Debt Strategy App Reviews

VERSION
1.5.2
SCORE
3.1
TOTAL RATINGS
16
PRICE
$0.99

Debt Strategy App Description & Overview

What is debt strategy app? Debt Strategy helps you identify the best payoff strategy in order to pay down your debts fast. It also helps you track and pay off your debts, and execute on the strategy you choose. After entering your debts in the application, you can analyze how the choice of payment strategy or different extra amounts helps you pay off your debts sooner, and save on the total interest paid. Debt Strategy supports multiple strategies such as:

- Minimum Payments Only
- Lowest Balances First, with rollover of payments from paid off loans
- Highest Interest Rate First, with rollover of payments from paid off loans

Debt Strategy helps you to take control of your debts. Pick one debt, either one with the lowest balance or one with the highest interest rate, and focus on paying it off first by paying a little more than the minimum. This will shave months off your debt. With your other debts, continue paying just the minimum. After you finish paying off the first debt, move on to the 2nd debt per your strategy. Roll over the amount you paid each month from your first debt to pay off this one. You will pay off the second debt even more quickly. Continue this strategy until all your debts are paid.

Features:

- Ability to enter debts and track debts.
- Ability to identify the best pay-off strategy, and perform what-if analysis with different additional amounts and pay-off strategies
- Graphical view of how the debts will be paid off
- Pie/Bar charts for debt break down by category, or remaining balance
- Monthly payment schedule for each debt
- Ability to enter payments during the life of the loan, and accurately track remaining balances
- Payment reminders so you can make your payments on time
- Ability to override the home currency
- Option to email a report
- Password protection

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App Name Debt Strategy
Category Finance
Published
Updated 28 January 2015, Wednesday
File Size 3.56 MB

Debt Strategy Comments & Reviews 2024

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Just an incredible app. I love this app. No need to sign up or give any personal info. This app allows you to see a bigger picture with regards to paying down your debt faster and an easy pay down system to follow.

Good app. Few suggestions. I really like this app for keeping track of debt payments. My one concern is the inability to custom your payback strategy. For instance, it only allow you to pay back based on interest rate or loan amount. The issue is a problem since some of the interest paid is tax deductible while other loans are not. It would be nice to be able to prioritize the order of loan payoff manually if one is so inclined.

Can't enter 0% interest. I'm sure it's a great app, but I can't get through the setup. It won't let you enter 0% interest. I transferred some balances to a 0% interest card, and that needs to be part of my plan.

Weekly, not monthly payments please. I would give it five stars but i need it to be a weekly schedule payment not monthly , some months have more weeks and it would be better if it offered that option!

My primary debt tracker!. I gave up on Debt Free due to the improved improved functionality of the app. Although the competing app has since been updated, I still prefer the UI of Debt Strategy & it's my primary tracker. It could use one bit of feature updating at some point, specifically: / backup & restore feature (nobody wants to rekey data! Backup & restore could be via email or iCloud.) Highly suggested tool for keeping your financial life in order.

Sync needed otherwise it's great. I have been using it for along time and love it!!! The only thing I would like to see is to be able to sync iPhone to iPad that way I don't have to enter payments on each of them otherwise it's great and has helped keeping me on track

Great, simple App. I love this app. It is easy to use and simple to understand. It is by far my favorite "financial" app that I have used. My only suggestion would be to allow you to set up your payment schedules for every two weeks instead of the monthly option.

No way to add recurring payments. So it shows how long to pay off the credit card if you never add anything to it. There is no way to adjust for the annual fee. I have one credit card that adds the anual fee once a year and one that adds it in monthly installments so the payoff is wrong. If I add it in now it will misrepresent the interest charges.

Great app. I search a long time in the App Store and through google on my pc. I read many reviews. This app has the design and graphic layout I was trying to find. I would like to see one more development addition and that is allowing for a payment ( lump sum from tax return etc.) to be paid on one debt independent of the scheduled payment. I consider this a request not a complaint.

Limited functionality. I was a bit disappointed with the limited functionality of this app. If you already have all the numbers crunched and just want to track payments or just want help deciding which loan to pay off first, then this is a good app for you. But I you still want to play around with the numbers (payment amounts, #yrs till paid off, etc) then you'll also be disappointed. This is a good app, just turned out that I wanted it to do more.

Accurate finance app to track debt. This app is excellent for anyone who wants to track how much interest your being charged monthly and how long it will take to pay off. It also give you details how much you will end up paying in interest and methods to pay off in advance

Love this App. This App is perfect for my needs. Data is easy to input. The format is nice and the reports are great. I especially like the payment schedule feature which allows you to see the balances going forward. Great for planning purposes. Glad I found it, try others that didn't fit my needs that cost a lot more. Very good App for the money would recommend.

No longer works with IOS 12. Once I updated on IOS 12 the app will no longer open. Will update rating when this is fixed.

App no longer works. Went to try and use the app but found I couldn’t adjust the amount any more. Will be deleting this which saddens me as I still like it. Unfortunately I don’t keep things that do not work.

Very helpful...but.... I really like this app. It's nice to see dates items will be paid off. It would be nice to be able to enter 0 interest and to make weekly payments.

Ridiculous. I just tried to use this app and I could only list one credit card debt and it would not accept any others. Wasted money that will be spent on something else.

Love. I just got this and input everything and I love it. It looks so nice. The only things I wish was that I could (1) input a debt that doesn't have an interest. Eg. Medical bills. They don't have an interest rate. (2) I wish I could input a custom payoff strategy. I've already figured out the best way to pay off my debt and it's none of the ways you have available. Hope to see those in the next update!

3 stars with a potential of 5 stars. Nice app... Would be 5 stars, but there seems to be a glitch in the calculation on the month a debt is paid off. The remaining portion does not automatically go onto the next debt in that same month. I've sent an email... let's hope this can be fixed, so it can be a 5 star app. If not, it'll not work for many long term debts that you are trying to payoff using a snowball method.

Ok. I haven't used the app much yet but it seems like it could be helpful. I did notice it is apparently not possible to enter an interest rate of zero for a debt. It would be nice if this were possible. It would also be nice if it were possible to enter an additional amount extra you want to pay per debt instead of the additional amount entered applying to all debts.

Great App. I love this app. I have used several of the debt snowball apps and have found this to be my favorite. I would love custom sort order on the home screen, such as due date, snowball, etc. Love the graph on the home screen.

The best!!!. It is the best and help me track money monthly. I don't want to check internet how much money I have left? I have everything ready by this APP!!! Thank you so much! I'd paid off my Victoria Secret debt card because of this app!!

Weekly payments. Unless if I can’t add extra payments to loans. Like I owe xxx per month but I just pay say $100 a week instead. Paying more than what was due at the end of the Billing cycle

Like the app. Like this app is simplistic and straightforward I would like the app to have a total monthly outlay for my debts. Right now I have to manually add each monthly payment to see how much I need monthly to pay off my debt. I have this app on my iPad, wished it synced to my iPhone so I can view and use it from there also.

One of the best I've found so far. I've done some looking around and this is one of the best I've come across so far. I've a few suggestions. Features I've liked in others I have or have tried. Love the simplicity of the payment schedule. Simple click of button, neat features like seeing interest you've paid or our paying per payment. What app needs- better charts and reports like debt hd. Needs custom payoff strategy option, 0% interest option, more variety on payment due dates like weekly payments. If we could input debt that wouldn't be included on debt elimination plan, debt like rent and stuff. This application would have huge universal value but I understand it's a debt elimination app.

Has some issues. While the app is good for some basic debt and payment calculations, it has some issues. Warnings to let you know required data in a field is missing show up out of the viewing area. Since you can't continue until the error is fixed, you have to figure out what is wrong or missing yourself before you can continue. This seems to be the case for emailing the data too, so it's not possible to use that function at all.

Additions. Great App. Was wondering.... Can you add 'extra payment' and 'start date' to each debt particularly the Home debt and a start date? Currently, you can only add the extra payment at the beginning of the entire strategy. This would allow us to add additional payments to each debt starting at a future date. Thanks.

Great for paying What-if. I love using this application for playing what-if scenarios. Using it I've been able to find out the fastest way for me to get out of debt once and for all (I hope anyways). I really like being able to see how doing something as simple as adding and extra $10 per month can pay things off so much faster. My wife and I are using it to follow Dave Ramsey's Debt Snowball payoff method and so far it's working like a champ!

Nice App needs extra features. I like very much. Useful, easy to use. Exactly what I needed to become debt free as fast as I can. Sure would like the following added - ability to email the payment schedule and to be able to sort the schedule so all of the bills show up in a month view sorted by date bill due. Sure would be nice to see what I'm doing this month in a view. Also need ability to back up data and share with others. Nice for husband and wife to see the same data. Otherwise this is a 5 star app for me.

Only good for credit tracking. This app is only good for credit tracking this does not show monthly budgeting,which can be useful to include payments,such as monthly rent or phone bills that have no end date of payment.

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Good App. Must have sync facility like home budget .

Good app by great developers needs easier additional payments. I'm a big fan of the home Budget app. My key issue with app is that you can't easily add additional repayments, you have to delete and edit the monthly payment. If you could add each additional as a new payment for the month the app would be great. I tried (and paid for some) five other apps and this one was still better because you could add the initial loan amount and time - other apps didn't do this so the payment end date was out. A bit more work to make his as good as home budget would be great - it is worth the money though :)

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Save the $1.39 and use it to pay something off. Freezes all the time and when you close the app and go back to it everything is gone!! Not even going to try and fix it. It's already deleted.

Very Good. Very good application. Excellent graphics, data and charts and very good use of screen space for iPhone 6 plus. Downside is it has only monthly payment option and missing bi-weekly option. I have requested feature and developer was prompt in acknowledging it. Hope this will be added soon. I also would like to add my savings goals as debt so that I can know when those goals can be achieved apart from coming out of debt. Some work in that area will be really helpful.

Lifesaver. Just what I needed to give me direction on paying off my debt. Now I know how long it will take and when I'll be free of that load! Marvellous.

Fix me please. Funny how after enabling the pass code feature it almost works. Exit app and restart. It asks you for a passcode. Press the round button to exit. Start the app again. It bypasses the passcode screen and you're in. Not very secure, is it?

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Debt Strategy 1.5.2 Tips, Tricks, Cheats and Rules

What do you think of the Debt Strategy app? Can you share your complaints, experiences, or thoughts about the application with Anishu, Inc. and other users?

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Debt Strategy 1.5.2 Apps Screenshots & Images

Debt Strategy iphone, ipad, apple watch and apple tv screenshot images, pictures.

Language English
Price $0.99
Adult Rating 4+ years and older
Current Version 1.5.2
Play Store com.anishu.debtstrategy
Compatibility iOS 7.0 or later

Debt Strategy (Versiyon 1.5.2) Install & Download

The application Debt Strategy was published in the category Finance on 19 April 2011, Tuesday and was developed by Anishu, Inc. [Developer ID: 306257913]. This program file size is 3.56 MB. This app has been rated by 16 users and has a rating of 3.1 out of 5. Debt Strategy - Finance app posted on 28 January 2015, Wednesday current version is 1.5.2 and works well on iOS 7.0 and higher versions. Google Play ID: com.anishu.debtstrategy. Languages supported by the app:

EN Download & Install Now!
Other Apps from Anishu, Inc. Developer
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Debt Strategy Lite Reviews 3.5 2 Free
Finances Reviews 4.2 7 Free
Business Miles Reviews 1 No comment Free
Mileage Logs Reviews 4 3 Free
Studious Reviews 2 6 Free
Debt Strategy App Customer Service, Editor Notes:

This app has been updated by Apple to display the Apple Watch app icon. Support 0% interest rate debts

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Find on this site the customer service details of Debt Strategy. Besides contact details, the page also offers a brief overview of the digital toy company.

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