Easy Loan Payoff Calculator App Reviews

VERSION
12.1
SCORE
4.8
TOTAL RATINGS
2,653
PRICE
$0.99

Easy Loan Payoff Calculator App Description & Overview

What is easy loan payoff calculator app? We’re the original loan calculator app, helping people calculate loan repayments, interest and “what if” scenarios for over 10 years!

Save yourself time and money (potentially even thousands of dollars) using the What If Loan Calculator. In seconds you'll be able to calculate the monthly payment for any fixed rate loan, including mortgage, auto, credit card, etc. You'll also be able to calculate "what if" scenarios to determine how additional monthly or yearly payments will help you pay off your loan early and save money in interest. And you'll be able to view a handy amortization/payment schedule showing how much of your loan's principle and interest will be paid each month.

If you're shopping for a home or car, thinking of refinancing, or want to see how you can save money, this application is a must-have!

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WHY USERS LOVE OUR APP
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- "What If" Scenarios
See how much money and time you can save with extra monthly and/or yearly payments.

- Save Loans
Save all your loans so you can quickly recall/compare loans.

- 10 Years’ Experience
This was the first "what if" loan calculator in the app store. We have tens of thousands of happy users since 2008.

- Simple to Use Interface
Very simple interface allows you to quickly use the calculator without having to reference help files and documentation.

- Smooth & Fast Performance
Optimized to instantly perform calculations when a field is updated.

- Email
Email loan data to yourself or others in a nicely formatted table that is easy to read.

We want to hear from you if you have any questions, concerns, or recommendations. Please email us at: matt.l.king@comcast.net

SEE WHY OVER 100,000 USERS USE US TO HELP MANAGE THEIR LOANS – DOWNLOAD TODAY!

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App Name Easy Loan Payoff Calculator
Category Finance
Published
Updated 09 March 2019, Saturday
File Size 7.46 MB

Easy Loan Payoff Calculator Comments & Reviews 2024

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I love this app. I have been able to use this app to create many different scenarios for financing to show my consumer what additional money can go towards paying back the loan I love this application

Financially Smart. As a college student, this is a great application to keep track of my student loan payments and calculations! It is essentially a loan calculator, and I will definitely recommend it to anyone wondering if they should use it. It also helps with mortgage calculations and finance in general.

Reliable. I have used it for many years and it's my default calculator for calculating loans and financial amortisation

I love this!. I use it constantly. Very easy to update and get new results. Thank you!

Great little loan app. Works great & easy to use. Has a nice emailing feature

Just what I wanted. I have tried 4 other mortgage calculators and this is by far the best. Well designed and easy to use with all the information I need. Since finding this app I have deleted the others. I highly recommend

Love this app.. This app has been so useful: 1. When I was trying to sell my house last year and people wanted to do contract for deed and I needed an easy way to figure what the monthly payments would be for whatever I was trying to sell my house. 2. When I want to do "what if" situations about a home equity loan against my house and see from various amounts I am considering borrowing, what my monthly repayment amount would be. 3. When my wife loans me a sum of money to help me pay something, how many months I need to knock off of her (share of the bills) $500 monthly payments to pay her back. It is so super to be able to play with different loan amounts, interest rates, and length of time to repay scenarios to compare the various monthly payments on what works best for me. Hope this review helps. 😉

Does what I need.. This app is simple to use for what I need. It allows me to see exactly what a monthly payment will be given a set balance, interest rate and time.

Bill. This is the BEST loan calculator app out there. Most online sites burden you with trying to sell you a mortgage. This just tells you what you want to know.

Great app. Used for years. Always updated. Clean and useful. Love the appearance and always works well. Thanks for keeping it updated.

I use the south regularly. This app is fantastic I use a least three times a week to check payments on different interest rates on car loans and home mortgages.

Fast-Accurate-User Friendly. Whether new car, mortgage refi or personal loans - so easy to plug ‘n play with interest calculations, monthly amortizations, and term payoffs. Luv this piggy’s calculations.

Simple to use!. I am planning on purchasing an RV. This program has been perfect! It's fast & easy to calculate any financial question I need answered! I have several similar apps on my phone but this is the only one I use.

Great app, use it almost every day. Don't know what I would do without it.. Very happy with this app, works as advertised and much more!!

Simple and easy. Super simple and easy to use. Intuitive. The what if makes it easy to see how much faster to pay off your loans.

It’s ok. But it doesn’t give any dates or specific years. A lot of other loan calculators will tell you your payoff date. This just gives you number of payments, which is frustrating.

Disappointed. I've been using the free version for a few years--it's a great, handy app. I decided to purchase this one because I wanted to calculate how many months would be knocked off my loan if I apply my tax refund towards the principle. I'm very disappointed that the only two "what if" scenarios are adding a payment each month or adding an annual payment. I'll gladly change my review to 5 stars if the developers add a "one time payment" scenario.

Easy to use, effective. Works great, easy to use, and helped me manage payments to get my car paid off 14 months early.

Very Helpful. This app gives you a good ballpark figure as to what your payments will be. The add a payment feature is extremely helpful when you're trying to pay off a debt

needs more features. How about a feature where I can type in the payment and solves other parts of loan details

Great app. Simple, accurate and tells you what you need to know!

Great App. I love this app. It's a way for me to keep track of my mortgage amortization, my car loan, and any general financing calculations I want to consider. It also shows me what adding small additional monthly payments will do to help me pay off my loans earlier. A great tool!

Great app could use a few upgrades. This is a very quick app to use. I wish it had a few upgrades to make it a bit more user friendly.

Great app!. Simple to use. Just input loan amt. term and rate- and your payment appears It has amortization schedule to track your current loan balance. It would be nice to input your max pmt to figure out your max loan.

Very functional & easy to use. Straightforward & well laid out.

Great simple app. I use it all the time. I do wish it could do other calculations. Such as enter interest and how much of a payment and it would calculate the loan amount. Or any variations..

Perfect little loan app. I use this every day to assist in calculating, forecasting and planning. Its perfectly simple but offers everything you need.

Nice to have a simple interest loan calculator. I just wish it would recognize that my iPad is in portrait mode when I open it instead of having to click into other menu areas in the app and then back to the calculator…..

The best ever!. I love being able to crunch the numbers faster than the banker! Easy to use and the ability to consider all the possibilities in seconds! Truly a must have app!

Amortization statement. I would like to be able to enter the date of the first payment and the statement would show the date of each and every payment.

Best I’ve tried but room for improvement. The reason that I got this app was because I wanted to be able to see the effect on my mortgage of making extra payments both for motivation and to weigh what was worth doing. Of the apps that I have tried, this one does that the best. However, I have a few suggestions/requests. 1. In addition to the monthly and yearly extra payment, add a one time extra payment option. For example, what is the benefit if I put my tax return or bonus toward my mortgage. 2. Allow previous extra payments to be saved showing how much benefit there has already been from the extra payments I have made. 3. Allow a start date to be set so you can look and see where you are in your progress instead of just seeing numbered payments. 4. (Optional) Add the ability to set a target end date and calculate how much to pay each month to reach that goal. Thanks for the app and I hope it continues to get better.

And OK app if you are looking to buy and have not already bought. I got this app because I’m trying to keep track of a personal loan I got for my house. I wasn’t able to get a traditional mortgage and needed to finance the rest of what I owed for my house and land. However, this app only shows you what the payments will be and how much interest you will pay each month. It doesn’t allow me to make extra payments and watch what changes. I was very disappointed that I paid my hard earned money for this app.

What if loan. Great app. Very simple to use and generally straightforward. I like using it is the best review I can give

Perfect helper. It’s fast, easy, accurate. Used it when I was looking to buy. When I bought. When I refinanced. Be sure to add property taxes and insurance costs to “additional monthly” to get the accurate impound number.

Outstanding Tool. This Loan Calculator is perfectly named, because it allows you to brainstorm the effect of added payment amounts to a given loan. Many people are unaware of the drastic effect extra money makes to the payoff date. It's an eye opener to be sure.

Poorly designed. OK, calculating interest is simple. So why am I still sitting here after 10 minutes trying to figure out this program? People want to buy a program like this in order to make simple calculations about paying off a loan. I'd like to be able to input my data and then run about 10 different solutions to figure out what would work for me in paying off a loan. If this does this I sure can't figure it out after 10 minutes because it is not idiot proof or it does not do that. In either case if a software program takes more time for me to figure out than buying another software program then it is poorly designed. This package is poorly designed.

Great Finance App!. I like the quickness of the loan app & ease to change variables. The “What If” for adding more principal to pay off faster is very handy, & not found in similar apps. It’s a little awkward, but you can email yourself the payoff schedule.

Thumbs up. Easy to use and simple to understand.

Simple, yet effective. Developer keeps the app updated periodically and it always works. What else could you ask for?

Debt Snowball. I have all this developers apps and have enjoyed them for years. However recently the app “debt snowball” is not working. Simply wont open. Developer not responding to request to fix and last update was over a year ago. I wouldn’t purchase from this developer until apps are fixed. The review system for debt snowball also isn’t working.

What if. This is an awesome tool. I use it quite often. I even recommended it to a loan person who hadn’t heard of it! Thank you for such a handy app. You’ve taken much of the mystery out of finance!

Easy. Easy and quick. Nice little app.

Useful!. Great App saved my bacon more than a few times.

Simple & effective. As a lawyer who has to get quick estimates. This is a cheap and quick loan calculation. I have used it agains and again event bough I have six other more complicated financial calculators. Good job.

Absolutely Great!. This is my go to calculator! I use it all the time. I have a couple loans that I keep track of and I am always looking for ways to reduce my interest.

Great App. I love this app! It’s very accurate. Always within a couple of dollars.

Great little app. Anyone with a long term loan (car, boat,house, etc) should have this app. It's amazing how a few dollars of extra principal each month can reduce the loan length. This app is simple to use and will show you what you can save on time and interest.

Best and Easist. Allows changing parameters to see "What If". The only improvement would be to allow "Month Payment" to be a parameter and let something else be the solution.

Love this app, can you add. I love this app and it’s others in the suite. I do wish the “What if” app had a one time lump sum payment option. I’m often have a one time windfall of cash and want to put a lump sum on a loan. I’ll take it the way it is, but that would be a great feature. (Windfall from inheritance, sale of another property, job bonus, sale of another asset is more common in my finances)

Very helpful. I love this app. It does exactly what it's supposed to do & easy to use

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Great App. In the finance game, use it all the time

Great. This seems like a great little tool, however, I pay my loan fortnightly. Can an option be added to make it more accurate for people like myself? Thanks.

Awesome. Awesome app. I use it often. I got promised a low interest rate from a car dealer and used the app to check their accuracy and honesty. Lucky I had this app.

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Good teaching aid. I use this App to help teach my kids how quickly interest adds up.

Perfect no-nonsense tool. Not a bunch of extra stuff, only a simple loan calculator that’s easy to use. I use this all the time.

Great. Does everything I want

Useless app. Cannot handle bi-weekly payments. Would like my money back.

So close!. Hey, just what I was looking for - an app that lets you encompass additional monthly payments. Please add a way to tell how many years / months remain on the loan with selected payment schedule.

Useful App. It's a great tool to have when looking forward with payments and figuring out mortgages with different monthly options.

Almost 5 Stars. It needs weekly and byweekly payments in order to become 5 star application.

Needs more work. As previously noted add weekly and bi-weekly payments. MOST importantly needs to save your entries so you can leave and come back to continue without re-entering everything!!!! Add Canadian semi-annual lnterest calculations. Good start to program, keep up the development...

Great. Simple and easy to use,just the way I like it. Needs land tax add to options

Nice. Nice little tool to calculate loans, payments and terms.

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very helpful. Great app. I used this when I was at a car dealership. Discovered that they had done the math wrong and the price should have been lower than they were quoting me. Was so happy I had this app with me at the time!

Lack of featured. No Balloon payment option. Rockypoint kyle

Great help. This has been a great tool, while shopping for a mortgage and car loan !!

Needs Days Until FIrst Pmt Due. This is a great loan calculator. One very important feature that needs to be added is the ability to adjust the number of days until the first pmt is due. It seems all loan calculators are defaulted to 30 Days. I am in the automobile sales business and the number of days until first pmt is due is typically 45. Some lenders even will extend to 90 days. These will adjust the pmt. The ability to change this would be an easy addition and make it more useful. Other than that it is great. Add this and I will gladly give a 5 star rating

Paying Mortgage Down. I love using this app. Thanks Sylvia

The best app of its type.. Makes other similar apps obsolete

Kudos to the developer. This was one of the first applications I bought. At first I thought I made a mistake buying it because it only did one simple task and other appliations (such as HiCalc) did this task and much more. However, I now no longer regret the purchase. There is benefit in a task doing one thing but doing it well. And what I most apperciate is the amount of updates that have taken place since I first purchased this app. The large amount of updates show me that the developer takes pride in his app and is responsive to customer requests.

Great App but a few nits... For a program entitles “What If?”, it would be nice if you could set the early payoff period and have the app report the amount of extra payment needed per month. For example, what if I want to pay-off my 30 yr loan in 15 yrs? Currently, you have to play the trial-and-error game with the extra payment option to get the 'early payoff' to report 15 yrs. Alternatively, you can state the term as 15 years, write down the monthly payment, switch back to 30 years, subtract the two values and add that to the extra monthly pay-off. It would also be nice if the extra payment option would report the time to payoff the loan instead of reporting the 'early payoff' (which has to be subtracted from the term).

Great little program. Great little program that shows the repayment schedule. It needs an interest only option when calculating repayments. Apart from that, a bit of extra time with the interface to make it pretty and it would be 5 stars.

Works great. Works great, I use it a lot

Additional Features Would Be Helpful. This app is very basic and would be more helpful if it included a feature that updated the balance if you chose a what if case so a direct comparison can be made between the base case and the alternative. Calculating the end result (interest saving and shortened teen) are important but watching the principle balance go down with extra payments is what motivates people.

Excellent App!. This app is awesome. It is very simple to use and is a must have for anyone wondering what if... I play around with it out of curiosity to see how adding a few extra dollars at random will save me money on interest. The app is very accurate on calculating the loan information.

Version 2.3 a great application.. Mortgage rates are calculated in 1/8's of a percent as in 4 7/8%, 5 1/2%, 5 5/8%, etc. The decimal equivalent of 5 1/8 is 5.125% but this app truncates the to 5.12%! Wrong answers make for a useless app. Hopefully this oversight will be addressed and corrected in the next revision. Update: The review above was for version 2.2.2. Version 2.3 has the recommended revisions and is now a very useful App. Thank you.

Useless!. The developer of this App is manipulating the App Store. This is probably his 20th release (update) in which there is nothing more than "Speed Improvement". I wonder if anybody even owns this calculator, because if they do, updating their App every 15 days to find out that it is a useless update must be frustrating. I am certainly frustrated....I think I will delete it from my device just to avoid updating this app again and again and again. I hope Apple takes note and bans these types of developers. I am certain that even Apple is not happy with constantly reviewing these types of updates.

Well designed simple app. Particularly useful for car loans and other simple loans. Very intuitive interface. Includes amortization tables so you can see how your payments reduce principal over time and how much your total cost will be over the life of the loan. Good app.

Great Support!! UPDATE!. I bought this app and found it to be a great help to me, however there was one thing I wanted from it that was not included. I would like to see it show the total interest, and the total amount to be paid back, including principal and interest, on the front page. I sent a request to the company, and they responded in a very short time to my request. I don't know if they will add what I requested, but simply responding quickly means a lot to me as a consumer. Thanks guys, and I look forward to future updates. UPDATE! I see that the update to this app now shows the "TOTAL COST" on the front screen. This is just what I had asked for. This means a lot to me as a consumer, to be able to request something, and the developers try to include it in the program. Thanks for listening.

Worth it's weight in GOLD!. I have taken this app to car dealerships to verify they are selling the car with the interest rate i qualify for (ie 2.9% Over 60 months) Not surprisingly they will try to sell the car for much more since most people have no way of verifying the car being sold is at the interest rate they promised. EMPOWERED WITH THIS APP I HAVE SAVED MYSELF LITERALLY THOUSANDS OF $$$$!

Household Finance Lady. Always trying to stay a step ahead. Sell the car that's costing hundreds per month in repairs or buy new? Three quick entries, and I know. This App is an amazing little tool. Also helps me prepare each year before mortgage rate indexes.

Handy. My go to app for finance

So useful. I use this all the time.

Really nice app but has room for improvement. I enjoy this app a lot and it helps a lot explaining how paying a little more will help in the long run. I would like it to have some more options like the ability to change how often the payments are due. Some of my college loans are payed quarterly and some of my loan payments I make every 2 weeks instead of every month. Outside of that I enjoy how quickly and easily I can use this app to do some quick calculations.

I love this app. This app is so easy to use and so handy. I recently bought a car and was able to keep a clear idea of where I was at money-wise through the whole process because I could easily and quickly update any part of the equation.

Very helpful. This is a very handy app that is easy to use and works as advertised. It's great for looking at different loan scenarios. It's not an app that I use everyday, but when I need it, I'm really glad it's on my phone.

Love it !!. It is a fantastic app. It is everything that I need in a financial app. Thanks !!

Say huh?. Good app, but the mortgage calculation is set for an end of the month payment. Almost every home mortgage is due on the first day of the month. So please add an option so the user can have a choice of what type of payment plan they want to set; beggining or end of month. It makes a serious difference not only in payment, but interest owed through the life of the loan... otherwise like I said - good app.

Valuable Decision Making Tool. Needed a calculator to help with loan calculations on the fly. This works great!

What happened to the one time payment option?. Why can’t I add a one time extra principle payment? What’s the point in every month if you don’t do that?

My mortage seems much simpler now!. Using this app I have a totally clear image of the mortage I recently took to buy a 650k house. We put a down payment and took the rest on the mortage and using this I really see the benefit of the mortgage as well as its downside. I am paying a great amount of interested! but with the app I was able to calculate how much money I can put up every month in adition to the monthly mortgage in order to bring he interest payment out! I am glad I came across this app!

LOVE this app--useful tool for projections. I don't need this app to be accurate to the exact decimal point; I have used it extensively to run "what if" scenarios as I play with different amounts and interest rates and generate what the monthly payment would be. It is convenient and I've used it dozens of times over the past two weeks for my own scenarios as well as those of friends. A great help in planning. I like that you can save different loan amounts to access later and that you can also play around with extra principle payments to see how that affects the length of your loan. Being able to also access an amortization table adds to its value. Highly recommended. Easy to use.

Not helpful for in progress student loans. Doesn't do what it says it does

perfect app. This worked wonders. It was easy to use and fast to complete the task. I really like the screen that showed the schedule payments with the break down of princical and interest. Best part was there was no scrolling down, everything was on one page

Great app. This is a great app; easy to use and versatile!

GARBAGE. Virtually useless for anything but the most simple of loan calculations. Quite simply, there are MUCH better and more powerful loan calculators out there, particularly for mortgages.

Useless!. The developer of this App is manipulating the App Store. This is probably his 20th release (update) in which there is nothing more than "Speed Improvement". I wonder if anybody even owns this calculator, because if they do, updating their App every 15 days to find out that it is a useless update must be frustrating. I am certainly frustrated....I think I will delete it from my device just to avoid updating this app again and again and again. I hope Apple takes note and bans these types of developers. I am certain that even Apple is not happy with constantly reviewing these types of updates.

Garbage. Don't spend the money. Terrible..

Great app. Take

Oh man.. Love this app. I’ve gifted to many people cause it’s so helpful

Excellent. You cannot walk in to a big purchase without this tool. Do you want to see what happens to your mortgage if you put more money a month? This is the tool. Want to see how much more you need in to put in to that loan to finish early? This is the tool.

Excellent. Would highly recommend!! Use it all the time. Helped me figure out that I would be better off to make one extra payment on my current loan than to transfer balance to a 0% interest cc and pay the transfer fee.

Nice App. Easy to use, does what it is supposed to. Only complaint I have is that you cannot back figure interest rate, principle amount, etc. if you have all the other numbers. It would be nice if you could input all but one variable and have the program figure out what was left out.

Loan Calculator. This app works well for what it is. A fast and easy way to calculate payments for any amortizing loan. However, I would like to see an upgrade that would let you put in a payment amount to determine the length of time to pay off a loan. Overall a good app that could be better. With the upgrade it would go from 3 stars to 5 stars.

Awesome. Easy to use and works well and fast... Love it!

I don't know what do you think. All the apps I purchased in this guy Matthew king's bundle, were totally useless, things you can get for free on the Internet. I tried reviewing and giving one star and a bad title but it wouldn't allow me to. It kept saying the title was used so I decided to try and sneak past it with my real review.

Waste of .99. I downloaded this app thinking it would actually be useful for working on quotes for customer. I was wrong. There is no spot to figure in taxes. No spot to add down payments or insurance to help accurately figure out true payments. This app is just a simple calculator. Not happy

Nick Purler. Love it

Great app!. I purchased this app because my wife and I are planning to make "the big move" in the middle of next year. The loan calculator is very handy. The thing I like the most is the "What If" feature. This will save a ton on my bills by saving on interest and fees. The scheduling feature is also very awesome. This is one of my must have apps!

Reliable calculator. Had this app for a several years now. Help me calculate the mortgage of 2 house when buying, 1 refi and a car purchase. I tried many other finance calculator but they are too complicated. This is a great product and it will help me on my next house hunting.

What a waste of 99 cents. Telling me I’m gonna pay 455k on a 40k loan over 6 years..

Great Loan App!. great loan app! I used this app to calculate my student loan. It calculates the total cost of a loan and even told me how much interest I would save by paying a little more on my loan each month. The payment table is a great tool also! You can see how long it will take to pay off the loan and exactly how much is left on the loan each month. I found out I will be able to pay off my loan in half the time if I just pay a little more each month! The app has REALLY helped me save money! I am also helping a friend buy a house and the loan calculator is very useful. I love that you can save more than one loan so both my calculations are there. The app is very easy to use and nicely designed. It’s a must have tool for all your loans! Awesome app!

nice and simple. just enough functionality but not complicated. like the save feature. could have a "apply" date with each saved loan so I could follow along as I pay off each month... also wish the annual payment option kicked in on month 12 instead of month 1.... still, a five star app, and really puts the cost if interest in perspective.

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Easy Loan Payoff Calculator 12.1 Tips, Tricks, Cheats and Rules

What do you think of the Easy Loan Payoff Calculator app? Can you share your complaints, experiences, or thoughts about the application with Matthew King and other users?

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Easy Loan Payoff Calculator 12.1 Apps Screenshots & Images

Easy Loan Payoff Calculator iphone, ipad, apple watch and apple tv screenshot images, pictures.

Language English
Price $0.99
Adult Rating 4+ years and older
Current Version 12.1
Play Store com.mac.loancalc
Compatibility iOS 10.3 or later

Easy Loan Payoff Calculator (Versiyon 12.1) Install & Download

The application Easy Loan Payoff Calculator was published in the category Finance on 23 November 2008, Sunday and was developed by Matthew King [Developer ID: 297540386]. This program file size is 7.46 MB. This app has been rated by 2,653 users and has a rating of 4.8 out of 5. Easy Loan Payoff Calculator - Finance app posted on 09 March 2019, Saturday current version is 12.1 and works well on iOS 10.3 and higher versions. Google Play ID: com.mac.loancalc. Languages supported by the app:

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Easy Loan Payoff Calculator App Customer Service, Editor Notes:

Updated to all the latest displays sizes Reformatted email to a much more readable format

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