EveryDollar: Budget Your Money App Reviews

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This is just what I wanted. This app is wonderful. The layout is very simplistic which is great for easily seeing where I’m at in terms of my spending. Believe it or not the function that sold me on this app was the ability to not only name my budget lines, but the budget categories as well. There were a few apps I tried where you were locked into the names they used. I truly felt like I got to completely customize my budget. Bill reminders and linking your bank account are locked behind the paid version, which is fine, the developers made a great product and should be compensated as such. If you’re not willing to penny up and get the paid version, the free version is still marvelous. I cannot tell you how many times the thought of “I should make a budget” has crossed my mind, If you’re in a similar position, stop reading this review and download it already! You’ll be glad you did. I am about to pay off my second credit card and am almost ready to tackle my auto loan. I’m never looking back.

App that is solid for Day to Day. This (Free Version) app works well for everyday use. If you are looking to input data manually and track your expenses this works great. However I like to use my IPad for most of my mobile financing and this is where it is weak. The app doesn't have the ability to stretch to the full size of the screen and it doesn't rotate for portrait to landscape. Unfortunately when my wife and I sit down for the end of month budget review we have to log in online to look at all the features why? Also their are so many features that aren't available online not available on the app. The baby steps tracker is a screen that would be great to look at on the app my wife looks at that screen twice a week as a way to motivate and focus her on our long term goals. The fund categories are great for saving money up for special things however to set them up in the app is difficult. It would be great if the debt categories had a tab that showed our balance what we paid and what we are saving by putting extra payments in. As well as a time counter of the expected payoff date. Also if we have a fund and the need comes that we use some of that money it then is calculated in the spent total and the remaining budget total. Understand why it shows up in the spent total however at our end of the month meetings we have to go back hand calculate what our remaining monthly budget is so we can apply the savings to our debt. This is frustrating.

This app is by far the best budgeting tool out there.. This app and corresponding desktop interface is by far the best out there. It’s very customizable. I’ve never been good at budgeting because I get paid bi-weekly and I have a variable income. I also travel unexpectedly for my job which throws off my budget by adding reimbursable expenses throughout the month. Through the help and suggestions of the everydollar support staff, I know now how to work this app as an effective tool with all those budgeting variables. You work your current month budget with the paychecks from the previous month. Then I keep a “hill and vallley” account with just enough to cover any short months where my checks may not cover expenses. So far I haven’t had to use that account. For the travel expenses, I created an expense and income category of reimbursable expenses. I know how much I get per day for meals while traveling and I simply add that to the reimbursable lines as the month/travel has gone on. This has been a huge money saver for me. I’m controlling every aspect of my finances by budgeting. It’s the foundation for everything I’m doing with my money. And I highly recommend spending the $120 for financial peace university which as of now includes everydollar plus for a year. Worth. Every. Penny. (And no I don’t work for Dave Ramsey but it’s a great program for getting out of debt)

Would give it 5 if it wasn’t for FUNDS. I love everything about this app EXCEPT saving funds! If you are following the Dave Ramsey principles for financial peace university you should be saving for things like tires and annual insurances throughout the year. This is the idea behind funds however they are not intuitive at all. What happens to the money when you withdraw from the funds in relation to the overall budget? When you withdraw from the funds and you look at your remaining balance, the numbers don’t make sense and don’t add up. Tutorials are not helpful at all. They are very basic and show you how to put money in and barely how to take money out but do not explain the overall impact on the budget as a whole as seen in the app. What does remaining mean in relation to the funds. Does remaining include the overall amount in the funds? Or remaining amount for that months budget? It seems when you withdraw from the funds it screws everything up and the remaining balance is off by thousands if you’ve made a big purchase. Incredibly frustrating! I’m about ready to throw in the towel and go back to a good old fashion Excel spreadsheet.

BE AWARE- Bank disconnection issues and deleting manual amounts. I had high hopes for this app and love all of the features it offered. But after using it for 2 months and constantly having to disconnect and reconnect my bank(2-3 times a day), glitches when using the paycheck planning, incorrect amounts, deleting transactions that I manually entered and getting no help from 4 emails back and forth to their customer support line, I’m giving up!!! From the beginning I’ve had bank connection issues. So I emailed their customer service. They told me to enter it manually until they figure it out(but I paid for a premium subscription with the bank connection, so that was frustrating). A week or two would go by with no resolve. So then after they told me my bank connection probably won’t be fixed anytime soon, I asked for a refund of the cost of the premium every dollar plan. She told me I can only get a refund within 30 days. This really made me mad!!! I had been emailing her for a month and because it took them that long to figure it out, now I’m past the 30 days. This doesn’t make any sense. It should go by the first day I contacted them for support. I gave this app many tries, I guess pen and paper will be the way to go until something changes.

Used to love it!. I have used this app for years and love how it has helped me budget better. However, over the last year or so, updates have occurred that have left two very frustrating elements: first, it now takes FOREVER to load! My goal from the beginning has been to log every purchase I make, as I make it (isn’t that best for budgeting purposes?). This used to be easy to do, but now it will take anywhere from 10-15 seconds to open. That may seem like a small amount, but when you’re trying to enter a purchase in the app while standing at the cash register, it is very annoying to have to wait for the app to load. The second problem that has popped up recently, is how often it makes me sign in! Seriously, the most annoying thing! I’m using the app on my phone, so I’ve already gone through facial recognition on the phone, but now I have to take the time to login? As I said above, my goal is to log each purchase as I make it, but having to re-login every time is about enough to make me jump ship and find another app to use. It is completely cumbersome and not user friendly at all when I have to do that. Please fix these issues so the app goes back to being the wonderful, user-friendly budgeting tool that it used to be!

Like always, they keep changing the UI. I’ve used EveryDollar for years now, long enough to hit the historical data limit a few times over. I’ve embraced and relied upon it for a large part of my professional life now. My big area of opportunity for the Ramsey+ team is to stop modifying the way the app works. Modern software product and deb teams can’t seem to wrap their heads around the “if it ain’t broke” principle. Multiple times now they’ve made updates to the UI to make it more modern and visually striking, and they keep either breaking functionality or introducing a new process to those of us with muscle memory. Currently, I can’t tell if it’s a bug or a feature, but I can no longer see the progress bar on spending categories as I go. I also get an auto capitalization on the second word when hitting the space bar in a business name without that representing to me graphically. I can’t tell you how annoying that is that the app knows I’ve got a space and the next letter will be a cap but I the user don’t know that. Things like that have plagued this app over the last year or two. I’m starting to wonder at what point they’ll just hate the whole thing behind the monthly fee. You gotta make money, I get it; but honestly you could have just left the rest of us the version from 2 years ago with no further updates released and we’d all be fine.

Finally Nerds and Free Spirits Unite!!. I am a major nerd. I was a long time spreadsheet budgeter who painfully dragged my free spirit to the budget meeting table once a month. She hated it and was checked out by the time we were done each time. We eventually switched to using Mint for its automation. The ads and lack of cash flow planning drove me crazy so I still did a monthly cash flow plan on a big desk calendar. It always felt like my spouse and I had two separate budgets which always caused me to have spending anxiety. Finally with EveryDollar we have the best of both worlds in one place. My wife and I can get through the budget in a few minutes together (finally without her falling asleep before we’re finished) then I go through afterwards and do the paycheck planning for the month. We can both see how much is available in real-time in each category. We can both track transactions in one place. Finally it feels like we have one budget instead of a budget theory that I’m always worried is going to get blown up by that one poorly timed EFT. THANKS RAMSEY TEAM!! Keep up the good work.

Love the simplicity of this app!. I really am thankful for this app! I started using it in January, 2019 and have been faithfully budgeting since then. I have such a good picture of exactly where I spend my money, and can hold myself accountable for expenses. I use the free version, and love it. It’s not difficult for me to sit down every 1-2 weeks and make sure all my expenses are up to date. The app makes it really easy to delineate different things that I am saving for, which I LOVE! I’m always planning vacations, so it works it out great for that. My paychecks are not always exactly the same, and it is really simple for me to update my budget throughout the month with each new paycheck, but you could also plan ahead and not have to do that if your paycheck is consistent. I’ve tried mint, ynab, pocketgaurd, and other apps. This by far has been the simplest, and easiest for me to use... which means I actually use it. Great app! Thank you!

Feels outdated. Needs more features.. I just finished the total money make over book recently and this has been one of the better apps available, good budgeting app but could be better, there are other apps out there where this app could take a few pages from, features that are not available in this budgeting app. My only complaint is that it doesn't have a calculator built into the app to factor in cash expenses and income. I always find myself leaving the app to use my iphones calculator and having to reopen the app again to put the numbers in to each budgeted item. It would be easier and faster to be able to paste the results in each item. It would also be nice to swipe in between the planned, spent and remaining pages instead having to tap it. not worth the monthly asking price unless it improves. On the plus side the drag and drop feature is awesome if connected to your bank account, I will continue to use the free version for now.

I Use This App All The Time. I have been using every dollar since it launched. It replaced the other two or three budgeting apps that I had previously used and there has been no going back. It’s updated very regularly and is produced by a good-sized company where their whole focus is helping people get control of their finances, so the regular updates are always going to be the case. I usually set up the budget for the month on my computer and then do updates throughout the month on my phone while I am on the go. I have set up new budgets on the phone and it works great too, I am just on a computer all day every day for work so it is habit I guess. The app is very intuitive and easy to use. There is an extra feature called EveryDollar Plus that is available for a fee each month to integrate your bank data and the expenses that your bank sees so that you can quickly categorize them with a few taps into the correct budget categories so that you don’t have to manually enter each transaction. I did a trial of EveryDollar Plus when the app first launched and decided not to use it. So I have been using the free version for the last year and a half or two years since the app launched. It’s probably about time I give every dollar plus another try since it’s probably going to be a bit different since all of the updates that they have done since I used it last. Great app that I use all the time! This is one app that I could not do without on my iPhone.

The Best App Period. This app was created by Dave Ramsey and his team who help people with building wealth. The people behind this product are A+ and it shows in how intuitive this app is. I paid for the pro version that connects to my bank. Everything gets updated automatically and I literally just drag and drop the transaction into whatever section of the budget I need to. It is a little pricey but I will continue to pay it in a heartbeat because this is a must have tool for my wife and I to continue to work off the same budget simultaneously. It takes about 3 months to really start to put a solid budget together after some trial and error. Do yourself a favor and take financial piece university while your at it. They teach you everything you need to know about finances and how to build wealth. I’ll be debt free this year, and continue using this app for building wealth 🤙🏼 Thanks to Dave and his team for providing these great tools

Spend your money on a better app. This app was sufficient at one point. I was using Mint and actually found out months ago through Dave Ramsey that Mint was shutting down, and since I had already done DRs financial peace class, I started using this app again. Just as I got my budgeting down, I was asked to update to latest version - what a mistake. Now I either have to manually input purchases, or pay for the premium to connect to my accounts which was free before. Extremely disappointed in Dave Ramsey taking advantage of everyone because Mint shut down, especially when I’ve already paid for the class and this came free with it. Not to mention the yearly premium price is outrageous especially when I never felt the user interface was that smooth and I am constantly having to (re)categorize every transaction because the app isn’t smart enough to learn where reoccurring transactions should be placed. Thankfully I found another budgeting app that does all of this while also tracking my investments; although it is a little more expensive it is worth it with more insights, better design, has an option for tracking cash, and a much nicer and easier user interface. I’m already in love with my new ‘flying assistant’ budgeting app. Not to mention since the update I can’t delete or disconnect my accounts - frustrating! Therefore bye bye Everydollar.

Nice App. I’ve realized that the more you use the app the more you get into it and you really do see where your money has been going and you can redirect it to the right place. Only reason it is not 5 star review is because you can’t absolutely do everything on the app that you can on the website on a Mac or PC so that can be inconvenient (minor). I had an issue with my income being incorrect and the glitch was fixed within a couple days. You just have to use the help feature. The $10 is worth every penny for the benefit of money you save from using this budgeting tool and to me is not a factor in the grand scheme of things when trying to fix your financial situation even with a tight budget. Once you get a hang of it nobody says if you find a way to maintain your budget another way that you can’t cancel the subscription. You will still have most of the features you need with the free version. I feel like to expect this to all be free and not have to pay for this convenience that this gives you would be a bit a sense of entitlement. Not a good trait. Pay the 10 bucks and use the heck out of it.

Former Quicken Budget User. Since 2004, I’ve used Quicken for our personal financial management. As far as the budget goes, this app blows Quicken’s budgeting tool out of the water. Every Dollar is so user friendly, and the zero dollar concept is much more effective than Quicken’s how much you make- how much you spend method. I love that Every Dollar makes you assign every incoming dollar. If your like me, and tend to overspend in certain categories, you’ll have to take from another category to balance out to zero. Knowing this has helped me re-think impulse buys. I also love that my husband and I both can see and use the app from our cell phones. This means that I don’t have to call him and ask what was the charge or that charge. He can go in and assign it to the appropriate category himself very easily and quickly. I’ve only just started but already I think it’s going to be a great tool for my husband and I to complete all the baby steps.

Confusing and misleading if you take them up on an offer to resubscribe.. We had utilized the EveryDollar app a few years ago, but due to extreme circumstances, we cancelled all subscriptions for a time. Now, we are in a position to get life back in order, and EveryDollar is one way we knew to go about that. When I downloaded the app, I was asked if I would like to subscribe, and the app stated we would have a seven day trial. I didn’t really need a trial, but I followed the prompts to resubscribe. I couldn’t find the monthly option, so I hit subscribe, believing I would be given that option in a later step. I wasn’t. I was charged $129. When I called Apple support to change it, I was told that that option isn’t given to folks who are resubscribing. That’s a little harsh and misleading. Customers should be told UP FRONT that, due to having previously subscribed, they are not eligible for a monthly payment plan. Those of us that are getting back on our feet and really need this should be able to purchase the app. That’s a big hunk of money at one time for some folks. Please, consider changing the process for those of us who would like to resubscribe.

Perfect in every way EXECPT no way to allocate. I love this app and the user friendliness of it over the other highly rated apps in it field. My only complaint is that there is no way to set up your allocations on the app so a written form is still necessary for those that get paid multiple times a month. I think for almost $10 a month that there should be all of the tools that Dave Ramsey has in printable form on his website on the app as well. MAKE THE ALLOCATIONS AN OPTION ON THE APP! All the other things like lump sum payments can be set up using the “Fund” feature, break down of savings, and irregular income planning by setting up as many categories as you desire BUT it is lacking this and this is a huge part of being successful. PLEASE MAKE THE ALLOCATIONS AN OPTION ON THE APP and I will gladly give this five stars! Also as a side note but not a deal breaker or loose of any stars is that it doesn’t like to stay connected to my PayPal account/credit card so I have to re-login when I want it to up day per my paying off that debt and any online purchases I do through PayPal not very many for me so not a big deal. Thank you!

Needs to be more stable - bank account link. The app is great in that it is a logical way to budget. FPU has excellent information. The app keeps kicking my bank account out and requires me to use a lesser level of security. Given that I have to pay $100 a year for the luxury of connecting my bank account I think it should work seamlessly. I have not changed anything on my account in over a year; yet every two months or so I have to delete my bank info and put it back in and the sift through the double charges. I’m not using a small bank either, it’s one of the largest in the country so there is no reason EveryDollar shouldn’t support it perfectly. I don’t want to use a different app and I’ve even switched bank accounts when EveryDollar stopped supporting a credit union I was with - that was a pain. I hope Ramsey solutions puts some money behind the app to improve it. Especially if you are going to advertise in it and charge $100 a year for the premium feature.

A Must Have!!. If you’re serious about keeping tabs on your budget, this app is a must-have! The free version is nice. However, for $100 per year, you can link your bank and or credit card accounts to track your spending. The app reminds you to create a budget for an upcoming month two or three days before the new month starts! It automatically copies the previous month’s info which makes it easy to tweak budget items and amounts. The app is intuitive because you can create a fund (like a Christmas gift shopping fund, or a vacation fund) and tuck money away each month knowing that when it’s time to pay for that cruise, you can easily transfer the funds and pay without worry. The app also allows you to enter long-term payment accounts; car loan information for example, can be entered and you can more or less keep track of what is owed, on the app. This has made life so much easier for my family! I love Excel, but for $100 per year, I don’t have to spend hours each month tracking where the money went!! Thank you Mr. Ramsey!!

Cheaper than marriage counseling & lifesaving. This app is a great tool in so many ways. It works well, allows me to sync to our bank and categorize every transaction. It makes your money REAL. In my home where I’m on a different financial planet than my husband is, it has saved loads of arguing and playing “the blame game” about who spent what where. If one of us has spent over our allotted amounts it’s simple to see and stops the argument before it starts. We’ve sat in untold counseling sessions and money has always been a huge issue. This app has helped remedy more problems than any counseling ever did. When I can simply say “we are $400 over budget, spending needs to stop” and husband starts freaking out on me asking why; I get to reply “see line 9 where you bought truck parts and line 8 where you stopped at the gas station all week?” Then it spares me having to defend my $100 of budgeted “fun money” I put all our receipts into this app with a note attached to what the item was. Believe me when I say this has saved me so much stress and taken so much burden off of me being able to enjoy my little bit of “mad money” and not be made to feel guilty about it or have it thrown up in my face. After 32 years of arguing about money I have a tool to change the game. Worth every cent.

Great app with some room for improvement. First, I have to say my wife and I really enjoy using this app to track all of our expenses! I love having the ability to drag and drop new transactions into each category. I also like being able see when we go over our under or our projected expenses and having a visual representation of our remaining amounts per category. Having access to budgeting resources and financial peace university is also a huge plus! However, I would really like to have the ability to see which account the transaction came from on the transaction details screen. This would help tremendously in sorting transactions since my wife and I use several different accounts for different purposes. Additionally, I think it would be helpful to have access to a graph or chart that shows spending/saving trends per category over time. This would give users more insight into their spending habits and their ability to accurately project expenses each month. Overall, this a great app that is close to being the perfect budgeting tool!

New glitch?. I like this app a lot for budgeting. The only reason I’m writing is because there’s a new-ish glitch that I’ve noticed that has been frustrating. When I go to a specific category, let’s say groceries for example, click on ‘schedule’ and then go back to my budget, all the expenses that I’ve tracked throughout the month disappear so it looks like I’ve spent nothing and had no income. I then have to close the app and reopen to see my tracked expenses again. This happens every time I navigate back to my budget from the schedule for any category. It also happens sometimes when I navigate back from the paycheck planning. This app has been extremely helpful for my husband and I to stay on top of expenses and spending. But, especially for an app I’m paying for, I would prefer to not have to deal with this glitch every time I want to view or edit my schedule (especially since that is a big appeal of this app and budgeting method)

I use the free version!. I read all of the reviews before signing up a year ago and a lot of people were having trouble with their paid subscription accounts. So I went the free route .... All I say is take your time signing up because some boxes are actually checked for you. To include the automatic reoccurring subscription. **I have never tried the paid version** I downloaded the app because I watch Dave Ramsey videos online. Before this app I was doing a paper budget ... which I loved. So I just moved my paper notes to my phone. Another reason I went with the free version is because I’m used to having to make daily transactions deductions to my budget. It really does help me to stay on track ... forces me to actually check my checking account balance almost daily. Then inputting the amount into the app and placing it into the proper category allows me to see what, where, how much and how often I spending my money. Makes me feel as if I am using cash. It has become a habit for me to check my app for the available balance in a category before I go spending my money.

Definitely Not Worth $130!. I am an accountant, but my husband is not, so we decided on this budgeting app since it seemed a little more user friendly for those without a background in finance compared to a lot of other apps. We used this app for a whole year, and I was disappointed at how little information it can process, and how much effort it takes to maintain accurate info. My husband stopped using it altogether because of what a pain it is. One of my biggest complaints is that there is no “reports” section, so I could never see how well I was doing month to month, or notice any trends making it impossible to get a “big picture” idea of your finances. Categorizing expenses was a hassle too, especially when you are trying to categorize two months (ex. At the beginning of the month you have expenses from the past month as well as the present). The app was always having connection issues with my banks, so I never had real time information. I think I would have maybe let issues like these slide if it were a free app, but it is DEFINITELY NOT worth the $130 yearly subscription fee. I started to dread doing my finances because of how annoying this app is.

Bugs, Bugs, Bugs. I tried every single budgeting app available during a one month period. This hands down was the easiest and most flexible app available. However, it has so many bugs you basically need to call an exterminator. Transactions constantly disappear and then reappear sometimes doubling the entry. Due dates change repeatedly and often. The last straw was when I had 19 bills listed with correct due dates. They all changed to the wrong due dates three days in a row. I corrected them each time which was time consuming. The third day I fixed them all again and they changed again in the same day. Then some transactions that had already been assigned just disappeared knocking my balance off. I could never get the app balanced with my bank account. Each time I tried to reconcile it the app showed me off by a completely random and different amount. I was spending hours and never getting a good result so I deleted the app and rebuilt my good ole faithful excel spreadsheet. If the bugs in this app can ever be resolved it will be great. It is so catastrophically poor I do not see that happening anytime soon.

I like it but i have some ideas. I like this app so far! I think it’s really going to help my financial organization. The only thing missing is being able to share it with your partner! Maybe i missed that feature somehow, but being able to share with a spouse or significant other your finances also impact it would be nice to have separate budgets but be able to view both of them. Or even better, put in both incomes while being able to distribute that into both shared budgets and individual budgets. Ex: say my spouse and i both have a joint ‘giving’ budget being able to have both our spendings in the budget reflected would be nice. Meanwhile, we may have individual lifestyle budgets that could be viewed by both but no impacted by both of our spendings. And to go a step further each be able to assign accounts (credit/debit cards) to a person if you know only 1 of you use that card so it only shows up for them to assign the expenses to. Not sure how to turn this into an efficient reality but it’s a concept i’d love to see them try out in the app!

Great app, but some suggestions. Is there a phone number to call for help? I’m only on day 2 of my free two week trial. I have added my bank account. My big suggestion is please change it to a 30 day trial so people can actually understand and see the benefit of budgeting for the whole month. If people can see 30 days more people might be hooked Okay so on to the actual app, not going to lie I love it! I love that it sinks to my phone and bank account and I always have it with me. Unless some thing big happens I will for sure becoming a subscriber. Someone may look at this and think $130 a year is a lot but I say it’s worth keeping such great track of every dollar! This is something I so needed in my life. The 4 star is just because of the trial period length and not sure yet how easy it is to get help. I searched for a phone number to call and couldn’t find one. That could be hard for someone who is not tech savvy. Great app!!

Fantastic budgeting app. Been using this app for a few years and love it. Before then I had a complex spreadsheet I made for budgeting but when I married my wife that had to go. We love the ease of use for setup and and maintaining the budget. And with the cloud-based syncing of data, my wife and I can each stay current because we share the same account. There are a couple of quirks with the app. First, for unused funds in one category item to carry over from one month to the next that category needs to be setup as a Fund or else that money will “disappear” from the budget going into the new month. The app by default does not set a new category item as a fund; you have to change it yourself. Second, this app will not load the budget if you are not able to receive cellular data or connect to wifi. So if you are off the grid or traveling international without a data plan then good luck. Haven’t tried the Plus feature so I can’t speak to that. Thank you Dave Ramsey and team for blessing us and others with such a great service.

Times have changed. This was such a helpful app when I first started using it. As a young adult who’s still very new to budgeting this app quickly became my best friend. The app had its issues but for the most part was extremely useful especially considering it was a free budgeting tool. Then they started charging for it. And at a pretty exaggerated price point too. You can pay $60 for 3 months ($20 a month) or go up to $130 for a year (>$10 a month) which, for what your getting, you’d be better off going to a financial advisor once a year. The app is not worth the price point even if it was a flat $10 a month it’s still a half-baked app riddled with all kinds of errors that even after months of monetizing the app, still haven’t been fixed and probably won’t be anytime soon. Just because the frontman says things like “I want you to be financially free” it won’t be over him making a quick buck off of us. With that being said back to paper budgeting I go I wish everybody the best of luck creating their future don’t let these rich people manipulate you just because they do well for themselves.

An idea for improvement. I just downloaded this app recently so I am still in the process of figuring it out but it seems great so far! I used to use the app YNAB, which I really loved as it was so thorough, but I didn't want to spend the money for it after my free trial was up and they don’t even have a free version. EveryDollar is SO MUCH easier to understand, but of course the free version does not have all of the fancy features that the Plus version has or that YNAB has, which I completely understand and am okay with because I don’t want to pay anything. However, there is ONE THING that I wish EveryDollar had in general that I am really missing about YNAB so far. I see that there is an option for setting a due date for budgeting items, but you can only set a due date for that individual month and set it to repeat each month. I am new to this app so I am not sure how that works exactly, but I just like the savings options of YNAB better where you can set a due date months in advance and track your saving throughout. It also gives you a recommendation of how much you should be putting into that savings fund each month. This is helpful if you want to save for something like a trip next summer so you can set an amount and date that you would like to save that money by If EveryDollar could come up with something like this that would be amazing. I am still going to try it out for awhile though since it is free.

The right fit for me!. I have used just about every budgeting app on the App Store and they don’t seem to keep me coming back like Every dollar. - I love the simplicity of the tracking methods and the quick data each budget category provides from synced transactions. -With this app I find the more I use it, the more focused I become on where to save and structure my finances to reach certain financial goals. -The only improvement would be implementing auto-categorizing of the synced transaction and prompt for approval rather than sorting every single one AND giving a category every month. With automatically giving a category (from past saved transactions) but still listing the transaction for approval, you are still reviewing the transaction but not having to do the same leg work every month when you are syncing transactions to place into the budget. This makes only it mush faster and you can still change the category if needed for a change in a specific transaction. -Overall, this is the best app for me. I can easily track and update everything as well as see bank transactions and how my money is being spent every month.

Good app, but annoying repeat notification. I like this app for budgeting. There used to be an issue where if your bank account got disconnected in the middle of the month, then you’d have to recategorize all your transactions over again once the connection was restored. It was a pain. They seemed to have “fixed” that. I use quotes around “fixed” because the already-categorized transactions now stay where you had them, but the app reimports the duplicate transactions and notifies you that it deleted the duplicates—repeatedly. There is an orange dot in the Transactions tab that will not go away. You tap on the transactions tab, get the message letting you know the app deleted the duplicate transactions for you. Ok. Go back to your budget tab, and the orange dot appears again on the Transactions tab. Does not matter if I try to look at the duplicate transactions, it doesn’t help. There is also no way to permanently delete them. While the old way was annoying because you may have to redo your transaction categories, this is annoying because the notification won’t go away. Please fix!

Great budget tool. We started with the basic EveryDollar app 3 years ago and quickly upgraded to the premium because we couldn’t stay on top of loading our purchases. Game changer and worth every penny! My husband and I can both use the same account to make it easy to be on the same page. Easy to change budget amounts. Can’t change the line item name. Sometimes it logs me out but not a big deal since I remember my info. The emergency savings “goal” I haven’t quite figured out yet because you can put a goal amount but when you save the amount for the month and drag it into that line item, it still shows incompleted. The line items carry over from month to month but I wish there was an option to flag line items as quarterly, annually of every 2 months so I don’t have to remember. Overall a great app to use with your spouse and start telling your money where to go and start winning with your money!

Recent update preventing 5 stars. I love this app and recommend it to everyone!! I have really been able to get my family finances in order and have started saving a lot. If you’re looking for a budgeting app, your financial situation is most likely not great, just like mine before using the app. So here’s a money saving tip, you don’t need to pay for premium service. Enter everything yourself and be very hands on with all money coming in and going out and you will really start to see results. Good luck! One complaint only and I guess it’s minor. There was recently an update where retailer names will automatically be suggested when entering an expense. Please get rid of it. The local grocery store is not listed and many other places I shop are not listed either. Please go back to the way it was before. It was great. The only thing that would have made that better would be to save the names from my previous entries and then suggest those instead of what it suggests now. Thanks, love the app.

Really want to like it more. I really want to like it more. The User Interface is a plus for me. Conceptually I like this app way better than any of the others I have used. If you want to only use the free version and add all of your transactions it works great. My issues are with the paid version, and downloading transactions from my bank. I started using it and loved the app. After a couple of months I started to notice transactions missing. I started paying more attention, and compared it to a competitor who I still have my accounts linked to. The competitor shows all transactions, and EveryDollar does not. I put a request into support, and received feedback that they weren’t experiencing any issues with my bank. Was asked to update my login information with my bank to see if that would resolve the issue. I did this and went another couple of weeks having the same issue. I emailed again, and never received a response. I let it go for a little bit, and then emailed again. It has been more than two days, and still no response. My biggest issue is TRUST. If I can’t trust the transactions that are being downloaded, the app becomes useless, and doesn’t allow me to budget correctly. Again, I really want to like this app, but can’t if the version I paid for doesn’t work appropriately.

Missing Features. (1) The initial setup wizard needs to be available at any time, not just when you first start using the app. It’s easier to input information and figure things out with the help of the wizard, and if you quit the app without finishing the initial setup, it makes it difficult to figure out how to get all the right numbers in the right places. There should be an option to go back to the wizard at any time. (2) I also don’t see any information on how to budget for investments in the app. Nothing comes up when you type in “invest” or “investment” in the Help section, and I don’t see any Investments category on the app. (3) I want to be able to separate my budget by pay Period rather than by month. I get paid twice a month, and the app is making it unnecessarily complicated having to figure out how much of my 1st paycheck has been used for various categories and how much is left for those categories out of THIS paycheck. Since I won’t receive my next paycheck for a couple weeks, I do not yet have that money, but the app acts like I do.

Changed Our Lives!. I thought I wanted to stick to Dave Ramsey‘s paper budget printout. It seemed too much of a bother to get on the computer to do my budgeting but boy was I wrong! This app does all the adding, subtracting, re-adding, re-subtracting automatically for you! If I need to make a small adjustment to my budget I was having to re-calculate the whole month! What a hassle. Now I can make any adjustments so easily and this really keeps me on track. I prefer to do it on the large computer screen but it’s also so very handy to have the budgeting app on my phone for when I’m out I need to add in a transaction. Another thing I like to do is look at my bank screen on the computer, and use my phone for EveryDollar so I can add in the transactions. There are no advertisements or gimmicks. Since beginning Dave’s program in mid February we have paid off a total of $14,000 in debt and saved another $14,000 towards our emergency fund. This app was pivotal in helping me to organize our household budget. The best part is that my husband has been really impressed!

Love it!. I love using this app! The ease of it pulling over my transactions helps so much compared to trying to make sure I write everything down and doing math every time is so nice. However, the app does still have some negatives. I’m not a fan of everything having to have a “due date” or funds be available on certain dates. We set our budget as a monthly budget for a reason. So in the beginning when I set all of the dates based on our paychecks for the app to let me continue, it would should I was negative in money left for certain budget items even though that wasn’t the case. So I had to go in and change all of the “available” dates to the 1st day of the month just so I could follow my budget better. I’m using the app to track my spending and make sure I’m not spending too much shopping or eating out so that I can save each month. Not to make sure I don’t go negative in my bank account. That’s what my banking app is for. Just wish there was a little more flexibility with the app is all. Overall I love it though!

Could’ve Been Great. My husband and I purchased this app to help keep us both on the same page about our budget, after ready Dave Ramsey’s books. At first it was great, just set the budget and drag and drop. Then our bank had an outage on the app, three months later our bank still has an outage. I’ve spoken with technical support for the last three months and they have no idea how long it will take to get the bank back. All the while the Mint app is connected to our bank, which is free. So I keep asking and keep getting the same “ we hope to have it fixed soon” message. I finally got so fed up I contacted iTunes to get a refund, but of course, we had canceled the subscription to not renew at the year mark, we couldn’t get any sort of refund. Which we didn’t know, because we followed the instructions from the every dollar company on how to get a refund. So now we are out WAY too much money for an app that literally doesn’t work, and the company has stated there is nothing they can do for us because we purchased the subscription through iTunes and not online. My suggestion, don’t waste your money. Find a different budgeting app that is more reliable or at least cheaper, because if you bank loses connection you won’t see a dime back, which to me seems cruelly ironic.

I guess you need my money more than I do.. First of all being the fact that I signed up for a 14 day trial and then immediately was charged for it. How is that a trial if I’m paying for it right away? To make matters worse I paid through Apple. Everdollar says they can’t refund those types of payments. That’s convenient. Also they don’t give the option to choose the monthly subscription. “Want a 14 day trial? P.S. we’re going to charge you a full years subscription before you’re able to decide if any of this is what you want 😉”. On a lesser note but still irritating. I use a credit card for everything for security purposes so no place I make purchases can possibly have access to the accounts where my personal cash is located. Just in case a place of business gets hacked then I won’t be dealing with an empty account for up to three months. Everdollar of course advises against the use of a credit card even if in my case when it’s not accumulating debt, it’s just a security measure. So when I use the card it shows up in Everydollar as debt even though it’s not debt it’s normal spending that I will refund using my cash from a separate bank. So I can’t even use the app normally because it just thinks I’m constantly going deeper into debt.

Paid subscription stopped working. Concept is great, visually appealing, easy to understand and use, and there’s a nice free version where you manually input your transactions. This honestly WAS a great budgeting app I’ve used with my spouse for several years until the PAID version just stopped working with my bank account for a month with no fix. There’s also no customer support number to call (can only submit an online request for call back) and for nearly the cost of a Netflix subscription, I expected better. There’s nothing like trying to budget when your primary means to do so stops working for a month or longer :( **UPDATE** I’d sent some emails and after just over a month the issues with my bank seem to have been resolved and works as advertised again for the paid version. In the meantime we tried some other budget apps but will continue to use EveryDollar as long as it works. If the App Staff are reading this, thanks and PLEASE work with your third party company repairing bank issues to shorten problem repair time.

Not intuitive at all, frustrating to learn. I’ve used a number of budgeting apps over the last several years and figured I’d give Every Dollar a try. I figured with the good reviews it would be easy to use. Boy was I wrong. I’ve never struggled to figure out how to use a budgeting app before - until this one. I linked up my bank accounts and began setting up my budgets, easy enough. But I have several bills in my budget that are recurring every few months. I entered the total bill amounts and then attempted to change the frequency from the preset “monthly” to every 2-3 months. Doesn’t work, the option is grayed out. I tried a few different ways to change frequency with zero success. Managing recurring bills is a huge factor for me when budgeting so being able to set frequency is vital for me in a budgeting app. No idea why Every Dollar is set up to limit how you can budget but I’m over the app. I can’t even find an option within the app to find help or use a FAQ. Such a bizarre app to have no support and no ability to do basic budgeting tasks. Apparently this one isn’t for me. I was prepared to pay for the premium version if it worked for me but I can’t even get past 10 mins into using the app or even get support, so I suppose this one goes into my deleted apps now. Pretty disappointed.

If only I had start d using this App sooner. Since our retirement we really track our spending and this app is irreplaceable for doing that. The amounts shown in "remaining" however have never added up correctly. Even if I remove our budget line item for emergency fund. The total does not correspond when I manually add the remaining to spend. For us, it would be better if that ONLY remaining amount only included the amounts to spend. Since the latest update there is a glitch....when I enter in a line item for expenses, it used to show, via a green line, that the spend amount has been entered, it doesn't do that anymore on SOME of the items entered. Specifically on our recurring monthly expense items. I've recommended this app so many times, yes it takes a few months to become accustomed to using it, however...those few months are WELL worth it. Wish those people would start using it, because I can see the money being thrown out the window by those I have recommended this app to...😢 We are so happy to finally be in complete control of our finances.

Easy but incomplete and pricey. I love the design and ease of use to track transactions. But that’s where it ends… The math didn’t work out many times between “planned” expense, “spent” and “remaining”. No idea why. I was never able to connect to two of three banks I use. I love to run reports and see all of the transactions in a particular catagory, or merchant. This app does not do that, only the dollar amount. Finally, I like to see my transactions in a single account at one time. No can do. I did get a refund through Apple, thankfully on the 30th day after purchase. That’s the time limit. Not sure why it’s $80/yr, but I’d pay if it worked. Update: I received a developer response, addressing my concern about bank connectivity. Since I was forced to leave Mint and find another budgeting tool, I decided to use the recommendation from the app developer and try again. I went through their recommendations, and did everything suggested. When none of that worked, and I finally figured out how to send the developer an email in regards to my problem, I never received a response. As of today, there is still one bank I cannot connect to, and I’ve noticed more than one bug that makes using this app frustrating. The problem is, I don’t know what other tool to use that would replacement Mint. I would take a few ads in Mint over EveryDollar any day. Update 2: Moved to Monarch. Awesome app

Can’t sync my bank. I’ve had this app for about two years now. I used it very little at first, but it worked very well at the time: my bank connected and I tracked all my expenses very successfully. Unfortunately I stopped using the app, and my bank connection terminated automatically. This month I decided I am going to use the app religiously and went in to set up my budget and re-sync my checking account. No luck. According to the technical support at EveryDollar, my bank has changed their security protocol and additional information is required before they will allow me to link EveryDollar to my bank account. No indication what this additional information is or how to enter it. Tech-support has indicated that they will continue to try and get my bank to link but in the meantime, they suggested that I do the transaction deductions from my budget manually. In my mind, this defeats the entire purpose of the EveryDollar app. I want something that is done a with a few clicks not something that I have to do manually. With the enhanced security protocols that most banks have, I’m disappointed that Ramsey Solutions hasn’t anticipated this and put in place procedures to comply. But I can’t say that it’s entirely their fault. I have canceled my auto renew for the EveryDollar app. I’m looking for another app that will do the same thing, but will connect with my current bank. If I’m not successful, I guess I go back to the old envelope plan.

Needs option to add accounts manually. I tried this app for a week, and in general, it has some very good features. However, once you have signed up for the “plus” account, it seems you can only add bank accounts that are electronically linked, and not all banks are supported. I have 3 accounts, all of which I access online regularly, that are not supported by EveryDollar. (They are, however, supported by other budgeting apps I have used.) I would have been okay with it if I had the option of adding and tracking the accounts manually. (They also proudly stated in their reply how there are over 200 banks supported, and to check the list, as if I was going to close out the accounts I had just so I could bank with one of the ones they actually supported. Talk about missing the point!) It can’t be that hard to add unlinked/offline accounts as an option. I’ve used both mvelopes and YNAB in the past, and both let me do this. I was hoping for a better budgeting app, but at a cost that is so much higher than the other apps out there, without even providing a way to track all of my accounts, it just seems like a huge waste of money. (I know part of the value of the subscription is supposed to be access to the other features, like FPU. But if all you need is budgeting, then those “extras” are pointless.)

Great App/Frustrating Issues. I’m a huge Dave fan. I follow his principles and it has served me quite well. I have used this app for years and 90% of it’s awesome. But at times it’s a big pain. It doesn’t recognize my bank account for some reason, so I have to remove it and then add it again but when I go to add it again it says “your financial institution isn’t currently supported and we’re not able to set up your account” even though I’ve had the account set up for years prior. This happens a couple times every year. I have to wait a couple days then it will recognize it and let me load it. The painful thing then is that it reloads every transaction from that month, so with it happening today (April 23) once it reloads I’m going to have over 100 transactions to go through. Kind of annoying. I wish it didn’t do it because when the app works I really love it.

Good tool, some flaws. I do like this app and it has helped me keep track of my spending much better than I had been. It also shows me how much I am really spending on items that I can cut back on, like eating out. Before, I really didn't realize how much we were spending and now I can see it add up as the month goes on. I like being able to split transactions into different categories to track each cost. But the help section is lacking and there was no real tutorial that I saw so I kind of had to learn as I went. The one thing I still can not get an answer to is the income. I can put in a planned amount but sometimes our income is more or less. When I put the actual received amount in as a transaction, it doesn't change my overall monthly amount. So it doesn't account for the over/under. This may be user error, but I've tried everything to get it to work properly and it won't. So I just change the planned amount to what we get paid. Which is fine, although the next month's budget shows the wrong amounts as planned income and I have to change, and it is not at all what the help section says should happen. It seems like the plus version would do it for me, but I am not paying $120 a year for an app to help me budget and save money. And honestly, I think that is shady of Dave Ramsey to even do that considering he preaches about cutting out unnecessary expenses. I'd give this app 4 stars but the lacking help section and fee for everydollar plus makes it lose at least 1 star.

Loving EveryDollar every day. Honestly, I can not say how much I truly love this app. It has helped me incredibly to plan for the future, separate my savings goals, and everything. I have the free app vs paying to connect to my bank account. I love the ability to add my purchases right away instead of waiting for them to go through on my bank acct. For 3 months straight I kept track of every transaction and all of my budgeting on PAPER and week-by-week because I have two sources of income that vary each paycheck. Now I am able to look ahead at the month, estimate (on my own) how much I will be getting paid, and then budget from there. There's so much more money I realized I can put into my different savings goals. Unfortunately the benefits aren't the same between the app and online, but I also love that I'm able to create 'funds' for my savings and it continues to track it month to month. THANK YOU for this app 🙏🏼🙏🏼

$130 to save money... right. I get that apps are designed to make money off of its users. But this just seems a little bit ridiculous. For a guy who tries really hard to sell that he cares about people learning how to budget their money, and having the best life for themselves, he is sure charging a lot for a super basic budgeting system. I don’t want all the extra classes and videos and everything else that comes with the app when you spend $130. All I wanted was to track my spending. I spent time plugging in the numbers for my planes spending, only to find out that there is no easy copy and paste feature for the actual spent tab, meant to help you track your budget. You have to retype everything a second time, even items that are consistent like car payments and mortgage and insurance/health insurance etc. Or, you can link your bank account. Obvious choice, you want to link your bank account. But in order to do that you have to buy the entire subscription for a year including all of the other things. Really frustrating. Guess I’m going to look for another app. There should at least have been an option to pay for only linking your bank account, for a lot less than 130.

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It’s brilliant and easy. I’m from overseas, have been using other famous budgeting tools. I have to say, this app is the one can make complicated thinks simple. I love this app so much! Easy to use and understand! You will never regret to have this app!!

Best Budget Tool. I could never budget well BUT then I found The Ramsay Show and met the crew who led me here. Best budget tool ever. It takes time and a little effort but it’s so worth it AND it’s free! Works great even if you are from Australia. Thank you !

Good but sad Aussie banks no longer support it. Nothing like it tbh Every easy to get used to too and figure out Had the premium version for 2 years was worth it Sadly due to some change they no longer can support Aussie banks annoyingly( hopefully a 3rd party service may be able to fix this or I can import bank statements) Have tried other budgeting apps since Aussie support dropped but just nothing else is easier for me to use 100% recommend hopefully they can support Aussie banks again one day

Two countries only!!. Pointless if you are from anywhere other than USA or Canada. No way to progress if neither of those are suitable.

Good budgeting app. It’s a great app but hampered by the lack of functionality outside the USA

No bank connection. Really upset that after paying the annual fee me bank won’t connect. Just error 102 over and over again even after following instructions on how to fix the issue. Major feature doesn’t work.

Does not support Australian Banks. Paid my $124 for full cersion in June 2023 found out feb 24 they no longer support Australian banks. No communication that this was happening just no updates in app. Now have to battle iTunes to get a credit. Was otherwise a great app. Very disappointed…

App stopped opening. Hi, App not opening beyond the front page.

BEST FREE BUDGETING APP. I appreciate the financial advice David gives and furthermore thankful for allowing the app to be free for users - it has made my financial planning easier.

Not US or Canada, don’t bother. For some reason this app is available but when I’m creating an account it asks which area you’re from, USA or Canada. Don’t bother if you’re from anywhere else

Other Countries. This is on the Australian App Store but can only select US or Canada as the country.

Outstanding App. Love this app for home budgeting - it transformed our home finances and helped us make steady progress in paying off debt and saving for our goals. Thank you!

US & CANADA ONLY. This is on the Australian App Store although you can only select USA or CANDA. ????

The best budgeting App Hands down!!. It’s organised and super easy to use!

AUSSIE LOVE. I love this app. It’s changed the game for me. Moving to a monthly budgeting tool means I’m no longer calculating payment based on my pay cycle or bill dates. I’m from Australia and this app is so customisable you’d never know it was US centric 👏🏻👏🏻👏🏻 *****App Improvement: FUNDS***** I really with if I could manually enter my transactions/transfers to savings rather than the app automatically doing it at the beginning of the months budget. It’s such a great feeling of accomplishment to add in a transaction that you’ve sent to your emergency fund/savings account but because that app does it for you automatically, I can’t match it against my bank statement and tick it off the “list”. Having the option to make the fund entries “manual” would be awesome. I would make all of my long term bills “funds” if I was able to manually enter the transactions.

Finally available in Australia!. Thank you Ramsay Solutions team for making it available in Australia. It simple to use and there are heaps of videos on YouTube if your not 100% sure how to use it. I personally have been using the website EveryDollar for years however the app didn’t work here until now.

Bugs need to be fixed. I’ve been using this app for almost 2 years now and although it started off really helpful, for the past 3 months or so it only lets me log in maybe 1/3 of the time, and it gives me a “something went wrong” error the rest of the time. I’ve sent an email to their support team and never heard back. As someone who was using this almost every day recording every transaction I’ll need to look for another budgeting app because I’m only let in a few times a month now. Ads have also been recently added in between your transaction categories which means a lot more scrolling and wasting time - for an app meant to be easy and efficient I’d prefer it for ads to be at one set place in your screen and not something you have to scroll through to get past.

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Second best thing that happened to my finances. This is the greatest app you can find for budgeting. The only thing I would recommend is not to use the “fund” option as it seems to have a glitch or something. However , it is not completely necessary for handling your finances. In addition, you can follow the Ramsey team to get momentum and boost your finances!

Bring this to CANADA!. Mint used to be my go to app for budgeting but now that it’s gone I’ve been on the hunt for a better solution. I love the resources available though the network but I’m so sad I can’t access this app from Canada. I’m currently using the online version on my computer but it takes so long to input everything manually. With a busy household (we are a small business owning, homeschooling, family with six kids), it is just sooo time consuming. Please make this accessible to your northern friends!

no option for recurring expenses?. can you pls add a recurring option for expenses so i dont have to keep typing it down monthly? also i cant change titles. instead of “lifestyle” i want to label it “work” instead. if u added it to premium i would buy it the rest are useless to me.

Love the facility of this app. It’s great but I’m fed up of subscriptions. I have no space to spend 168$a year. Or another 20$ a month. These subs are getting ridiculous.

Used to be the best. Now it sucks

Crash. Can use the app after the update.

Amazing App. Thank you so much for this app and all the work behind it. Would you please add an ability to use Dark Mode and some content on Font weight and size? I really appreciate all the work!

Cool but. I wish that you could set your own 30 day period so that there are some flexibility for those of us that use biweekly pay checks

Will not link to RBC. The whole point of a financial app is to monitor everything you spend by linking to your bank account. This app just keeps giving an error code “10000”. I opened a ticket with support and it’s been over two months. I email for an update every week and I keep getting the same reply that they’re working on it. I had high hopes because it’s a Ramsey product but I’m giving up and giving it the rating it deserves unless they solve the problem. Conclusion: RBC clients can not use it.

Awesome App!!. I love this app it is easy and fun to use!

Free version. Although this is the free version, and more work to manually keep it all up and together, let me tell you, I’ve only been using it for a few days and already feel like in more control of my finances ! I’ve paid a few debts off, putting aside money for charity and and keeping a close eye on my spending habits! Just wow I’m loving this feeling of being in control of every single dollar that we worked so hard for! Not sure where this will lead us but hopefully in a good place down the road!

Getting greedy. I’ve used this app for a number of years along with listening to Ramsay related content. The app used to offer upgrades once in a while, which was fine. Now every day I open it it’s asking me to upgrade for $25/month or $100 per year. It doesn’t bother me they offer that but shoving it in my face daily when I open the app is getting to be frustrating. Not to mention it contradicts Dave Ramsays advice for years to cut out everything non essential. “Live like no one else, so you can live like no one else”……except buy our subscription. Hypocritical now that it’s gotten to this point. I would have given it 5 stars had it not been for the daily pushy subscription money grab.

New update. App is great but recent update is garbage

Not happy. Subscription is a scam… all it seems to do after connecting your account is send your transactions to the app. You still have to do everything as if free version and trying to understand the transactions you are seeing is a big mess. I still need to log into my bank so I can properly put things into categories. Even after all that after only 3 days into the month it for some reason doesn’t add up. And I’m not even entering the values. The app is doing it for me. I’ve been trying to use this app for 3 months now and just can’t see the point of it. Subscription certainly doesn’t seem worth it. Big waste Why can’t connecting the app calculate everything for me? Why can’t the balance of my bank account be the same as on the app. For the amount they expect people to pay for a subscription it’s a joke

App won’t load after update. It won’t load, just a green screen

Better before the update. -new update got rid of the percentage breakdown on the app, and overall doesn’t look as good -also some minor bugs, transactions not showing on app but showing on browser

App is Crashing. 3 comments 1-in the last app refresh a large percentage of times i open the app the screen is just green and stays for over a minute then crashes. 2-i miss the percentage piecharts from last year…the visual was so helpful for me to interpret where my money was going to in a high level overview. 3-the categories should have a total at bottom or at top to show how much $$ is in each category

Naggy. The app is fine however the constant nagging to sign up for a subscription was getting old. I thought Apple had a limit on how many times per year an app could ask for a signup in app. Needless to say it’s annoying enough I’ve started using a spreadsheet again.

Please make available to Canadians. Would really like to use this app but it is i it available to those in the US. Please make it available to Canadians .

Keeps unlinking my accounts. It seems like a great app and a great way to start looking at all my overspending. But it seems I have to relink my accounts every single day, and this is getting quite frustrating, I may switch to a different app

Great app. I love the simplicity of this app compared to others. This is so much easier to use. Unfortunately the PLUS option doesn’t work with my Canadian bank. I used to have it but it stopped working. Now I have the ad to upgrade to PLUS showing 4 times on my budget screen. That’s sort of annoying as it used to never be there. Would like it if it would only show once.. and if there was a way to get them to connect to Canadian banks again.

Subscription price. $170 a year!?!?! Pull out a pen and paper you’re better off. Like holy shieeettttt son

Perfect tool to stay on track. This app is by far my favorite in terms of keeping my finances in order. With this tool I’m able to keep track of all my spending and create a realistic budget for all the different things that come up each month. It’s comprehensive and easy to use. If you have a goal to payoff debt and save for the future this app is exactly what you need. I love reviewing the « planned », « spent » and « remaining » features. This app holds you accountable for your spending and helps you live a more financial secure life. Good luck!

Great until it won’t let me sign in. I use this app daily to track my spending and stay on budget. But every few months, it suddenly won’t let me sign in. I change my password, reinstall the app, nothing. Very frustrating!

Don’t waste your money on the paid version. Paid for a year subscription so that my bank account syncs to the app and constantly logs me out of my bank. Then it takes several tries every time to sign back in. Out $100 and have to manually enter everything just like the free version

Too Many Bugs. This app is unreliable as transactions I’ve just added can disappear. Sometimes I notice and other times I don’t. It’s hard to budget this way. It’s too bad as I like the free version without these recent glitches.

Ramsey+ Features Not Available In Canada. Would have been nice to know before buying. And bank account connections have endless errors. App is not usable.

Ipad landscape mode?. App is great, but iPadOS version doesn’t flip to landscape mode when using, please fix and this would be 5 stars. Oh, and a search function would be great too.

Bring EveryDollar Plus to Canada!!. I like the Every Dollar app way more than Mint, but it takes so much time to put each transaction manually. I await the Plus version for Canada 🙋🏻‍♀️🤩

Removed Necessary Feature... This App was everything I needed, until the removal of the Percentage Ring.. Having the breakdown of each category is incredibly important. Otherwise any time you add or subtract an expense, you have to recalculate it… it’s time consuming and not user friendly. Bring back the Percentage Ring! (Without making it an additional cost..)

Good app but I am not spending money for it. I love the app so far except there are some functions you cannot use with the free version. And I am not paying for a budgeting app when the whole point is to save money.

New update - boring. I miss my percentage ring! And the colorful title! Hope that next update will be more attractive!

It wiped my account. I have been using it for 3 months. Opened it today and it cleared all of my data. Account doesn’t even exist anymore. So frustrating!

Every dollar Budget your money. I was on board with app until after submitting my numbers I was asked for my Canadian banking information/ access card number and got a RED FLAG in my senior gut ? Scam to empty my account while pretending to help me budget my money? No no no bye

Only 2 years data backup. Hey Dave, thanks for this app. It is amazing. But it only stores data for 2 years. Can you give at-least 7 years backup? Thanks bud

Once was an Amazing App. This app use to be amazing. I use to be able to budget items right away with no problems. The app now glitches and duplicates budgeted items on its own, creating lots of confusion. I am not sure if this is a way of getting users to upgrade to the premium version but I am now losing interest with Every Dollar.

Needs improvement. Overall this app is fabulous and I love the desktop version as well. Would be great to be able to input numbers while offline. Even though I’m in Canada and likely wouldn’t do the subscription bc we’ve cut out a lot of monthly expenses it would be nice to have a tiered option for subscribing to have certain features.

Recurring fixed costs. Why should I need to manually input fixed expenses like a mortgage. It doesn’t change. Let us set expenses between fixed or variable. And for fixed let them be dated and flip themselves on automatically.

Can’t log in after update. Can’t log in after last update (2023.11.02) I’m probably in debt now!

Love this app BUT. It’s so glitchy. It asked me reconnect to my accounts everyday and takes HOURS and multiple attempts to connect.

Please add dark mode!. Great app, super functional. Just wish there was a dark theme/mode. Then it would get 5 stars!

Needs internet connection…. I can’t input my transactions manually or even look at my budget totals without an internet connection. This is a joke. Fix this; make the entire app function offline. It’s just a glorified calculator after all. -2 stars. The subscription price is outrageous. -1 star.

Great Budget tool !. Great if you want to get on a budget helps keep everything in order and keeps u on track! Great reminders!

Too Many Ads. The latest update brings even more ads for R+. I now have 6 ads on my page, one after each section. I find this especially annoying as the service isn’t even available in my country, so why do I have to keep staring at ads for it?

$25CAD + Tax / month. Are you kidding me right now? I thought you guys were trying to get people out of debt. Hypocrisy

Doesn’t work with Canadian Banks. Looks promising but doesn’t support Canadian banks, and wants $25/month. That’s a bit much!

Too expensive. Not a fan of the expensive subscriptions, switching to MoneyMAP.

Way too expensive. Great app but way to expensive for its purpose - almost $200 app to get out of debt and build wealth? Ramsey is always yelling about cutting subscription costs 🤷‍♀️

Good, but not for long.. I downloaded this app yesterday. It connected to my bank seamlessly, I budgeted for the rest of the month and next month. I like the features it offers. Everyone is trying to find the next “Mint” and this app seemed to cover what I needed. NOW when I open the app, it just sits on the green loading screen for 15+ minutes and won’t even open the app. I feel like I wasted so much time setting it all up, just for it to have a glitch and now I can’t even use it. Why bother paying for a subscription for something you can’t even use??

No Canadian Integration. Have been using the free version of this program for years and waiting for either the ability to sync Canadian bank accounts or to upload transactions from CSV. Unfortunately, the organization does not care to get monthly subscriptions from Canadian users of the app because there is still no way to bring in our transactions without manually entering every single one. I would happily pay the annual subscription if they would just add some functionality for Canadian accounts!

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Paid EveryDollar is Great, but it has it limits. First, I totally recommend this budgeting app. I have explored and used everything including Mint and Personal Capital and others! This is the best one by far to help you actually stay on your budget. The paid version is a absolute must though, without imported transactions I would not use it! Second, it has some quirks I would love to see improved. I suggest linking savings accounts to the funds themselves so that it stays in sync with added interest and what you actually put in there! Right now it generates 2 transactions the negative from checking and the positive into savings, which you have to delete one transaction so they don’t “cancel each other out” on the budget. Other little weird work around for different things exist if you look at their forums. Other than that it’s by far the best app we have used for helping us stay on track!

Many bugs now. There are multiple bugs in this app now. I have used this since it’s release in 2015 as a Plus member and always loved it. Since recent changes it is driving my crazy. I have recorded videos of bugs that are repeatable. On my account and my sons account. (We both have different bugs). Would love to send to the developers. I sent in a request for help to report a bug with the goals turning into funds and was told it was expected behavior. Umm.. did anyone actually understand what was happening or actually review the problem? Because it’s a bug. I have video proof of what it’s doing. Please someone reach out to me or at least fix the app. I hope they know people are having issues. I’ve found no place on the website to report bugs specifically. Being the nerd that I am on this thing every day. The fact that it isn’t working properly gives me anxiety. I’m looking to other budgeting apps for now until this one settles down.

2 problems. #1 my “emergency fund” IS my savings account. This means I transfer money to my savings account from my checking account. I want my “remaining” page to reflect the money left in my checking account. NOT the money left in both of my accounts combined. So I have to add a miscellaneous transaction to make that happen. I’d love an option for emergency funds that are in a separate account. #2 I’m sure y’all get a lot of reviews on the carry-over issue. I understand why funds are the only option for that. However. Somethings I budget are “gifts for parties” and mine and my husband’s “allowance.” These are things I set a certain amount of money to each month to use when we need/want it. These are different than a Christmas fund or a downpayment fund. I’d love to see a toggle option for regular non-fund budget items that we do want to carry over.

Good but devs don’t fix issues. Most other budget apps would be 1 or 2 stars, but Ramsay easily makes the most functional and useful one for building financial discipline over the long term. Unfortunately the app is marred by annoying bugs. For example, spending money from a fund creates a negative balance on your monthly spending report. As a result, you have to go through many extra unnecessary steps to spend money from funds (creating extra income from nothing and then creating a budget category specifically for that spending and then modifying the balance of your fund). In another case, the app always prompts me about duplicate transactions every time I open it and there is apparently no way to make these notifications go away. These bugs have been present for at least a year now and Ramsay hasn’t bothered to resolve them. I would have given the app 4 or 5 stars if bugs were resolved in a timely manner, but presently it looks like they aren’t interested in fixing these annoyances and would rather collect money than make their app better. It’s disappointing that such an otherwise effective app has these kinds of issues. I’d love to give it a glowing review since most other budget apps are literal garbage, but the devs just don’t seem to care.

The last update ruined it!. I’ve used this app for years without an issue. The latest update caused the following issue. Previously I had all my debts in the app listed by due date and actually even titled by due date (ex. 1st House, 3rd Car Payment etc.) the latest update reordered all of my debts out of order. Not by date, title, amount….there is no rhyme or reason. I also have lost ability to click and drag the items into the proper order. I also can’t add and move any new debt category via mobile device. This problem only appears on my mobile device, my desktop version and husband’s linked mobile are normal. Per tech support I have updated all devices, deleted and re-downloaded and updated the app twice, cleared cookies and histories twice and been been 6 rounds with tech support who finally said Idk so I am escalating your issue…..still waiting. The last update made this unusable for me to accurately track things in a timely manner.

Great Tool, Frustrating Flaws. The idea of the app is great. The budgeting features are super user friendly and easy to manage. However, there are so many bugs with this app. I have reached out to Every Dollar a couple times and I don’t get much help. The banks I have connected constantly disconnect. Every month I feel like my husband and I are spending so much time reconnecting our banks. Every Dollar Customer Service tells me its my bank and not a fault of theirs, this bank is a very popular bank and I have had this bank connected to other budgeting apps and never had any issues. I am also constantly having to update the app, but don’t ever see any changes or issues fixed. Being one of the few budgeting apps that costs money to access all the features I would hope they could do better on fixing the flaws.

Great but needs improvements. I’ve used this app for about a year now. I paid for the “plus” version. I found it a little pricey but continued to pay it anyway because having all of my transactions downloaded for me was worth it. I’ve loved the app although there have always been a few smaller things I would have liked to improve. For example, there are certain aspects that can only be edited from the desktop version, not from inside the app itself. All of these things were minor and not enough to get me to stop using the app. However we recently got an American Express credit card and I found that I could not sync purchases from this card to the app as they do not support it. I emailed and was told they had no plans to support Amex in the near future. This was enough for me to end my subscription and I’m now on the hunt for another budget app. Overall this is a good app but for the price could use some improvements!

Love how simple and nice the user face is but... I love this app and how simple it is! As an an interior design professional I also like how it looks because it matters to me. It’s not like a confusing financial app with to many numbers to not understand. That said if I could add one this it would be a bill calendar. If somehow when you are setting up your bills for the month in that section you put the date and it reminds you it also could sync to a calendar so you could see and overall of what is going on. That way if you wanted you could be more aware of the bills and if you needed to call and ask to switch it to a different date to have better cash flow so you don’t over draft of something if rent came out the same week for example then you could avoid that. Really I just an overall visual of when things are due if possible in an update in the future:)

Love the Dave Ramsey system but the app is awful. I did all year subscription to Ramsey+ as I’ve been using the system and going back-and-forth between other tracking services and spreadsheets. I hope that this due to all the hype about being such a great app for tracking would be worthwhile. Unfortunately I think it’s one of the worst ones I’ve encountered. It does not allow you to see category budgets, budget by percentages, categorize by personal or business expense including what taxable category it falls under. It also does not allow you to do basic features such as have all your expenses and payments actually show up as only a few of them do. When looking up on their website about those issues with the app they just have an article explaining how most people cringe and put up with it and do not plan on fixing the issues. For how much I respect the company and the system I’m very disappointed with this app and I would give it a D minus if I was grading it.

Almost perfect.. The thing about EveryDollar is that (if you have a bank that will import transactions for you) it tracks every purchase and it’s lovely on the surface. It let’s you make sure everything is tied to every budget with a drag and drop ease that is just brilliant. But there’s a pretty big problem that after 2+ years, I still struggle with: funds. They’re a mess and nobody knows how to figure it out. After over a year and several support tickets, they have no desire to help you with that. I feel like I’m part of a pre-release public beta program because they have no way to track how much fund money should be “sitting pretty and set aside” in your checking account. For example: let’s say I have a $300 dollar insurance payment due in 3 months, but I’ve decided to put aside $100/month. Makes sense so far? Good. Now compound that with, oh, literally 15+ other scenarios. Now how much money should be in your checking at the end of this month/right now to account for those 15 various funds? ¯\_(ツ)_/¯ The solution is to create a whole new spreadsheet or some other database to track these allocation of funds to answer this question of what “should” my balance be— but then why am I paying EveryDollar? Grrrr... One day they’ll care about people who save like this and need a precise accounting of their budget. Seriously, I don’t know how else to solve this problem.

Loved before Aug 2022 Update. We’ve used the app since we got married to tackle out debt and now that we’re debt free we just used it to track spending and savings. The pie chart feature at the top was one of my favorite features of the free version but since the Aug 2022 version, that feature has been taken away and several other “not necessary” features for a simple budget tracker are displayed. A simple scroll down causes the app to freeze temporarily as well. I’m assuming the extra features are there to draw you into buying the subscription. Wish these would be removed. The previous version was a great example for a simple budget tracker but now they’ve stripped it down to something that could be a fancy Excel spread sheet…and you know what Excel does…gives the ability to create pie charts without a subscription. Please don’t make me delete this app and give me back the simple budget tracker and pie chart that was already a great product.

Thankful for the New Features. EveryDollar has always been my go-to budgeting app, but I still found myself looking for other options because it was hard to truly budget. After all, I don't get paid once a month. The new Paycheck Planner is more than what I was asking for from the app. I could select what bills were coming out of each check, and I could even go so far as to pick multiple days on which I plan to spend grocery money, for example. These changes will make it easy for me to stay on budget. I still would like the option to move line items from one group to another and be able to create a group using the mobile app instead of having to use the website. Still, overall, I love the direction this app is going, and I’m done looking for alternatives! Thank you!

Better before the updates. I used this app all the time a couple years ago, and I LOVED it back then specifically because it wasn’t actually connected to your bank account and didn’t pull transactions automatically. In my experience with other apps that DO pull that automatically (like Clarity), the transactions are always late and categorized incorrectly so there is a lot of manual effort to sort it through. I also prefer to not have it linked for security reasons. However, this app has since been updated with Ramsey, and although you don’t need to link an account for this app to work, it’s really annoying and cluttered because most of the functionality is built for that now. Also, for some reason it doesn’t allow me to edit any planned budget item after it’s made- it defaults back to zero if I try to edit, so I have to delete it and start again. The search for a plain and simple budget app to manually input my budget and expenses has to begin again, I think :(

Just okay and basic. I found this app to be extremely useful. I have been on Dave’s plan for a while and this app does the job. The only annoying thing for me is that i believe this app should be intuitive enough to auto adjust your income based on the actual dollar amount inputed. It takes an extra step to change the budget amount to match what you actually received and it would be nice to have this auto changed for you. Another thing i found annoying was the fund feature. You cant turn it off once its activated. The help section says to delete it as a budget item for a workaround, but that doesn't even work. I cannot delete budget items under the savings category, fund or no fund. It doesn't work. I don't know, but it seems like such a simple thing to not have working properly and for that i give 4 stars.

Now unusable. The app now crashes before I can even scroll through my budget (last two versions). My transactions are often duplicated or show up weeks later as if they occurred the day before (every version for a year, maybe). Add that on top of Ramsey’s hard-headed refusal to integrate other banks (American Express), their inability to integrate AppleCard, and the absurd cost of the service that won’t even capture all of my transactions and duplicates those it does and I’m now looking to switch to a new budgeting tool. Really poorly managed and updated. At a basic level, it’s like no testing occurs before updates are released. Very obvious bugs make it in to production. It’s amateur hour. I regret that I’ve brought other families into the EveryDollar ecosystem the way this product has declined and I’ll quickly recommend whatever new tool I settle on for budgeting. I’ve been budgeting for nearly ten years, with EveryDollar almost that entire time. Super frustrated and disappointed because it’s budgeting done the right way, conceptually. Another update…still not fixed. App crashes after scrolling.

I tried to like it. I really did.. I’m a huge DR fan. His advice helped me gain financial freedom many years ago. When my family and I started looking for a simple, shareable budgeting app we naturally thought of Everydollar. For a long time it worked fine. Although very pricey for the premium edition that downloads transactions it was worth it. We were able to keep a good budget for a long time Then the little annoyances started to creep in. The biggest of which was continually being logged out even AFTER putting in a transaction. I’d be halfway through putting in the details, hit save, and the app would kick me out. I’d have to login and start over. Sometimes I could go days between logging in and other times it would be each time I opened the app. The kicker was when I asked for support this last time. The response was that the issue must be my fault since their staff couldn’t reproduce the problem. I just can’t believe that. I’m not going to pay $10/month to be sassed by support staff when their product is failing me. Good bye, everydollar.

Love it but needs improvement. When I started the Dave Ramsey plan, I wasn’t sure I was going to stick to it but this app is 100% the reason I’ve been able to stay on track. It’s a great tool and I recommend it to everyone. A few suggestions: - The bank accounts are constantly being removed, not loading, etc. it’s frustrating to have to keep re-adding them. - there should be a calculator of some sorts in the app. If there is money left over to budget, I have to leave the app to calculate the numbers. It would be great if there was a way to do that in the app - Setting up savings is extremely confusing and it took a long time for me to understand what to do. We have to “delete” the transaction of us putting it in savings. Which is completely different than the rest of the user experience. You wouldn’t know that unless you read up on it. UX could definitely be improved here.

Great start, but not wise decision. Looking to use this to sync live budget with my husband, excited after reading Rachel’s new book. But $120 yearly fee. I would advise NO ONE to pay that much to sync up bank account and try to budget. If that one feature was either free or for a small fee- like $10 a year, then the classes and other resources for a higher subscription amount would make sense. But all I need to use this app is the bank syncing- which I can get for free in other apps like the highly recommended MINT which I have used. This is disappointing because now I cannot recommend this app with our financial classes for trying to help others get out of debt. Please consider changing this, especially because debt reduction is a huge message of yours. Generosity is a huge value and this app is excellent if you add layers of subscription.

Phenomenal App. Using this app was actually way easier to use than I thought. I love the way it breaks down and separates what is budgeted, spent, and remaining. It makes it super easy to keep track of everything. The only reason I give the app 4/5 stars is because even when I put a pay date for future pay days for the budget, it shows that that money I haven’t gotten yet as part of the remaining money to spend slot, even though I don’t have it to spend yet. I guess I could be missing something to avoid this, but I’ve played around with a couple mock budgets before making my actual one and I never found a way around it. So I just made my budget with the money I have now and as I get paid I’ll add that pay and increase line items. Other than that, I love the app.

I’m in this app all day everyday!. I’ve been using every dollar for about 2 months now and I can’t even explain how much it’s helped! It takes a little while to learn and if you’re motivated to get your finances in order, the learning curve will come with ease. It isn’t supposed to be this extremely complex finance algorithm that “tracks your earning and shows you a bigger financial picture” it’s an app to help average people who know little to nothing about the beginning of financial literacy and the idea of savings and budgeting. It’s quick and precise. I do think it could be a little more intuitive. Honestly for me though the free version is more than enough. Thank you Dave Ramsey for the incredible effort put into this app development and making it simple for everyday user to save and get out of debt! Five stars⭐️⭐️⭐️⭐️⭐️

Keep up with your budget. I have the paid version. I like that my transaction pop up and I can move them where they belong that also depends on your platform desk top vs iPad or cellphone. I found if I go days without looking it becomes a chore! However this app has helped me organize every dollar that comes in. However still working on matching what’s in the app to match my account. I have not perfected that yet I think I have to go to the what’s left column. I also like the baby step that comes with the paid version to track your debt decrease it’s the snowball way. Honestly I don’t always go by the snowball I go by the highest interest and compare my balances….not that you should do it…that’s just my personality quirk

Great, but some small updates would make it perfect. I switched to Every Dollar with Mint going away and got the premium version. It is super easy to set up a budget and I can quickly classify my expenses as they come in. There are a couple things that could make it better. It would be great if you could select a budget category and it would expand and you could see all the expenses that are hitting that budget category. This would also be good for credit cards and checking. Just to see what is in each category. Another suggestion would be to use AI to predict some of the expenses, like Chipotle being dining and you have to do is confirm the expense. Or if you have an expense always going to the same budget category it could learn and suggest the category for you. Thank you!

Please Change it Back. Throwing my voice in with the chorus of others not a fan of the latest update. I’m a paid subscriber (yearly—that’s how much I love the app, or used to). Despite other minor glitches in the past, EveryDollar has always been the one budgeting app that “worked” the way my brain works when it comes to budgeting. The latest update has changed that. I know it sounds minor but I really miss the progress bar that shows how much of the allocated funds I’ve spent throughout the month. Breaking the budget into three “views” (planned, spent, remaining) without showing the portion spent in the “planned” section for some reason just really messes with my head. Now I can’t see at a glance what areas I’m running close to overspending or what areas I may have over budgeted for. I’m not against paying for features (I already do). But I am against paying $150/year for an app that makes it harder, not easier, to budget.

App crashes/layout. Update 10/9: their recent update has increased the chances of the app opening to maybe 50% of the time now. HOWEVER, even if it were fixed, the layout is too awful to deal with!!!! Completely terrible. No pie chart, the way the transactions are listed, just overall the layout is no longer enjoyable to look at or use. I thought I could keep using it but I really don’t think I will. I’m keeping my hopes up that they revert back to older versions, but for now I’ll either go back to an excel sheet or be on the lookout for a new app. Newest update has crashed with every attempt to open the app. So far I’ve only managed to open the app once. I don’t know which update changed the layout because I don’t generally update everytime there is one released but I hated what I saw. Maybe because I was unable to explore since the app won’t open but it looked like a lot more scrolling and prompts for information to be entered when I just want to log a purchase price/date/description.

Good but needs some added features. I really like this app except it needs more options for people who get paid on a biweekly or weekly. It is great to see my overall monthly budget but I would like it to be able to show which paycheck is paying to what category. Everything is jumbled in all together as one month and I have to separate it out by labeling groceries 1, groceries 2 etc. even when I do that I still have to figure out how much of each paycheck can contribute to a category. It is really annoying. Through the Dave Ramsey Facebook groups, this is a common reason many choose not to use this app. I personally have to use this with Fudget, because every dollar has it where it has to be done on a monthly basis. It would be great if the developers could make it where a person could switch back and forth from monthly to pay period to get a complete view of where their money is going.

Old version was way better. For being an app that is supposed to help one save money, the old version was SO much better and now the new version makes you pay for what the older version had on it for free. One by one each little thing is going away and only available if you pay for it. It is mandatory to update the app as soon as you open it if it has an available update. For the owners being multi millionaires and saying they want to help you get out debt, you would think they would save others a few dollars to keep the basic things free. Even the basic pie chart breaking down where the money is going is now only on the paid version. Also, where the income sheet is listed, it used to across the screen and now it is only on half in a small square box so that instead of focusing on your income, you now see a flamboyant square box next to the income that is an advertisement for premium that never goes away. Ha. This is using the known brain trick of the more you see it, the more you will want to buy it. Ridiculous. It used to be a great app and now it is not.

Dave Ramsey Every Dollar App. This app is an awesome tool to use for doing a budget. Especially if following Dave Ramsey Financial Peace University. Have you ever wondered if there is an easier way to budget and have good organization? Well this app is the answer. I have been using it for at least two years now. It takes so much headache out of trying to maintain a good budget. I am on point with this app and crushing my financial goals. This app is free to use which is nice. No monthly payments to use it. Might be a little more manual work than the Ramsey plus but I like it that way because I feel I understand my own budget and what is happening better. Plus, I don’t have to pay anything to use it. I recommend this to anyone and especially those following Financial Peace University advice.

I like this better than Mint now. The zero-based budgeting system is now my favorite. I have used the budgeting software provided by my financial institutions and also Mint, but this one has become my favorite because it is not focusing on my credit or other things, just one thing: Budget. After 2 busted budgets, it finally clicked for me during month 3 that I have to go in and use the “spent” feature, which activates the “remaining” feature. I have the free version of the app, so I have to do this manually, which is actually a plus for me because it forces me to be more cognizant of what is going where and how much budget is left. I highly recommend this app! It packs a lot of financial power in a deceptively simple package.

Great for some things. I have only done the trial period thus far, so haven’t had a lot of time with the app. That being said, it was pretty simple and helpful in general. A few problems I noticed however were that if I created a fund for savings, it would still show as “available “ to spend money. I don’t want my savings to show as available, I only want to see what is left to spend that month instead of showing I have hundreds more! The fund money should not be shown on the top of the screen as available. Also, my paychecks are different every month, so I use a minimum amount I expect to make to create the budget. When I add a transaction stating how much I actually made, it does update as the new amount to budget. What’s the point? So I feel like I have to do transactions without this apps knowledge in order to see what I actually have to spend. Not sure yet if I will try the paid version.

2.5 star review, Good- needs some major additions. I have been using EveryDollar now for 10 months and it is great for very basic use, however it needs some pretty major functions added. Being able to track how much you’ve transferred into your emergency fund would be extremely useful. Now that I’m not paying off debt and building my emergency fund the “remaining” feature isn’t accurate because it counts money that I have moved into my EF. The “remaining” feature should only include income that you have received minus planned expenses, not counting income you haven’t received yet minus everything you’ve spent. Also, I’m really surprised you can’t budget out per paycheck!! I’m shocked that the only option given is one month when a lot of people need to budget per paycheck because different things are due at different times. Hope this app keeps adding major major additions and that they don’t just get comfortable because there is so much potential here.

Good app, terrible service. This app worked great for us for the few months that we used it. I’ve never been great at budgeting and we decided to do a trial version of the plus to see how we liked it. It was convenient but after getting billed the $100 for the plus version, we already started to question it. The app worked fine. We question our decision making for spending $100 on something that we were trying to use to help us save money.... oops. We decided to try and cancel, for the last few months I have been trying to cancel my subscription. Their website says it’s a subscription through Apple so you have to cancel it through them. My apple account shows nothing. Well this morning, without warning we got charged another $100. It’s sad that a company that is “out there to help out people with finances,” is doing such a big money grab with this. So now for the next few days, I get to waste my time trying to get them to give me my money back that I didn’t have to give them in the first place.

Good, needs improvement. Great app for budgeting. If you want to save money and get a clear idea of how much you’re spending where, and how much money you have spent/have yet to spend at any point in the month, this is an excellent app. It clearly categorizes your expenditures and and is flexible to changes. My only issue is this is not an app that expedites budgeting to make it simple and thoughtless. This is more of a sit-down, enter your budget kind of deal, rather than an on-the-go-it-only-takes-two-seconds-to-add-the-burger-I-just-bought-to-my-budget-kind-of-deal. It would be nice to have an initial screen immediately after opening the app that would allow you to enter an amount of money, classify it as an expenditure or an income, and pick a category (food, gas, etc.) Additionally, I don’t like that you have to create an account to use this app. Occasionally I get logged out and when I’m socializing with friends it’s a bummer to have to log in (with a very complex password) to enter my expenses. I don’t need that kind of privacy around my budget. You should be able to get of currently-permanent widgets (such as “taxes/insurance” or “debt”) I never use them and they clog my interface. My last issue is that my actual income varies from my predicted income, but the budget does not adjust accordingly when I enter my check (I have to manually change my predicted income, which carries over into the next month.)

Free spirit but won’t let me budget. I am the free spirit type, I would love to have the everydollar as someone that is into Dave Ramsey and wants to see my trend over past three months. However as someone that is paid hourly or easier for my brain to look at how much money I have in that envelope using a weekly budget system then monthly. Seeing as how I am paid every Friday literally. I feel when doing monthly I have more in there than what I already have and while some bills like utilities and rent I can pay weekly others like Netflix are so low that to pay that area is ridiculous because we aren’t allowed to do a bi weekly or weekly budget. Other than a couple variances like clothes needed for work or a emergency repair my spending is the same but my biggest issue with Dave requiring monthly has always been the tracking is not the same. I may have $400 in grocery according to the app but really only have $100 that extra $300 can get confusing when grocery shopping and simple is easier when budgeting

I Recommend. Been using the EveryDollar app for a few years now. Helps me know where I’ve spent my money and when I spent it. Prior to using this app I would frequently ask myself “where did my money go”. Sometimes it would disappear so fast that I thought that I lost some money. Once I started using this app, I realized that I spent a considerable amount of money on food; especially fast food. As of recently I have cut back and have been able to save and spend that money elsewhere. The app also helps me keep track of logging my tithes and offerings and I like the ability to put notes on certain items so I can know what to do next time. Overall awesome app. I recommend. I also like the new calendar update; a lot better and more user friendly (in my opinion). Great job to the EveryDollar developers and keep up the good work.

Doesn’t load transactions. I LOVE this app. Absolute life changer. BUT I’m slightly disappointed in the premium $10 a month option I have selected. My ONLY complaint IS that it often takes three or four days before my banks transactions are loaded into the app for me to place them into their categories. Three or four days later I have sometimes forgotten what exactly the transaction was. This app would be MUCH more beneficial to me IF it were to load my transactions in a more timely manner. I would like to end my day by sliding my loaded debit card transactions into their rightful place. Honestly rather than paying the $10 I may suggest to someone that it may be more worthwhile to NOT select the premium package and just manually insert their transactions at the end of the day. For this reason I often contemplate cancelling the premium.

Good starting point. My husband and I have been using this since we first started our budgeting journey almost one year ago. It’s been a good starting point for us and fairly easy to use as we learned how to budget and not get overwhelmed. However, one thing that drives me crazy is that it doesn’t always sync our transactions in a timely manner (it can take upwards of a week sometimes) and that causes issues with staying within our budget. And because my husband and I are joint owners of our bank accounts, the app duplicates transactions which caused a lot more confusion. Thankfully we were able to figure out how to stop the transaction synchronization by turning off the toggle for the duplicated bank accounts. All in all, it’s a good starting point for those who are new to budgeting but I don’t think it good enough to continue to use long term. Monarch actually meets more of my expectations and provides way more in-depth budgeting support and higher quality.

Great App. I love this app and the tech support is really helpful and stays with you until it works. I’ve been using it for two months. In the long run it’s worth it to pay for the app because of you are really tracking and trying to budget this app is as up to date as your bank account. I tried using my bank account budget tool and it was not nearly as user friendly for the family budget. It lets you look at planned/spent/remaining categories in each budget item within seconds. It’s helps keep track lump sum budget items that used to sneak up on us. We realized we needed to be setting back $2000 a month for a fund for lump sum spending. How many months and years of stress did that category alone cause! The only person who doesn’t need this app is someone who has no income. Thanks Dave!

Love the system, but the app just isn’t there yet.. I love the concept behind Every Dollar, especially when you pair it with Dave’s Baby Steps. The suggestions for how to use extra money to achieve your goals is great!! But the app falls short when you start using it day to day. Moving extra money from one budget item to another is cumbersome. The same is true for actually tracking how your debt is being paid off - accounting for interest and escrow is a big mess. It’s also messy to really see how much is in your accounts (bank balance minus uncleared transactions). Every Dollar is a great app and I plan to keep using the free version to set up my monthly budgets. But there aren’t enough features for me to use it day by day. It’s just not deep enough to warrant the $100+ price tag of the Plus version. There are other apps out there that do more for less money. Features I’d like to see in the future: 1. View transactions by account and display working balances for all accounts 2. Set up debts and payments including interest and escrow. 3. Easily move extra money from one budget item to another. 4. Set up multiple budgets 5. Upload files like .qfx to import transactions from institutions that don’t allow direct download. 6. Ability to change budget length (weekly, bi-weekly, or monthly). 7. Set up recurring transactions. The idea for this app is solid. The execution’s just not quite there yet - especially not for $100 per year.

Best app we’re actually saving now!. I have always tried making a budget, but I never take the time every month to write all the actual amounts that go in and out so we kept spending small amounts on food over and over and never knew how much since it didn’t seem like that much. The first month I had a free trial where it synced with my bank account and we spent -1200, granted it was vacation and birthday time but still we had no idea! Thank you so much for having an app that I can just sync with my checking and pull over to a category. It shows your budgeted amount, actual amount, difference and tells you in the end if you were in the black or red. I think this is a life long change! Thank you app makers so much for making this and making so affordable!

Really - this changed our lives!. I’ve never left a review on an app before, but after using EveryDollar for almost 8 months now and seeing the difference it has made in our lives, I felt compelled. Pairing this app along with Dave Ramsey’s easy to follow Baby Steps (not the app, just the concept), we paid off over $15k in debt, have money in our savings account for the first time in our adult lives, and are in the process of closing on our first home with the lowest possible interest rate thanks to my new credit score of 775! Before I found this app I had tried other budgeting apps but they were confusing, and didn’t do the very simple thing I wanted to do - list my bills, and then mark my bills as paid while showing my income and what was remaining. This app is a breath of fresh air and so easy to use. My only regret is that I didn’t find it and start budgeting sooner! Thank you Dave Ramsey and team!!

App will not stay connected to CU accounts. App worked great during my trial. It stayed connected to my CU account and updated within 24 hours. Since the trial ended, the app has been going DAYS at a time with error stating “This account is having a temporary connection problem” and it also isn’t updating for 3+ days after transactions clear on my bank account now. I have done as suggested and removed my CU account and added it again. Once I do this, it will connect to my CU, however 24 hours later it pulls all transactions for the past 2 months in AGAIN and I then have duplicates. Once it does this, the connection to my CU drops again and goes back to the connection error until I remove and add back again. I have submitted a ticket, ticket response was that it takes 3 days for some banks to communicate with the app for updates. Ticket was closed. I paid over $100 for this service and I feel like it’s a waste of money if the app is not working. Please fix ASAP or refund my money.

The perfect budget app worth subscription!. I have downloaded almost every budget app there is but none help me take control of my finances and help get myself out of debt like this one. Has very consistent and updated sync with bank unlike other apps that are several days behind. This app along with Dave Ramsey principle helped me get out of 10s of thousands of credit card debt in months not years. I highly recommend. The other apps are free because there made by banks and endorsed by credit card companies to keep you on debt with an illusion of control. You can tell the way the app is made it’s not after any other agenda then to be a service to help people. I do wish it was a bit cheaper a month but if that’s what it takes to have premium service than it’s worth it to be debt free!

Almost There.... Love the app but it falls short of 5 stars only because the funds don’t account for the previously saved amount when charging against the fund in the budgeted month. For example, let’s say the fund budget for the month is $100 and the previous amount in the fund is $300 for a total of $400. Let’s also say the remaining overall budget for the month is $2000. Now a purchase is made using all of the $400 available in the fund. Instead of only charging the $100 budgeted for the month in the fund against the remaining overall budget for the month, the app deducts the entire $400 available in the fund from the remaining monthly budget. This makes the overall remaining budget $1600 when it actually should be $1900 if taking into account the previous deposits in the fund. This is my only complaint with the app but it’s significant as it basically makes the fund feature obsolete.

Great App When it Works. The app itself works great for creating a budget. Right away I had issues connecting to my bank. I messaged support who got back to me quickly and assured me a fix was in progress. A week or so later the app started syncing to my bank every once in a while so I could track my spending occasionally. I was assured that they would keep on working on it. I never got the app syncing correctly. Some time later the app quit syncing at all again. I again reached out to support and they assured me they would work on a fix. 2 weeks later I still could not connect my account. When I messaged support their response was they were working on it and I could enter my expenses in manually. I’m paying $130/year for the app to sync, I’m not putting them in manually. I can do that in google sheets which is free and have the same or more info about my expenses. With the money I FB it actually syncs with your bank. Otherwise ,like mine, a waste of money.

After a month of trying this app.... I have been seeking a mobile option to manage my finances. I have been using Mint for several months, but I wanted to see what else is out there. This app is very easy to set up and use, but it seems to be missing a few elemental features. The app will only allow me to add one account from my bank. I have 2 different accounts, but after trying multiple times to add them both , I still only see one. Also, this app follows the pattern of other apps I’ve tried and completely leaves out a checkbook register and/or reconciliation features. Some of us old schoolers like the checkbook register... it’s hard to get away from. One more thought, a bill pay feature seems to be an important part of budget tracking, so I don’t get why there is bill payment feature. I wish the app fulfilled all my wishes, but sadly it does not.

Mostly good, hard to reconcile at end of month. This is a free app, and I very much appreciate it. Thanks to the Ramsey organizations for providing. The income and expenses parts of the app are pretty good and intuitive. It’s easy to account for income and spending. My problems with the app have to do with reconciling the budget at the end of the month. Let’s say that you earned a little more than you expected and spent a little less. That’s a good thing, right? Earn more, spend less, and apply the excess to debt or savings. Its challenging to account for added income in the Every Dollar app and that’s further complicated if you want to use added money to apply to a fund, particularly if you have more than one fund. The function is just not intuitive and the funds aren’t easily modified when you want to make minor changes based on what you actually end up with as a surplus at the end of the month. The instructions could be improved. But I think how the funds are structured is more the problem. You can solve the “extra earnings” issue at the end of the month fairly easily by just changing the budgeted amounts to what the actual amounts received are in your budget. However I’ll probably just treat amounts set aside in “funds” as expenses in in the future and account for those funds outside the app.

Almost perfect. I have just started trying to do a budget and since I listen to Dave Ramsey on his show and also Rachel (his daughter) on Happy Hour. I have found this to be a very easy way to do your budget and it’s FREE which works very well within my poor man’s budget. You do need to remember to add your transactions and to leave a little breathing room in your account because if you forget to enter your transactions and fail to leave yourself any breathing room then you have the potential to overdraft your account and sure if you have it set up then the bank will cover you but i took that off long ago when i realized how much it was helping the bank and how little it was helping me. I love the reset budget button. It has saved me.

I want to love this app, but.... I want to love this app more than I do but there are a few things holding me back from a higher rating. First, it does not update often enough. Even now, I’ve been waiting for over 6 hours for it to catch up with my bank and that’s after about 4 or 5 nudges within the app itself. Still no updates. For $9.99 per month, I’d like for it to be more responsive and work on MY time, not its own. Yes, I have confirmed that the transactions have posted to the bank. Second, I’d like to track Baby Steps within the app and not have to go to the website for that. Third, I’d like the ability to track annual spending per category (ex, how much have I spent on clothing or gas this year so far? Or medical expenses?). Other than these issues, there is enough to like about the app to hold on to it for now. UPDATE - I’m looking for a different app. The glitches with EveryDollar are too frustrating and not worth paying $10 per month anymore.

Lack of Intuitive Design Features. You import transactions from your bank. The transactions come in with a date assigned to them. This app doesn’t recognize that data point. You spend an hour on a Saturday morning categorizing each transaction for Jan and Feb, only to find they are all being dropped into Feb, so you are over budget on everything. You read the help on this issue, and find that the “fix” is to go into EACH. INDIVIDUAL. TRANSACTION to unassign the category. Then you choose the “right” month, and reassign EACH. INDIVIDUAL. TRANSACTION to the right category again. You go in to check how your January progress looks, and find that the transactions are all attributed to February. I’m done. It’s 2021, and there is no reason why the programmers couldn’t “auto assign” transactions to the right month, with a feature to let you move them to a different month on the odd-ball chance that you need to. Wow. I cherish every minute of my free time away from work and other obligations, and I’ve lost 2 hours. I canceled my subscription.

Wonderful…… if you pay for it.. Downloading CSV files of my own budget should not require a paid subscription. I’m shocked to learn that Everydolar paywalls access to my own budget data. Withholding premium features such as data analysis and bank connections is one thing, but access to my own data to do my own analysis or to keep a record beyond the two years everydolar allows is a necessity. I was a premium user for years ever sence the app was releced. I stopped my subscription just 6 months ago after the price breached $100 /year during a budget crunch (& partly because the bank conactivity stoped working for too long). I had always planned to pay for the app again one day. But I’ll tell you now, if I have to spend a day re-creating my budget in excel just to do basic analysis I am NOT coming back to this app EVER. Might as well manually enter it into Excel, rather then continue to enter my data in to a black box that I can never get it back from.