Possible: Fast Cash & Credit App Reviews

VERSION
2.2.2
SCORE
4.8
TOTAL RATINGS
102,951
PRICE
Free

Possible: Fast Cash & Credit App Description & Overview

What is possible: fast cash & credit app? Get cash fast. No late fees—ever. Build credit history. Borrow up to $500 instantly*^ even with bad or no credit. Receive your money quickly, improve your financial health, and gain peace of mind.

Need a quick cash advance? We’re here to show you a better way. Meet the Possible Loan:
Borrow up to $500 instantly*^
No late or penalty fees—ever
Pay Over Time in 4 installments
Minimize mounting debt and build your credit history
Easily & securely link your bank account for Direct Deposit 
Bad or no credit OK—apply with no impact to your FICO® score
When you’re approved, get cash in minutes^ straight to your bank

A credit builder** loan you can trust: 
100,000+ 5-star reviews
Join over 3 million Possible members
On average, customers saved over $470† by choosing Possible
Over $400 million lent to customers in need
Build payment history, an important part of credit history, with every on-time payment

Easy, convenient payment options: 
Link your bank account and set up Direct Deposit to get your cash advance and make payments easily
Some credit builder loans charge fees, but Possible has no late fees or penalty fees, ever
Reschedule your payments up to 29 days with no impact to your credit score
Payments process automatically through Direct Deposit with your bank account

Ready to get started? 
Download the Possible app and apply today for an advance of up to $500*! 

“This company actually saved my life a few times! They are fast, efficient and the money is in your bank in less than 24 hrs… And they don’t charge a hefty fee either! Love them!”
Jenna

“Possible is helping people on the lower end of the credit spectrum improve their financial outlook without being predatory.” 
TechCrunch

“I have a hard time even finding words that accurately describe how pleased I am with Possible Finance…It’s like borrowing money from a good friend that increases your credit score. Seriously the best experience I’ve ever had. 110% recommend it!”
Nellyville107, App Store

“By far the best way to build your credit quickly!”
Toby

“Very easy and increased my credit score. They don’t kill you with fees, the payments are flexible and it is very simple.”
David

“I am glad I found Possible, Application was simple and fast…Thank you Possible!”
Nel N, BBB

Possible Loan is subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank, Member FDIC. Eligibility for a product is not guaranteed.

Possible Finance has direct lending licenses in CA, FL, ID, LA, OH, UT and WA. FL Residents (for loans generated prior to 6/15/22): License #FT340001187; Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.

Loans in AL, DE, FL, IA, IN, KS, KY, MI, MO, MS, OK, RI, SC, TN, and TX are made by Coastal Community Bank, Member FDIC, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.
*Maximum loan amounts vary by state. In California, max loan amount is $250.
^Funds disbursement typically occurs within minutes of approval but can take up to five days.
†In 2022, Possible customers saved on average $470 in fees charged by traditional payday lenders. Savings based on the maximum fees Possible could have charged customers, including late fees, insufficient funds fees, etc. Results will vary.
**Credit scores are based on many factors and individual results may vary.
Possible Financial Inc.© 2022 (NMLS #1697898) 2231 1st Ave., Suite B, Seattle WA 98121
+1 (206) 202-5115)

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App Name Possible: Fast Cash & Credit
Category Finance
Published
Updated 12 February 2024, Monday
File Size 58.24 MB

Possible: Fast Cash & Credit Comments & Reviews 2024

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BEST LOAN APP EVER. I have probably one of the worst credit scores (thanks college and the economy), so it’s really, really hard for me to get approved loans that don’t have a crazy interest rate that makes the repayment 3x what the loan is. Possible Finance is THE BEST. I got approved of a small loan within 10 minutes and everything was in my account as soon as I signed. I’ve had TONS of questions as this was my first actual loan with a company, and the people that work with Possible ARE SO. NICE. They always reach out to see if I need anymore help and they don’t look at me as lesser of a person or anything no matter how small my questions. I LOVE the app. It always works and I’ve never had problems with it. This has been the most enjoyable loan experience for me I can’t wait to keep building my credit with them. If you’re looking for an easy way to build yours without getting a credit card, Possible is the way to go.

Great terms! PLZ update for Blind to get more biz!!. For Blind users like myself, Please update app to include labels on checkboxes when accepting agreements at end and thruout application! It took me a extra hour to figure it out but most blind applicants would give up in just a few minutes! Since I am a blind Veteran advocate for disabled Vets it is my duty to report your app as not compliant with ADA regulations until you fix this and allow 6% of American borrowers to more easily use your service. That would make good business sense! When an app becomes easy to use for the blind the word gets around fast in the now tech trained blind who use accessable device tech! Your app developers can fix this in minutes to properly label check boxes. Also the slider at the final “accept money” requires the blind useing screenreaders to do a 1 finger double tap and hold on the <> symbols and then drag to right until it sticks on right. I suggest you change that to an actual slider button with a little instruction to seal the deal.. I am taking time to write this totally blind using my talking accesable Iphone which the blind use these days instead of braille. Your biz can only increase and you will become top recommended if you dont waste this time I dedicated to your service which I like.I will wait 60 days before filing a report to Federal Compliance (by the time I pay off this first loan). Thanks and have a great day!!

App doesn’t work. For some reason the app doesn’t work on my phone correctly. Half of the buttons don’t work. Plus, the support team never respite any requests. Bums Update: I’ve contacted your dev team at least 4 times about several problems with the app and have yet to any response. My first thoughts are that you’re not receiving any of my support forms but idk. During the process of applying using your app buttons had no actions and weren’t triggering anything. Some of the issues were fixed in updates but after I was accepted finally more buttons to complete the application did not work at all. Then another update happened and it asked me for more information I had already given - at this point I could not complete the application because the app told me that my phone number was already associated with an account. Duh: mine. Why would someone need to give their phone number after being accepted if you already have that information? Overall bad experience: no response to anything and none of the buttons work properly if at all sometimes.

It’s legit but definitely not something to get use to. This is by far the only loans app that legitimately pays you without giving you spam email and phone calls. I borrowed $180 from this app a while back and just paid it off. I would’ve given this app five stars if it weren’t for its constant issues and problems. For instance, I can’t take out another loan atm because the app is down in my area and it’s been that way for a few days now. I’ve read in the past that it’s intentional so people don’t become dependent on it. It’s smart I guess but for those who only need it in low times it’s not very dependable. UPDATE It’s been months and the app still says it’s unavailable for my state which is California. It’s unfortunate since I rarely use loans unless for great expenses. I felt that this app might’ve been to good to be true and apparently I was right. I don’t know when it will be “available” for my state again which is unfortunate but oh well life goes on.

Has potential.. My experience this far has been mostly good. The app is easy to use. I’ve taken out a few loans with possible with absolutely no issues. The repayment is flexible. My only problem is that in the repayment agreement it states that money will not be withdrawn from your bank account until the day your payment is due. Well that’s not entirely truthful. I’ve had an early withdraw happen a few times now, but I didn’t make a big deal out of it before. I thought maybe it was just a fluke. Well today it has happened again. Today is Saturday, April 9th and my payment isn’t due until Monday, April 11th. I woke up to find that once again they’ve taken my payment early when I wasn’t expecting it. Possible, I want to have faith in your business but I don’t appreciate being lied to. It’s ruining the experience for me. After I finish paying off this loan I’m not sure I’ll be using the services again or recommending it to others.

My first ever review. I’m writing this review because all you little babies crying because they did you wrong instead of trying to fix it with them it just looks like your crying just to get attention but you wouldn’t be using this app if you didn’t already have problems managing your money/credit so stop whining this app is really a big help when you need it most and that is exactly what they do they help you when you need money and they tremendously helped me it may have only been a hundred dollars but a hundred dollars is more than enough when you have nothing so thank you Possible you did all of us a great service by lending us money that you didn’t have to and I am very appreciative for it thanks again 😉👍👍

Charged $30 by my bank because of Possible incompetence. I had obtained a loan through possible about couple months ago. Prior to my today’s payment from the designated account I tried to add another account to change my payment method as advertised to be one of the features of the Possible app. When the account got verified through the Stripe API and reflected as an added account it kept on giving me the error message of “verify the account” by re entering both the ACH and account number which apparently didn’t work. So I reached out to Possible to do this manually and indicated I wanted the newly added account to be my default payment including the one today. After a couple of back and forth with the representative I received an email that the newly added account was now my default payment and that such payment would be withdrawn from that account today. So far so good. Come today the first thing I see is that the payment was ACH’ed from the previous account and immediately overdrew the account for what I’ll be charged $30. Beware of this app as it will clearly damage your banking relationship and get you into unwanted fees. I’m only giving one star because it doesn’t let you keep it at Zero.

Horrible app and customer service. Finally got the last payment finalized after waiting 5 days on them to say it’s cleared. Even though I had my payment set up to come off of my debit card so it would only take 24 hours for them to get their money. I sent several messages in to customer service and never had one response back from them. Then I had to get another loan and chose to have the funds sent to my debit card and I get a message saying the deposit is delayed and have no date or time when I will get the money from them! And yet again sent several messages in with no response from customer service. Way to many issues with this app especially when y’all are messing around with people’s financial well-being in their lives! I have been desperately needing this money now being a single mother with 2 kids and no help! You could atleast get better and faster customer service and update your app to fix your customers complaints so there are not so many issues! After this loan is done I won’t be using this app again I’m afraid.

The repayment is terrible and they won’t do anything to help. The charged me on the wrong account for my repayment using my savings on a bank account I do not use go negative causing over $100 in fees. They refused to cover this even though I had contacted them for days to have my repayment method changed to my debit card and then primary repayment method was supposed to be by checking. They argue the accounts are attached so it shouldn’t matter which is not the case if you have a bank account you know this is not true. Luckily my bank helped reverse the fees. I had to contact the BBB to get assistance as possible refused to assist me or say they made a mistake on their end despite screenshots until after I made a case with BBB. They have no phone number or chat for assistance you just get an email to communicate and are lucky to get a reply days later. Use another app and avoid the payday loan trap altogether. If truly desperate Dave or Cleo are much better options to make it through the week but avoid this site as the app is horrible and to change any payment methods (which the app for some reason changes your preference every time) you need to contact the unresponsive support team. I used this service for years but as of the past year this app has gone to complete trash again look elsewhere.

Not Possible at all.. I tried this out because I could use some help right now. People keep saying it’s fairly simple to be approved but that doesn’t seem to be the case. I tried first with a bank account that I’ve had for over 6 years. My paychecks are deposited there, plenty of history, etc. Immediately denied because the “average account balance is too low”, when I’ve usually got at least 1800 overall per month and the balance isn’t always low. I feel mislead by this company’s promises; I can pay back anything borrowed but I’m not even getting a chance, and I thought the entire point was for them to help when you’re having trouble. If I kept hundreds and hundreds in my accounts at ALL times, I wouldn’t need a loan. Feels like that defeats Possible’s purpose. I applied a second time with a different account that always has more money in it than my normal account (little bit of savings) and was immediately denied again. Thanks for nothing. I wish you all better luck than I had.

Worst app. Waste of time. I have to say I do not usually write feedback but in this case I will go out of my way. I downloaded this app thinking maybe I could get a short term loan to get me through the next month after incurring a one time hefty expense I was not expecting. I filled out all the required data they asked for mind you it’s really personal sensitive information. Waited 4 days not 24 hours like they lead you to believe and was denied due to “unable to verify my place of residence” even though I sent a screenshot of my pay stub from ADP which I can only log onto my works VPN to receive. You would have to be completely dense to not be able to verify the same info from my paystub against what I had typed in. This was a complete waste of time and while I was waiting to be denied for a ridiculous nonsensical reason I could have focused my efforts elsewhere. Do not download this app or give them your personal information. If they denied me for a reason like that even when providing absolute proof then who knows what they may do with what I submitted.

SO HELPFUL!!!!. I’m one to have a million payments that I forget a couple every now and then. And I’ll have some weeks where I don’t have enough money so a friend told me about the possible app and I was skeptical at first because I always see ridiculous ads saying they’ll give loans but they really don’t. So I said oh well I’ll try this app. AND IT WAS SO EASY ITS SO HELPFUL it gives you up to $200 but now I was able to get $250 I think it’s because I make my payments on time frequently. But there of course is interest rates and they’re kind of high but that’s ok so if you have the money or extra money I would say to pay as much of the loan off as you can so you can get your loan again for emergencies cuz it’s 4 biweekly payments so just like Afterpay if you have it. It gets taken out automatically straight from my bank on my payday !

Don’t even think about it. I don’t think I’ve ever written a negative review of a company but I am now. Last year my credit took a hit because I was out of work. I read about Possible and thought it sounded like a good, and easy, way of getting a boost to my credit score. I applied for, and accepted, a small loan that I paid back in full with ease — no late payments or issues. They did report to all three credit bureaus as promised that helped raise my score a few points. For that reason I took out a second loan hoping to increase my credit score by a few more points. A few days ago I got alerts from the credit bureaus that there was a negative strike on my reports and my credit score dropped by 30 points. Turns out Possible Finance reports your account as CLOSED upon full loan repayment. They don’t do anything about it either—I contacted support and received a canned response apology stating they don’t have control over how the credit bureaus interpret the reporting. I’m now completely screwed because, after repayment of my new loan, expect my credit score to drop another 30 points. I’m physically sick over this as I’m out of work due to COVID and now my credit is destroyed. I reported them to the BBB in the hopes something can be done to erase these marks and make this entire experience go away.

STAY AWAY AT ALL COST. So I’m not going to sit here and lie to you folks at first this was good loan app at first until it started giving me problems. The first problem was that when I tried to pay the loan on it aumento date it would take weeks to come out of my account and on top of that if I had the payment amount in my account like let say my repayment was for 200 and I had 210 in my account at the time this company won’t take your money. And yes you think it a good thing at first but it not. At this moment I been going back and fourth with company about my loan I only had 2 more payments my 2nd to last payment was basically last week and they didn’t Decide to take money til today and during this time I had a car repair so I had to take money out and now they have pushed my account into default which has now messed up my credit score. I just can’t wait to pay it off by this week and get rid of this app. POSSIBLE FINACE IS NOT FOR THE PEOPLE. Save yourself from this app and don’t become a victim like me

Cried with joy, amazing company!. I am so impressed with this company. My boyfriend got a small loan to help build his credit before we move in together. Shortly after he was unable to work and unable to talk. I did what I could to manage his finances during his recovery, I hit a lot of road blocks along the way talking to companies for his other bills. But when I contacted Possible Finance it was different. I emailed them telling them the situation and they emailed me back the same day. They said they could defer the payments for a couple months and said that if he needed more time to contact them again to work something out. The ease of contact and their generosity made me cry reading the email. Such a weight was lifted off my shoulders and I didn’t have to jump trough hoops. They listened to me and helped me during a very difficult time and I will never forget their kindness. I recommend them to anyone who needs extra help, they are way better than the payday loan places. And they are run by people who just want to help other people! 100% recommend

Still have Issues. I rated five stars because this app a great service to people who need it. It’s hard to get a loan now a days without getting charged an insane rate. The four payments are reasonable because if you can’t pay it back what’s the point of getting the loan in the first place? All the negative comments are about issues that has nothing to do with the service and are personal issues! But I’m here to ask why I can’t approved again for a loan I PREVIOUSLY was approved for?? $750 I even took screenshots to show the support team and only got a $150 loan as compensation, still took it because I’m just building credit easily and can make my payments. Yet paid off $250 before that. Im willing to invest a lot of money into this app for my credit. I’m a self contracted ex military veteran and now get paid in cash mostly. I know it goes off income from the bank but why can’t I get approved for the same $750 loan when I’ve had no previous issues paying off loans? I prefer cash in hand and even started to deposit about 1.5k a week to show bank activity but take it out to have in my safe at home. This is now my third loan and using only to build my credit and the convenience of having my spending money whenever I want. Amazing app for quick cash but the developers should take into account people here with good intentions to build credit and not in hardship. Maybe something like a loyalty program for the people who pay on time and had several loans. Just a thought.

Does not improve your credit score. I have been using services from this app since 2019. I have paid over 17 loans IN-FULL with this company, to which none was reported to credit bureaus. I recently had a job switch where my salaries went from bi-weekly to monthly, which really threw off my payment schedule. This was reported immediately to credit bureaus damaging my credit by 20 points. If you’re trying to increase your credit, paying this company’s loans will not help because they will not report it. But do not miss a payment because they will report that instantly and you will pay the price. Absolutely horrendous ethics. On top of that, they locked my account which is stopping me from paying ANYTHING. To add to injury, there is no customer service number. You will not speak to any human beings, but you will need to email them which takes several days for a reply. There are so many better options out there that actually do report your good behavior to credit bureaus, so I highly suggest you don’t use this app to increase your credit. If you need cash, it’s nice.

Great app!. It’s hard right now to get enough money from little cash advances but I was told by a co worked about this app and I looked in to it for haha and honestly I wasn’t expecting much because I never get approved for loans. However I downloaded this app and asked for 300$ and it took maybe 5-10 minutes and they approved the 300$! I can’t express how grateful I am right now. And there payback method is GREAT! They divide it up in to 4 payments, The interest is a little high however it’s manageable since it’s split 4 ways! I can’t begin to tell you how thankful I am right now! Thanks possible!!! I never leave reviews on anything however I just had to say how great this app is!! Plus! I can help my credit score with this!! Definitely recommend!

Glad I found this app. Honestly, this is a great loan company by far. I’ve been using this for a few months now and it has helped me cover my funds when I’m short on money. I got approved instantly for $200 and I’m really happy because it has helped me in a lot of ways. I was struggling with money and did lots of research about online loan. I still use Dave, Brigit, Earnin and this for cash advance in case I needed more. I had a really bad credit but man, after using this app, I always pay on time. Sometimes I pay days early and my score just bumped up to almost 100 points! It’s insane believe it or not, this loan company helped me build my score up and it’s still going as long as you pay on time. I highly recommend this app if you ever need building you credit or need money. This company will help you.

Horrible customer service and they ignore you if you bring up an issue. I had two previous loans with this company. I paid both on time until my third one. I was having issues with my bank I had on file and opened up a new bank account. When I went to switch out my bank and credit card info, it wouldn’t allow me. Because of that system error it caused me to get a late payment on my credit report which then dropped 45 points! Isn’t it odd that an app meant to help build your credit can turn around a destroy it just like that? I contacted Possible shortly after with the issue and instead of resolving it, the representative just kept sending copy pasted articles from the FAQ, which had NOTHING to do with my issue. After I realized the conversation wasn’t going anywhere, I asked to get in contact with a supervisor. The representative said I should hear from someone shortly. Well, it’s been a week and still nothing. All I’m saying is don’t waste your time on this app. Their response times are horrible and customer service lacks empathy.

Don’t do it! It will ruin your credit!!!!. I never write reviews... EVER! But I wanted to make sure to write this one to at least put the warning out there so that someone else’s credit isn’t ruined as well. I tried this app out because I was in between jobs (two weeks off) and thought it might be an easy solution to get my by, and definitely seemed easier and cheaper than doing a payday loan, it has been the complete opposite. First off, my email changed because of work and I was unable to update it on their site, so I contacted support.... four days later, a general response instructing me how to change it. I followed those instructions, still can’t log in. Contact support for help logging in... countless back and forth emails about “screenshots while it’s happening” and all this, which I sent eagerly... still nothing. Asked for a phone call, numerous times, like the site says... no phone call. It’s been two months of trying every day to get into my account.... still can’t log in, still can’t talk to a live person, and now I’m two months late on my payments. Tried to pay over the phone so I can just get rid of it, nope, they don’t do that. You call the “customer support” number and they say that they’re not answering the phone “so they can serve customers to the best of their ability”. The entire thing is a joke! Save yourself......

Improves credit - Great Reporting. This loan was easy to get. Had the money quick. I was able to secure a small loan for the first time, something that was easy to pay back. I was skeptical about the amount of improvement to my credit such a small loan and service like this could provide. My credit has jumped nearly 50 points using this and making proper payment. I recently just secured a slightly larger loan this time, I’m hopes of more improvement. The payment plan is so flexible that I can simply schedule my payments around my bills and my paydays. I recommend this for someone with a good banking account history to take small $50-$100 loans and making small payments to help start their credit off until they can secure a decent credit card. Thanks Possible Finance!

😡😡😡😡😡😡. The only reason for 2 stars and not 1 is I’ve had 3 flawless experiences prior to this loan experience. I Received $, and paid off $ with no problems at all. This time I’m stuck in an endless loop of linking with my bank account. I think I’m at a total of 12 different 1 cent withdrawals over the course of the last week. I’ve reached out every way possible, multiple times, including the “contact us” feature to no avail. It’s been a week since I’ve applied, and I’m still pending approval on the loan. I DID receive 1 reply from customer service to update my phone number, so I KNOW you are receiving the messages; however, anything I’ve messaged that really matters like “how many days are you all going to continue to endlessly draft my bank account?!” never gets a reply! Or “how long is this process going to take?!?” either deny me or approve it, but we are going on starting week 2 now of pending approval! Sure are a LOT of mixed reviews, really good and really bad, and now I’m one of them 😡

So far so good. With the other apps like Dave , Float, Klover, and Bridget they only base your income on a direct deposit from an employer where I have a monthly inheritance distribution check that i physically receive via mail and then hand deposit via teller or atm. I’ll have to look into how Possible determine the amount of each loan however iv done 2 loans at $75 each where as they other apps are $10 and $30 and $30 and declined with Bridget so I’m very happy with Possible plus the added advantages building my credit score up because it would obvious be far cheaper for me to apply for a credit card and pay off the charges each month than to pay the higher interest rate through Possible and other apps plus oh my god I had a couple pay day loans out for $1500 total and paying $900 in interest over 3 separate payments but $2,400 total payback on $1500 wow that’s just nuts but I needed the money to survive so. I’ll work on my money management and get things in control mean time Possible has rest been a big help.

Genuinely saved me from being stranded. So I downloaded Possible for the same reason you’re all thinking about it and was quickly approved for a $100 loan. The fees are higher than something like the Dave app for example (can you tell I’m an idiot with my money so I have to use these embarrassingly frequently) because whereas other apps are pay in full on your next payday style loans, Possible lets you pay back over a few weeks so you’re not fighting to keep your head above water every week. This isn’t even the main point though. Today, bc of a Vegas vacation and various acts of god, I’m on a quarter tank of gas with 30 cents in my account and have to get home from work. Possible has a feature that will file requests for refunds on overdraft fees on your behalf. Your press the button to do it, the claim is filed, set it and forget it. I just checked my bank account and have $32 bc Possible came through at the best /possible/ time. It would be better if I had enough self control that I didn’t need apps like this, but since I do, Possible is my first choice now. Thanks dudes.

This app is awesome.. I give this app 5 stars I’d give more if i could but possible has helped me with a lot. They’re my life saver and if you’re not able to pay on the date they give you, you can adjust it to what you want but it does have to be in the date range where it’s not to far away. If you don’t make much they do go by what you make to keep you from not putting yourself in a bind. So if you ask for the biggest loan and you get declined, don’t take it personal. They review your bank account and how much money you get but another plus to I believe that’ll help is always paying on time with them. They’ve been my life saver. The interest maybe just a tad high but it’s a loan that does help you out in time of need. They do get back with you in a timely manner if you email them. Thanks again possible for being here for me for three years now. Y’all are the people I seriously depend on.

Fraudulent App and Company. I pushed my due date back by the maximum allotted time in the app (which is before 30 days past due) since it is an option and I needed more time to make the payment. This is the first time I’ve had to push out the due date, but I figured it was fine and there would be no issues. Well, I was wrong. I logged into the app today just to check since I’m super paranoid about these new apps, their functionalities and owing companies money. When I logged into the app, sure enough there was an alert in the app that said, “your loan has been charged off.” How? My first payment isn’t 1. 30 days past due and 2. the new due date has not even passed. I still have about a full week to repay it. I quickly emailed the company asking why my account status reflect a charge off. It makes zero sense. This should be illegal. If you’re looking to get money, try your best not to use this app. They seem way too new and are very misleading. I’m sure they will be put out of business sooner than later.

Don’t be fooled.. I have used possible for quite a while (since February 2022) pretty consistently to catch up on debt and things. Never any issues, I would generally always get offered the full $500 and would always pay it ahead of time, or at least on time. I started consolidating debt while still using this to help along the way and my offers changed to less and less and less despite the loyalty and on time payments. I understand the why, but it should be treated which how my service is with you directly, not because of my credit history that I am slowly repairing. Especially when it didn’t affect my payments. I tried to be patient, but my amount never got higher again. I am finally paying my last payment for the last loan I will ever get here again. The funny part? The payment is due to tomorrow when I get paid (I had already paid ahead early twice so I’m ahead of schedule). Again payment is officially due tomorrow March 7th. Well, the payment initiated today and tried to pull today which resulted in my receiving an email that my payment was missed…. Why would I continue to borrow from a company likes this despite the loyalty given and they are purposely trying to do sometime like this? It’s been helpful over the years, but it isn’t anymore. Dave and Empower have been more consistent, and most helpful.

It’s good until you pay it off...... A friend of mine told me about this app and how quick and easy it was to get a loan. I’ve had my share of payday loans and really didn’t want that hassle or headache again. A time came when I really needed the cash so I took a chance and applied. The application process was really quick and I got an approval response lightning fast. The option to get the money instantly to your debit card (free option for now) is also another easy convenience of this loan. I tend to do better with payments when they auto draft from my account so it keeps my payments on time. All was good my score was going up every time I made a payment. When it got to the 3rd payment, my score updated tremendously. I was stoked.....it wasn’t until the last payment status hit my credit that I noticed a major drop in my score over 100 points on Credit Karma. Possible will report the account “closed” after your last payment and “closed” accounts will always negatively affect your score. So the increase I thought I had was actually none existent. If you’re in a hard spot and need quick cash go for it. As far as building positive credit history don't bank on much. Only benefit is you can increase your loan amount after you’ve paid successfully.

Shady. I needed to reschedule a payment. I did so well before the deadline of what they gave me for rescheduling a payment. Then I received a text stating that the payment was being processed anyways. I tried to go to the app to see what the issue was I was logged out. Logged back in and I can’t view my loan history or payment due dates. It started the process all over again to get me to loan more money. I used this in an emergency because I’m poor and I really don’t like owing money. This also appealed to me because it said it would help my credit. Now I’m going to be over drawn and charged a fee because our whole financial system is broken. That’s besides the point. After emailing support I got a reply back saying ‘sorry not much we can do please try and reschedule payments two days in advance’ which I did. No transparency even though this is my financial credibility on the line, my credit on the line. We all know these things run and can dictate our lives in this society and mines in jeopardy because of a mistake they made.

Highly recommend! Quick Easy!. I came across Possible in the Providers app ( snap app ). I was in a bind. I’m on ssdi, my primary care doc had just prescribed some new meds my part D Medicare didn’t cover and thankfully I was approved for $50 and that’s all I really needed. They let me pay it back in 4 payments. I got they Monies deposited within 1 hour. Thank you so much Possible for making that happen!! That was last year 2022. This year 2023 I’m in a jam again I’m seeing a dermatologist now and he’s prescribing me some heavy duty stuff and of course it’s not covered either. And Possible to the rescue (: ❤️ thank you again for making this happen and I can go get my meds I desperately need !! I highly recommend them ! Just remember to always pay your loan on time ! I did (: it helps boost your credit I saw an increase in my credit score which I’m still working on (: pay on time. And make sure to have a good banking account in good standing. Happy trails 🐾

Real Humans. I am not happy at all with the company. 1st I applied for the loan, it was approved quickly, but somehow instead of putting it in my account it went into my husband’s account, which is why it didn’t benefit ME! I took the loan for a specific reason, NOW that the put the funds in the wrong account the want the right information to get the funds from. I reached out several times to get it fixed no response. So fine, now it’s the 26th payment is due the 27th yet I rescheduled it for January and all of a sudden the app goes out??? Then instead of allowing me to VERIFY the account information they have, the app will only allow me to Update the information. Had they corrected the error they wouldn’t have this issue. Now my attempt to push the funds back according to to the app, along with Verifying what account information they have is blocked. I took out the loan and I’m the lead on my account. The funds went into my Husbands account now it’s my fault that you can’t get your money on top of their is not 1 Human Person that can call me. I’m glad that everyone has a great review and experience unfortunately mines has not been

Great for the Worrying Soul. I’m the brokest person I know. I’m starting my second job next week, and I really needed some last minute cash to pick up some new clothes for work. I was really worried because there was a chance that without the right uniform, they might fire me from the position. I set out to find a solution. I’m extremely wary of fraud, being pretty young and knowing that I need the best credit if I have hopes of doing literally anything for myself, but I was desperate. I found this app, put in a request for 200, and it lent me 90 the next day, although I thought I’d get nothing since my credit is garbage. Thanks to them, I can buy groceries and the clothes I need so I can have an easier week- no need to ask friends. The only thing is, I feel that the app shouldn’t market itself as having “no credit check”, since I feel that it does, indeed, loan you money based on your existing credit. Good application, however-no scams here. 🦊

App doesn’t work and they do nothing to fix it. I have had and paid 3 loans through this company. Everything was great. They’ll approve you the amount they see fit which may be less than you asked for. It’s actually a good service but their app is trash and even when you reach out to them multiple times to fix it they don’t do anything other than tell you to “force close” the app, which does nothing, and try again. I applied for a loan and expected to be approved and then the app was trying to say my bank account was not connected and it is and has been and the screen still shows to add my bank info and won’t move off that screen and then They said my application expired and I contacted them multiple times and they did nothing and still have done nothing to fix their app errors and they even said my bank is connected but I unfortunately don’t want to use this company anymore because this seems like a minor issue that should be easy to fix yet they don’t seem to care about having a repeat customer, Nor do I care to keep waiting to see if they’ll fix their app.

Worst customer service. What business doesn’t take phone calls from their customers? What business tries to: debit payment funds prior to the payment due date, then sends an automated text message at 12:06 AM screaming that you’re delinquent, while also threatening you with all kinds of “or else” jargon on the app, while still not taking phone calls, then “out of the blue” a payment does go through on the payment due date but the app still says your payment was unsuccessful (it cleared the account over 10 hours prior) but shows “pending”. Not only that, but what business reports you as “defaulted on loan” in less than a days time? I have NEVER been late. Ever. This is absolutely the WORST kind of customer service. No phone calls, no answers to emails. Like, seriously? You’re going to report an on time $46 payment as late but then don’t accept the payment (on the due date) and still claim a default? No thanks. Your device just isn’t worth the hassle. Plus, the way you report to the credit bureaus does nothing to help your credit, as you do claim. Because it really doesn’t help when you delete the record from the report when the loan is finalized.

The app idea great but is constantly broken. This app was amazing the first time I used it. I needed an emergency loan and I literally had all the money I needed in my account within 15 minutes. The payments were easy, I could reschedule with no problems, and it boosted my credit! But now, I needed to pull another loan for a backup for a trip thinking it wouldn’t be a problem, however I kept getting errors in the state selection screen saying “ oops! We are having problems”....that was almost two weeks ago...Since then, nothing has been fixed and I even emailed asking what the problem was. They messaged me back saying they are updating in the California section of the app and cannot Lend to CA residents till it’s fixed(and also said she did not know when it will be fixed in a seemingly passive aggressive way) it was totally understandable at first. Every app has problems and sometimes needs updating. But two weeks??? And on top of that, now It’s giving me log in errors too! What if I had a payment due today and couldn’t even log in to pay it off?? I love this app, the idea of it is amazing and it helps a lot of people in emergency situations and (IMO the best part), it builds credit! But the functionality is horrible and very disappointing. I would rate this app 10 stars if I could, but I have to give it a 2 due to all the problems :/ Come on guys, you would blow all the other money lending apps on here out of the water if you could just figure out your app problems!

This app really works!. I had been looking for loan place options and apps; applying here and there. Big mistake! All I was doing was dropping my credit score, even with applying for super small loans. Gave up on that and simply started getting myself together and in due time, something would come up right? Yes! I had actually downloaded this app about a year ago and had forgotten that I had it until I received a notification saying I was being pre-approved, etc. Didn’t really pay attention to it. I remembered about it though because, I had fallen short on some important expenses after lending a friend some money. Remembered the app again, debated on applying, ended up applying and didn’t think I would get approved, but I did and within minutes! Received the money in less than 15 minutes after that!! Freaking amazing! Definitely recommend!

I like this loan place. Ok I applied for the loan due to them report to your credit first loan I got approve paid off now on my second loan it’s five stars far as putting your information in getting approve in money in your bank in no time. The problem where I give less stars! Is because they log into your bank account milt times a day.. I don’t know about anyone esle but I get notifications every time I log in my bank.. so I’m always getting a notification about them logging into my account showing me the IP address.. I hate that before I knew it was them I had change my password than when it got close to pay my loan. I notice it said my account was dis on so I reconnected.. and it started all over agin that’s how I know it’s y’all.. everything I like besides this issue. Like why do you have to keep logging into my account what’s the reason!?

My legitimate bank account is PREPAID?!?!. Unlinked my bank for no reason. Tried to relink it and was told my legitimate bank account that I’ve used with them for literally YEARS is “prepaid” (?!). It is absolutely NOT a “prepaid card” or a non-traditional banking source. It’s an actual bank that literally shows up in the search when you try to use their link feature. Reached out about this 20 hours ago and not one person has replied. Rage-deleted the app— we’re done here, this is sloppy service at best. Why are all these once-great apps becoming complete garbage now??? First Dave, now THIS. UPDATE: finally got the bank account issue fixed, but they’re still getting a one-star. I finally got a response back, and since the problem was resolved, as I asked them to close the ticket. Their response to that: “We understand your hesitation to send sensitive information over the internet, but please provide us with *list of personal info.*” WHAT DOES THAT HAVE TO DO WITH WHAT I JUST SAID?!?!?! When did their customer service get THIS bad that they completely ignore you and send back something completely irrelevant????

STAY AWAY. You will never stop getting calls and emails. Calls are outsourced and they won’t stop no matter how you threaten them. They are rude and hang up on you... I’ve been close to tears because they call about ten times a day seriously. If anyone reading this is an attorney, please help me... I have to get my number changed even though I need it for business reasons. When you ask to speak to a supervisor, every single person says, “I am the boss”. I can’t understand what they are saying (they outsourced to India), so several times I’ve asked to speak to an onshore rep (which we always have a right to, legally). Today when they called for, seriously, the fifth time, I demanded to speak to someone in America. He said he was in America... I asked which city and state... he mumbled something. I said, “name a city in Ohio.” Silence for about 35 seconds, he then said, “Ohio is my favorite state, because I love rock n roll music.” He clearly Googled, “Ohio”. It was embarrassing. I didn’t even continue with the loan process, months ago, because it seemed like a scam from the start. Please beware. They harass and have no shame. You will have to change your number... I don’t see any other way. Please help me.

Stay Away. These guys are really bad! Stay away. So I had a loan from them For $90 thinking I was a payday loan not an actual loan. It was broken down to 4 payments every two weeks. I made one payment on due date then on my next due payment I had a problem by my bank account so I reschedule for a later date because there was an option for another 2 weeks later. By the next due date I still had a problem with bank account so I try to reach them so I can cancel my payment I can send them a money order but they did not respond. They responded after my bank declined it so I got a fee from my bank. So I told them I would send a money order for remaining balance. They told me that they will mark my account as paid off and on time. One week later I get a email saying there will be a payment due and coming out of my account. I email them that I had paid this account in full, got a response saying don’t worry it was a computer error it won’t charge your account, but it did so I got another fee from account. After I had paid this off. And I found out the next week they reported my credit report being 30 days late after they told me it was paid off and on time. So I emailed them, they told me that they made a mistake and that by law they had to report as being 30 days late. After they told me it was paid off and on time. I have evidence on my email about all this so please stay away from this application they are bad business!

Great if you need cash but terrible repay system. They keep saying my accounts either have a problem, can’t connect a debit card or have insufficient funds. I have contacted support numerous times with receipts of the money available in my accounts but they take forever to respond back. I don’t want my account in default over what is an error, I got this loan to build my credit not tarnish it over some little qualm. It would be much better to have a phone system to fix issues (like why wouldn’t you have representatives for something like this) AND the ability to pay with any debit card. This bank transfer stuff is so 2001 and is inefficient to fix. A basic website with shopify will allow you to take pretty much anything even Apple Pay to fix these errors. even a chat option on the app would be better. Please fix this we do not want to be in default over this. We have the money y’all system is just terrible.

I swear this is my favorite app of all time now. I’m in a pinch stressing for money all weekend and I decide to google how to get money fast and this pops up. I’ve tried these apps before and there was always an issue especially because I’m on unemployment right now which a lot of the loan services don’t accept, since it doesn’t get direct deposited into your personal bank account but on a prepaid card. All I did was enter my ID, SSN, and my link my bank and I was approved in less than a minute. Not for the full amount, but still a good amount that helps me SO much. And they offer payment installments so you have over a month and a half to fully pay it off. The money was in my bank account within 3 minutes. It doesn’t check your credit either. I cant stress how amazing this app is and how much weight it took off my shoulders. I have a feeling I will be using this amazing app often.

Please fix your “re-linking” bank issue - Super frustrating!. 3 stars because, while it does provide fast loans with fair paybacks, I am just so fed up with this app to give it any more. It’s SOOO helpful when it works, but EVERY time I reapply for a new loan, I need to re-link my bank account, and EVERY time I get stuck in this loop of it telling me, “Congratulations, we’ve successfully linked your bank account”, then does nothing to redirect me anywhere, so I close out of the page or click the back button and, you guessed it, it’s still not linked! So the process starts over, to no avail. Why it evens gets unlinked is beyond me. I’ve had 5 different loans with this company, all paid back on time, never even missed a single payment for any, and yet it’s as if I have to hold my mouth right in order to get past this issue and accept a loan. It seems like it gets harder and harder to borrow each time, and I am so frustrated!

Love This App‼️. As far as being fair and building credit goes, this loan app is the best. I would highly suggest anyone trying to repair their credit to give it a try, especially if you find yourself in a small financial crunch! I never have to worry about being late or if I can’t make a payment, I can just adjust the dates. The amounts that you can take out increase every time with good payment history (bc honestly that’s all I’m using it for, trying to rebuild my credit). Plus, it comes right out of my account, which most times I don’t notice it bc I set up my payment dates for the same day as a deposit. They also report your good payments to the credit bureaus so it helps your credit. I’ll use this app again and again if I need to. I’ve never had an issue. Super easy. I love it. It’s great!!

I had good things to say until recently!. The customer service is non-existent. I had an issue and they responded with a message that didn’t even remotely answer my question or even relate to what I asked. It’s like they answered based off a few key words and didn’t even read my message. I responded back and haven’t had a clear answer for days. The processing time for payments gets slower and slower. It claims a 24 hour process time for debit payments, but mine has been “processing” for almost 3 days now and no can explain why or even reply to try to explain. It’s super frustrating when this is a financial app that deals with your money and bank info. There is no chat feature or phone number to get immediate help and the app faq section is either outdated or just plain incorrect. I’m hoping my issue resolves itself, but it would be nice for the company to actually try to help their customers rather than ignore them.

This company is horrible.. I was invited to be part of a beta testing for their credit card. After trying to apply I get denied because of income so I double check everything and here my main bank account was not linked. So I write to customer service to fix it and go through 3 days of them having me try every way possible to link my bank account but am then told it may a problem with communication to my bank. Worst part is one of their app preview screens in the App Store literally shows my bank in the list of banks accepted. In the app there’s a list of banks not accepted mine is not 1 of them. So a rep tells me it won’t stay connected but they’re working on it that I should try to reapply later in the week. Well that would be great accept I then gets text that the beta testing slots are now full. So I write customer service and tell them it’s not fair. I’m told the slots are full I’ll have to wait till next opening. What a let down!!! I’m so disappointed!! What a horrible way to do business.

It’s possible. great app I’ve read negative reviews from time ago it’s clear they’ve gotten better this is definitely not a fake review and I hope I can get a developer response, this past week I’ve been trying to get a loan but I couldn’t I knew maybe this one would help me out for the past two days the app was crashing everytime I would press continue after asking for - a $500 loan I spoke with customer service via email their response time was amazing maybe 15 minutes after my email they would respond.. each time ! Each email it’s crazy great customer service I tried again a couple always later and the app worked perfectly whatever was wrong was fixed and I got approved for a 500 dollar loan so great im so glad I found this app good customer service good approval odds it might have its bugs but it doesn’t change that you won’t find a app as good as this one thanks possible you really helped me out I needed this boost and this will set me right back on track.

Easy Peasy!. This app was recommended to me by Credit Sesame. I had a BK after my divorce about six years ago. Once it was discharged, I was hit by tons of credit offers- not the best for someone fresh out of debt. Between that, medical bills, having my second child and tons of life events (you know how it goes- when it rains, it pours), I was struggling a bit and it affected my credit score greatly. COVID has been another kick in the shins too. Anyways, I’ve been working extremely hard to raise my score the past nine months and Possible does just that- and it’s EASY! Best part is it’s not a hard hit to your credit. Possible is similar to Self (which I also highly recommend & love!). Possible & Self are amazing apps. They help those of us that are trying to improve, but conventional credit cards don’t trust us bc we made some mistakes. They give you and inch and it’s up to you to take it a mile and make it work for you. I’m appreciative for any help offered that helps me dig out of this trench. Slowly but surely, I’m almost back in the mid 600’s. I’m excited to see how much Possible helps me. The application process was a cinch- took less than five minutes. Money gets deposited within an hour! Sure, it may not be much, but that’s not the point. Possible is designed to help improve your credit score. In turn, you pay maybe 20% on top in fees. But to me, $40 is worth it for some extra cash & a possible improvement in my credit report. Thank you, Possible:)

Great App but lately no so much. This app was great in the past, it helped me out so much and helped me raise my credit score on numerous occasions. It came very handy when money was in a tight spot or you just need some extra money to get by. But as of late this app has been a complete let down more recently they haven’t been allowing me to take out a loan even though I made all my payments on time and never owed them any money and that my credit score was a 620. Also what they don’t tell you is that once you pay back the loan your credit score declines and without the option of being able to receive a new loan it puts a dent in you credit building. The worst part is that they never give a definitive answer as to why you were denied, I received numerous correspondence in the mail but all were vague as to why I was denied. Lately it has been a completely horrible to me and idk why. I recommend this app for first timers but always remember it will run out one day.

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Disappointed. Highly disappointed in this app I truly needed the money right away and I thought that was this kind of app but obviously not i was expecting it to be in their next business day and on the app it shows that $200 loan was deposited on the app, but it was not in my bank account. I reached out to their customer support team, of course via email it takes forever to get a response from and they told me to reach out to my bank because it was deposited and they gave me a tracking number, reach out to my bank, and they advised they never got a loan sent to my account reach back out to customer service on the app letting them know and they said that they were going to escalate the matter. All I know is they better not take out a single dime out of my account to pay back a loan I never even received because there will be a major problem.

Never Got My Money. I got approved for $280. I used the option to receive the money via Debit Card and that would be the quickest way to get it. So that is what I did. I check back to see if the money in the account the next day, it is not. So I go to the app, and In the app it told me that something went wrong and to check my email to follow next steps so they could deposit my money. I went to my email and there was no email. I checked my spam and junk folders, there was and is STILL no email. So I rewatched out to customer service and it has been 2 days and I have gotten no response. I’m scheduled to make my first payment in the 11th if this month. It looks like I will be making payments on a loan I never received and didn’t even get to use. I needed that money to pay bills, but now I can’t. I’m just very upset and need someone to get on touch with me ASAP!

Got the job done. I downloaded this app because my family needed groceries, unemployment has been pending for 2 weeks, & I still don’t get paid for 3 more days. Less than 30 minutes after reading about this app online and filling out everything it asked for I had 225 in my bank account. I had to give my bank info as well as my ID & SSN. I put the option to pay it one payment and it gave me the option to have it in my bank for free. I wouldn’t necessarily say free because I’m paying a fee of $45 to get this money which is fine because we need it now. This app took my stress away. I suggest giving it a try and do keep in mind my credit isn’t the best so there’s a good chance of getting some help

Bad support and faulty app. I would give 0 stars if I could. I had two loans with these guys and on the third loans I started having issues with the app not accepting my payments. You would think that there would be an easy way to remove payment information and be able to pay on the same day but you have to schedule a payment a few days later. Once I scheduled the payment it still wouldn’t accept my card or bank. This is the same bank and card information that I used for the two previous loans. It takes support 3 whole days to get back to you. When support finally got back to me they sent a text message in order for me to make a payment but when that didn’t work and when it came time to pay again I wasn’t able to. Now my credit is messed up because of the app having technical issues. Never getting a loan from them again. I will take legal action!!

Best app ever for short term or long term loans. Seriously i love possible finance , i have been using them for over a year or two even though they had a break for a bit when they weren’t offering it in CA but thankfully they started to again and has been amazing! Their installment plan is amazing , they understand and work out an amazing payback plan with a standard and reasonable time frame. Compared to other loans companies that expect the money back within the same week or next payday! Seriously thank you possible finance , you have helped me out a tons , wish i could get more than $250 as i make like 5k a month but even so i highly appreciate your services! Also if you have a MasterCard or visa the money is literally in your account within minutes.

The absolute best.. Easy to access money. Customer service is wonderful. I can refer anyone anymore in my state because they discontinued their contract in Mississippi but already established account remain active. When I tell you this app has truly been a blessing. I wish they had a credit card. I can express how much I appreciate being able to pay off debt or buy groceries with out any hassle. I had car expenses I couldn’t afford. I was able to get home safe and get what I needed. They report promptly to the credit bureau with drafted payments installments. Yes installments!

Worked for me!. I’ve been waiting a while for this app to be compatible with my state (Ohio) and today I got an email saying that it finally was! I redownloaded the app and requested a loan for $300. That was around 3pm. Around 7pm the same day, I got a notification that I was eligible for a loan for $125 which is better than nothing! I accepted and the money was in my account in less than 20 minutes. I’m very thankful because I have an expense coming up that I otherwise wouldn’t have been able to afford so thank you Possible!!!! I also love the fact that the repayment is split up in 4 equal payments so you don’t go broke trying to pay everything back at once. This is my very first loan and so far so good!

A true blessing!. I have a hard time even finding words that accurately describe how pleased I am with the service provided by Possible Finance. The app is easy to use and I had an amazingly wonderful experience through email correspondence with customer service and I seriously can’t thank them enough for the service they provide and the care they show customers. It’s like borrowing money from a good friend that increases your credit score! Seriously the best experience I’ve ever had with a lender and being app/mobile based just adds convenience to an already perfect transaction! I will not go anywhere else for installment loans from now on! 110% recommend!!

Incompetent who prey on people. I have been fighting with this company for the past month. I have tried every possible amount and been denied. I have proven income, SS, proof of fiscal address, my drivers license and Very time I am disappointed all I am trying to do is fix my credit from lots of mistakes I made in the pass. Consolidate from others to one payment but I guess they are affiliated with the other apps and just don’t want to loose that money. Anyways beware don’t put your hopes up high if you don’t have good credit being my score is a 643. Now delete my account and I will withdraw the truth about this app. Update: what a response my account just received more than you would spot anybody and all applicants paid with a substantial balance! Your algorithm is to benefit yourself and preying on those who struggle paying there debts not to help others rebuild there credit. Be honest to the people who needs.

Quick and easy. Although I was only approved for a small amount, the process was super easy. I did a little digging and research on the founder of this app, and he's a local guy (Waahington State) that seems like he built this business out of good faith and need for lower to medium class folks needing better assistance. My terms are do-able, and they scheduled 4 easy payments for me to build a good history with them to be able to hopefully borrow more in the future. *Update* Paid off my small loan on first payday, applied for a larger second loan the very next day was again within 24 Hours, for a much larger amount. Thankful for a service like this in times of financial trouble.

Kinda pointless. I downloaded the app after my sister told me about it. Linked my account sent a picture of my ID... did everything I was supposed to do. Went ahead and tried it out and did a loan of $100. Paid it off. Was my test run! So a month later I actually could use a loan due to unforeseen health issues only to be told they could not approve me now. Stating my account wasn’t linked successfully and couldn’t verify my income. Even their app states my account was linked successfully so tell me something else. Absolutely nothing has changed. My payroll is direct deposited every 2 weeks! Not sure what the point is for the ap really. Yea it worked the first time with no issues but I’m not the only one based off reviews that it’s mostly a one and done kinda thing. Not happy about that. Customer service was not helpful at all. Sorry can’t recommend this app.

Terrible Customer Service. I can not recommend this app due to the terrible customer service. I’ve tried multiple times to get in contact with someone from Possible to take care of a past due amount and it’s has been almost a week with no response. This is unacceptable and the phone number I found through a google search tells you to reach out through email and I’ve done it repeatedly with no success. I try to pay the remaining balance off on the app and it keeps saying the payment has failed. I’ve doubled checked my bank account info, debit card info, and my bank account balance to make sure it is correct and it still fails. Literally this is the only thing holding me back from getting approval for a home loan. Please AVOID this app at all costs. I do not leave reviews ever but this needed to be brought up.

Don’t waste your time. If Possible would use a different partner than Plaid it wouldn’t be an issue but Plaid is the problem with this app. It will randomly disconnect you from your bank account and then it won’t let you reconnect and it seems to be that way too with other money apps that use Plaid as their partner. I can’t reconnect my bank anymore because it says too many failed attempts please change your bank log in information. I changed my log in information several times like Plaid ask but it still won’t connect and it still just keeps saying please link another bank or change your bank log in information. I don’t have another bank so I’m now unable to use an app that was extremely helpful all because of their financial partner, you can’t even call Plaid to try and get anything straightened out because they don’t have any live people to connect.

If you are desperate for cash for as little as $250. I found myself in dire need of money due to our recent move to a bigger house and unexpected cost/expenses on a new venture my husband is establishing. In short, I needed an extra money to pad my dwindling bank account. After reading reviews, I went and applied. True, applying is easy but this company will “rummage” through your bank statement and will scurry away if they see another lender (for the company we are setting up) getting auto-paid in said bank statement. I applied for $500, got approved for $250! Nice, but I made a hard pass. But this should not discourage anyone trying to borrow money from this app. For a loan amount of $500, you’ll pay an extra $125 - if you’re okay with that then go ahead. I think you’re better off selling your used PS4 to get the same decent amount of money. Just saying.

This app is amazing!. I’m not gonna lie and say I had the best credit score. I had unpaid hospital bills, unpaid loans and credit checks that gave me a very low credit score. When I got my loan with possible finance, my credit was 508. Low, I know. I borrowed a small loan a few weeks ago and this morning I checked my credit score it was 519. I thought that was because of possible finance. Turns out, it wasn’t but something else had been closed making my score go up. Just got a notification from my credit karma app that said possible finance was added and when I looked my score was 572. I am literally crying with joy right now because I am almost out of the red. This app is amazing and I would recommended to anyone trying to help rebuild their credit.

Stuck on linking bank account. I have used this app for 8 loans over a long period. I've never had any issues but with this latest loan it will not link my bank account. I think it's because they're using this third party "plaid" to link accounts. I never noticed them before this application. It's beyond frustrating to try to link your main and only account and have it not work. I tried to link my account several times over a span of 2 weeks but at this point I'm going with a different lender. Update: Applied for another loan and was denied even though I have done 8 previous loans with no problem. Also stuck in a loop currently where it says I need to relink my bank account but it won't process my banks login credentials. I'm giving up.

We’ll see what happens…. The mailing I received talked about ways Possible is different. I did receive a loan just now, but not sure what to think. I don’t see anything different. 240% interest, payable in 8 weeks like a typical payday loan. The payment date IS adjustable, which is a plus, but you will pay more interest. Also, it said I’d have my money as soon as I signed the loan agreement via my debit card, yet it never asked for my debit card number. Apparently, now I won’t have it for two days. All of this is fine I guess, but when a new company comes along promising “a better way to borrow” and “money in minutes”, it looks bad when that company fails in what it says. I like honesty and transparency. We’ll see how it goes.

Payment issues. It was awesome when I got my loan, since I’m trying to build credit. My issue is my first payment! My first payment was supposed to be on 11/26. I get an email saying my payment didn’t go through and will have to update my payment information. So I did, and got rescheduled for 11/29. Received another email saying payment didn’t go through. I have funds in my account, so I decided to use my other bank account, updated my information. The next day when I was trying to view the app, I received a message that I would need to verify my bank account. I added my card and said that it was verified, I tried to press continue and was stuck on the same page! So I decided to verify my bank with the bank account, when I hit continue the app automatically closes!! I’ve been dealing with two different reps by email and I get no assistance! I JUST WANT TO MAKE MY PAYMENTS!!

Update Banking. I’ve emailed Possible multiple times that my daughters acct is attached to my own personal accounts. I’ve kept switching her acct back to mine, bcuz the app decides to keep linking her acct to approve the loan. When I first used Possible, I had no issues and my daughters acct was in the list of accts and it didn’t get pulled. Regardless, if I said that’s not the correct acct to include bcuz it’s not mine, I expect Possible to remove it or don’t use it. I never been late or missed a payment before the shenanigans. It’s changed a lot and they’ve dropped approval amounts and my income remains the same. It’s building credit and having something reporting I liked the most. It’s all changed now.

This is legit app. I’m literally crying right now, I did not think is app would work based the amount of downloads and your always cautious about scams out there. I applied hoping to get approved since it’s my sons birthday weekend and I promised him I would take him and his friends on this new arcade place here that opened. Recently some expenses came up last minute and was not sure how I was going to pay for this since I do not get paid until the following Friday. I know some people have other alternatives to ask for money, but I am limited myself. Thank you for the approval, you don’t know how much this goes a long way. Thank you again.

Slow to move and not intelligent. I waited a week. Forced to submit my ID several times. Was basically told I lied about my income even though I gave supporting evidence. Just do not treat people professionally or with respect. Update I still have not gotten a response of any kind nor do I think I ever will These guys just keep hitting me right where it hurts the most. They have now blacklisted me in their system and in no way shape or form complete a thorough check. 3 minutes is not thorough. I also Must laugh when they use phrases like proprietary which actually means “I’m going to eye it up and make a judgement call.” I am beyond upset at these people! This app and the business are kind of like fake news only worse. What is so sad and disheartening as an American is these people actually think they are doing a good thing for people. Just sad and fake.

First time user. I was skeptical at first because I’ve never used a loan app but I had no issues at all . I was approved for 300, and on 2 of my payments I was able to get extensions on the payment date , also my credit score went up 12 points once they reported that I had paid the account off . They also sent me emails reminding me of draft date and telling me that I could adjust the payment date if needed . When my loan was approved I got the money instantly . Will definitely use again . I think people who had issues with the app maybe removed their bank account from on file or had no funds to draft payment etc.......

Can’t answer the phone. I got approved for a loan but they said there was a problem with my debit card. So I went with direct deposit. Then there was supposedly a problem with that even though all my routing information and account number was all correct. So they didn’t put the loan in my account even though I got approved for it. I’ve tried calling the number they provide. I’ve emailed them at least 5 times. Nobody answers the emails or phone calls. I feel like this is a scam to get my account information because nobody is answering the phones or any emails from the contact us link that they keep saying to go to to contact them n nobody answers!! I just hope they don’t take the weekly payments out of my account since I didn’t get the loan because it still has the weekly payment list on the app but I never got the loan sent to my account. It said direct deposit failed. I would not recommend trying this app to anybody.

I wouldn’t use it. I’ve tried possible multiple times using different bank account , I get over 2500$ deposited into my account every month and I’ve had all of my accounts for about the same time (just under a year). First off they do NOT accept chime even though it is listed on their “link banks” tab . Chime is my most used account and then they make you wait to reapply when they don’t state which banks they do or don’t accept, after trying my chime I tried my Wells Fargo account which still gets a pretty decent amount of direct deposits into it and even then… THEY STILL DIDN'T ACCEPT IT for “not enough qualifying deposits” even though it’s a pretty decent amount (over 1000$ a month ) so honestly I wouldn’t recommend it . Especially if you don’t have a “big bank” or get at least 1500$ deposited a month

WORTH IT🤩🤩🤩🤩. I’ve been using the app for a few months now & thought they deserved a good review because I love it! I haven’t had any issues yet! So, you choose the loan amount you want and you get it in a couple days. You set up your payment dates whenever is more convenient and you even can reschedule them....it’s a different type of loan 🥰 I do love when it comes to them taking the payment they give me a heads up a couple days before & the day of so you’re not surprised when they take it. It does not run your credit when you apply. It does however report to your credit each time you make a payment & that’s what mattered the most to me & that’s why I downloaded! I most definitely recommend this app 5 stars well deserved ⭐️⭐️⭐️⭐️⭐️🤩

Miss the original app. When I first started using this app, it was a few years ago, and it was much more user-friendly. Now, they use “Plaid” to link to your bank account, and you can't change a payment method without emailing the Possible staff. I'm giving it three stars because, unfortunately, I'm stuck in this email loop with them since Plaid had decided to pull the wrong account when I linked it with Possible. I was charged a $35 NSF fee when I contacted Possible about the mix-up. Instead of offering any solution, it was pretty much, “Oh well, beg your bank to reverse the charge.” I am disappointed since I really like this app, and it has helped me in my time of need, but now I just want to pay off this loan and be done with them.

This is already paying off!. So I decided to download this app & apply for a loan just to see if I could get approved. I got approved, but for a smaller amount (which isn’t a big deal). Now the trippy part is I got an alert from Credit Karma about an inquiry from Possible Loan, so now I’m thinking negative thoughts already, but I checked my score & my Transunion score jumped 59 points & my Equifax jumped 75 points!!! This has NEVER happened to me in my life & I’m just thrilled that I kept checking my score just to see if it was really real lol. I encourage anybody to please check this app out. It’s really worth it & now I’m actually able to apply for & get approved for a credit card after being denied for YEARS!!!! Thank you Possible Finance. I’m a true believer now!

Helpful. Most loan places/apps have ridiculous fees and do not have reasonable payments but possible works with you to ensure you get the assistance you need and does a great job working with you on payment schedules as well as ensuring you don’t take on more than you need. They are quick with response time because they know you need the money as soon as possible when you’re in a bind. They are easy to use and have a quick easy method for good or bad credit. Would and will definitely recommend this to all of my friends. Thank you POSSIBLE for the help.

Shoddy payment system resulted in damage to my credit. This platform is a joke. I initially would have rated it five stars, however when the time came to pay my loan I couldn’t! Because of some weird restriction in their system, I was unable to enter my account number fully. After days and days of back and forth I was FINALLY able to pay my loan in full. I was then advised by their team that the late payment on my credit report would be removed because the late payment was not the result of my own inaction, but system limitations. Fast forward three months and almost ten unanswered emails later and I haven’t heard a peep from them. No response whatsoever. What joke. Find a better option and don’t use this garbage platform unless you are fine with putting your credit health in the hands of people that couldn’t care less about taking responsibility for their own mistakes.

Amazing app!. I have been using Possible Finance since December due to the pandemic putting me in a financial hard spot. Once I realized that I could build my credit with small, easy to pay off loans, I’ve taken out two loans since. They are super understanding when it comes to paying off the loan and will even let you reschedule your due date if life gets in the way. They have a feature where they will contest on your behalf any bank fees you have received and while I haven’t had a refund yet on a couple of fees I acquired due to an unexpected bill, I appreciate the feature and Possible’s dedication to their customer’s financial stability and safety. Thank you, Possible Finance and the amazing team that have made it possible!

Amazing. Im writing this review because i didnt no they report to the credit bureau but after making my first payment they reported and my score jumped 71 points i been working on my credit for two years and got it to a 600 and this boosted it even more i was able to get a 100$ advance with ease and u dont pay it all back at once but in 4 payments and if u cant pay on ur due date u can chance the date as long as its 2 to 3 days in advance i highly recommend this app not only because it is helpful but also because report to the credit bureau and if u are like me working on building it up then this will help alot.

Possibilities. (Inhale.....Exhale) How refreshing it is, to breathe. That release of tension we all feel that gives us peace of mind and brings us that evasive stillness in our perpetual moving world. In this case, the exceptional individuals at Possiblefinance are at the stem of how I was afforded that sensation. Their app is unparalleled by any loan firm or banking giant on the market. Informative, reasonable and transparency set them apart from the pack. After being approved, I read into the company’s background and founding & it was not lost on me why the app was of another caliber; It was clear the professionals behind it were more interested in people than profits. Thanks again!

Don’t use any other app. I fell on hard times recently and I really needed a boost back my feet, so I tried possible and hundreds of other apps and websites. Many of the websites want too charge you insane interest rates for very low amounts, others want you too take out more money then you need, some make you buy a expensive subscription service, some just take it out of you’re next paycheck. All of those apps woulda left me broke, but possible gives you a good amount with a decent interest rate and a great amount of time too pay it back. When I needed real help possible was there and though I hope I don’t fall on times like these again, I’ll have possible installed and ready to ho just in case

Review. I’m not all that happy with possible! They gave me a loan one time I made every payment on time except for the last one & it was only a few days late due a bank issue that wasn’t my control. After applying for a new loan I tried several times & each time it tells me it couldn’t approve me because they couldn’t pull enough bank history. I never changed banks or anything. I was pleased with it at first & it was helping my credit but after being rejected several times for a reason that just didn’t make sense I gave up! This was the only app I found helpful unlike others & it ended up disappointing.

Only loan app that really pays lol!!!. Absolutely love love love possible . Out of all the apps on the App Store i always get denied cause of course- credit, or not enough checks had went into the bank (I have so many different banks it’s unreal I switch around LOL) but no I have never been denied with them and have taken out multiple loans. And it helps your credit! Love them!!! I have been trying to look at other apps still but no it’s always those ones that loops you around and then you got a billion scam emails ! Possible doesn’t do that it’s a real company

WOW!. Since my divorce my credit has been SHOT. I’ve been struggling to get on my feet and often find myself scrounging by right before payday. I’ve looked into a few of these apps and this was one of the only one that asked for my SSN right away. It worried me a bit but it was definitely an emergency to get some money as fast as possible. Literally within an hour of signing up there was money deposited into my bank account!!! It seemed too good to be true. Sure, the interest rates are high but you have to expect that from this type of service. Where else are you going to get $150 deposited directly into your bank account within an hour at 10pm on Sunday night?? Thank you so much!!!

Good until it wasn’t. I’ve been using Possible for a few years now and never been denied. Have been at same job and same bank account.. for some reason under account management it says my bank isn’t connect so I go to connect it and seems like it is working . Heck I even got email from my online banking saying it was logged in from you guys. But it won’t connect. I reapplied for loan and it said it was connected on the application but I get denied because there is no income verification and I am guessing it’s cause I’m not connected. I make more than before and I always pay back what is due every two weeks for the past 3 years. I’m very upset. Also where the heck do you apply for the possible card? There is no option. Possible ? More like impossible. Rant over

Honestly, don’t waste your time. This app is crap and needs to be fixed or updated because it is broken and flawed at best. I was denied because it was “unable to predict regular deposits in my account.” I have direct deposit. My check goes in, the same amount, every single Friday. They let these programs screen their customers but the program apparently doesn’t work. Find another company to help you with your loan because this one just isn’t worth the time wasted. ***Edit*** in response to answer from developer… I understand that but what I’m saying is there a fundamental problem with the way you make decisions if I didn’t get one based on not enough proof of deposits going in. I’m just saying the app is flawed or broken because it’s obviously not working if it says it can’t predict regular deposits into my account.

Really really crazy. They denied based on insufficient income. I get paid biweekly more than 1200. I have worked for the same company for 4 years. I have a regular bank And have had the account for 12 years. I have no other loans. My credit is good. When they respond to any emails it is never ever pertaining to what you say. It is always generic. None of the reasons listed on the app or website that say why you could be denied applied to me. When I sent them my bank info showing my deposits for the last 4 years they said they can’t accept it. They have full access to my account via Plaid. They can not provide one single legitimate excuse for denial. So I got a larger loan from another company. One based on my actual credit with lower interest. Sonic we’ll I guess. This place is a scam! I wish I could attach screenshots for you all to see.

I WOULD NEVER USE AGAIN !!!!! BEWARE!. I would never and I mean never try to use their services again. They give u a loan... that part is true BUT you can NEVER actually accept the loan. Then they give you a bunch of notices re loan expiration of you don’t accept... which leaves you constantly emailing them and begging for a response to which again they NEVER answer your request. Even while promising to answer every email request for help within 48 hours. Never got a response. Call back nothing. You also can not call them. I obtained their number thru internet search and it’s a recording. Be aware you are LINKING your personal info as well bank acct to a company that you can never reach and obvi can not answer their own email forms for help. I asked them to email to unlink acct and no answer on that either. I now have to change all my banking info. As I said in my opinion a a complete cluster !

No credit check, repay the loan over time. This is a great service for anyone who wants to build their credit without being taken advantage of. I was able to get a small loan without a hard inquiry on my credit. It was deposited the next day and I repaid in four payments over eight weeks. Once I needed to push a payment out one week and was able to do that at no extra charge. After I paid it all off, I saw that my credit score increased 10 points. It’s the real deal. After researching the company it’s clear they want to do things fairly and not just take advantage of people.

So easy to use and will help you out with cash fast. I love this app. I’m not just saying that I was hurting pretty bad and I got $250 within 60 minutes and that start of application to finish to deposit to my debit card. You can have it instantly deposited to your debit card that is so crazy awesome you don’t have to wait till the next day or two business days. God bless them and I got to get on a installment planSo I don’t have to pay it all back in one month. Great finance fees and charges as well it is fair. Try it out I recommend it if you need some quick rainy day fund money.

doesnt work at all. time and time again it links my account then removed my account. Cant link accounts and causes it to deny my loan over and over again. 750 dollar loans once now its just 50 dollars over and over again and they tell me because i have linked a new account. But it is not new account possible has just been dumping my account access then acting like its a new account every time. Hacked and Looped peice of junk. I used it before just to be blocked now and the app doesnt work at all. Not the only person who has experianced this hacked app that screws people over and refused to fix it. Good luck being looped around the support and email as well. Not once has anyone shown interest in fixing it so you are better off not even trying possible. You care about your money and credit. Avoid this all together.

Deceptive Tactics. I went through the hassle of downloading and applying primarily because I liked the ability to instantly deposit funds via my debit card. I linked my bank account, an account that is 3 years old with regular (weekly) payroll direct deposits. I applied for a loan ($500) and was approved for ($75). Kind of a joke but whatever, really I just needed gas money and such until payday. When I went to accept the loan I was concerned I had not been prompted to enter my debit card info. I went to the FAQ section prior to accepting and found an article stating the option would be provided after accepting the loan. This is the onlu reason I accepted the loan and the option was never provided. I now have $75 set to arrive on payday when I will no longer need it at 117% interest. I feel the instant deposit feature is a bait and switch tactic and will take my complaint to tje federal trade commision.

Best app POSSIBLE.. I’ve been using possible for about 6/7 months now and they have consistently been the only app/company that has been able to provide with good loan amounts, and quickly! I’ve been through many a hard times recently, really over the last two years since COVID hit and sometimes it’s hard to even scrounge up gas money. If I could thank possible a million times I would for the help they’ve given me in stressful situations. Not only do they offer quick loans but they also allow you to set the repayment date on a date that’ll work for you! And trust me, I’ve tried ALL apps, Dave, Empower, even other loans such as cashnet, spotloan, and possible continues to be the ONLY app I am using.

Happy !. Ive been using possible for almost a year. I have paid my 7th loan. I was having issues with the linking of my bank account to reapply I contacted possible via email on a Friday by Monday I got a response. After a few emails back and forth that day. I was approved my 8th Loan . Oh and yes, possible gives you a few extra days to pay your loan due date . You can change the date . But if you choose a day that is quite far and closer to the next payment a small pop up will appear and let you know it’s too far away and it might affect your next approval loan. Either you go ahead or stick with your original date.

No problems until auto pay failed. We switched online baking systems at my credit union and for whatever reason this caused auto pay to fail on my final payment on my loan. The routing number and account number remain the same, so I don’t know exactly what happened, but the money was there. I reached out as soon as I discovered the mistake and had paid off the loan in full. I asked whether I could reverse any fees or lights, and instead, was given a lecture about “responsible credit use“. I will not be using Possible Finance again if I can avoid it. I have a 730 credit score (or at least did before this) and will just use my credit card next time I need extra cash.

Annoying. The first time I used this app, I got the money right away. The second time was more than a hassle. I had an emergency in my family that needed to to travel. When I was approved for the loan I waited for it to deposit. After waiting 24 hours I went to check back and the app said they had an issue with my deposit and to check my email for a follow up. I never got an email. I emailed Possible since they can’t be reached by phone a total of 5 times over the week trying to see what odds going on. I was able to get the money with out them. With still no response from customer care or email ad the app said I grew very frustrated. 2 weeks later I had more money than I thought..... why you ask... because POSSIBLE DECIDED TO DEPOSIT ANYWAY AFTER THE MULTIPLE EMAILS TO CANCEL. This is a joke and ridiculous!

Very Frustrated. I took out a loan first the first time. The second loan is where the problem happend. I notice on my credit report my loan was closed. The issue gets better, Possible Finance business is strickley not relyable when it comes to good customer sevice. I sent a number of email stating the problem, it took someone a whole week to see about my problem. The person who contacted me never stated if she could help me or not. I've tried to call, there's not one to talk to. Although this company may be reliable for some people, I totally feel left out like a step-child I hope this matter is taken care of soon. Very angry customer.

Wonderful loan for people who need a little help. Just want to take a second to say how grateful I am for this loan.I needed a little help to get me past an emergency . The payback is awesome . They split it into fours with very little interest. Even when you have a forgetful memory like me and forget how to log into your account, and your account gets messed up. they have wonderful customer service agents like Natalie to help you get it figured out and back on track . If you can’t make your payment date , they are there to make arrangements for easiest payback. I wish I found this program a long time ago. Easy to pay back and always ready to help you. Thanks so much gang at Possible Finance. You guys are lifesavers.

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Possible: Fast Cash & Credit 2.2.2 Tips, Tricks, Cheats and Rules

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Language English
Price Free
Adult Rating 4+ years and older
Current Version 2.2.2
Play Store com.possiblefinance.mobileios
Compatibility iOS 15.0 or later

Possible: Fast Cash & Credit (Versiyon 2.2.2) Install & Download

The application Possible: Fast Cash & Credit was published in the category Finance on 25 May 2018, Friday and was developed by Possible Finance [Developer ID: 1380384596]. This program file size is 58.24 MB. This app has been rated by 102,951 users and has a rating of 4.8 out of 5. Possible: Fast Cash & Credit - Finance app posted on 12 February 2024, Monday current version is 2.2.2 and works well on iOS 15.0 and higher versions. Google Play ID: com.possiblefinance.mobileios. Languages supported by the app:

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Possible: Fast Cash & Credit App Customer Service, Editor Notes:

Small improvements and bug fixes

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