Mortgage Calculator™ App Reviews

VERSION
2.8
SCORE
4.6
TOTAL RATINGS
128
PRICE
$1.99

Mortgage Calculator™ App Description & Overview

What is mortgage calculator™ app? *** SALE NOW ON - 50% off ***

*** Featured in the Sunday Times App List 2012 ***

*** Featured as 'What's Hot' by Apple ***

'Mortgage Calculator' has one aim - To SAVE YOU MONEY on your mortgage!

If you're buying a house, looking to re-finance, or simply want to make the most of your existing mortgage, then this is the perfect app for you.

Try out various 'What-If' scenarios and quickly see how extra payments can save you a whole lot of time and money. You can enter any number of Monthly, Yearly or One Off extra payments, at any period during the loan. Then watch the total loan length and cost go down. You may be surprised by just how much!

Easily visualise your cost savings in the simple and interactive charts. Just slide your finger along to see the costs for each year.

5-Stars - "...beautiful, simple graphs which make tricky decisions a whole lot easier."

5-Stars - "...really helped me to compare the different mortgage deals"

*** Highlights ***
--------------------
Specially designed for the US market:

√ See effect of regular or one off Extra Payments
√ Variable Rates support
√ Calculate the 'True Cost', by including Tax etc
√ Takes into account PMI
√ Try out various 'What-If' scenarios
√ Email a PDF or HTML of the loan details
√ Support for ARM 3/1, 5/1, 7/1 mortgages
√ Charts allow easy visualisation of the costs
√ Make an informed choice by comparing loans
√ Backup & Restore via Dropbox
√ Passcode protection
√ Elegant, simple and powerful user interface

*** Quick Calculators ***
-----------------------------
Super quick calculators for instant answers:

√ How much can you afford to borrow?
√ Monthly Payments
√ Money Saving Effect of Extra Payments
√ Cost of Moving House

*** Analyse & Compare ***
---------------------------------
Visualise mortgage costs in simple, easy to understand charts:

√ Store details of multiple mortgages
√ Easily see the costs for each year with a slide of the finger
√ Try out various 'What-If' scenarios
√ Extra payments can 'Reduce Term' or 'Reduce Payments'
√ Include Tax, Insurance, PMI in the payments
√ Support for 'Repayment' or 'Interest Only'
√ Monthly breakdown of costs (Amortization)
√ Compare up to 4 mortgages side by side
√ Support for ARM 'Initial Rates' e.g. 4% for 3 years

*** Voted #1 Property App - upack.com ***
---------------------------------------------------
"The strongest arrow in its quiver is the way it handles hypothetical situations, letting you analyze all manner of mortgage-related queries, such as how much you can afford to borrow, and a variety of other what-if scenarios..."

Note that multiple currencies are supported!

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App Name Mortgage Calculator™
Category Finance
Published
Updated 08 December 2021, Wednesday
File Size 31.61 MB

Mortgage Calculator™ Comments & Reviews 2024

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Solid program. Good app for tracking mortgage details as well as simulation of early payoff effects on overall interest etc.

Great tool. It helps to calculate mortgage loans, and it’s very accurate.

Every home owner needs this app. This app makes you realize how much money a mortgage actually cost you. This app has saved me thousands of dollars. It’s fun to see how much interest can be saved with extra payments.

Easy to compare options. Great tool

Great app. User friendly, great help to make big decision.

Great for the money. Easy to use. While you can add to your payment it doesn't allow for making a half payment twice a month. I think this knocks 7 years off of a 30 yr mortgage. I would like to see that added. But it is well worth the money.

SauleChicago. Great app!

Love, love, love. I love this app! It has everything I need for loans, and trust me, I had tried to get all this info out of Excel. This is clean, easy to use, and thorough! Good job, developer!

Awesome app. Functional, flexible and easy to use.

I absolutely LOVE this app!!. This app is simply amazing! I love how you can add extra principle payments in to see how quickly you can pay off your loan just by adding extra payments. You can figure out how to turn a 30 year mortgage into a lot lesser of a term. I added my tax return as an extra primciple payment each year and watched the years fall off my loan. Definitely recommend! Very user friendly.

Amazing app. I can't say enough good things about this app. It allows me to enter all my one time additional payments and my monthly over payments that have changed over time. I setup different payment scenarios and was able to overlay them on the same chart. This app is exactly was I was looking for.

Great for tracking loans. Would like a way to save data

Great App. Totally worth it! You can make tweaks to your loan info and see how quickly you will pay off your loan.

Great Planning Tool. Helps to plan for making extra payments.

Great App. Very easy to setup extremely helpful

Really complete and well conceived!. Most mortgage calculators don't allow the control or addition of extra payments, especially one-time payments. This app also let's you identify numerous additional fees that can apply in some situations. I have found it very easy to use for general analysis of a mortgage, but also powerful enough to add real detail.

So far so good. I had one crash when I started with this app but none after that so far using it for a couple hours. I like the ability to compare and tweak and compare some more. Best app for mortgage shopping I’ve seen so far.

I used to finance houses!. Great app! I'm not sure why people were complaining about not having a place for taxes and insurance.., there is a spot for them. I never rate apps.. But this has everything.. Extra payments per month.. And you can add one a year, too if u want to... All the mean time it shows savings... And you amortizaton schedule... Best one I've seen. I had 2 other apps for mortgage.. I'm gonna delete them!

Best mortgage App. I have been using it for the past 6 years. Extremely useful App. Great tool to borrow, refinance or prepay your home loan. Good job.

Very nice for comparing differences in rates and extra payments. Been trying lots of apps that just don't quite put everything together. This one allows you to put in taxes, insurance, PMI, extra payments and present the data in an easy to visualize format. One suggestion. Allow duplication of a saved scenario, then allow edits. Unless I missed something, I had to re-enter tax, insurance and PMI for each new payoff scenario that I created.

Mortgage payoff calculator. Not that great if you already have a loan. Only useful if you are looking at a new mortgage. I refinance my house 2 years ago and tried applying the info to the app and it would not compute correctly. I just wanted info on a payoff data, total interest paid, etc but could not get it to work.

Realtor. Just staring to use this and has a lot of easy to use features. Makes a pdf for emailing

🤠. Great App Keeps track Of multiple properties.

Enjoy this. This is great to compare refinance options and see the impact of making additional principal payments toward goals. Definitely shows you visually the amortization breakout.

Ssfifty. Awesome program!!!!!!

Better then the rest (at least the ones I tried or bought). I purchased several other calculators before this one when i ws looking into home loans. I used this the most and deleted the others. After the purchased of my home, I still use this to see how my extra payments affect the life of the loans. Simple and easy to figure out. Save yourself the money and buy this first.

Well done. Easy to use!. Love this app and it helps you plan effectively

Great App. I use several of this developer’s apps and they are all feature rich and intuitive. Frequent updates and application support.

Awesome. Better than Mortgage+ now that it’s busted

Accurate, Quick and Easy. The app makes it easy for me to provider information to my clients.

Excellent App!. Excellent application. Very useful and the charts are easy to read. Only recommendation is it should allow you to delete an extra payment. Also perhaps a side by side comparison with and without your extra payment would be nice. I have looked for other similar apps and they don't compare with this one.

Basic, but very useful. Not a lot of features, but quickly gets to the root of cals needed. I like it for its speed and it remembers my work. Update Aug 22: I wish it would reach across all my platforms. Would be nice to Nice to be able to show impact of a balloon payoff at a future year. Would be nice to have a feature to incorporate the cost of an outside loan. Like the cost of debt for a down payment. Thx.

Good - but needs a PIN screen. I picked this app to calculate the effects of prepaying my mortgage. The app does that well, but as with any app that deals with financial data, the app should really have an option to enter in a 4 digit PIN or the like before it lets the user gets to the "meat" of the program. I share my iPad regularly with family and friends and I don't really need to share my home and loan values with them. Perhaps a feature for the next version?

Best mortgage App. I have tried most of the mortgage apps for IOS and this one gives you more flexibility with your payoff strategies.

Awesome!. Keep it coming!

The breakdown view function no longer there. Been using that app for a few years and liked it a lot. But in the last several months, there’s been to many malfunctions: breakdown view no longer available, and when creating a new mortgage scenario the math doesn’t add up.

Best app. I love this app. I’ve used it for years to model all my loans and review payoff schemes.

Not user friendly. I simply want to know what extra payments on my mortgage would do for me, in yearly and monetarily, I inputted everything it asked for + the extra payment and it tells me nothing ! Waste of money ! I don’t want to be a finance major, I want a simple to use calculator that will show me graphically and otherwise what extra payments will do for me, apparently this is Not It !

Lo. This is the best so far Can you add the other options Lo info in setting 2) other calculations option offer results are great but no email options Please add the email or txt options

Really useful app. Used this app to help decide if I would refinance. Very easy to use. You can factor in insurance, taxes, and other costs that most online calculators don't let you add. I loved how you could add more than one type of extra payment and specify the amount of time for each. This was great for getting a more accurate idea from when I used to add smaller extra payments for the first couple of years and then slowly increased them over time. The summary, chart, and table views are great for getting the big picture and the details. Well worth the price.

Use it all the time.. Great for anyone but particularly useful for the investor.

Not what I had hoped. As a Real Estate Agent I was looking for an IPad app that I can quickly plug in a purchase price, then plug in a down payment percentage to figure out a loan amount without having to go back to my normal calculator but unfortunately this app did not provide that feature. In addition, when I saw the PMI field I thought it would automatically calculate those figures for me but again, I had to go back to my traditional calculator to calculate that amount. This app would be ideal if I can plug in a down payment percentage after the purchase price and then it automatically calculates the loan amount. As for PMI it would be great if I can just plug in the correct percentages and then it automatically calculates PMI off of the loan amount. If these features are added, I would be a happy customer but in the meantime I'm better off with a standard calculator.

Buying smart. I love this app. Before buying or financing any big purchase I run the numbers here. I can see the affect of interest rates and monitor payoff dates of items. I share information with family and coworkers about how I have my money working for me and not just sitting in the bank. Anything I finance has to bring in income that is 40% more than my payment. But I like buy small houses with a 5 year payoff and then have get 90% positive cash flow.

Outstanding. Simply outstanding. My favorite app to date. The app lets you enter all of your mortgages or simply run some quick and accurate numbers on a potential purchase. The app DOES let you enter HOA, prop taxes and other expenses into the equation as well (other reviewers were saying it doesn't. The charts are stunning - I mean it literally took my breath away. The what-if-analysis option is perfect. For example the app showed me my standard 30 year pay off but when I said "what if I pay an extra 300 a month on the mortgage what would that do?" - it showed me a table with all the details including that I would pay the mortgage off in 12 years :-) Very cool and my favorite app (I have bought over a hundred) to date. Well done developer!! Don't hesitate to buy this app everyone.

Wasted my money. The help screens don’t relate to the interface. It’s like the version downloaded doesn’t match the help info. I’m deleting this app after 15 minutes.

Accurate. Accurate, allows editing when needed, the projections allow me to know when I’m paying off my house along with interest rate costs

Excellent. Better than other apps. Straightforward data entry and gives all accurate calculations that match the bank’s.

Great app. Brilliant app, ideal for working out how much time and money extra payments can save you. The charts and tables make it dead easy to visualise the effects. And contrary to the previous review, there is a whole section dedicated to entering your Tax and Insurance info on the mortgage details screen.

Good App. I wish it had an amortization chart

Best US mortgage calculator!. This is brilliant. The extra payments feature is fully flexible so you add in payments for any month or range of months. Being able to add in lump sum payments part way through the loan is great, and not a feature I have seen on the numerous other apps i have tried. I think the killer feature is the graphs though. You can pinch to zoom in and out, but even better, hold your finger down to show detailed costs. You can then move your finger left and right to see the costs at different years. Really great idea, and makes it so much easier to analyse your loan. Highly recommended!

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Great app. As a new to industry mortgage broker I'm always on the move. This is a great help for rough calculations with clients

Great app. This app is great, it has many features which have come in very useful😊 My favorite feature is the extra payment feature which was very helpful in convincing my husband on putting so much extra onto our loan each month 😊 Wonderful app a must have !!

Cool. Very handy to calculate repayments and provide great overview of my loan

Great App. I have been looking for an amortisation app that I can look at different scenarios (extra repayments etc) This is it! Very easy to use and has ALL features. Well Done!

Great app. Easy to use. It simply does what it meant too

Great tool, lots of thought around usability. I don’t often write reviews but this a great app to keep track of how best to manage mortgage repayments. Can quickly test different payment setups to see how best reduce total costs overtime. Well done developers!

Very helpful. This app is great in the fact it can show you how to take years off your loan, it's going to save me a lot of dollars!

Depressing !!. It's great to see how much interest the banks make of us mere mortals 😞

Sean. This the best app I've seen for this type of work... Way better than the banks and more flexible and ready to use on or off line . Thanks

Great app. Best mortgage app out there

Best app just love it.... So easy to use really gives you a great understanding on who to be in control of your own financial future.. Thanks

Very good. Practical and Easy to use

Does what it says!. Very good repayment calculator with amortization- extremely useful.

Michael Bull. As an Australian based mortgage broker, this is a fantastic application. It calculates perfectly to Australian requirements. It creates nice simple charts & graphs to show borrowers.

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Verry good. Nice apps

Excellente application. Je recommande cette application

Great mortgage tool. This mortgage calculator is one of the best Apps I have used. It does exactly what the name says. Its real easy to use and a neat tool even if you go to buy a car to check those crafty auto dealers that they dont screw you over.

So useful. I've been using this app for about two years now. Decided to write a review since I refer to it often. Very flexible and customizable calculator. I can make informed decisions before refinancing or doing prepayments to my mortage. These decisions actually saves me some money. Love this app!

Excellent!. Five stars. Very useful!

My Mortgage Feedback. My first 5 star app!! it had exactly what I have been looking for..and some. Thanks

Finally an app that does it all.. Great App! simple to use, all info you need is there.

Very helpful!. Really like it and feel it is very useful!

Great quality app!. This great app helps making mortgage decisions much easier! The author is also very responsive to feature requests and comments. Rocks!

I still use this app after ten years!. Great for planning your mortgage and gauging your payment situation.

Great program!!. This program is excellent!!! I had a few issues btw my iPhone and iPad setup but I sent an email to the author and he replied within minutes!! Great customer support!!!

Great app. Well thought out & easy to use.

Great Calculator. This is worth the purchase price. Tried lots of free apps before paying for this one and glad I did. Lots of features that the free apps don't have. All the features I want and need to keep my mortgage up to date.

As a Mortgage Broker, this is a fantastic tool!!. 5 stars!!

Ugh. I have been frustrated by the limitations of this app for the Canadian market. An app version dedicated to Canada would be helpful. Assumptions behind app do not easily translate into Canadian market. It is a dated app as well. Updates desperately needed.

Great. Fantastic. This program save hours of calculating. In the 1970's I had to spend $50 to have schedule printed at a accountant's office. The interest back then was 12% to 17% I now pay 2.5%!!

Bang on!!!. Best app ever!!! 100% accurate easy to use and great app to encourage those who want to pay off their mortgage. Thanks

Mortgage mentor. This up claims to calculate extra payment made either annually or monthly. But when you try to enter the amount the space is de highlighted and I can't enter the amount. The reason I bought this up up is to calculate pay off Morgage time if I pay yearly lump sum. I could not do with this app. I am disappointed.

Helpful. Really handy and takes a lot of the guess work out. It's great to be put it all in a chart, or even compare. Thanks for the great app.

Best mortgage calculator. Very pleased, I would love to see this app progressively track my mortgage as time passes. They say the man who monitors his wealth will become wealthy.

Good but some bugs. While the app has a nice look and feel it has some glaring bugs. Anyone trying to pay off their mortgage faster will run into this- when extra payments are made, the years saved calculation is way too low and completely inaccurate. Developer has incorrectly assumed for Canadian mortgages that amortization period is always the same as the term which results in the years saved bug mentioned earlier. No functional improvements to the app in a long time. Hopefully these issues will be addressed.

Well thought out. Worth it!. Tried a lot of free ones and some paid ones. I like this one the best.

Charged me $20.45. How do I get my money back? The app charged me $20.45 versus the about $5 advertised. Plus, I am unable to even use the functionalities - says no email on account. There is no option to add email or register. Please help.

excellent app!. works extremely well.

Outstanding!. I like when I get what I was expecting, a simple and surprisingly useful app.

Great, full featured app. Great app for looking at mortgages (and loans). Love being able to see the impact of bulk payments and changing terms.

Very useful app. Very nice app. All the key features are there.

Useful!. I am a in my second year on my first mortgage and this app is helping me see what's actually going on with my mortgage and what I can do. If you are at all financially savvy this app WILL help you save money. I recommend

Simply perfect!. Superb quality app. Worth the price!

Great app so far. I just entered my home mortgage. Entered balance owing as of mortgage renewal date, amortization period and term and the app calculated my payment to the penny. I live in Canada and it seemed to know how our mortgages are calculated. I haven't played around with feature for what if I make extra payments yet but they are also very functional. If highly recommend this app. I bought the 3 app bundle. Well worth the small cost.

Mr. Great app. It was hard to find app with 34 yrs amortization with acc biweekly payment. Quick response from author when ask questions about the features. I love it. It would be great if I could see the number of years I save in the compare scenarios clearly even though I have this info in amortization schedule, just saves few extra clicks. Thanks.

Canadians, Look No Further!. Best in the App Store for Canadian mortgages. American apps are unable to calculate interest on a semi-annual compounding schedule, making them useless north of the border. This app gets it right, plus it's the nicest looking mortgage calculator available. Developer is very responsive to feedback and feature requests. Highly recommended.

Great App. This app has all the functions I was looking and is far more than a simple what will I pay per month calculator. The only feature I would like to see is a calendar date column in the table view. Great job.

I like it. This is a very useful program. I found all what I needed

Fantastic. Excellent set of tools and just what I was looking for. Has all the right features and calculators and a superb ability to export the data in highly usable formats like csv and pdf. Wonderful job!!!

Not bad...but. If the app could include a rental income option to calculate the possibility of affording a higher mortgage loan or taking on a larger property, that will make it more holistic.

Excellent mortgage app! Accurate too.. This app is intuitive and easy to navigate. Worth every cent.

Just great!. !

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Well done. I really like the features and easy of use.

Useful visual aid. One of three applications I use on a regular basis to assist me as a mortgage banker. Helps my clients visualize cost savings associated with refinances. Highly recommended...

Mortgage banker. Excellent, Intuitive and easy to use.

Wish I could email. Great app with many excellent features, but as a mortgage professional I would love the feature of being able to email the information to a client. Thanks for your hard work!

Not bad. How to remove an extra payment?

problem. This now crashes constantly.

Latest version crashes on launch. Do you test your releases at all? Latest update crashes on launch on original iPad.

Great app!. Simple to use with a lot of features. Great support too!

Perfect has all the features I need. This is the 2nd or third app I bought and can be the last. Does extra payments and one off payments. Thank you developer!

Perfect. Exactly what I was looking for. Great job

Ok. I cannot set a payment amount and nowhere to add ESCROW. And I can't track my personal payments/(extra principle) on a monthly basis

simple, handy, useful. I wish I would have had this with my first mortgage. Excellent and simple tool. I hope it stays that way. Nice mix of visual and spreadsheet-like tools.

Really helpful. This app is great because it lets you see the effect of extra payments and factor in costs like insurance and property tax!

Need newer Update to fix the Sept 02 Update. This program now crashes before it fully opens. Need to correct it to make it work as well as before!

Great app. I can figure out mortgage payments, pre payments with outcome, include taxes and insurance, and save the results for comparison at a later time.

Not worth the money. Very disappointed. I have tried many, and this just doesn't perform enough for the cost.

broken after update. Does not even start on my iPad 2 after latest update

Great App!!!. Must have for home owners and real estate investors!

Great app. Very easy. Includes taxes, insurance, arms... Just easy to play with when looking at houses and shopping for loans. Can also do multiple loans.

Mortgage guys best friend. This app makes you sound super smart and financial savvy to your clients. They are going to think that you've spent hours researching savings for their loans when all you have is your trusty IPhone I'm front of you. For 2 bucks this app is the deal of the century!

Waste of money. Their photos of the functionality of this app are fake and does not exist. I thought this would be simple to use and its not. Maybe it's just a bug but I feel like I just wasted $2. Luckily I'm not going broke.

Fantastic!. I love this App. Used it to help determine the best refinance available. Definitely recommend it. If I could add an improvement, it would be that I could have more than one loan stored at a time.

Excellent. Great app at a great price. Makes it all seem very simple

Great!!. Perfect for modelling extra payments. Neat interface too.

Best mortgage app. I've downloaded several mortgage apps and this is -by far- the best. Easy to use,nice interface, lots of options for customizing loans and re-payment. I'm considering a refi vs just extra principal payments and this app was terrific.

Love this app. This app really helps me to analyze my home refinancing and the interface is clean and intuitive.

Awesome. I love this application. It is user friendly and easy to comprehend.

Best I've found. Better than wolfram's mortgage app

Amazing loan calc. This is the only app i have found that will let you put in how much extra principal i pay per month. The charts are very appealing to the eyes also! Great app, worth the money

Most useful app. This is probably the most detailed app for running quick scenarios if you invest in real estate. I would love to see more features that allows to enter intake if I were to rent out the property so I can see possibles revenue. But even without it love the app

Very useful. Very useful app with intuitive user interface. Nowadays such app is necessary.

Ackward. No obvious way to integrate other expenses like taxes or hoa fees. Not intuitive. I deleted it after using it.

Great for non-finance people!. As I am not an expert in finance by any means, I was able to use this app to plan for and even negotiate the terms of the private mortgage I am currently paying off.

Review. I just purchased this APP and I am going to search for another. I would like to calculate the effect on my mortgage balance and tern if I paid and additional monthly and a additional yearly lump payment. I don't think it does that. If it does...it does not do it easily.

Simple & Complex, Just Right.. Just enough bells & whistles to be useful without being overly complex.

Excellent!!!. Very good, well thought out app!!

Great!. Outstanding application, blows everything else that I've tried out of the water. I've got the information entered for all 5 mortgages, and an using the application to strategize overpayments to maximize profits and minimize loss. Perfect for investors!

EXCELLENT. Very well done. A lot of flexibility, provides all the right tools and options to explore all possible scenarios.

Walker. Great app. Especially like the flexibility with the extra payment feature

Does what it says....... The app does what it says. Was looking for a simple mortgage app.

Excellent app. Much more that just a calculator, absolutely brilliant for what-if scenarios. If you want to save money on your mortgage then this is the best by far.

Flexibility of extra payments is useful. One time extra payments in the past and future are useful for tracking progress on a real mortgage.

Worth its money!. Great application! Has nice graphics, smooth UI. Performs multiple tasks.

C1Chirty. Execellent app, does exactly what it says.

Mr. Love how you can add extra payments and see how quickly loan gets paid!

Extremely Useful. Just about perfect if you're considering buying or refinancing.

Excellent loan app. This is the best loan app of its type I have found I have bought many of them. Intuitive and full of useful variables. It would be nice though if there was a way to label the extra costs.

Excellent!. Easy to use

Awesome tool. Very useful in my business as an R E agent.

Failed. This was a great app, UNTIL, it was updated. Thanks! I buy apps to use them when I NEED them. I could go weeks without needing an app, but when I need it I expect it to be there. Who would ever think that an app seller would say "come back someday, when we got it working". Sorry, I will have to consider this when purchasing an from you in the future.

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Mortgage Calculator™ 2.8 Tips, Tricks, Cheats and Rules

What do you think of the Mortgage Calculator™ app? Can you share your complaints, experiences, or thoughts about the application with MH Riley Ltd and other users?

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Mortgage Calculator™ 2.8 Apps Screenshots & Images

Mortgage Calculator™ iphone, ipad, apple watch and apple tv screenshot images, pictures.

Language English
Price $1.99
Adult Rating 4+ years and older
Current Version 2.8
Play Store com.mhriley.MyMortgageMentor
Compatibility iOS 12.1 or later

Mortgage Calculator™ (Versiyon 2.8) Install & Download

The application Mortgage Calculator™ was published in the category Finance on 18 December 2010, Saturday and was developed by MH Riley Ltd [Developer ID: 409695800]. This program file size is 31.61 MB. This app has been rated by 128 users and has a rating of 4.6 out of 5. Mortgage Calculator™ - Finance app posted on 08 December 2021, Wednesday current version is 2.8 and works well on iOS 12.1 and higher versions. Google Play ID: com.mhriley.MyMortgageMentor. Languages supported by the app:

EN ES Download & Install Now!
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Mortgage Calculator™ App Customer Service, Editor Notes:

iOS 15 optimizations Face ID/Touch ID Support

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Find on this site the customer service details of Mortgage Calculator™. Besides contact details, the page also offers a brief overview of the digital toy company.

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