FloatMe: Instant Cash Advances App Reviews

VERSION
6.15
SCORE
4.7
TOTAL RATINGS
71,470
PRICE
Free

FloatMe: Instant Cash Advances App Description & Overview

What is floatme: instant cash advances app? Need a few bucks in between paydays? ‍Meet FloatMe, your Best Financial Friend. Easy cash advances directly to your bank account. Membership is only $3.99/month. ‍No credit checks. No interest. No problem.*

Pay bills, get gas, or buy groceries. All you have to do is download the app today and connect your bank account to get started. Once you’re a member, request Floats at no cost and receive funds in your bank account in 3 days or less. Need funds immediately? We’ll expedite your Instant Float within minutes for a small fee. Instant Float fees vary - $10 Instant Floats have a $3.00 fee, $20 Instant Floats have a $4.00 fee, and $30+ Instant Floats have a $5.00 fee.*

FINANCIAL FORECAST
Introducing the Financial Forecast. Get a smart look ahead that calculates your likely available balance based on your recurring and routine expenses and your projected paydays.

LOW BALANCE ALERTS
Know where your bank balance is at all times. With low balance alerts, we’ll let you know when your funds are getting low, to help you avoid those pesky overdraft fees.

SIDE GIGS
Need to earn a little extra cash? Explore our list of side gig opportunities through third-party partners in the app to earn cash if you need it.

SPENDING INSIGHTS
Get to know your money with spending category insights at your fingertips. FloatMe’s handy chart presents a quick view of your transactions.

SECURELY CONNECT
FloatMe uses Plaid Portal to securely connect your bank accounts with 256-bit bank-level security to keep your information and money safe. Plaid seamlessly works with over 10,000 banking institutions across the US.

ABOUT US
FloatMe launched in early 2020 with a mission to help millions of Americans who need a few dollars in between paydays. We also help members better understand their spending habits, and avoid overdraft fees.

Questions? You can contact us through our support portal at www.floatme.com/contact.

* Membership is required to request cash advances; approval of your request is not guaranteed. Membership costs $3.99/month and provides access to FloatMe’s suite of financial products and services. Instant Float fees are not included in the monthly membership cost.

As of October 1, 2023 Cash advances or "floats" are not available to Connecticut residents.

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App Name FloatMe: Instant Cash Advances
Category Finance
Published
Updated 17 January 2024, Wednesday
File Size 99.46 MB

FloatMe: Instant Cash Advances Comments & Reviews 2024

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Beware. After not being able to use the app I canceled my account after a week or so they took out $ from my account causing my account to be negative and was charged a $30 fee this was almost two weeks ago have gotten 1 response stating since I had closed my account they would refund the money that was pulled from my account. I have yet to receive my money back and now I’m also out of $30. Beware they will continue pulling money out of your account even when you cancel it... highly disappointed Update: and a response I have never taken out a float never really used the app. So I should have never had money be taken out once an account is closed they shouldn’t have access to your bank account and some how this app still does and they continue to take money out until you take action. I get $5 taken out of my account every 2 weeks seeing as i am currently out of a job I can’t pay the bank fees to cancel any future payments to this app.

Good in a pinch for small needs, but the fee needs to GO. I only receive $20, I wish it was more but it’s better than nothing, right? I’d give it 5 stars if that were the case, and also they charge $4 for an instant float, which I think is a pretty steep charge for $20. $2 would be sufficient, I feel like it’s kind of taking advantage of people who really need the cash, especially in the COVID era. I will keep using it though, and so will people like me, which is what this company knows, which is why they charge the steep fee. I’f they raised it to $6 people would still use it, unfortunately, because people like me really do need emergency cash. Maybe I should start my own similar business and only charge $1 for instant cash, or utilize other means to get the instant cash, like completing a survey, or completing certain tasks or what not. Check on me in a year, I may just be rich with my fantastic ideas!! Until then, I will still be getting price gouged on these sites :(

Horrible Customer Service & communication. This is my first time ever writing a review for an app, and I must say I’m upset that is not a good one. I was needing a little help to make it to my next pay day & decided to try this app out. Seemed like it was okay and had some bad reviews not many so I looked over them and decided to give it a try. Well, I should have just tried someone else because trying to use this app was absolutely ridiculous and a waste of my time. They kept stating the reason they couldn’t help me was due to income not found, but I gave them the right account & everything they needed in order to see my income. I even sent screenshots through email and still this wasn’t enough for them. I’m not sure what the problem is on their side but they need to fix it! In their app my direct deposit shows up as a transfer & not a direct deposit like it shows in my bank account. That’s not my problem it’s theirs, and yet they still choose to just cancel my account which it totally fine with me. I was able to go with another app that helped me just fine with the same bank account so no worries here. Please don’t waste your time with this app!

"Float"=loan. Float based on what is deposited into your linked bank account each week. Which is fair as far as I am concerned. The app is a glitchy when applying for float. Example: I applied for my float then entered my debit card for float which is the same as the linked bank account and doesn't change (because you can only get floats to the same debit card EVERY float) they just want you to re-enter the card number. Because I had my debit card account locked it, I had to wait 48 hours before I could re-enter my card number to get my float. They have it set up so you can only enter your card once if for some reason you accidentally mess up while entering your up the creek for 2 days. So just be aware of the little glitches they have set up within there system. Other than that, I have had nothing but a positive experience. I have been using them for 2 weeks so I'll. Sure to update through review if I run into any other glitches. Good luck guys!

Crooks!!. Floatme has stolen money from my bank account multiple times as they will not remove my account i fo or close this account no matter what i do or how many time i ask. DO NOT download this app. Contact me and I can provide credible apps that do payroll advances. Stayas far away from Flaotme as you can. They are HORRIBLE. THEY LIE. THEY STEAL. AND THEY WONT HELP YOU!! Im supposedly a member (they keep debiting my account for the membership fee) and even as a member i cannot get my bank info deleted or get this issue resolved. At this point it has to be intentional because at $1.99 a pop theyre probably making a fortune not doing anything but fooling people into providing their bank info so they can charge a membership fee for life. Ive been trying for almost a year to get then to stop with no luck. Guess ill have to close my freaking checking account!! Dont be an idiot like me and fall for their lies. Run!!! Run far away from Floatme!!

Worst early withdrawal app out there. Don’t use! Seems I have to keep writing a bad review because they will delete any other bad ones. Had this app for a few months and been subscribing to this garbage for $2. The app only allows you to float $20 unless you increase your “points” by subscribing and buying more. Haven’t been able to use it because even if your facing a overdraft charge it will not even help you out. My bank charges me $35 if I overdraw. So if I have $25 in my account, and I make a purchase for $30. I can’t even go into this app to float me the $15 because my account is already negative in their eyes. Will not assist you in any way. Highly suggest you try out the Dave app instead, it at least helps and floats you up to $100 and even instantly to avoid overdraft. Waste of money this Float me app was, wish I could get my money back for something I couldn’t even use.

Dang.. That’s really cool. I had a few random, unexpected transactions hit my account all at once that needed to be disputed. I could have literally asked any of my friends or family for a quick loan, or “float.” .. I just don’t want to burden anybody. I was skeptical of this, but tried it and that’s pretty cool! I requested $20 until tomorrow and they advanced me until my pay date, (Friday) I didn’t need anything crazy for the rest of the night. But it actually worked out, lol. Definitely would have waited until things were disputed, with my bank.. But it randomly worked out. I’d recommend if you’re looking for an amount to get you through a day or so.

Major flaw in this app. I’ve used this app in a couple of pinches when I just needed gas money until payday. It worked properly in those two instances. I recently changed jobs and now my pay day is on Friday instead of Tuesday. The app saw this when it verified my bank info HOWEVER when it sucked the money for the most recent float out of my checking account, it did so on my OLD pay day (Tuesday) leaving my checking account overdrawn. I accrue overdraft charges for each day my account is overdrawn meaning that by the time I get my paycheck deposited my account will be close to negative $200 just from overdraft fees. I’m deleting this app and filing a fraud claim with my state Attorney General’s office against the app developers. Steer clear from this horrible app!!! Update: tried to contact them through their “app support” link in the App Store which is a joke. There is absolutely no way to contact these clowns. Unbelievable! I will be reporting this app to Apple for abuse.

Absolutely Tone Deaf & Not Helpful. I used this app a while ago and it used to be pretty simple. It worked! But now I haven’t been able to get a Float in months, disconnected and reconnected my primary bank, all that jazz. However, they continue to charge my account as if I’m able to use the service. I suddenly can’t qualify for a float and haven’t been able to in months. If you’re monitoring my bank enough to know I don’t qualify, the service should be smart enough to know not to charge for that month… nevertheless, they continue to send push notifications offering help and charge while not allowing you to utilize their service all while not giving you specific reasons why you can’t use it. It’s easy enough to cancel. But the incessant hope-inspiring push notifications offering me help when I needed it most, only to be told I “can’t float” right now means they can see me sinking and don’t care even though I have a steady and reliable income. Then they tell me “don’t worry, we still got you! Go drive for instacart” ew. That’s not help. That’s “get a second job, you bum”. This app is to provide the already comfortable have a little financial pillow, not to float those who are sinking.

Tater salad. This $20 allowed me to get to work and make another $200 during the day. Without the $20 I would have been stuck without gas but I would have had a good excuse to skip the job I hate so idk how to feel about FloatMe. It makes it easier to fulfill my responsibilities as a lower middle class American laborer but it also makes it easier to get to a job that makes me unhappy. It’s the classic example of Henry Fords 49 hour work week being taken advantage of by current employers. Time is money and it used to be compensated fairly before inflation and gold standard being thrown aside. Now it is a fraction of what is needed to buy a home and satisfy a woman without an 8 inch penis and a Lebido that would make frank Thomas say “she’ll like it too.” Doug Flutie went from competing hail Mary’s to having low T…what hope do I have? Anyways thanks for floating me some cash in my time of need.

Unauthorized charges on my bank account. Before you Support/PR reps tell me I should send an email about the issue, I already have. Twice. Days ago and no response. Anyways, I made an account with this app and linked my debit card only to find out I wasn't eligble for anything the app had to offer so I unlink and contact support to delete my account. The very same day I get an unauthorized charge on my account of $X and then the next day, the very same amount. Umm what?? Firstly, I never signed up for any premiums/in-app purchases, secondly, why hasn't a refund been issued? Imagine being a company who has an app that thousands of people use, now imagine charging small amounts of fees to those users and hope that it goes unnoticed.. FloatMe should absolutely be investigated for fraudulent practices.

👎🏻👎🏻👎🏻. I downloaded and signed up for this app a long while back. I never used it because the requirements to receive any type of help were strict. It’s sad to think that just because someone doesn’t have a certain amount of money in their account automatically means they can’t be trusted to pay back what was shared. Unfortunately, that’s the world we live in. Again, I never actually received any type of “Float Me” payment because I didn’t meet the requirements, but I was signed up for the subscription. After cancelling a while back (to no avail), I kept getting charged $1.99 and couldn’t figure out why until TODAY. I figured out my account info and immediately reset my password, logged in and cancelled my subscription to an app I never used but had paid for month after month after month. I wanted to delete my account as well, since my bank info is still attached but Float Me blocked me from logging back into my account simply because I cancelled their $2 subscription. Thanks for that :)

Good app. Never have any issues, app is easy to use, the $ usually comes to my account pretty quickly, & just all around a good app. I do wish they would let you borrow more $ instead of going by what’s in your account after you get paid... for example- every 2 weeks my husband gets paid & we end up taking all of our $ off of our card so it looks like we have little to no money & that’s what they go by as far as how much they let us “borrow”. The max we are allowed is $20, wish I would be more when we need it. But all in all, love this app, aside from the issue above.. which really isn’t an issue, more so just my opinion from my personal experience lol.

Ok. Floats little bit of money with high instant delivery fee, but does work if needed. I don’t think an app that charges you a monthly fee should be charging you “float cash instant” fees. Especially when it’s a $5 fee for $20 spot not including the monthly fee. If the app was free to join I would understand the fee. After paying for a monthly subscription it should be part of your services. In order to even qualify they get full access to bank account and paychecks to meet all the criteria’s, so they basically know you’re going to pay you back. I guess if you don’t they have all the information they need to just pull the money anyway. I would understand a fee for not making a payment, if that were to occur, they know it’s unlikely from your banking information, and setting up the paybacks on payday. Bottom line I think the point is to help someone is need, who is obviously someone that is reliable, based on the apps standards (which are understandable), but really just makes it harder for them in the long run. Not really helping. Just taking advantage of someone in need.

Great Borrowing App Low Borrow Amounts. I have been using float me for about 2 years. I only ever had an issue once where it kept saying that I owed after I already paid back but customer support is very easy to submit a ticket and they helped me super quick. It’s pretty much like other apps that offer loans if you connect your bank account and show proof of income that steady every month. The only con for me is that the borrowing limit is so low. I’ve been using them for 2 years kind you and still the most I’m aloud to borrow is only $50 ? Lol which I have never had a late payment or anything. So I wish they would let you increase this limit with shown responsibility. I mean with Dave I can get $200 and even with MoneyLion I get $225! But none the less this app comes in handy when I do need to use it! You also set up when you get paid so they only schedule re payment for your payday so you don’t have to stress about it. Overall good app!

Just fine. I been using float me for a few months now. I’m not even going to act like the extra $20 didn’t help when I needed them. I don't mind paying back the $20 plus $4 on payday I rather pay the $4 then to ask my friends or fam for a $20 until payday. On the real I think there’s better apps out there that loan you more money and don't have some many requirements like float me. Hate to drop names but earin app don’t require no history of high atm withdrawals or transfers the day of or after pay day when you clearly got a direct deposit from your work the day before Also earin lets you barrow up to $500 dollars if you qualify just charging you $3.99 for every $100 a day and you receive the funds in minutes with tips being optional ( i always tip when i barrow money ) Float me is a okay app but in honest truth I believe they can improve the app by increase the money you can barrow and also if you’re able to send a screenshot of your direct deposit so they can see there was a recent deposit

DO NOT DOWNLOAD THIS APP. I’m never the type to leave reviews but for this I must warn those who are in need of money and will get taken advantage of by this scam. I have been getting charged every month since June 2021 of $1.99 of a membership I was never aware of. I NEVER qualified to get any Float Me Cash but they proceeded to charge me of a membership that never even helped me? I provided a picture and proof to their customer support that I NEVER received any funds from Float Me but still got charged anyways. The customer support tells me that $1.99 charge is to help alert members of “low balance” but majority of bank apps have HAD this feature for FREE for many years? There was absolutely no benefits for me whether I had this “membership” or not but yet they can’t refund the charges for these past months. I ended the membership today and was only ever aware of being subscribed to a “membership” until today when it suddenly showed up in my bank statement that there’s a hold for a $1.99 charge. However if I had known this earlier on, I would’ve ended this membership sooner. They have little to no care for their members and just shows how much money hungry Float Money is. Float Money is a tool for people who need money but they will still charge those who doesn’t use it, those that doesn’t qualify for it AND those who have already have nothing left. Crazy.

Great app!. I’ve tried a bunch of similar apps to this one, and i got rejected from all of them. I was either not approved for the credit or they wouldn’t accept my financial institution. Floatme is secure, fast, and easy to use! both myself and my wife use this app in between paychecks when we need groceries or something small. The app is very good about reminding you to pay back your float, but gives you grace if you don’t get paid right away. My credit score has been maintained with help from Floatme and my other various subscriptions! Couldn’t recommend this app enough!

Very Inconvenient. I had a day where my tire went flat and the small $20 they offered would’ve helped me get a new one. For a about 4 months now. Each time I’ve tried to request cash it’s ALWAYS something. My acct. didn’t have enough paystubs. I tried switching the acct and apparently I have to wait 30 days to do that. Once that part was fixed, I tried requesting again and THIS TIME my acct balance was too low, unfortunately i had to wait a couple days to get it out the negative, then more days for my bank to update in the app but, I got it fixed. So I TRY AGAIN and this time it just gave me a plan ole error message. So I recently got a new card and figured thats WHY I couldn’t get the advance. So I TRY to change the card and NOW they’re telling me I have to wait 25 days to switch over my card. Yea by that time I won’t need the $20 from float me anymore. Is it me or the app is just inconvenient. I’d give the 0 stars. You’re better off with MoneyLion or Earnin or Dave.

Not there when you need it most. There are times when my main accounts get SO low (we’re in the middle of a pandemic) that and extra $20 offered by FM would make all the difference in the world. It could feed us and allow us a couple of dollars of gas. In my circumstance,only reason for accessing apps such as float Me is to get that receive and that $20 last a couple of days until my scheduled payday. With the restrictions shown on the app with regard to bank balances, that check to see if you have money in your account or not, will automatically deny your request for a $20 float. The irony is that if I HAD money in my bank account, the necessity to use Float Me wouldn’t exist. As a frequent user, Float Me needs to update their rules in order to help those of us who do not currently have money in their account for a couple of days until payday. We are struggling out here and that $20 could and does keep us from struggling or literally being hungry. My opinion? A bank balance containing cash makes using Float Me rather redundant. This rule should be rethought. This app is useless if a zero balance is the determining factor Thanks for taking the time to read my opinion.

Great little boost when needed - has 50$ been a reality for anyone though?. I’ve been using float for a while now and I keep seeing ads saying you can get up to 50$ but I’ve literally never been able to take more than 20 and I’ve never heard of anyone else being able to take more than 20 as well. Not sure why they advertise 50$? 50$ would certainly be more helpful at times but if your only going up to 20$ then you should be advertising that properly. Other than that the app comes in handy like all the other pay/float type apps just limited. But never had an issue with them and they are consistent. So the 5 stars I’m giving is definitely earned. That needs to be said. But I’m Just confused/ not really liking the whole over promising underdelivering aspect of downloading this app.

Waste of time and energy. This app is a whole lot of disappointment. I make $2166 every two weeks and even with me being a previous customer that had just stopped using all these cash advance apps. I decided it may be helpful. After verifying everything and connecting my bank acct and signing up for a completely worthless membership I was not even approved for the $20 advance. Empower and Earnin both offer considerably higher advances from the very beginning. I said heck with this and submitted a cancellation request and I was scrolling through my emails and I saw one from Floatme. Said come get an advance now to prevent overdrawing your acct. guess what? No surprise to me but I was yet again not approved. Float me is a complete waste of time. I’m deleting and would not recommend to my worst enemy. Stay away. Download Earnin or Empower!!!

Very Useful. I had downloaded this app in hopes to Pay my phone bill and add minutes to my phone and it let me do that, only AFTER I got paid from my current employer. I tried to get a float when I first downloaded the app but the app said that I didn't have steady payments going to my bank account and to be honest I was ready to delete my account and try something else. But after I got paid it let me float $20 MAX with a $4 instant fee. If you want people to use your app and you want to make more money. Let people float money when they first sign up. Sincerely- Haze

DO NOT GET THIS. I signed up for Float Me to see if I can get approved for early access to money to help me get by. I got a pop up for the membership when I first signed on, but I did NOT approve for it to come out of my account. Yet they think they can take it out on their own after you give them the information they need. I would NOT recommend this app to anyone. The membership may be easy to cancel, but the fact they take it out without asking their consumers is ridiculous. EDIT: I understand, developer, that the app tells you about the membership but when given the option to DENY IT, it shouldn’t go through when denied. That is my problem. I got the membership cancelled and the app deleted but I will not recommend this app if you cannot hold true to your word when given the option to deny or accept the membership. I did NOT approve of a membership, therefore, I should not be getting charged. Just like I’ve seen many others say in their reviews. If you had thoroughly read my review, you would have seen where I said the pop up for the membership popped up AS IT SHOULD, but I DECLINED THE MEMBERSHIP. THEREFORE, I will NOT RECOMMEND this app.

App Crashed. I’m rating the app a 2 because it did float me money when I was in need and I paid the money back when I as supposed to. Then it said that I no long qualified to be floated. I reached out to support to ask why and they gave some vague response, pretty much a copy and paste and no where near what I asked. So, time has went on and I tried to cancel my member but couldn’t and I ended up changing my bank’s password. That caused even more problems but today you guys took payment for a membership that I no longer want or have access to. I continue to link the account to even try to get into the app and it literally spends long periods of time buffering. I will be requesting a stop payment from you guys moving forward because this is ridiculous

Another bank spying app. Completely pointless. This is an app based around floating $20-50 in emergencies. Yet despite making over $1k a week via consistent employment deposits…for the last 6+ years - I’m unable to borrow even $20 for a couple of days. As I dug around further, I found out that the app uses an ‘algorithm’ to look at your spending habits. Along with your balance. It essentially wants you to already have money in your account, and a long history of ‘not spending your paycheck the moment you get it’. What about those of us who take cash out every week? Put money into bills and investments, but rarely keep a balance because of this reason? Despite a solid employment history, transactions that show investments and cash withdrawals and never being negative in my account - I’m not ‘eligible’. Last time I checked, people who keep money in their account…don’t need to ‘float’ a few bucks in the event of an emergency. I just used my banks small loan feature instead. And I suggest you do too. Because the only thing this app does is get a free back door into your bank account (that you’ll likely forget about). Which is RIPE for exploitation whenever this company is eventually compromised.

Helpful, but be mindful. FloatMe is a great app for when you need some quick extra cash. So far I’ve done two instant floats of 20 dollars and though the fee is a bit high for money within minutes, the money arrives quick and is legitimate. I gave the app information about when I am paid and it seems to adjust when I need to repay a float based on when my paycheck arrives, which is really nice. Overall I would recommend if you need a small amount of money quickly, but repayment is automatically withdrawn from your bank/card so I would advise being careful about spending.

My New Best Friend!. Float me is easy to use & always available to me! I use it when im in a bind like today! My local bank atm was not working & it's the weekend so no one will be here to fix it until Monday at least. I needed to get some cash deposited into my account like right now & I was able to do that through Float Me! Im not sure what I would of done without this app. And it only cost me $4 ! Better than a $30+ overdraft fee. I'd recommend this app to everyone. It's a great app to have because unexpected things happen in life. Thanks float me!

Scam-just use Dave/MoneyLion. This app is designed to hook you into subscribing monthly while also having an excuse as to why they can’t give you an advance every time you need one. My favorite excuse is when you don’t have any money in the account your are asking to get and advance to, how redundant is that? If you have money you won’t need an advance and if have none then “we can’t approve an advance right now”. Not only do they engage with those shady practices but when I originally signed up it showed I would be able get one amount as an advance, but as soon as I subscribed that amount dropped to $10. And then when I canceled my subscription the day they charged me, I lost all access to so called features I was buying with no refund. Again this is an obvious scam preying on people in need of some help and I don’t know how they haven’t been investigated yet, but I will be reporting this app to Apple and the BBB. If you really need help like this use Dave, Brigit, MoneyLion. They are all legit and will actually help.

THANK YOU!!!!!!!. I am sorry but hands-down you guys are absolutely the best cash advance type of app that’s out there. You know I know $20 is not a lot of money to some people but when you are absolutely desperate and two days away from getting paid you way. I’ve been turned down by everybody else thank you guys so much you guys are the best! I never ever ever leave reviews for any apps that you guys absolutely blow me away thank you so much I am sorry but hands-down you guys are absolutely the best cash advance type of app that’s out there. You know I know $20 is not a lot of money to some people but when you are absolutely desperate and two days away from getting paid you need 20 bucks goes along way. I’ve been turned down by everybody else thank you guys so much you guys are the best! I never ever ever leave reviews for any apps that you guys absolutely blew me away thank you so much for the help thank you. I will be telling my friends and family.

Float is Useless and it is a SCAM. Float is suppose to help someone who doesn’t have money let them borrow money and then pays it back. Like any other cash advance app like Empower which is way better than float. They approve you give your your advance and then pay back on the date set. With float for someone reason if you’re getting a $20 float. They charge your account the $20+fee first and then give you the float. Which to me is pointless because your right back at square one with no money. For example. You have a $40 bill due and you only have $20 and you you need $20 more to make $40. You ask for a $20 float then then charge you $24 so now you account is $0 or negative and then they give you $20 so your account is back at $20. Which means your STILL $20 SHORT and then you still have to pay the $20 back so your really back $40 just to get $20. It’s a SCAM

Thank you for existing. So this was a super easy set up. I moved from being able to get $20 to being able to get $50 so fast, so that was cool! I’ve recommended it to friends already. I use float me, and Earnin. And honestly y’all have SAVED MEEEEEE LOL Uhm the only complaints that I have is 1.) the expediting fee is awfully high($4) considering you have a monthly service fee of $1.99 already. I would suggest doing what Earnin does, and ask for tips instead. 2.) every now and then for some reason the app doesn’t recognize my password. But then I’ll wait a day and log back in with no problems I’m pretty sure this is some sort of a glitch

FloatMe. I will have to say that this app has saved my life a few times but one thing I will say I don’t like is the fact that if I need help more than once I would expect too be able too get help before I have to pay it off and be able too pay off the whole advance after I get payed because there is sometimes where I am completely broke and I can’t afford to even have a dollar in some change in my pocket so I would love for you guys to consider changing to where we are able to float up too maybe 3 maybe 4 time before we get payed so we have a limited amount that we can float please???????

Hard to get any help from support when you want to close your account!. Two months in a row now I have got in contact with support because I wanted to close my account, Both times I’ve requested assistance with this because my card continues to be charged the monthly members fee. I mean ultimately it’s only $2.00 but the fact that the support team has refused to refund the money when I ASKED for my account to be CLOSED is ridiculous. I truly wish I could share screenshots in the reviews of how rude the support representative was. I’ve emailed them again about the same issue so will see how they act this time around maybe I’ll finally be able to get this stupid issue with them resolved. For now poor customer service I recommend you stay away any one who’d sent respect the people that are using your app and paying you to use it doesn’t deserve you’re money!

It’s legit it’s not a scam or no hidden nothing. Most of these other apps aren’t legit nor do they actually follow through with their loans or have a reward system. I am not a five star guy but I’ll give credit we’re credit is due ,this app is amazing for the most part you get a little security cash in case you need gas or a quick bite until the next day of payday. Only corrals I have are that they start you off real small where other apps will start you you at $200 plus and no need to do direct deposit through the app checking account which this app doesn’t request I believe. Other than that I like it and how you work towards earning more to get a higher advance if needed. Just wish it didn’t start so low. So with all that being said I give this app four stars.

Do not download!!!!!. This is the absolute worst app I’ve ever used. I have been trying to get a hold of them for almost 3 days now have sent over 20 messages without any of them receiving even a single response and they’ve charged my account twice even though I never even signed up for a subscription with them. Found out that you know apparently I do have a subscription so whatever I cancel the subscription and they charged me another amount after I canceled so two days in a row I was charge for an app I’ve never even used. Been trying to get a hold of customer service for a while now like I said I’ve sent about 20 messages none of them have gotten a reply. The absolute worst customer service I’ve ever experienced and when I do get a hold of somebody there’s gonna be a massive problem.

Never gives above $20. *** UPDATE*** so they suspended my account due to their own errors and said they would fix it. That was last week!! Do not use this app!!! They mess up all the time. ** Still no response or money in my account. Since they have been responding to other people, If I don’t get the money and it is taken out of my bank account, I will turn it in to the bank as fraud. Update:: Even worse now. They show on the app that I have a payback but they still have not given me the money. Requested it last week for a standard payment. Just gets worse and worse!! Contacted customer service yesterday and still no response. ** Doesn’t matter how many times I use it and pay it back or what my bank account shows, I never get over $20. It does come in handy but it shouldn’t say they increase it as they get to know you. That’s a lie

Pointless and scammy. What exactly is the point of signing up for this service if I’m denied the $20 float? Due to some unusual circumstances, I don’t have enough in my bank account to buy dinner tonight. My paycheck will hit my account tomorrow morning. At no point during the sign up process was it made clear that I would be denied. Once I’ve already agreed to the $1.99 monthly fee, only THEN am I informed that they will not offer me the service of a $20 float, which is obviously the only reason for me signing up. I immediately canceled the service, but it’s not clear if I’m still being charged the service fee in spite of me having received zero value in return. So now, not only can I not eat tonight, I’ve also been scammed out of two bucks! Awesome, thanks so much. If you’re thinking this service will get you out of a jam, don’t fall for it

Not a good app. Was able to take out $20 the first time around. Opted to take another $20 out was not eligible. I want to make everyone aware that companies like this sell your data. If I am voluntarily giving you my information to which you’re selling and making hidden profit, yet I can’t borrow $20 and pay it back next week no problem like the first time, you are getting deleted 100%. There is no value in this app outside of being able to borrow money, the spending trackers are inaccurate so this app just has nothing to stand on. And no, no one is taking extra time out of their day to contact your support for a loop hole answer and for a person to say “we can’t help sorry”. I also want to mention that other apps like Klover are FANTASTIC though and the absolute BEST. I’ve been consistently able to take out $130 from other apps this one thinks it’s too good for that LOL.

Nope. If you want a good app to borrow money from when you are in a tight spot. Download Dave. The app is much better and it goes by your checking account. Plus you aren’t charged 1.99 for a “ membership fee” I was never able to get a “float” their was always a response to check back at this date or that date. Yet I’m still charged just for signing up with a email and password. I deleted this app months ago so if I didn’t get notifications when money comes out of my account I would have never even seen I was charged for a service I don’t even use. Makes me wonder how long I’ve been getting charged for something I could never use. Just remember, you have to physically cancel your account on their website. Not through your app or iPhone. Then it takes 72 hours to close. “ if your in good standing”

Go with Dave or Earnin instead.. Update: Let me clarify. You loaned to me multiple times. I paid back every single one on time. You BLOCKED me after I inquired as to why I am only eligible for the bare minimum amount considering that I make $90k and have paid back every advance on time for a year. I couldn’t login and I attempted to re-sign in. The app informed me that I was blocked. This is completely unacceptable. God forbid any legit bank deactivates accounts and blocks people from signing up again because they simply inquired about an advance increase after displaying a stable, high income and a long history of paying back the company on time. Original review: They blocked my account. Ladies and gentlemen, do not trust this company. I’ve always paid back loans on time. I have zero red marks on my credit report. I make a stable income. I paid back every loan to FloatMe. I can’t login because it says my account is blocked. This is not the way to treat someone after you obtain their bank info and other very sensitive information. This is shady and the only app I’ve tried so far that has acted in this manner.

Tsk tsk. So it’s confirmed this app is complete trash. Just making up for terms they can’t keep not that they have a waitlist. I was denied because I didn’t have enough in my account finally got paid and paid rent early and some debts and had enough left over but I wanted to see if it would work with a float now that my account was in good standing. Turns out they need me to add my debit card lol. How convenient that I had updated it too recently? I honestly don’t even remember that being recent at all but go figure. Now have to wait nearly 17 days. The only reason I even tried anything was because my bank actually flagged a fraud and texted if I was going to authorize float me for the subscription lol. No thanks. Work it out I guess but just like every other app that I’ve found early ie eaze, DoorDash, Uber. It goes downhill and I’ll probably never use it again which will benefit them much I suppose as much as they are blocking people who’ve been customers since the beginning

Super easy. Update: I have emailed them about my issues and each time they get back to me right away or within the day and resolve my issue. It’s super easy to sign up, only was able to get $20 bucks but it’s something that will help to get me thru till pay day. After having the app for a couple weeks Iv noticed how long it takes to process my payment once I pay back what I borrowed. It says up takes up to 1 to 3 days but mine take up to 5 business days. And I always pay back on time. I wish it took a lot quicker to process the payment

Not worth it. I recently use FloatMe to get a loan it did help but before I could pay it back I had to switch banks because my employer does recognize the prepaid debit card that I was using for payroll. So I open a bank account for work I reach out to float me letting them know I had switch so I could repay back the loan, they stated I could pay it back with my new bank account that I would have to use the old one on file. Why am I go to go back to my old one if I can’t use it. I state I am try to repay back what I owe and would like to link my new bank. If you don’t want it repaid then fine that on you, but at least I made effort to repay it back and reach out. If you ask me it dumb to think if someone is actually trying to pay back what they borrowed , and you tell them no. Like how are you still in business.

I would give zero stars if I could. Update 2: STAY AWAY from this company! I contacted customer service last week to get a written confirmation that my account is closed & won’t be charged. No response. My next step is contacting the Better Business Bureau if my bank acct is charged for a membership fee. Update: by your response, it seems you didn’t understand my main complaint. You shouldn’t be charging a fee unless you are definitely going to offer an advance. Being made to pay a fee before you even know if you’ll get an advance is shady. Once you find out you can’t get advance, you have to figure out a way to stop your subscription so you won’t get charged. And that is not even clear to me. I’m still unsure if my membership is canceled. Your app is terrible & so is your customer service. they want to charge you, but when you go to advance will not even give you a small $20 loan where other apps will give you around $100 until payday with the same credentials. what a joke. Don’t even bother

Account. I had closed my account because I couldn’t get a hold of anyone because I had switched to a new bank account. I was receiving money into my new account from Float Me but about a week ago I was told there were no deposits from my payroll found in my account. By this time I was already on two deposits into the new account and the Friday in the same week would have been my third deposit. I didn’t understand why I could receive floats in my new account but when I tried to take another out they couldn’t find new deposits from my payroll there was already two deposits from them. That same week would have been three reoccurring deposits. For the record, $1.99 was taken out of my bank account for Float Me Services’s can my account be unblocked? I paid already and cannot use the service.

Shady app. This app not only requires you pay them back extra when you borrow money, they also charge you $1.99/mo to have an account which they make no mention of when you set up an account and you'll only find this out when you see it deducted from your bank account each month. Not only that, but also, I asked them to close my account so I would no longer be charged each month. They did close my account, however, they still just took out another $1.99 from my account. To make it even more ridiculous and frustrating, you can only contact their support team by logging into your account, but of course, I don't have an account anymore because they closed it yet still think it's ok to continue to charge me. It's incredibly shady and just a terrible app and experience in general. I'm gonna have to call my bank and tell them to put a block on them since I can't contact them at all. Bottom line, there are better options out there. Stay away from this garbage app

Hands down reliable. I’ll be fair and objective, it’s about a 2 day wait for about $20 with no fee or within an hour for $3 fee. It may not sound 5 star worthy. But an extra $20 for food or gas can be a miracle. The true reason I rate it 5 stars is because the customer service being helpful, fair, relatively quick, and easy to access. The have been more than helpful when hiccups or unexpected payments came up. Being fair and objective, you’re guaranteed an extra $20 for food and the team behind the app is more than willing to work with you, rather than against you

Cancelled Membership, charged TWICE anyway. If i could rate zero stars i absolutely would. I downloaded the app, linked my bank and immediately decided that it was not for me. And cancelled my membership the same day. I was charged anyway 3 weeks later. I successfully got it reversed with my bank for being fraudulent. And FloatMe charges my account AGAIN. Still cancelled but somehow it’s still pending. I have contacted support. This is my second review, the first of which I got response from the developer. I do not care, will be reversing the charge AGAIN and this time having my bank block FloatMe. This is predatory and annoying. After canceling subscription, you immediately lose access to being able to use FloatMe. So why and how can they justify continuing to charge a connection fee, for an account that they revoked access to? Predatory. ALSO that make you jump through hoops to unlink your bank account! You also get a 7 day free trial? But then when you cancel they charge you anyway because your cancellation is “pending” for a month.

TERRIBLE customer service. It’s very rare I review any apps, but the customer service on this app is an absolute joke. To be honest I don’t know that they have a customer service team who actually reads what is sent. 17 days, and now today sent my 8th message, none have received any response at all. I’ve been locked out of my account for 3 weeks now. I don’t receive any password reset emails. I keep asking for my account to be canceled since I can access the very basic desktop app. Again, so responses. I try to fill out the cancellation form, it says I don’t have an account. Which is untrue since I’m literally logged into the desktop version, and still being charged the monthly fee. So now, 8 unanswered requests later, I get charged the monthly membership fee! Yes, 17 days, no responses at all. I’ve left them my email, a backup email, and phone number. NOTHING. I need this account cancelled, and if they were legit, I should get my membership fee back. I can screenshot all my messages to prove what I say is true. Worst part is, today’s charge resulted in a banking overdraft fee for me. Turning a $1.99 membership into a $36 fee. I’m beyond upset with this app. STAY AWAY, 1/10. I would not recommend to anyone who values their money, and common courtesy.

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Steals your money. DO NOT USE THIS APP, I requested to loan $40 once and they withdrawn it from my bank account as planned. After that, without requesting another loan the app continuously withdrawn $40 from my account every 3 days. Customer service (which is just a email) told me they can’t cancel my account because I owe an “outstanding balance”. There’s no option on the app to delete your bank account. It literally took my bank having to block the app from taking more money from me

It’s charging me.. I got float me when I was desperate and found I was unable to use the app so I deleted it. After awhile I started realizing it was charging me 1.99 a month and I was unaware I had to pay to use the app. I contacted float me Corp. and told them I did not want to be charged 1.99 a month and that I no longer use my account. Well yesterday I noticed they had charged me yet again (luckily when I first noticed I also contacted my bank and the money was refunded and further charges from the company would be blocked). I may have missed the fact that they charge to use the app, but the fact that I can’t even cancel my account is very frustrating.

Worst app ever. It has my bills listed as food and drinks like my insurance bill, my car payment and my rent. It has when I put gas in my car listed as food and drinks. I’ve been trying to get in contact with customer support about it never can. I’ve been stuck at $10 for a FloatMe been paying for two years it can never get accepted can’t change nothing I get paid weekly and hit a little bump in the road needed to float me. Couldn’t get that help it has it listed that I get paid in eight days when I get paid tomorrow would not recommend I would even give this a one star tap trying to give her the benefit of doubt kept trying over and over again even did the update thinking that will change still no

Helpful, but be mindful. FloatMe is a great app for when you need some quick extra cash. So far I’ve done two instant floats of 20 dollars and though the fee is a bit high for money within minutes, the money arrives quick and is legitimate. I gave the app information about when I am paid and it seems to adjust when I need to repay a float based on when my paycheck arrives, which is really nice. Overall I would recommend if you need a small amount of money quickly, but repayment is automatically withdrawn from your bank/card so I would advise being careful about spending.

Really want to love it. Downloaded this because I’ve really been in a pinch lately with my daycare expenses being so obnoxiously expensive. Biggest issue I’ve had so far is it will keep telling me is having difficulty refreshing my bank feed and it’ll take like up to two days after me getting paid for it to refresh and actually float me. Just a little frustrating and annoying. No hiccups besides that! Love the app all around

Scam!! Billed me 10 times today *updated* Zero customer support. I gave 1 star because I couldn’t give 0. This app just billed me 10 times for 1.99. I have only had the app for 2 days and never even requested a loan or even started a premium membership. I have asked for a refund I will possibly change my review if the refund is issued. Update: Customer support still has not replied. I would recommend not using this scam app unless you want money Stolen from your account. After reading other reviews, it seems they have done the exact same thing to others as well. You download the app and they charger you 1.99 for the last 10 months.

Great Help When In Need. Works fast, but very low allowances. Good if you need some extra gas to make it a day to payday. Or a lunch/dinner while waiting to get paid the following day. $20 offer when my paychecks are over $900 and I’m paid weekly. They then want a $4.00 fee to instant transfer your $20. Or free transfer when you allow it to take 2-3 business days. Regardless, If your in a bind and need a few more dollars to make it until payday. The apps easy to use and no credit checks to get a CTP advance.

Stolen money. I did business with Float me over the summer to receive my paycheck early throughout the week instead of waiting until Friday but I have not used the app since July but on the 17th of this month I was charged once again by the company and I have not been an active member for two months I have tried contacting my bank and the company to receive a refund but have not received an response this is just horrible I don’t get how I am charged for an service I haven’t used in two months or even downloaded the app in two months this issue needs to be fixed who knows how many others have been charged without even knowing

CASH-LOAN -I CALL IT C.O.D- NEVER QUIT. C.O.D also know as cash on delivery, because when you need it the most and you’ve done everything accordingly to achieve these goals, but have not yet been able to get the help needed. Here’s the answer you sign up for Clover do what you have to do. Make sure there’s one in your account and Wala your account we successfully sent an amount of money that you qualify for hopefully more as long as you keep on and keep on and keep on going work hard , it’ll pay off.

Random Charges to my Account. I asked for a float today. However, my card was charged the payback plus the instant float fee. So now I’m out $4. I haven’t received any response from the support team and my bank said they can’t do anything because they won’t answer. For an app that claims to want to help people with their financials, this behavior is only indicative of the opposite. I implore all of you looking for cash advance apps to turn the other way. This app only cares about profit. Literally scammed me only to get $4. Update: Support team has started lying in order to keep the little four dollars that they scammed me out of. They said I requested the repayment early, which makes no sense as I only requested money. Please consider using another app. Cash advances should not be this complicated or difficult to obtain. It’s difficult to get in contact with their team and I’ve also read reviews of no response at all for months. They also do not have a customer service number which is very concerning

New user. Okay so I know I shouldn’t expect to be offered the best deal on any kind of payday advance app but I was pretty disappointed with this first experience. $20 was the highest float I was offered and to get it instantly was a $4 fee so I’m not going to be using this again in the future. I am curious though, is there a monthly membership fee for this? I may have overlooked but I can’t remember if I saw that anywhere or not. If there isn’t a monthly membership fee, I may give it another try but if I have to pay a monthly fee & only be able to borrow $10 or $20, it’s not going to be worth it

Scam STAY AWAY. I signed up 4-5 months ago. At first it asked for a subscription just to get started. I was a little hesitant but went forward. Then it says I’m not qualified for a cash loan. I then cancel. A month later I see a fresh 2.99 charge on my account from FLOATME. I’m still seeing charges on my account every month even after canceling. On top of that the little buggers somehow know when you have money in your account, because they’ll charge it immediately that day. They still haven’t responded to my email asking to stop. Do NOT download this app and stay FAR away. This one of the scummiest, shadiest companies I’ve ever dealt with.

Floating down the Dave river. I decided to see if ANY of these CASH ADVANCE apps worked. I receive a few thousand dollars a month from my late parents trust however I have been in a pinch before the next check gets here and decided to see if and how much of an advance i could receive. I’m glad that so far between FLOAT, The POSSIBLE app and DAVE apps THE POSSIBE APP Has been the BEST however the small amount for both DAVE & FLOAT offers me has BEEN A LIFE SAVER . SO I stand behind FLOAT in its efforts to provide that little bit of financial assistance in times that require such aid.

Unauthorized charges on my bank account. Before you Support/PR reps tell me I should send an email about the issue, I already have. Twice. Days ago and no response. Anyways, I made an account with this app and linked my debit card only to find out I wasn't eligble for anything the app had to offer so I unlink and contact support to delete my account. The very same day I get an unauthorized charge on my account of $X and then the next day, the very same amount. Umm what?? Firstly, I never signed up for any premiums/in-app purchases, secondly, why hasn't a refund been issued? Imagine being a company who has an app that thousands of people use, now imagine charging small amounts of fees to those users and hope that it goes unnoticed.. FloatMe should absolutely be investigated for fraudulent practices.

It’s good But help is always so LOW. I never miss a beat with Float Me. I always payback whatever I get without delay. I never understand why my offer is never over $20. I come to you with a need and it does help but I really wish real consideration would be given to me when a need is applied for. Thanks though for for I do get. Update: sent Customer Service a request for an increase in my float and within 24 hours, I had a response that my next float would be increased. Thank you all so much!!!!

Worst experience I’ve had in a long time.. Downloading and attempting to use this app and it’s services, has been frustrating and defeating. I’ve never qualified to use their services and the app kept giving me errors, but they continued to charge me, even though I was never able to use the service. I reached out to costumer service and the representative spoke just kept repeating that I should have canceled my membership if I didn’t want to be charged, and left a link for me to cancel my membership. I again tried to explain me dilemma and that I should be refunded for the months it charged me seeing as I’ve been unable to use their services. I received no response after this and I feel like I’ve been just throwing away money.

Don’t bother. As someone who ended up homeless due to abusive family I live paycheck to paycheck in a shelter I have last minute doctor appointments, medicine prescribed that I can’t always afford and food, transportation I was looking for some extra money that I can pay back but they blocked me can’t log back into my old account I deleted it because it wasn’t working to begin with and I can’t make a new one…. Would give 0 stars if could a HUGE waste of time. I originally was using Truebill they are so much better!!! They verify income fast and accept a bunch of banks too bad their cash advance is offline guess I’ll wait to buy groceries whenever I can 🤷🏽‍♂️

Scam. I’ve had this app for a long time now. I have multiple jobs direct depositing into my account weekly, I have money in my account, and have had a FloatMe account for months and I’m never able to take a float. Yet I’m charged monthly and when I conplain about the fees and never able to get a float they say that the fee also pays for account balance updates which are completely inaccurate. It’ll show a negative balance for days which is incorrect. Don’t expect to ever get a float because the app is so slow to update it never registers that you’re eligible for a float. If you want to blow $4 a month for absolutely no benefits what so ever then download and subscribe to FloatMe.

So far so good. I needed some extra cash to hold me over till next pay. So far I’ve been able to borrow money without a problem, which is better than other apps because this one actually uses my bank. Only con is it only gives you the option to borrow $10 or $20 but I consider that a pro because at least you’ll be able to pay it back with no problem. No complaints here!

Good borrowing app. Float is a good bar we got that offers small advances for clients who need a little extra help before payday. I do wish that they offered a little bit more and their advances because as of now I believe they only offer 20 even if I’m a customer for months they only offer 20 so upping the float amount would be great but other than that I think it’s a great app and helps when you really need it

Scam. I saw this advertisement on tik tok and signed up for it when I saw the fee’s I canceled immediately and deleted the app….. a few weeks later my bank contacted me telling me I had a transaction from float me a direct debit which I did not authorize ! I immediately emailed float me telling them to put my money back in my account because I never used their services and canceled immediately after seeing their fee’s that was on June 2nd and they still have not responded to my email…. Then this morning I got a message from my bank saying that float me tried to direct debit my account again but my bank blocked them ! Float me put my money back in my account that you guys took on the 2nd of June !!!!!!!

Not helpful at all, do not use. Signed up since I need some extra cash from my paycheck for this week because some emergencies came up. Set up my account and they said they wouldn’t float me anything because of a bunch of different factors, one of them being fear of me overdrafting my account. Obviously I need to do this so I don’t over draft my account. I have canceled my membership but it ends on the 11th so they have all my info until then, thanks for that. Did not help what so ever, only wasted my time and now my bank info is with another random company who would rather collect data then actually do what they say they will. Again, thanks for nothing.

Super easy. Update: I have emailed them about my issues and each time they get back to me right away or within the day and resolve my issue. It’s super easy to sign up, only was able to get $20 bucks but it’s something that will help to get me thru till pay day. After having the app for a couple weeks Iv noticed how long it takes to process my payment once I pay back what I borrowed. It says up takes up to 1 to 3 days but mine take up to 5 business days. And I always pay back on time. I wish it took a lot quicker to process the payment

The good, the bad, and the meh…. Expensive to do instant withdrawals but still a good app. Just wish the fee was last considering you’re only getting a $20 advance but the fee is $4.00 for instant transfers. I realize standard are an option but when you’re needing a Cash Advance 1 to 3 days is a lifetime to wait. Plus, that’s a whopping 20% fee!!!! I pay more like 4% per $100 (for instance EarnIn has a $3.99 fee for a $100 transfer). That fee is a penny less and you get $80 more than the $20 transfer float offers. Just saying it would be amazing if you guys could either adjust the limit or lower the fee. Otherwise I don’t see myself sticking around.

Easy and Effective!!. I was a tad bit hesitant when applying after reading some reviews, but I am glad I decided to download and apply!! I would have liked to get more than $20, but it’s better than nothing!! The process was quick and easy and the funds were deposited into my account immediately! If you need the funds immediately, it will cost you $4. I do recommend the app if you need help.

Do Not Use. They helped me for a short time which I’m grateful for, but they charge your account for no reason even if you haven’t been subscribed for their services for two months. The first time this happened they charged my account 3 different times within a week. I was just charged after not being subbed since December. They are stealing money and only paying back the people who notice. In response to the support, I know deleting the app doesn’t stop the membership, that’s why I said I HAVEN’T BEEN SUBSCRIBED FOR TWO MONTHS. Key word is subscribed. Also I had already contacted support before I wrote the review. I am now here to warn other people. Hope y’all have the day that you deserve. Cory2745

Great for tight spot incidents!. This app monitors your spending and allows you a advancement that is not going to put you in a crunch on payday it also monitors your income and take that into consideration when offering you a salary advancement I gave this app five stars based off of my usage of the app and the customer service behind it they back their product 100% and ensure the customer is fully aware of all context prior to initiating a transfer give them a try they are well worth your time.

Terrible app. Scammers. I used this app a few times for the cash advance. Paid it off on time no issues. Now when I try to log in, it takes me to a prompt to access my bank because apparently it’s been “unlinked”. Relinked my bank to float me via plaid about 9 times. Still can’t access my float me account. Contacted support and EXPLAINED IN DETAIL what the issue was and the person did nothing. She said she “reset” my account and it should work. It did nothing. There wasn’t a change. My account still keeps trying to re-link to my bank. Still getting charged when I haven’t been able to use the app. Support is a joke. Now when I try to get in my account today it acts as if I never had an account.

Disappointed. In the past my review has been 5 stars but I am disappointed with how my account has been handled. I have always paid my float back before its due and kept my account in good standing and the last two times I went to float I had to send an email to customer support because my account was not updated properly and I couldn’t float. Once again my account has not been updated properly and now my float has dropped to $20. I worked hard to keep my account in good standing and achieve a float level of $50 and now its being taken away from me.

They will trap you into a monthly membership and steal your money. I used FloatMe several times. One day they locked me out of my account. While locked out of my account they kept changing me a monthly fee. I requested a refund for the unused service and they refused to give me a refund. I request to have my account closed so they wouldn’t charge me, and they kept my account open just to charge me for several more months to which they refused to refund me. DON’T LET THEM STEAL YOUR MONEY. There are much better payday advance apps that will treat you with respect and actually help you. FloatMe treated me like garbage, was not helpful, took advantage of me and stole what little money I have.

What to do. The fact that I have downloaded and linked my account well over a week ago I still can’t use it every time I go to the app it tells me to link my account and then it just keeps loading for days I get the notification from my bank that it has been linked but nothing from this app side I don’t even know what else is in the app because it keeps taking me to the link account page today I went on it and now it keeps telling me to download the app which I have already and then I get the error message I don’t doubt that this may be a good app but what is the point in keep trying when I can’t get past the link account page will give it a few more days then I will delete this app

HORRIBLE! Stay Away! Use Earnin, Branch or Brigit. Came across this app when I fell on hard times awhile back. BY FAR the worst of all of these types of apps. I make good money, consistently paid back but my loan amount stayed at $20 max. On top of that they will charge an extra $4 if you want it that day AND THEN a $1.99 a month “subscription fee”. What a joke. Just taking advantage of people. Their customer service is terrible. Told them to cancel my subscription and they said I had to because they can’t for some mystery reason they’ve yet to explain to me. I’d highly suggest Earnin ($500 max) or Branch or Brigit (which have max loans north of $200 NOT $20 like FloatMe). Don’t waste your time. Good reviews are more than likely fake and/or paid for

Most excellent app. So when I first downloaded this app I wasn’t really impressed. While it was easy to download and link my information, I wasn’t approved for a float right away and that frustrated me because the whole reason why I downloaded the app was because I needed the float! However I stuck it out and after two weeks it was worth it! I got my float and it actually came right in time for Christmas! Thank you float!!

An EXCELLENT App all around.. This app may not be as well built as other other giant companies’ apps like MoneyLion or Possible Finance, ... but they do deliver the exact same GREAT service at the end of the day. Pretty smooth UX and the algorithm to find your income actually works, so you don’t have to put in your income manually. I can go on and on about the features but I think this one’s a wrap on the basis that this simple app which is supposed to do this ONE thing, not only does it painlessly, but goes way beyond that. Thank you FloatMe!!!! 🙏🏻♥️

I would give zero stars. This company is a fraud. I signed up and didnt care for the app so I asked for it to be closed. I received several emails stating it was closed when I even verified it was closed by attempting to login, I received a message “user is blocked”. Here it is months later and I am still getting charged for a membership. I had the membership linked to an bank acct that has been closed for awhile. This company some how got my new bank acct information and has been withdrawing money from my acct. I never gave this company my NEW acct number or routing number because I dont have that information therefore I am concerned on how they received my NEW account information

Frustration Free in a pinch!. It’s a quick snd easy app when you are in a pinch. I’ve never been offered more than $20. I’ve been a customer forever, and never had a late payment. However, i have no complaints, sometimes that $20 can make or break something when times are really stressful. Never had a tech issue and unlike other apps of this nature, I’ve never once logged on to find out I suddenly don’t qualify for anything. Customer Service is also timely and frustration free! 5 stars!

Don’t use. I couldn’t even get them to float me five dollars yet they decided to come in my account and take a membership fee as if they did something they won’t close my account for the next 30 days in which they’re going to try to take another fee out of my account, so I would highly advise not to use this, unless you all want to be scanned, and have them take money out of your account, without even giving you a cent in return. This was the worst app I’ve ever used and I have canceled my bank account changed all my routing account number is debit cards and everything and I hope to keep this scam of an app from getting access.

FloatMe Legit. I love this app. It’s definitely very helpful when it comes to needing quick money for small things. I just don’t like that there’s two options ($10-$20) however anytime I needed $20 it came & they don’t over charge your card for something they didn’t give. Once you borrow you have to wait 30days & use a different card for another float. All around it’s legit I highly recommend.

Don’t waste your time. The app worked ok for me at first. Only offers $10-$20. Then it stopped letting me float. I’d reach out to customer service and they would do something on their end and then tell me to check again and everything would work fine. It got to the point where I was having to email every pay cycle. It takes customer support a ridiculous amount of time to respond and when they do they waste time by sending another generic response asking “if you still need help.” Cut out that question and we could get to the point. This app used to be wonderful, but for $10-$20 it’s not worth it and it’s not worth me having to consistently email support to get help.

App is a joke honestly. Their requirements are nonsense. Other apps like Dave will show my bank balance days more up to date than FM. It shows my balance from 4 days prior. Not once in the year that I’ve used this app has it been close to showing an accurate account balance. Customer service is nonexistent half the time. It’s really frustrating. I work construction and have been working through the entire plandemic. However my hours have been cut and at times I need the extra little bit to get me through to my next payday but usually this isn’t the answer. Better apps out there that dwarf this in comparison

Thank you !!. Thank you for adding chime as a bank account before I was gonna give it 3 stars because chime wasn’t apart of the bank section and that’s currently the only bank or institution that I am able to have and connect. So thank you for adding chime to your banking options !!! I would say at least upgrade the amount we are able to borrow to like $40/$50. I’m not sure if we have to work out way to those amounts by proving that we can be trusted to pay the payment back. However, its very convenient and I like it.

Thankful. I was skeptical of apps like these. Not only that, but the few apps I did try using before finding FLOAT ME required verification which took days.. when in emergency situations and not a penny to your name, you don’t have 3 days to spare until approved.. FLOAT ME is easy to use, hassle free, and gets money in your account QUICK. I can’t tell you how many times this app has helped to get gas or food for our kids while waiting on the next paycheck. 5 stars for me!

Not there AT ALL when you need it. This app is useless, and a bit of a scam in my opinion. As most adults do, I have weekly bills that eat up most of my paycheck. The app recently bumped up my available float to $40 because of a good repayment history. I have not been able to access a float since then when nothing about my spending habits has changed. Yet they keep charging me the monthly membership fee. During this pandemic we are all struggling but what makes the struggle so much harder is companies like this that take and take and take your money offering no honesty in their services. I do not recommend this app unless you want to waste your monthly membership fee and not receive any service in return.

Horrible hidden fees and taking money when we never took a loan. My boyfriend downloaded the app in August. He never paid the fee to become a member. He has never loaned money. His account was low and this money he got a notification from his bank saying he’s negative $32 from FloatMe. When he looked at the app it has “given him loans” multiple times and he didn’t even know. There’s no way to call, no way to refund. It’s disgusting. If I could give a zero I would. He’s been looking at trying to get that money back for an hour now. Reading all the reviews it’s doubtful he even will. It’s really gross of this company to do this. Wouldn’t recommend

Thank you for existing. So this was a super easy set up. I moved from being able to get $20 to being able to get $50 so fast, so that was cool! I’ve recommended it to friends already. I use float me, and Earnin. And honestly y’all have SAVED MEEEEEE LOL Uhm the only complaints that I have is 1.) the expediting fee is awfully high($4) considering you have a monthly service fee of $1.99 already. I would suggest doing what Earnin does, and ask for tips instead. 2.) every now and then for some reason the app doesn’t recognize my password. But then I’ll wait a day and log back in with no problems I’m pretty sure this is some sort of a glitch

Scam Artists.. I downloaded this app hoping I could use the extra cushion between paydays. Nowhere did it say I would be charged a membership fee. Looking at my bank statement a few days later and they double charged me, two membership fees, when I never agreed to ONE. Contacted support and they told me the membership fee was non refundable and deleting the app wouldn’t remove my obligation to pay it every month. So long story short, I got charged twice and they stole from me. Funny thing is that I’m payed every single week and have direct deposit and they refused to help me with an advance, so why am I paying for a membership and getting nothing out of it? Don’t do business with these crooks.

Not a payday advance. First thing to know, there is a monthly subscription for $3.99. You consent to your money being pulled from your bank as soon as you add your debit and bank information. Be forewarned, I applied but was denied a “float”. Which I thought might happen, my credit score is 538. Also, if I would have gotten approved, it seems the first amount would be $20. The part that is unclear is if I will still be charged come Jan 23. I closed my account as soon as I got denied but it says my membership will expire Jan 23. It is Jan 13.

Very Useful. I had downloaded this app in hopes to Pay my phone bill and add minutes to my phone and it let me do that, only AFTER I got paid from my current employer. I tried to get a float when I first downloaded the app but the app said that I didn't have steady payments going to my bank account and to be honest I was ready to delete my account and try something else. But after I got paid it let me float $20 MAX with a $4 instant fee. If you want people to use your app and you want to make more money. Let people float money when they first sign up. Sincerely- Haze

5 star. I have paid my $1.99/month fees, I have been allowed to borrow $10 on 3 separate months now, & while it is greatly appreciated when needed I honestly feel that after paying back all my floats on time or early & my direct deposit info shows that I can easily cover a larger loan. I would like to know how you decide who’s available for how much. I have like 5years direct deposit history & im ex military. So I’m not only questioning this for myself as much as I am for anyone & everyone who has been or could be in this same-similar situation.

My New Best Friend!. Float me is easy to use & always available to me! I use it when im in a bind like today! My local bank atm was not working & it's the weekend so no one will be here to fix it until Monday at least. I needed to get some cash deposited into my account like right now & I was able to do that through Float Me! Im not sure what I would of done without this app. And it only cost me $4 ! Better than a $30+ overdraft fee. I'd recommend this app to everyone. It's a great app to have because unexpected things happen in life. Thanks float me!

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FloatMe: Instant Cash Advances 6.15 Tips, Tricks, Cheats and Rules

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FloatMe: Instant Cash Advances 6.15 Apps Screenshots & Images

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Language English
Price Free
Adult Rating 4+ years and older
Current Version 6.15
Play Store com.FloatMe.FloatMe-iOS-V1
Compatibility iOS 14.0 or later

FloatMe: Instant Cash Advances (Versiyon 6.15) Install & Download

The application FloatMe: Instant Cash Advances was published in the category Finance on 05 October 2018, Friday and was developed by FloatMe [Developer ID: 1395667278]. This program file size is 99.46 MB. This app has been rated by 71,470 users and has a rating of 4.7 out of 5. FloatMe: Instant Cash Advances - Finance app posted on 17 January 2024, Wednesday current version is 6.15 and works well on iOS 14.0 and higher versions. Google Play ID: com.FloatMe.FloatMe-iOS-V1. Languages supported by the app:

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