this app! I’ve used it for years between different groups of roommates I’ve lived with, and to manage personal expenses with my partner. I love the interface of the app, how easy it is to use, and the different options for dividing expenses. That all changed today. I opened the app today to add in my expenses for a couple recent grocery shopping trips for my roommates and each time I wanted to add an expense I had to wait for ad to play, which was new and annoying, but I dealt with it. Then after I added 4 (just 4!) expenses I was met with a pop-up saying that I had reached the maximum number of expenses I could input today and I had to either upgrade to the pro version or wait until tomorrow to input more. I commonly put in 10 or 15 expenses all at once so I only have to do money management once or twice a month. There is nothing in the pro version of this app that I will use and it’s not worth the money just to be able to add my expenses when just a month ago I could add as many as I wanted to for free; which is why I specifically downloaded this app, as a free way to manage expenses with my roommates and partner. I will be deleting the app today and switching to a different app that allows me to do the same things Splitwise used to do for free.

Best App 1st time it was so good I’m rating it. My friends and I went on a trip to France. We used the app. it exceeded our expectations. It is very easy to split expenses and adjust for personal increases. It allowed all of us to not worry about evening out bills and instead to take turns paying so that at the end of the trip we were almost all settled app. The app is very flexible in that it allows you to split costs between which ever group members have incurred the cost and it allows you to adjust the splits if necessary. For example, if one person’s share was $20 more than the others the app will account for that. It was also great to chose the currency. Since we where in France we used euros. Really great app even the non tech group members liked it.

Favorite App. One of my favorite apps, but a couple of things. Highly disappointed with the new free version feature where there is a delay in adding expense for 10 or more seconds to get you to buy paid version. You are better then that! I would pay for a perpetual version 4.99 or something but a subscription is ridiculous. Think of a different business model. Also, the pay via Venmo is not very functional. It assumes you use the same email as your Venmo as you do for you Splitwise. Anytime someone uses this feature the money gets lost and doesn’t go to the right account. I suggest changing it to be able to lookup user and actually see their picture to reduce the likelihood of error. I would give the app 5 stars, but the new wait feature for the free version makes me drop it down to 3.

Delivers on all its claims. I recently purchased a condo that my daughter is sharing with a roommate. Being new to the "landlord game", I immediately realized what a challenge expense sharing can be, especially with three different people paying specific bills. The app's focus on aggregate debts (rather than a balance-based expense ledger) was initially an adjustment for me, but the benefit of SplitWise's simplified approach quickly became apparent. It was only a matter of days before my daughter and her roommate began using it for additional expenses like groceries, ride shares, concert tickets, etc. I haven't needed to contact support, but the clean & logical UI, combined with thorough & concise documentation minimize the learning curve of using the app. After considering about a dozen expense sharing services, I had narrowed my list down to SplitWise and one of its competitors. Thus far, I've not had any regrets with my choice!

It's the time to search another App. I used to LOVE this app! I've used it for years. I opened the app today to add in my expenses for a couple recent grocery shopping trips for my roommates and each time I wanted to add an expense I had to wait for ad to play, which was new and annoying, but I dealt with it. Then after I added 4 (just 4!) expenses I was met with a pop-up saying that I had reached the maximum number of expenses I could input today and I had to either upgrade to the pro version or wait until tomorrow to input more. I commonly put in 10 or 15 expenses all at once so l only have to do money management once or twice a month. There is nothing in the pro version of this app that I will use and it's not worth the money just to be able to add my expenses when just a month ago l could add as many as I wanted to for free; which is why I specifically downloaded this app, as a free way to manage expenses with my roommates and partner. If this doesn't get fixed i and many other will roll over to some other app soon.

Upset. I’ve been using Splitwise for many years and have always appreciated it very much. I loved the graphics, the seamless interface and the convenience. I had never had any issues. Then, just today, out of nowhere, I was using the app when suddenly an ad had to be played before adding any expenses. And then, with no warning, after adding in just four expenses, (and watching several ads for Splitwise pro), it said I couldn’t add any more expenses for the day unless I wanted to purchase the pro version. There was no warning that this might be happening soon. I was in middle of my busy day when this happened. I’m extremely disappointed. And the price of the pro version is ridiculous!! I’m very very upset and will be telling everyone I know (including on social media) to delete the app as it is now a big inconvenience. Very upsetting.

Erratic-unsatisfied. Every single month you guys split my bills so erratically. Your app constantly makes mistakes.. my inquiry is whether I’m Being blocked from portions of my group account because I feel like either your app is absolutely pointless and flaw or absurdly that it does not do its task properly in any way other than the clean look of it. Every single month there have been comically large mistakes on your part. I need to know whether your app is the most inefficient algorithm or program I have ever used in my entire life OR my roommates are trying to hide real bill prices? If it is the latter than your app is cleverly designed to be fair and is difficult to alter with and so a great tool or (I’m being very sincere and not intentionally malicious) this app is so pointless I would suggest to anyone who is thinking of using it that they would be better of PAYING for a remedial calculator rather than downloading this for FREE.

Corporate greed leads to the end of an era. An avid splitwise user for many years, I was shocked at the recent update for the free version. Users will be limited to posting three transactions a day, and to post a new transaction, you must wait through 10 seconds of an advertisement. This has made splitwise virtually unusable. Splitwise was THE app for my friend group but we are now moving on to other alternatives. Unfortunately, the reasoning provided to Splitwise users (these changes were instituted due to bots/spam) is suspect and laughable. It’s clear they’re pushing users to pay for the pro version. For more information and other users’ experiences, search “splitwise update” on your favorite search engine and go through the various forums. What a shame for such a great app; however, like all good things, they come to an end. This time, however, it’s due to corporate greed.

Great idea....but too confusing. This app can be so amazing when planning a big event and sharing the cost with several hosts. BUT OH MY GOODNESS....if anyone "settles up" before all expenses are entered and the whole group is ready, it cause such a headache and take so much more time and energy than it is worth. Suddenly a few hosts are not being included in some of the expenses and then trying to get everyone to back track and reverse payments is insane. As the lead host I look like an idiot because this app does not clearly explain what it means to settle up. There should be a way for one person to control when the group is ready to settle so no one does anything until it's time. Now I'm having to recalculate all our expenses, then ask everyone what they have paid to who and then figure out how to redistribute the correct amount owned to and by each host. Ridiculous!

Disgusting monetization practices. I’ve used splitwise for YEARS for group trips and splitting expenses with roommates. They’ve now limited the amount of expenses you can submit per day to only 4 per day, and they force you to you stare at their subscribe screen for 10 seconds before they even let you add an expense. Literally fire the Product Manager who suggested this. I understand that Splitwise is a company that’s been around for a while and now needs to monetize, but this is not the way. I’m now looking for a different app to use to settle up my most recent trip since we all want to pay each other back asap (we have to pay our credit card bills) but it would take us over a week to input all of our expenses with Splitwise’s daily limits. I have 30 expenses to add that I couldn’t add on the trip because I didn’t have wifi. With the 4 expense per day limit, it would take me 8 days to add them all. Ridiculous. Splitwise, change this immediately. At least give us the decency of a limit of 10 or something. 4/day is a slap in the face to your long time users.

LOVE Splitwise. This is the MOST convenient app for dividing payments amongst multiple people or groups. I’ve used this app twice now while traveling internationally, and it’s never been so easy to record and remit debts on the go. My favorite part is that the app tallies up what everyone owes each other, and at the end of the trip when you’re ready to settle up, it does all the math for you in order to reduce the amount of transactions going back and forth. So easy. Upgrading to Pro, so you can convert currency with one click, amongst other perks, is definitely worth the upgrade. Especially if you frequently travel internationally with others. It’s not really necessary if you don’t leave the states though in my opinion. I can’t recommend Splitwise enough!! And this is coming from someone who very much dislikes unnecessary smart phone apps.

Love it but.... I love and use this app constantly, to the point that it would make sense for me to use the pro version. So I did the 1 month free trial (thank you) but it didn’t seem worth the money. Specifically because I still can’t itemize transactions on the phone app, only the desktop, and the charts aren’t really helpful. In regards to the charts, if I could tap on a section of the pie chart and have every transaction that’s in that category shown - that would be Very helpful. Also, it’s not very clear on the charts if the total amount shown is the total of what Both people spent (and then split) or if it’s what I specifically spent after splitting expenses (again, would be very helpful to know/have both options). Last feedback is that it would be great if when using the itemized feature, that items could be split by a custom % instead of only 50/50 or 100/0. Fingers crossed these updates are doable! I tell people about this app all the time and it makes my like So much easier by removing the stress of remembering debts, but the above would really help a lot.

Will be transitioning to another app. I have been a long-time user, lover, and supporter of Splitwise for over 5 years. I spread the word to all of my friends and got many people using the app. As of this week, Splitwise added a new feature where you have to wait 10 seconds before uploading any new expense if you have the free version and don’t pay for Splitwise Pro. I understand they are trying to find more ways to monetize and encourage upgrading to Pro, but with this feature, they will lose me as a user. This is one of the most ridiculous and aggressive ways I have seen an app harass its free users into upgrading to a paid version. Although it breaks my heart, I don’t support and agree with this methodology and as of today have started looking for other splitting apps to migrate to. If this feature is removed, I may consider coming back but as the app stands now, I can’t continue using it. Thank you for all the good years.

Needs a tweak. I use this app for tracking bills in a multi family home. It helps me a lot ! but what I would like to see is for example in a group, if it says Mary owes $100, I would like to know what EXACTLY $100 is owed in (such as a utility, cable, etc). It doesn’t show specifics once you put the bill in, just the total amount owed. Also, I would like the option of the user disappearing off the owed bill once they have paid. This would make it SO much easier to keep track of who paid what, instead of me typing in a note every time when a payment submitted as to what bill the payment is applied for. Thanks for reading for my suggestion. Please let me know if I am doing something wrong and these options already exist. - Jennifer

Great app, terrible monetization practices!. The Splitwise app is great for everything you’d expect to need it for, but the recent decision to add a daily expense limit is both terrible from a functionality perspective and also was poorly communicated to users. I, and I think many other users, often use Splitwise for trips and other short term expense tracking where there are many different small expenses that need to be split up. This means that I’m often not using the app for months at a time and then need to add 20+ expenses all at once. With the daily expense limit, this is pretty much impossible. No way am I going to go back day after day and add a small chunk of expenses. And paying for pro is kind of silly because I only use the app every so often. Further, rolling out this change with essentially no warning is just rude. Why??

Splitwise saves friendships!. No more bickering about who owes what to whom! Just use this simple to use app and get on sharing the good times with friends and family, knowing you’ll each pay your fair share at the end of the day. It’s very simple to use, allowing you to enter expenses incurred by just part of a group, or allocating expenses for kids to the parents, etc. etc. in these hard times we all need to watch where our money goes but without being unfair to anyone (including ourselves!). This app does all the hard slog for you, and makes sure if there are any questions as to where did the money go that all the information is right there! Great app- we always use it when we’re out with friends out on vacation in a group!

Very helpful, a few improvements. Found splitwise very useful for settling a group cost for a wedding trip among 17 people, with numerous couples. It was ok adding costs using the "split by shares" feature for couples, however it would be better to be able to set the share amount on a per-person basis, as all couples were paying jointly. Without that feature it was annoying adding each cost, and when we had to add another party to the group I had to update all of the costs again. Also, at the end two people were owed money (myself and one other), however it was easier for me to act as the "bank" so all owed money would be sent to me and I would pay back the one other person owed. Splitwise has the "simplify group debts" feature, but that still produces a more complicated array of who owes whom. It would be simpler to communicate the final tally if there was an option to set one person as the "bank", especially since most of the people are not signed up (nor want to) to splitwise, and I am communicating the costs to them. Otherwise it was very useful and I'd use it again and recommend it to others!

Expense limits make the app unusable. I’ve been a dedicated Splitwise user for years. I only need the basic features in my day to day, but I’ll upgrade to Splitwise Pro from time to time when I need the added firepower (e.g., traveling across multiple countries, when the currency conversion feature is a HUGE help). However, Splitwise recently introduced limits where I can only add 2-3 transactions per day unless I pay for the upgrade to Pro. This makes the app totally impractical to use for its basic function: recording expenses. Rather than pay every month to make it work again, I plan to find one of the many, many other apps that do the same exact thing and download one of those instead. It’s a shame, because before today I would have given Splitwise 5 stars (I’ve been a big advocate and converted several of my friends to using it in the past), but as it is now it’s completely unusable.

Used to love this app until they limited transactions. I’ve used this app for several years and loved it. Used it both for US currency and when traveling out of the country. BUT in the last week, without any notice, they limited the number of transactions that one can enter per day in the free version. I think it’s 3 (it’s not like I can find the number on their app; had to go on line to see what others had found happening). Sometimes that’s fine, but if I go to several stores in one day, it’s very inconvenient. I’m now looking at different apps for the same purpose, since on a trip, this will make the app pretty useless. Hoping they change back, since I’d think they’ll lose a lot of business if they continue with this.

Easiest way to split group expenses. I didn’t understand the benefit of this app until I used it myself. I thought, “I already know how to divide expenses evenly between people so what is the point of this extra app?” Well let me tell you… This is SO MUCH easier than Venmo requests, spreadsheets, whatever else you’re using to track the amount each person owes. Use it on a group trip with friends. Use it to split up a mass lunch order with coworkers. Use it when planning a bridal shower with a bunch of girls you barely know. I swear it’ll make everything way more efficient and it’s not just a pointless app to add to your phone!

Love it - best app for sharing and splitting bills. The best application for sharing and splitting cost and bills with the group. We often travel in the group, and always challenged how to properly keep track of the bills, who pays, who owes. also being able to manage it in different currencies was a challenge. We tried many applications, none non-worked well until I just found a splitwise. it’s really doing the job! it’s great! we use it for trips and also manage other shared finances. it allows to settle the bill at any time. it allows to do different currencies and it allows also to attach the picture (of the bill) and add notes. It is awesome. I hope it will stay this way. love the application! Simple and provides all needs functionality. Kudos to designers and developers!

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Widget disappeared.. Love this app, my partner and I use it all the time and share costs of things. However, one of the best things was it was also a widget for easy viewing access. Now, it’s suddenly gone! Are you guys going to bring it back? Maybe a new widget is in the works? Hi is there any update on ever getting the widget back?

Recent Daily Limit Change. I have been using Splitwise for basic bill splitting for some time now, and although the app is good for what it is, I do not use the app to it’s full potential and therefore never upgraded to the ‘pro’ version. Recently I came across a screen which has limited my daily use until I upgrade to the “pro” version. This is becoming all too common in the digital scene now. And of course, a monthly or yearly fee is applicable for the pro version and no one-time payment is available. I refuse to pay for a full version for features I do not use and I am appalled that no basic version with a one-time fee is available. I will be deleting the app and using another system for my needs because of the money-grabbing developers squeezing every dollar they can out of an average app.

Used to be amazing, not anymore!. Used to be so helpful and easy to use, however now that they’ve introduced the “pro” version it’s horrible to use without subscribing. The daily limit of expenses as well as the constant paywall ad makes it too frustrating to use. The subscription is too expensive as well - if it was a one off $20 maximum, or even $1-2 per month then I would be willing to pay. I’m on the lookout for a different app instead.

Money in & out in 2 currencies. This app is awesome. We travelled as a family of 4 - all agreeing to split some but not all bills. The app is so versatile- you can put $0 against one group member when they don’t need to pay and you can split transactions unevenly- allocating differing amounts to each person. This made our overseas trip soooo much easier. I would highly recommend the app to any group who regularly share expenses. Thanks so much to the developers.

Limits Daily Usage Unless You Pay $$. Lately, there's been a change in Splitwise, limiting my daily usage until I upgrade to the "pro" version. While the app serves its purpose well, I haven't utilized its full potential and find it frustrating that there's no one-time payment option for basic features. I'm opting for an alternative app, as I prefer not to pay for features I won't use and dislike the absence of a basic version with a one-time fee.

No longer free. This app used to be great. But they’ve now got a pro subscription version and have introduced limitations to the free version to only a few expenses a day and you have to sit through an ad to be able to enter it. And no chance to do a trial of the free version, which I would’ve liked to have given a go. So while I love the app the price of the monthly subscription is not worth it for me and I will be using an alternative.

Paywall treats its users like stupid monkeys. Paywall is horrendous. Can’t input more than two expenses a day without paying, plus every payment requires a 10 second wait. Please figure out how to monetise your business by actually adding value. Not smart to try and make money by ripping off your users who almost by definition of using your app are clearly stingy about money lol. Used to be a great app, now totally useless, I prefer to use Google Keep over this

This app is amazing!. My boyfriend and I used to have trouble keeping track of who owes how much because we try our best to go Dutch in dates, but this app has helped us with the big calculations a lot! We also use this with our flatmate to settle rent and bills, and when we’re out for dinner with a big group of friends, this genuinely helps us keep track of everything!

Very useful application! Keeps me up to date with money!. My partner and I use this app for groceries, activities, trips, meals and eating out! It’s so easy to use, well designed and with smart functions. Extremely happy with with the build. Highly recommend this to anyone wanting to track outgoings and balancing your expenses with gf’s, bf’s, husbands, wives, siblings, parents or housemates. The only thing I would change with this app is the ability to hide ‘settled up groups” or add them to an achieve folder. It is useful to go back if needed on these groups so this function would be great!!! Thanks for the app!

Exactly what I needed. Was introduced to this app by a friend and so glad I was. We used to always manage our daily and holiday expenditures adhoc. Forever having the friendly “I’ll pay this one and you get the next one” argument. So easy now as we just enter it all in and Splitwise works it out for us. Doesn’t matter who pays on the day. Takes the pressure off. Looking now to upgrade as I can see this helping in other areas. EXCELLENT.

Used to be amazing. For years I’ve used this app to track my partner and my spending. Definitely the most well made app I’ve used. Unfortunately, I’ve had to lower my review to the current rating because Splitwise used to be a fantastic free resource. Now you’re limited to only a few expenses added daily. I understand the apps desire to make money but after using the app for all this time and not being expected to pay makes this very inconvenient.

Fantastic app. Was recommended to use this by friends that I was travelling with. It made splitting costs so much easier and was a good way to keep track of overall trip costs. Love the interface as well, easy to use and intuitive

Lifesaver!!!. If there was any app that has actually changed my life for good, I would say it’s Splitwise. It has completely revolutionised the way we split expenses and track what we’ve spent on. Being a social person, almost all of my expense are with friends and family. The feeling of resentment and guilt that you’ve probably spent more than others and it being too late to ask for the split now is a thing of the past. I want to thank the Splitwise team absolutely help someone like me who is not very outspoken about money.

Very useful. This App is great when you borrow money from your parents on a regular basis (lol), or when you have to split the costs of living expenses. Me and my father have found Splitwise very useful to keep a record of receipts and transactions, split costs, and borrowing from one another.

Daily limit change. The update which limits the users adding daily expense doesn’t make sense. The need to pay for the “pro” version just for the basic needs ( which is the essential feature and use of the app) is ridiculous. I have recommended the app to my friends before and I also knew the app from a recommendation. I’m afraid I will be deleting the app and look for alternatives and will tell my friends the same.

Great app!l but…. I use this for me and my partner instead of having a household credit card etc. Use it with friends as well when we go on trips. FEEDBACK: - the ability to be able to duplicate transactions to another date would be great when they have occurred again. - search function within groups! How is it that there isn’t a search function other than the big overall one?!?

Life changing app. I have spent years using various ways of splitting costs between myself and my partner for both home expenses and trip expenses and this app is absolutely life changing! It is so clear and transparent to each party involved. It’s so easy to use and I honestly cannot believe I haven’t found it prior to now. The best part? It’s free!! Thank you Splitwise for taking the pain out of splitting expenses.

Deserves more hype. Been a loyal user for a few years and this makes managing expenses so much easier between friends or couples. Used it multiple times when I used to live with housemates and still use it when I travel with friends. When I travel I purchase the Pro plan so we can input in the local currency we spent and itemise the bill. So easy to use together with UP Bank.

Simple and useful. Used Splitwise for a few years on and off to track shared costs with a friend when travelling. Really simplifies fairly splitting costs for meals and accommodation. Splitwise recently (without warning) put a very low limit on daily transactions for the free version. It is now useless as an expense tracking tool when travelling. I’m moving to a different app (tricount or settleup) rather than be extorted into the Splitwise Pro version. They just got too greedy with this. How about a lifetime fee for the Pro version rather than $6 a month for the rest of eternity?

Best app for expense splitting. Excellent for splitting shared costs either on long term basis or for a group trip/holiday. Allows you to split equally (or not) and accurately keep record of shared spending. Also simplifies debts which helps to reduce settling up transactions for amounts owed to others at the end! Couldn’t recommend more highly!!!

Great way to manage outings or joint family expenses. Going out with friends and picking up different bits often confuses things leaving someone paying more than others - splitwise is awesome for sorting this out! Also, our family have a lot of shared costs looking after our Mum. This app makes it all so much easier!

All star app. It is its functionality that makes this app much sought after. A novel thought that has greatly helped to overcome the awkwardness of splitting bills within a social circle once you payed group bills. Makes the whole procedure a lot less stressful. Keep up the good work!!

Nose dive from 5* towards 1*. App was brilliant for maintaining expenses with friends and it was free. Now, limit applies to only three entries and if you need more entries, you need to pay. Nothing wrong asking for money in the beginning but half way through usage, demanding subscription makes it hard and app is unusable. Could have put in some ads instead for existing users and release only pro version for new users for subscription.

Must have - Handy finance organiser. Without this you need minimum two to three days to track and understand how much we spent. It would be great if Splitwise provide money payment options like providing bank accounts, PayPal and pay ids payment depends on the country or currency we are using will be more awesome.

Excellent app. This is such a helpful aid when you’re sharing expenses with others. You just add in what you paid and how it was split and Splitwise does the work totalling up. When I travel with my sister we take it in turns to pay for meals, drinks, trips etc and then each of us adds our cost into Splitwise - at the end of the holiday we settle up with what Splitwise says we owe. Highly recommended!

Best travel and non-travel app ever!. Travelling with a friend we used Splitwise, it was simple to use and easy to keep track of who had paid for what and when. The ability to choose how the bill is spilt (if at all) is awesome. I am now going to use it with a group of friends - we get together often eg dinners at home and weekends away, Splitwise will take the stress and confusion out of remembering who owes what to whom. Brilliant.

Shared House. Most of our expenses in house are paid by one and always cleared at the end of the month. Splitwise has kept it so well that we can store all our bills and split it smartly with simplified debts. And it makes transactions so much simple.

Simple yet brilliant. I use Splitwise in both group and one-on-one situations. I find it incredibly helpful not for just remembering who owes who but also for who has paid what. I would find it useful to edit the Settle Up function or at least have the simplification of debts be optional. Sometimes I want to pay a friend before they pay me back because that’s the way my budget works, but I have to wait for them to pay me so I can then pay them. I would also like to able to allocate payments to specific debts. All that aside, it’s still a powerful tool that has made life and paying for things so much easier. PS: Kittens!

Daily limit makes the app unusable. This app was perfect until they introduced a daily limit to the free version. Now there is a waiting time to input every expense, and I could only put in 4 before it asked me to subscribe. Almost everything has a subscription fee nowadays. While I might pay if it were a small one off fee, I can’t justify a subscription when I only use this app in bursts every 3-6 months. The free version of the app is now so inconvenient it is unusable. I will be going elsewhere

Free Version Becoming Quite Useless. I’ve been using this app all year and it has been amazing for splitting things between my housemates and on trips with my partner. Unfortunately the recent change to the free version with constant ads to upgrade to the pro version and the limit to 3/4 daily expenses makes it basically unusable as I can’t add all my expenses. I’d be happy to pay a reasonable one off purchase of $10-$20 but I’m not willing to fork out $5/month for the rest of my life for this app - please reconsider!

I love split wise!. Even though I love it, I sent an email with improvement suggestions, such as creating an activity tab for each group and making this activity tab exportable as a PDF. Which is more official than the spreadsheet export option currently exists.

Love the app but recent changes have ruined it. This app is great, really simple and I use it all the time. Unfortunately, along with everything else at the moment companies are squeezing every last dollar from you. Splitwise is no different, no enforcing unskippable wait times and limiting expenses per day. Fair enough the Splitwise app team want more money, but reducing functionality attempting to force customers to pay a subscription, when their app isn’t particularly unique is a bit of a boneheaded move, when I would assume banner ads would achieve similar results. As a result I am moving off Splitwise as well as encouraging all my friend group who use it to do the same. I would not recommend the app anymore.

Fantastic but sharing should be optional. Great app for tracking money lent and borrowed. Especially when paying shares. The only issue I have is that I use the app for myself and don’t want to have to have the other party contributing or logging in to it but you have to add a phone number or email. If you can just make this optional (including the phone/email) then it would definitely be 5 stars!

Great solution.. This is a really good app. I found it especially useful when travelling overseas with 3 other families. The “share” function made splitting common expenses super easy. A feature I would like added in the future would be to do with the currency. I would like to be able to enter the foreign currency amount, and have Splitwise calculate it to a selected “base” currency. That would then make the required bank transfers a step easier.

Excellent app. My group of 11 just used this app to track expenses on a two week vacation. It’s truly excellent. Splitwise has a great user interface, making it simple to enter any combination of participants and payments. And it’s all instantly synced between devices for all to see. 10/10

Terrible now. I’ve used Splitwise for over 5 years now, but the latest version is just terrible. Takes forever to load when click the + icon to add a new transaction. Then of course you’ll see their annoying paid subscription message. If you want to learn how not to go about monetisation of an app, this is perfect. But they’re probably going to lose me and a bunch of users in the very near future. I’m not opposed to paying for apps that I love, but it’s important they go about this the right away. Destroying the usability of an app is not the way to do it.

Limited to 5 daily transactions (Free version). Used to be a good app for basic use especially for travelling. Recent change has a limit of 5 transactions per day. Not useful anymore unless you may a monthly subscription or annual. If you need those extra features then ok. If just occasional and basic use, not worth the upgrade. I’ve read some reviews that suggested tricount or settle up. I’ll explore those options.

Great App. This is a beauty for trips away with your mates; keeps track and really simplifies what can otherwise be an awkward experience of working out who owes who what. 4/5 stars because just a few tiny odd things that might be bugs or might be misunderstandings - either way takes a little away from the user experience.

Subscription for basic feature. I'm a simple person. I don't need the charts and currencies etc. i just need an app to split payments between me and my partner. Splitwise has put this basic feature behind their subscription, which is a ludicrous price for such a basic feature (limit of 3 expenses per day). Unfortunately there are no good alternatives that I know of, so I am tolerating this app for now. But will jump ship as soon as there is an alternative, unless Splitwise changes this greedy business model. (PS, I'm happy to see ads if it's necessary, but please remove 3 expenses a day)

Amazingly friendly and helpful app. My friends and i (3 all together) traveled south america and added all expenses into splitwise. This saved a lot of hassle and made sure everyone was on the same page with what they had spent on each other, could not recommend an application more!

Great for traveling groups. Used this on a recent holiday in a group and it was such a great app. It meant we could easily split the bill at dinner or the accommodation costs. I now use it regularly with family members. One feature I would like to see is if you could link people into couples. That way you’re splitting into the right numbers but the ‘simplify group debts’ calculates between couple/family

Great app for travel groups. This is an amazing app l - I wish it was a little easier the graphics but overall the group is amazing to not have to transfer all the money over to people, awesome to see that others are using it too!!

Was great now not an option. Have use Splitwise for many years now. Splitwise has been a great tool for tracking costs on trips etc. The move to restrict use on the free version and charge a monthly charge means it is now an over priced app and the charge is not justified for casual use. Will look for an alternate or move back to using a simple spreadsheet. Drop to a nominal fixed charge for the Pro version and I would be happy to return.

Group holiday was a breeze with this app!!. This is one of the best apps I’ve ever had! Took all of the stress and trying to remember who paid for what out of our group holiday so that we could just relax and know that no matter who paid for dinner or groceries or national park fees, it would all magically balance at the end! SO GOOD!!!!!!

The most useful app I’ve ever downloaded. Without a doubt one of the best apps I’ve got on my phone, and a consistently used one. Get all your friends/family on Splitwise and stop worrying about the bill calculations. My friends and I basically have our own internal economy going where we just take turns paying for nights out and events - no money needs to even exchange between us! The variety of split options also means super easy calculations and easy to ensure people that don’t drink don’t pay for those that do etc. Utterly invaluable for group trips, to keep track of big expenses and costs overseas, with great features to track multi currency spending. Amazingly easy to use, great interface and all the features you need. Splitwise is the best utility app out there. Thanks guys!

Awesome app. Love this app, been using it for 6 years now. So the features you’d expect for a budget splitting app. Very handy while travelling, in sharehouses, for events or other projects wth ongoing costs. Thank God for SW, the alternative (updating an excel sheet etc) would just be too painful

Brilliant, elegant, clever.. This makes a previously onerous task, elegantly simple. When travelling with friends, this takes the effort out of sharing costs. I can’t recommend it enough. Just try it! There should be better words than brilliant, clever…

Best group app ever!. I have used this app for several groups and it’s capabilities are awesome. It takes out the guesswork, the angst and the hassle. Group meals where each member pays for an entire meal means you are not constantly bill splitting and Splitwise works it all out at the end! It even converted several currencies to AUD at a competitive rate. Would highly recommend for any occasion where expenses are shared.

Perfect app for splitting bills. This has simplified splitting out bills each month and leaves no one feeling as though they are short changed! It has been keeping track of exactly who owes who what and you can settle whenever the difference is getting too big

Best way to manage group trip finances. Recently travelled for theee months with various groups of friends. Tripwise kept this simple, visible and very clear. All friendships are intact! Would have been a great tool to have when I first set off backpacking many moons ago. Love it!

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Was the best app, but not anymore Oct,2023. Why pay $50 per person what was free before, Lol their response about doing the change to subscription because of spam is ridiculous. Me and 20 of my other friends on the list will be looking for other apps. Lol $50 a year x 20 = $1000 just to manage my restaurant and grocery bills, no Thanks

Good but complicated.. Very difficult to understand how it split. Better keep splitting separately for every month. No need to add up balance for next month.

P.S. Kittens is the greatest part. Very useful!

App is unusable without paid subscription. App has been recently updated to limit number of transactions without paying $4 a month for a subscription, making the free tier effectively useless. I will not be using the app anymore.

Wants you to buy pro now to be useful at all.. Used to be a great app. Now it limits you in lots of areas so you have to buy pro. Probably won’t bother using it anymore. Unfortunate, but I’m not going to waste money on something I can calculate myself without an app.

Adding a paywall for core functionality. Stopping users from using the core functionality of your product to make them pay is the most ridiculous decision any company could take. The 10 second timer, even though very annoying was still fine. Now you stop users from adding expenses for the day after 3 expenses is just crazy. What’s next? Limited number of expenses for the whole account? Before I see this day I’m going to ask all my friends to migrate.

Ok but still not simple. Could be much more helpful if you could enter "expense paid". Instead you have to wait till everyone has paid that expense then delete that expense. I think using an excel sheet will be more helpful for us.

Simplify. Still need to use excel to figure out where the extra costs are coming from

Bad after subscription and ads. It’s really bad how they have made subscription model almost to mandatory.

Perfect. This app is just perfect. Although, should be able to add "guest" without having to use any email like for one time friends..

App is good, but…. Have been using the app for a few years and really liked it, until they capped the number of entries to make per day to 3, so it’s basically useless. Will stop using the app from now on.

Très bonne app. Très bonne app

Downfall of Splitwise. I’ll be searching for a new app. Recent limits on daily transactions and watching ads to submit an expense? I’d rather use spreadsheet. Bye Splitwise!

Microtransactions and ads. Use to be the best app for splitting, now you are limited to adding 3 expenses per day and have to watch a 10 second ad before submitting a expense. Avoid this app!

Forcing people for paying $$$ for pro. This has come to a horrible way to forcing people to sign up. I used to love this app for splitting expenses. Canceling my account and deleting the app.. this app is going downhill for sure

WAS an amazing app. Everything was perfect until Splitwise started asking money to pretty much use their app!

Free Version Is Useless. 5? expense limit makes this functionally useless for anyone who isn’t willing to pay. Bullying your users into paying isn’t a good way to get customers. If you want people to pay, give them a compelling feature. Splitwise free is essentially a nice UI for a spreadsheet.

Bad practices. Used this app for over 5 years and suddenly they decide to out limits and timers for free users on all the basic features! I’m out. Made my own app at this point. $5/mo to use basic features!? Outrageous.

Simplified really isn't simplified. Read the title. You will have your friends questions where did this cost go or come from. The greatest way to get into fights since monopoly came out.

Downfall of splitwise. The recent changes in Splitwise make it difficult for users to continue using the app. There is now a limit of 3 transactions per day and a requirement to watch a 10 second video ad before entering a transaction.

Don’t recommend. Ugly UI, clunky, not easy to use

Bye splitwise. Had been using the app for years among friends and now as household budgeting. I dont mind ads in exchange for free use. But the 3/day limit basically force people to pay, while the pricing is ridiculously high. So i’d either explore other free apps, or go back excel!

Ruins Relationships. The only good thing about this app is in the settings when you tap the screens cats appear. Maybe this app is great for small groups (less than 5 people), since all the people are more likely to be involved in the spending decisions. As for larger groups, I strongly DO NOT RECOMMEND this app. Anyone can add anything and anyone can delete expenses they did not add.. turns into an all out WAR ZONE as friends argue about what is to be included / excluded. It also does not net out payments to minimize the number of e transfers.

Good. Pretty nice

Best thing for trips.. Best thing for trips.

You just lost a user. The paid version is now mandatory for the majority of the users who used this app to split bills of the house. 2 expenses per day is ridiculous. I’m switching to your competitor.

Update ruined the app. Use to be the best useful app on app store now they’re trying to force us to pay for the pro version. I do not recommend this app and we’ll change for another app with a free version. Shame on you Splitwise!

Great app. Best app to keep a tab on shared expenses

Great idea to simplify sharing. Used this first time for a trip. And now use it with roomates. Great app. Simple and easy to use to keep up to date. Problematic when using multiple currencies. Should be fixed.

Free Tier Has Been Neutered. One of my favourite apps in the past, but unfortunately the new pricing structure it’ll be time to move on for me. The new free tier limit is 3 expenses per day, non-accumulating. Splitwise pro is priced at 4.99/month, and frankly that’s just too much for a utility (albeit a very good one). If there was an ad supported free option that was implemented well (tastefully, or watch an add after 10 expenses per day) I could probably get behind it. Or if there was a one time purchase option for a reasonable amount I would maybe get behind it. Or if there was a “pay us $1/month the 3 expenses per day to accumulate” I would probably even stick around for that. But as it stands, it’s going to be very hard to convince people who don’t have Splitwise to use this for a trip, group, etc. It was a good run.

Do not download. They changed it so you have a limit of 5 transactions a day. There are many free alternatives. This used to be a great app, but the new business model ruined it.

Very useful. I love this app, especially for vacation. It’s intuitive and easy, Highly recommend!

Really confusing. App is so confusing to use! Doesn’t show the total amount owed/lent. Here’s an idea, just make it like a credit/debit table. Like in finance, two columns titled credit and debit. It’s easier to see the final total amount.

Daily limit makes app unusable. This app used to be 5 stars but had to change it to 1 star. Daily limit makes the app unusable. Will be switching to a different app and uninstalling. Disappointing to say the least, this used to be one of my favorite apps.

👌. Really neat app. I live with my friends in a house and splitwise greatly simplified our routine when we decide who owes what.

Ruined the app with Update. Doesn’t allow me add transactions anymore, makes me wait 10 seconds or force $50 charge to buy pro. Lol . This app is done

Always pushing to go pro. Used to be good but now they keep forcing you to sign up for pro. I have not added an expense in over a week but it keeps saying I’ve reached my maximum limit of expenses per week.

Changed policy. Developers should recognize the value of early adopters who helped build the reputation that brought more clients… Changing the cost structure for NEW users is fair as they know from the get go what they’re getting into. Changing the terms for existing users is just wrong and shows corporate values I don’t want to encourage. There are many alternatives to Splitwise. Do your research people…

You better not have more than 3 items a day. Or else be prepared to pay an overpriced subscription for this garbage.

They updated and now u need to pay to post more than 5 expenses. I was using this app and it was working fine before, but now they updated and I cannot add more than 5 expenses per day. This is so annoying and sad, as I do all my expenses and the end of month all together. They don't deserver more than 1 star anymore corporate becoming just greedy for this nicely made app. Just will switch to another app now there’s plenty.

They had to ruin it…. Used to be a great app, now completely unusable unless you want to pay monthly. I’d be okay with a one-time purchase, but turning this into a Netflix is beyond ridiculous

worst update. ridiculous

No more splitwise. Daily limit is worst decision taken by splitwise

Updated and it’s worse.. Updated app to find they limit entries daily now. Great. Would purchase pro version but not for its inflated price. Will delete now. Find a different way.

Décevant. L’idée est génial mais il faut absolument payer pour utiliser l’application… on y échappe pas c’est très dommage.

Limit expense deserve 1 star. Since they put a limit expense per day the app so useless since I usually add my expenses twice a month all at once. Now I can’t do it anymore and subscription is way to expensive.

Capped to 3 expenses in a day. Not acceptable!. It used to be the best app but not anymore after limiting the core feature to 3 expenses a day. This is stupid. Uninstalled!

Limite de dépenses. La nouvelle limite de dépenses que l'on peut entrer en une journée me déçoit.

Daily limit! Whats the point?. I have been using this app for the longest time. Are least for past 6-7 years. Whats with the new daily limit and that too just 3 entries a day. You got to be kidding me. Ads were still fine, capping wont do. But, splitwise!!

The best app to share expenses. Whatever we travel our have a common project, just as a couple or event extended as a group of friends this app is the best to share expenses. And I love the currency converter with the pro version when travelling. A must to have if you share expenses.

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Was great…now charges monthly - no one time charge option for “life”. So I’ve been using Splitwise for several years. It’s functionality is awesome. However, they are now limiting the number of expenses you can do each day unless you upgrade to PRO. Unfortunately you then get tied to a monthly charge (or annual)…this app isn’t so unique that they have the ability to keep their customer base with this move. I can do just as easily in Excel or with at least 3 other apps that have one time cost (or watch an ad)…so now I’m moving on. Maybe the company will get it and make different membership types and option - and not make it an ongoing cost for roommates trying to just split the monthly expenses.

Makes Group Trip $ So Much Easier. Recently went to Barbados with 3 girlfriends and we created a group in Splitwise. Each of us entered our shared expenses as they were incurred, which made it so much easier to figure out who owed whom at the end of the trip. My favorite feature is that you can choose only certain people in a group - for example, one night only 3 of the 4 of us went out to dinner. There app let me select just the 2 people in attendance and shared the cost among the 3 of us. So easy to use, Will definitely use it for all group trips from now on!!

Great app with a small issue. I have been using this app for 3 years now and it is very simple and intuitive to use. Payment option using PayPal is great and the balance reminders a boon. Deducted 1 star because I really hate the settle all feature. Instead of creating a borrowing entry it should record a payment entry in the groups/no Group where money is owed to other person and give the sender option to record any extra amount after all balances as borrowed amount in any one of the groups the individuals share. This helps us keep track of the expenses that have been settled instead of reflecting a borrowing and then balancing all groups.

Terrible UX. This app is cluttered and requires too many taps to complete entering an expense. I used the free version, and the activity page is so poorly constructed and difficult to follow. You can’t even search an expense in the free version. It’s far too time consuming to use. This app only makes sense if you want to add an expense infrequently, but at that point, just use Venmo. If you share a lot of expenses, you spend a lot of time entering it all manually. It also sometimes erases your calculations when you switch to another app for a moment. I know you can get more features in the paid version, but for the app design I have seen already, I’m not tempted. I don’t think it should take so many taps just to enter one expense, and I think it’s unfair such a basic function as a SEARCH should only come with the paid version.

Has potential but still needs a lot of work. The dashboard is confusing and awkward. If you pay someone individually outside the groups, the app’s display is a mess and shows two separate fees instead of combining them. The itemized receipt option is the main reason I use it but it’s not on the app only on the website. After a dinner with a group, I have to wait to go home to go on the website to tell everyone how much they owe me. I’m forced to use this app to split expenses with my roommates for the past three years. Still no updates or improvements with the interface or making it more user friendly. This does get the job done and could have been great but I guess the app’s motto is if ‘it ain’t broken why fix it?’

Recurring expenses. Overall, I like the app however there is now way to set a time of day for recurring expenses to appear. It seems as though they will reappear on the date they reoccur at the same time as when you originally entered the expense. I don’t want to have to wait until the end of the day for all my recurring expenses to occur and it causes confusion among my family as to what time they can settle up. Getting a notification for each expense separately as it shows up is also very annoying. This should be a simple fix that would add a lot of functionality to the app and I am not the only one who has requested it.

It’s ok but has major problems. Here’s my use case: I live with my girlfriend and we split all our bills in our household If you delete a bill that’s been already paid: now the person who paid the bill owes the other person an amount equivalent to their half. Changing a recurring charge date or amount is truly a nightmare and will always result in a 1-2 month confusion period. I’ve had an error that has occurred after coming back from Venmo a number of times where it says the transaction has failed. It’s a trap! If you manually mark it paid, it will just say that the other person owes you money once it figures it out later. I don’t know if it’s their systems reconciling it or the app itself gets into a weird state that requires a restart. I hope the people who work on this app dogfood it because it is so painful to use. The moment that there’s an alternative to this app, I’m sold. To use Splitwise, you have to be a forensic accountant and the tools they provide don’t help because they lack any real granularity. I have the pro version. It’s offers almost no additional help.

So Easy!!!. Started using this app on a three week road trip with family. Splitwise made it easy to track gas, Airbnb costs, restaurant bills and groceries. The app saved us time by allowing one person to pay (we would trade off) so we could avoid the haste of splitting the check. The five of us settled up within minutes at the end of the trip. Splitwise was smart to work with Venmo for simplicity and tracking of payments. You can ask for payment and send friendly reminders. Love it and highly recommend it for those nights out with groups.

Got greedy and made the free tier unusable. I have been a huge fan of Splitwise for years. I use it to split expenses/bills at the end of the month with my roommate. They’ve recently made a change where you are limited to 3 transactions per day unless you pay for pro, which is $5 a month. That would mean paying $5 for about 20 minutes of usage every month to split up bills, which is a crazy. So basically thanks to greed Splitwise has made their app completely unusable for my use case. I would be fine with a monthly limit instead for the free tier of say 10-20, but unless they change this daily limit I’ll be deleting this app soon since it’s no longer usable for me.

Paywall to Use - Free Version Useless. All of the features that would make this app useful are locked behind a subscription. You can not upload photos or add more then 4 items per person a day unless you sign up for a subscription. There is no option to watch ads or get around this. In my case I was on a trip where I didn’t have an internet connection consistently and didn’t want to open an app every time I paid for something. So everyone on the trip just saved their receipts. Went to use the app and it’s completely useless without paying. Cannot upload more then 4 items a day, so with 30+ receipts in front of me I would have to waste a lot of time coming back day after day to get them all in. I cannot upload photos anyway even if I could add more items per day. For someone who would only use this app once every few months it’s useless as everyone I went on the trip with doesn’t want to pay the subscription to use it. There are a lot of other ways the company could make money to pay for its hosting for free users but not offering any of them is disappointing. I guess I’ll have to resort to simple math to divide up our trip.

Tried it three times now. AND IT IS SO GOOD. The simplify expenses setting and ability to add receipt photos aren’t absolute favorite features. We went to brunch and they hand wrote a receipt and if we hadn’t added the photo to the app we may not have caught that they accidentally charged us 25$ over! This is perfect for any trip where more than two people are spending money for the group. Less time worrying about being fair and more time just having a nice time with friends and/or family. Would highly recommend this app and we use it any time the crew takes a trip now!

Used to be great. Deleting and downloading settle up today.. My bf and I loved this app to track our shared expenses. But, without notice, they imposed a 3 per day transaction limit in the free version that makes it far less useful. The subscription price is absurd, at $5/month or 40/year per user. Considering at least 2 people must use it in a group, that price is absolutely ridiculous for a very simple app. Subscriptions are annoying generally, and a reasonable one time fee (maybe $20) after a trial period (which we are long past) would have been palatable. I probably would have even been ok with $1/month or $10/year per user. But, between the pricing and the inconsiderate no notice roll out, we are downloading settle up and deleting splitwise.

Amazing app!. Love the concept, the design, and the customizable approach to adding bills. The only thing that’s lacking is a more developed currency calculator - there is the option to add bills in multiple currencies, but it doesn’t show you the outstanding bills in your currency of choice and becomes difficult when you use more than two. And further, it would be great if it could “cancel out” when you input bills in multiple currencies the way that it does when working with a single currency, so that I don’t have to do math when trying to figure out how much I owe. Other than that, keep up the good work!

Disappointed by the 3 expenses daily limit. I’ve used Splitwise for the last 13 years. I’m an avid fan. I was delighted when they added Splitwise pay because it would be a way for them to make some money. It seems like that didn’t work out too well and they’ve resorted to rather aggressive option of limiting the number of expenses that can be added. This is a non-starter for me. After 13 years, I’m saddened to report that I’ll be downloading an alternative. In fact, there’s a recent Reddit post where folks have posted a few open source alternatives. Still an avid supporter, but just from the sidelines. I hope they find a more user friendly way to monetize.

App has been rendered useless. The new restrictions on the free version allow you to put only three expenses in one day. That defeats the whole purpose of the entire app. I feel like if they were so strapped for cash or needed to monetize their service they could find other methods to do that. They could certainly have used advertising, and I think no one would mind. The app provides a convenience not a necessity. Splitting expenses is made easier but certainly it’s a task that can be accomplished by any normal, rational individual that has been doing it for decades manually. The apps purpose was that it provided the convenience for free and taking that away seems like probably the worst business move they’re gonna make. They have overestimated how captive their audience is, and the cost of substitution is going to be high

Good enough but not specific. I use this for shared expenses amongst roommates. This apps features cater more to sharing a restaurant bill rather than rent and utilities. This doesn’t breakdown the charges that people owe, it only shows a lump some. Even after inputting future charges, it shows one whole amount. I tried the pro to see if the extra charts would provide more information, but the groupings by category aren’t helpful unless your splitting many kinds of expenses. The grouping by person show breakdowns but are inaccurate because there’s no way to connect a payment to one particular bill. So between not needing the receipts feature and unhelpful charts, the pro isn’t worth it.

Just what we were looking for. We are traveling to South America and wanted a way to split up costs considering that there were a lot of things we couldn’t split. This app keeps track of who owes the other, how much, gives the ability to pay them back and more. Since I wanted to keep track of all the finances (and not just stuff we split,) it let’s me keep track of things that we don’t split too. Also (though this might be something that just I am really stoked about,) they export everything to excel with categories, times, costs, who paid, what currency, etc.

Killing your own App. Imagine having incredible potential. A huge circle of businesses, friends, and families using your product and loving it. You make improvements to be more user friendly. Then greed takes over and you create hostile user interface regressions. Purposefully make it impossible to use the app for the most simple and fundamental purpose unless you pay a monthly fee. Imagine being so blind and hungry for money that you kill your own app with paywall nonsense and ruin your reputation. But you don’t have to imagine, because you’re doing it with every update you push out. I would have gladly used the app with ads. Or paid to remove ads. But enforcing a subscription for the most basic service. See ya. I’ll just use a spreadsheet.

3 transactions per day limit for basic users. Splitwise just rolled out a new 3 transaction per day limit unless you pay for pro at $5/month ($40 a year). I split things with my roommates daily but only use splitwise once a week once all the transactions have posted and this has made splitwise unusable for me. I had splitwise pro for a year and no new functionality was added. Receipt itemization was the main selling point for me and you can’t even upload receipts, or itemize digital receipts. The only useful feature splitwise pro had aside from receipt itemization was search, which should be a base feature. And instead of working on adding any value to pro they're instead making the basic experience worse.

Splitwise doesn’t work. We used Splitwise for our France trip. It was confusing and not user friendly. When it came to settling up, it excluded some people’s entire balances. I had to spreadsheet the whole thing to get it right. I am adding to my review. I purposefully turned off the Simplify Debts feature because when turned on, you cannot trace the netting of the activity on the app. Confusing. Also when an entry is deleted, it shows both the original entry as deleted and the entry to delete deleted. Confusing. Also anyone can alter another member’s information. It does occasionally notify you of that, but not consistently. Again, confusing. I was on the free app, but I wouldn’t go pro because my experience was so bad on it. Our group began to not trust the app.

a great tool, but..... moving features that were previously available behind a subscription paywall? Not cool. I definitely would have paid to purchase the app and I might have subscribed to unlock additional features, but this is sort of alienating. Features I would consider paying a monthly subscription for: auto-billing for recurring bills (including auto-transfer by pushing requests to venmo) and integration/ability to log in to service providers to automatically input new bills and split accordingly. Would love to see Plates integrated within the app, though I’m sure it is not included for a reason.

Great app, one suggestion. Great app, my partner and I use all the time! It’s especially useful when traveling abroad, it will convert the currency for you (if you pay for it). My favorite feature is the ability to scan a receipt and have it itemized so I can divvy it out between people (also a feature you need to pay for). My only suggestion would be to allow the scan feature to scan screen shots/pictures of a receipt you have, not just a physical receipt. Other than that, wonderful app and highly recommend!

Paywall makes it not worth it anymore.. Used this app for years living with roommates as it’s an easy way to split bills and make sure I don’t forget them, I loved the app and what it can do. However, and as most people, I am very displeased with the paywall addition that makes it nearly unusable for my case unless I get the Pro version. I understand some of the more fancy features and maybe even the expense wait time to be behind a paywall, but only allowing 3 expenses a day makes this not worth it for me anymore. The use cases have greatly reduced because of this and, even if I can split my bills until multiple days, it is disruptive to me, my process and the comfort this app was providing originally, making it not worth it at all anymore.

Not Worth Paying For. I’ve been using the free version of this app for quite a while to keep track of charges with my girlfriend. It was fine when it was free, but not worth upgrading, especially since the pro version didn’t seem to have functionality that would benefit us. They suddenly changed the free version to severely limit the number of transactions you can enter each day as well as making you wait 10 seconds before entering receipts. ALL OF THIS WITH ABSOLUTELY NO WARNING. I can understand the need to monetize your app to get more paid users, but this wasn’t the way to do it. I’ll be deleting your app as it is no longer useful to us since we both would enter receipts at one time when we received our credit card statements.

Basic Functionality Moved Behind Paywall. Splitwise has recently introduced a daily expense limit, limiting users to entering 2 - 3 transactions a day. You also have to wait through a short add after entering each of these transactions. Both the limit and the add can be removed by purchasing the pro version. This has basically rendered the app unusable for our household’s purposes of entering shared expenses. It’s one thing to introduce a paid tier with additional features, but it’s incredibly frustrating to move core functionality behind a subscription that was previously available for years. I would not recommend Splitwise to new users unless you are prepared to pay a monthly or annual fee. Check out other bill-splitting apps.

Premium Subscription Useless Unless Everyone Buys. The main pull of getting the premium subscription is so you can set a default split of 60%/40% for example. You’d think this would make every expense entered into a group at this split. But, the split would only be set for the people who pay $3/month. So, even if you pay the subscription, not all entries will have correct split if others without the subscription add their own expenses. $60/year for two people to set a default split is not worth the price considering it can be done manually. Otherwise, the app is great. Wouldn’t pay for it though!

Great App! Very Useful. I travel 5-8 times a year all over the world and my friends come along too. I highly recommend this app because no matter where in the world i am, i can add expense on the go and even take pics of the receipt. I then can split it right there between my friends. Sometimes we i’ll split the charges on our credit card if we’re dining but most times we split on splitwise especially when you friends are on a budget but didn’t have enough $ to enjoy other fun activities at least i can loan them and track it then be repaid in time. it’s a great app and i always use it as my go to app! thanks so much for this.

Helpful for math, awful UI/UX. This app does make calculating balances easy, but the “settle up” feature is what’s earning this a 1-star review. The inability to manually add/remove a Venmo or PayPal account from within the app is absolutely criminal design. I just spent three hours trying to figure out where a massive amount of money went after everyone claimed they’d settled up, and at this point my best guess is that it’s with PayPal, which I haven’t had an account with since 2014. I only use Venmo. But because this garbage app assumes that everyone uses the same email address for every financial transaction, I’m now potentially out hundreds of dollars because the developers were too lazy to add a way to link or remove Venmo and PayPal options. This is garbage and needs to be fixed.

More paywalls & limits on free account. It’s not worth it anymore unless you use all of the app’s functions, which I do not. I use this app for its most basic feature - to itemize shared expenses & figure out who owes what - so I’m not upgrading to the premium for something a spreadsheet can do for free. I don’t use the charts, tables, analytics, whiteboard, etc. and I don’t have my card connected for ACH bc security, other apps do it better (i.e. Venmo, Zelle, CashApp) and my banking app gives me most of the expense analysis “premium features” for free. Last month, Splitwise put up more paywalls and the 3 entries/day limit on the free version of the app so that it’s frustrating to use for its most basic features. I used to promote this app (and its other app, Plates) to friends and family, but will no longer do so. I’m looking for an alternative app or may even go old school with a spreadsheet and some fun formulas bc this corporate greed ain’t cute. Used to be a 5 star app, but now it’s barely a 2 for what’s available for free. Very disappointed in this clear money grab.

Nicer than nothing. For not having to build this customization in excel (which can be done easily), it’s an easier tool to use. I don’t really see it being 100% beneficial though for group trips. Features and simplicity could be much easier. Humans forget to enter things, enter then wrong, or just not at all. So it’s still up to you and your diligence to want to split things at the end hoping you don’t miss anything (like a car rental, or gas fill up, etc.) SiDE NOTE: it could definitely show you who contributes more in the relationship if you’re feeling a certain way. Just as information though, not to argue.

It used to be so good and they ruined it. As others have mentioned the app has become too annoying to use because of all the ads. Not even banner ads, ads that literally prevent you from using the app until you’ve waited for a timer to pass, all so you can do something that is supposed to save you time? I get needing to monetize, but they only offer a subscription, and they don’t provide enough value to justify that. I would pay a one time fee, but never enroll in a subscription, it’s just not worth it. I used to recommend the app but now you’re better off doing the math on a calculator and requesting money on Zelle, Venmo, or wherever else you send money - it will take the same amount of time and be free of ads.

Gone downhill with recent paywalling of core features. I am not someone to post app reviews often, but as a loyal user since 2014, the recent limiting of the number of transactions per day makes the app unusable for those who want to settle up a trip in bulk. Typically, in my experience, we add many transactions in a single day, a day or two after the trip. Over the years, I have made least 10-20 people to sign up for the app, as I am always responsible for settling our groups expenses on trips. I can no longer recommend someone signup to Splitwise as it is severely crippled with delays and hard transaction limits. I will be migrating my friend group to a new app on our next trip - there are lots of options to chose from. Just google.

Useful, BUT…. It’s not clear how certain features work until after you’ve used the app a few times. For example, the bright orange button called “Settle Up” (button #1 in group expenses) is actually NOT meant to be used most of the time. Pressing this button will remove the debts that others owe you. Most people will want to hit “Remind” if they’re still waiting on a payment. Also, it can still be confusing to split a check unequally for someone who’s not numerically inclined. However, once you get the hang of it all, you can enjoy this app for all of its utility.

Useless now unless you pay. I’ve been using Splitwise regularly for a few years now and have found it very useful and easy to use - until their recent update, which essentially makes the app useless unless you pay. Yesterday I tried to enter 3 expenses and had to sit through multiple ads before I could do so. Seeing the negative reviews of Splitwise Premium has made me feel like an upgrade isn’t worth it. I have no desire to use Splitwise Pay when Venmo is easy, fast and works best for me. I don’t need charts. Super manipulative move on the part of the developers to try to squeeze money out of their longtime users - who, like me, are probably mostly young people who don’t have a ton of money to spend on apps. Time to find another app! Annoying.

Beware, Useless if you don’t Pay Premium. Would give 4 star for App and 0 star for their poor business tactics to force users to pay. Once upon a time it is a reliable and good app. But without any proper intimation to its users, it reduced the number of transactions you can post. They are using this tactics to force users to pay. Premium is not worth it, for a user who uses this just to monitor how much they owe, most of the premium are meaning less for the price. If the price is lower, people can ignore and pay, but a 40$ subscription price sounds nuts. Charts, categorization and etc all this junk is useless as it is relied on user input not on some AI. Once users walk out, they should realize they are never coming back ..

Once-great-app, now almost unusable for non-paying users. I have loved and used Splitwise for more than a decade - using it for various purposes (apartment roommates, friends in a new city, trips etc.) and I’ve felt an intense loyalty to an app that I felt had grown up with me. But having recently tried to use it for a family trip I am forced to admit that I will not be using, or recommending, this app in future. My main issue with the app is that it has now placed a limit of 3-5 entries per day for a non-premium user. This is frequently insufficient - and forces me to keep a tally on a note which I then copy over to splitwise. That’s absolutely not worth having an app - a simple spreadsheet could easily do that job. I am also not a user who is absolutely against the idea of paying for apps that add value. But the pricing has to mirror the use case! Splitwise’s pricing is wildly outrageous, particularly for users planning to use it for trips/vacations. Most such users can expect to use the app actively for 2-3 weeks - $5/month is (imho) too much for such occasional use. I am sorry to move away for now - but hopefully the app will make tweaks to its pricing/free tier features in future.

Used to love it, disappointed with paywalls. I used to use Splitwise all the time, but their move to putting everything behind a paywall is having me use them less and and less. I can no longer recommend the app. The pro plan features used to be a nice add on, but now you basically need to pay for pro in order to use the app. The practices they’re using to push people to paid are annoying and disruptive. The plan is also too much money for what it offers. If it was $2/month maybe I’d consider it, but at $5 it’s way too much and I’d rather find a different app entirely instead. Really sad to see the app move in this direction. Hope they change course.

Terrible monetization. I’ve used this for years and it’s always been great — not perfect — but solid and slightly more convenient than using Google sheets. I’d probably pay something like $5 or $10 to own it for life. But a monthly subscription of $5/mo when I don’t even go on trips that often??! That’s insane. Also the way monetization was introduced is frustrating with the stupid 30 second wait before you can add an expense. Hilariously low free expenses limit too, I think it’s 3. First thing I did when I hit my “maximum number of expenses in a day”? I deleted the app and downloaded an alternative! Boo Splitwise, that’s too bad in all these years you couldn’t find a reasonable way to monetize your business — now you’re going to lose all your users too.

Worst app I’ve ever used. This UX is terrible. You can’t see your individual payouts from each person, nor how much they owe you. If someone deletes the expense you charged them, it deletes it for everyone else and then you have to charge everyone again. You cannot see how much you paid all together, nor how much in total you owe. The list of payouts they present is very messy and disorganized. Also, the group and non group expenses are confusing, because apparently you have to choose the group and then unclick names, if you do non group expenses, it doesn’t show on the other users end. Referring to a UX such as Venmo is something you guys should do. It comes second nature to people and would be an easy experience to have a similar UX to Venmo that is more clean and will be an easier transition for new users to understand.

This app is GENIUS. I hardly ever leave App Store reviews but I had to for this one. Splitwise is an absolutely genius app for tracking group expenses and simplifying the process of settling up. I used to have an elaborate spreadsheet that I would maintain on all of my group trips. I thought it did a good job and it was certainly better than nothing, but it was pretty complex to settle up at the end of the trip. Splitwise handles all this for me, plus adds even more “nerd knobs” to it, like customizing percentages of an expense, simplifying repayments, etc. I will never NOT use Splitwise on a group trip again.

Great until basic features were locked behind paywall. Splitwise has been a fantastic app for years, coordinating spending on overseas trips, daily grocery buying and building a house expenses. I didn’t need any of the more advanced features, as it worked perfectly fine and met my needs as a basic expense tracker. I could do analytics and arrange settle up payments myself. 5 stars for what it did. But now the free app locks more than 4 entries per day behind the Pro subscription. That breaks the app for me, not least because I have more than 4 things I need to input on the average day but also that I tend to do in bulk a few days later. This paywall breaks the app for me. I’ll be finding a replacement app and deleting Splitwise as soon as I do. It’s been a fun ride for more than 5 years, but it’s now a ‘wise’ time to ‘split’ from the app—and say goodbye.

Great App!. I have used it twice. The first time with good results. Second time was not effective. You have to have everyone participating to be effective. The first time a friend was the person who entered the amounts owed for each of 4 people. I didn’t do the work just paid out what I owed. The second time was between 2 people-myself and another. The other person was to be entering the amounts owed each day. She (my adult daughter) didn’t ask me for receipts/I didn’t offer receipts so at the end of our 12 day European trip, we only had entered the first day of travel. By the end of 12 days, many countries with foreign currency, we called our expenses even.

Love it but could use some changes. The app makes it super easy to split up expenses. You can create a group and choose who paid and who you want to split it from in that group if all were not involved. I wish it would give an option for the payer to say the bill was settled and have it close out without deleting the expense. I use it to split things with my roommates and it can get confusing sometimes keeping track when expenses don’t close. I have to make sure to add comments on them to keep track. It would be such a great feature if they would add something that would allow you to settle the bill so it would remove itself from the screen.

Great App!. Man this is such a great app! I'm using it to split the living expenses with my roommates! We used to keep all our receipts and I would manually calculate at the end of the month, but this app allows us to keep track as we go. So long mountain of receipts! One thing that will make this better is if there is like the ability to create some commonly use expenses. Im just lazy and didnt want to keep tying in "grocery" and electricity etc. Would be nice if the "Type in description" part starts to auto fill with these self created expenses, or maybe just recent descriptions, or an option for a pulldown that type of thing ovok~

Subscription Required - End of an Era. For years, Splitwise was a great app for conveniently splitting expenses among friends, roommates, trip-goers, but has recently neutered the free version of the app and lost many long-time users. Splitwise now has a daily limit of adding 3 expenses per day. If you want to add more, they require you to subscribe for $5 a month. This is extremely inconvenient and impractical if you’re logging shared expenses at the end of the month or during a busy trip/vacation. Instead of just managing your finances all at once and as needed, you must now make it a daily chore. (They also didn’t announce the change to users at all before enacting it; I only found out when I ran into the new limit.) This simply isn’t worth the cost when actual free apps like Tricount, Settle Up, and more exist.

How to Destroy Your User Base 101. The free version of splitwise is now borderline unusable. You are strictly capped on how many transactions you can log a day, and I know many of this app’s users log expenses in spurts. You can no longer do this. If you wait until the end of the month to log expenses (as I do), guess what? You are now logging 4 expenses a day over the course of a week or two. Terrible. If you want to continue to use this (easy to use tbf) glorified excel spreadsheet, you can do so for the low, low price of $5 a month. I’m sure this change came from higher up and is gut-wrenching for some of the people who worked to build this app. But it is inexcusable. I’m done with this app, and if you’re looking for a good, free app to log shared expenses, you should look elsewhere too.

Makes split bills so much better!. I would rate this 4.5 if I could. Great app, but couldn’t find a place to share suggestions/feedback, so doing that here. I would like to see a custom option for repeating bills. One of my bills only comes every other month which is not an option. I’d also love to see a placeholder option - so you could set a repeating bill without assigning a cost since it changes each period. I am often double checking to make sure I’ve charged all bills to Splitwise and this would automate that effort. Last - please add more integrated payment options. Venmo is good, but Zelle pays immediately.

Fantastic App - Experience Ruined by Update. I’ve used this app occasionally for trips where my partner and I share expenses. In the past it has been extremely useful for those 2-3 times a year and I’ve raved about it and shared to friends. However the recent update now locks the majority of functions behind a paywall, most notably you are only allowed to post 3 expenses per day now before being locked out. This is sad to see. I feel the payed features are great for power users and I’m sure many like them, but I felt it was fair that I could use the basic function of adding expenses as a way of logging them without needing to pay but now even that’s been paywalled. Bottom line, I no longer recommend this app for the average user and I’ll find an alternative.

The ability to calculate expenses with non-users is a must. Upon purchasing the premium version of this application, I anticipated the ability to effortlessly itemize and split bills among friends who may not be app users themselves. Regrettably, the process necessitates the submission of each individual's email address or phone number. It's important to note that there's no requirement for such personal information to execute the essential function of expense sharing - a task that this service purports to facilitate. This mandatory data provision raises significant privacy concerns, which I deem a non-negotiable issue. Consequently, I felt compelled to cancel my subscription and remove the application altogether. A subsequent investigation revealed this problem has persisted unabated since 2016, further reinforcing my decision.

Forced to upgrade ☹️. I have never taken the time to write an app review, but I felt that I needed to now. I am an accountant, and when I travel with my friends, maybe four times a year, I would usually just do an Excel spreadsheet to split our expenses. Then I found Splitwise and what a great app it was, until it started limiting the number of transactions you could enter per day. We have too much fun on your trips to take the time to enter our expenses on the go, so instead we wait for our pending visa charges to settle up, and then we enter expenses after our trip is over and we have time to sit down at our desks. But now Splitwise limits how many we can enter?!?! Splitwise… can’t you just make your money off of advertising? Why do you have to force us to upgrade?